3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

Spacious, gracious, intelligently upgraded classic home high in the pristine Sonoran desert above Cave Creek. Expansive views with unparalleled privacy. The elevation from this 9.9 acre mountainside parcel presents breathtaking sunsets and dark skies at night that illuminate the stars! Remodeled in 2017 and upgraded through 2024 with high-end modern finishes while preserving the integrity of the original homestead built in 1975. Wholly owned solar was added in 2021. This is one-of-a-kind! The 3490sf hacienda (main house) is 3 bdrm (en-suite), study w/closet, gourmet kitchen, & dramatic great rm/dining rm overlooking view and saltwater pool (with pool heater added in 2020) and extensive patios. The 676sf casita has 1 bdrm & bath, kitchenette & living room w/deck overlooking the desert.... In 2021 an atelier/art studio with tile flooring and air conditioning was created by remodeling a storage room. The Mediterranean architecture is enhanced w/ stone walkways, iron archways w/ flowering vines, fruit trees & steel trellised patios. The original supporting wood beams in the Great Room are from the Prescott National Forest. Custom concrete Saltillo tile designed floors provide a maintenance free surface underfoot. A locally designed bespoke gate was added in 2023.

Calling all car lovers and land lovers... This estate with a detached casita checks all boxes. This gorgeous home will not disappoint. The main house has a split floor plan with 5 bedrooms, bonus room and a private office upstairs. The kitchen offers a Subzero refrigerator, a Wolf 48'' range, 6 burner with flat top griddle, 2 sinks, 2 dishwashers, an oversized island overlooking a generous sized great room. Like to entertain? Enjoy a bar area with wine and beverage fridges. For the car enthusiast come check out the 42 foot extended, temperature controlled RV garage, a driveway plumbed with cleanouts, 30/50 outlets in driveway and inside garage. Why wait, come check it out today!!

Located in the highly desirable 85254 zip code, this luxurious home is nestled in the exclusive gated community of Ville de Sorano. This stunning 4 bedroom, 4 bathroom home with a separate office space and substantial size loft is located on an oversized premium lot. As you approach the home you are greeted with a beautiful custom archway (that mimics community gates and powder coated) into the gorgeous courtyard that boasts a fireplace, water feature, Butler's Kitchen that includes a powder room, cabinets, mini fridge and sink. Look up to the 2nd floor and find a beautiful Juliet balcony that overlooks the courtyard. Premium upgrades throughout the home include natural stone flooring throughout the home, custom natural stone showers, upgraded 8 foot doors throughout home, white plantation shutters on all windows, brand new window screens, rustic matching light fixtures/chandeliers and bronze faucets throughout the home, additional recessed lighting added, 5.1 stereo speakers/music control/ intercom in each room, upgraded rod iron railing on wooden staircase, gorgeous exposed beams in family room, newer interior and exterior paint. Stunning 2-way fireplace can be enjoyed from the family room and large living/sitting room as you enter the home. Matching GE Profile Black Series appliances with flat cooktop. Large primary suite boasts a raised ceiling, exterior door to backyard oasis, his and her sinks in bathroom, large walk-in closet with custom shelving and sauna tub. Guest suite has brand new frameless shower glass door, separate tub and his and her sinks. Beautiful French doors in large great room lead to the backyard Tuscany oasis which boasts, a heated sparking pool and spa with 3 waterfalls and remote pool controls, raised sitting area, outdoor kitchen with both a charcoal and gas grill, several pergolas on property to include a pergola over each entryway, covered patio between the living room and primary suite, fire pit for entertaining, double gate on side yard, fireplace with TV and speakers above, custom riverbed landscaping with Olive Trees and Date Palms. The pool was recently resurfaced in 2022. Both 2 car and single car garage have been recently painted, have epoxy flooring and ample storage space. Arlo security system, with 6 cameras and live feed to smartphone. Sensors on every door and window with motion sensor in living area. This is the perfect home for families and entertaining and conveniently located near Kierland, Paradise Valley, Desert Ridge with endless shopping, entertainment and dining.

Stunning 54-Acre Ranch Property! Experience luxury and comfort in this 3551sqft home featuring an open floor plan, 4 beds, 3.5 baths, granite countertops, wood burning fireplace with stone covered surround, oversized doors, split floor plan, large laundry room with cabinets and countertops. The estate includes 2 horse pastures, riding arena, 8 steel corrals, and 72x60 haybarn. Enjoy modern outdoor amenities like a gazebo with a half bath and outdoor shower, a heated pool and spa, and a basketball/pickleball court. Additional highlights are a 100sqft meat locker, 50x75 3bay insulated shop, internet tower, 22kw generator, and 90 pecan trees. Ideal for horse enthusiasts and those seeking spacious, tranquil living. Don't miss out on this extraordinary opportunity to own a piece of paradise.

Custom home where luxury meets comfort with Mountain Views. With thoughtful design and impeccable quality throughout, this home features: Custom Arched Doors; Great Room with Fireplace & Wet Bar; Gourmet Kitchen complete w/fireplace-TV Sitting area & spacious breakfast area; Formal Dining Room w/Built-in food warmer for convenient hosting; Master Suite includes Spa like bathroom - Sitting area - Exercise room & private access to Spa & Pool; 3 Ensuite Guest Bedrooms including a detached casita; Two Private Offices; Large covered Patios - Heated Pool - Built in BBQ Kitchen- New Putting Green; Extra height and length 4.5 car garage; 4 New A/C units 2022 - Stucco painted 2023 - Inside Painted 2024. Welcome to your dream home at the base of the Superstition Mountains.

Rare opportunity in the exclusive, gated community of Vista Monterey! Prime location and large private lot combine desert living with modern convenience. This lovely move-in ready home welcomes with a grand foyer separating the formal living & dining rooms. Large windows and plantation shutters. Warm and inviting open kitchen/family room, boasts a fireplace, built-ins and exposed beams. Gourmet kitchen, featuring high-end SS appliances, granite counters, breakfast nook and island w/breakfast bar. Neutral palette, warm wood, tall ceilings, and tons of natural light. Split floorplan, generous master retreat and good size additional bedrooms plus a dedicated office and second living space. Lush backyard with mature trees, extended patio. outdoor fireplace, bbq and breathtaking sunset views.

Experience the epitome of luxury living in this custom home, situated on a premium lot and nearly an acre in the prestigious Pinnacle Peak Vistas. Breathtaking city light, sunset and mountain views steal the show as you step inside to discover a grand foyer with a gorgeous arched front door that opens into an inviting great room, seamlessly blending the dining and kitchen areas. Your backyard is a true resort-style retreat, featuring a remote controlled heated swimming pool with multiple water features and Tiki Hut swim-up cabana bar, complete with a built-in gas BBQ and ample seating - perfect for entertaining or unwinding after a long day. Relax in the elevated hot tub spa surrounded by lush, mature landscaping, including a gorgeous cactus garden and numerous citrus and fruit trees. The expansive covered patio runs the length of the home and offers great space for enjoying Arizona outdoor living. Low-maintenance artificial turf, putting green and thoughtful hardscape details throughout the yard enhance the beauty of this serene property. The chef's kitchen is a culinary dream, with an incredible view, featuring high end cabinetry, breakfast nook, custom center island, premium stainless-steel appliances, a Cantera stone hood vent and tasteful accents. The master suite, where panoramic city light and sunsets views await, offers private access to your back patio, as well as an en-suite bathroom with dual vanities, a spacious walk-in shower, separate soaking tub and his and her closets. This home is rich in thoughtful details, including travertine flooring, a cozy gas fireplace, a built-in entertainment center in the great room, and a dedicated office with custom shelving and views to the front courtyard. Arched niches and custom painted murals add a touch of personality throughout. In addition to the 3-car garage with storage, the paved circular driveway and auto court provides ample space for guests to park and enter through the front courtyard with a tranquil fountain, outdoor seating and ambient bistro lighting for additional space to entertain. Enjoy the best that North Scottsdale has to offer in this private sanctuary just minutes away from five-star dining, shopping, and easy freeway access. Discover your dream home where luxury, comfort, and convenience meet. Welcome to Pinnacle Peak Vistas!

A true gem, this like-new desert modern home in Hawes Estates offers breathtaking views & an array of high-end upgrades with no HOA! The iron front door welcomes you into a great room with French oak floors, beamed ceilings, an elegant fireplace & 16' sliding glass doors that flow seamlessly to the outdoor living space. The resort-style backyard features panoramic mountain & sunset views, an extended covered patio, heated pool and spa, custom built-in BBQ, ramada, travertine hardscape & pristine low-maintenance turf. The magazine-worthy kitchen features stacked white cabinetry, dual islands, a built-in fridge/freezer, coffee bar, premium appliances & spacious pantry. This exceptional home seamlessly blends luxury & comfort all while providing the latest in style and energy efficiency. The primary suite is a true sanctuary, featuring sweeping mountain views, an expansive glass-enclosed shower, luxurious soaking tub, and beautifully designed custom closet. Each of the three additional bedrooms offer a walk-in closet and en-suite bath. The versatile den offers space for a home office or fitness room, while the charming laundry room has a sink and bonus sunset views. The extended-length 3-car garage showcases an epoxy floor and built-in cabinetry while the separate workshop is perfect for housing toys and tools. There are so many upgrades in this home and it is truly move-in ready. A rare opportunity to own a newer contemporary home in the Las Sendas area!

Contemporary Luxury in Yakashba Estates! Welcome to your dream retreat nestled on over 2 acres of pristine Ponderosa Pine covered land. This Mid-Century Modern masterpiece offers unparalleled tranquility. The Frank Lloyd Wright inspired architecture blends seamlessly with its natural surroundings to create an oasis of peace and elegance. The main residence features 3 spacious bedrooms and 2.5 bathrooms, thoughtfully designed to provide maximum comfort and privacy. Expansive floor-to-ceiling windows throughout the home bring the outdoors in, filling every room with natural light and offering breathtaking views of the lush landscape. The large primary suite is a true sanctuary, featuring a bathroom with spa-like amenities and an expansive walk-in closet. The property also includes a separate guest casita with a full bathroom for your visitors. Stunning landscaping professionally designed to complement the natural beauty of the surroundings includes multiple outdoor living areas for dining, relaxation, and entertainment. Enjoy the serenity and privacy of this peaceful setting, complete with walking trails and space to explore. This exceptional property offers a rare opportunity to own a piece of paradise, combining luxurious living with the beauty and tranquility of nature. Don't miss your chance to experience this one-of-a-kind estate and see all that this stunning home has to offer.

Welcome to over 2 acres of North Scottsdale privacy, beauty, and serenity! This fully custom home has it all. Enjoy your resort like backyard, balconies and patio spaces, Sub-Zero chef's kitchen, mountain views, and thoughtful upgrades throughout. All the work has been done, so you can truly make this space your home. Need room for cars or toys? A 4 car garage with extra storage room awaits. New roof, new windows and doors, all new pool equipment with pool/spa heater, and new garage doors and openers are just naming a few of the upgrades. The timeless modern desert design flows seamlessly with this truly one-of-a-kind property. Come experience this lot privacy and beauty aided by a built-up 20 ft berm along Lone Mountain Road.

This exquisite truly one of a kind residence situated on a premium corner lot in the privately gated Lake Serena Estates community. With great views of Camelback Mountain, easy access to the Loop 101, dining, hiking/biking trails, Scottsdale Ranch Park & more. While Scottsdale has its share of waterfront homes with docks and pontoon boats, this home has a pneumatic elevator to the second floor, steel shutters for sun and safety, and a large dog pen. Primary bedroom on the main floor with a jetted tub. Built-in barbecue, 20 foot high ceilings and 8 foot doors. There is no home on the market like it! MUST SEE!!!

** BRING ALL OFFERS. Your dream home is within reach! This outstanding residence, beside a prestigious golf club, boasts a circular paver driveway & striking stone façade. Discover sheer beauty & spectacular detail throughout! W/its chic light fixtures, ceiling fans, tile flooring, & picture windows, this house will astonish you. Wide sliding glass doors from the oversized open floor plan provide easy access to the back patio. Magazine-cover kitchen showcases quartz counters, stylish tile backsplash, SS appliances such as an electric cooktop, wine cooler, & wall oven, flat-panel cabinets, & a waterfall island w/a breakfast bar. One Jack & Jill bathroom! Venture outside to find the enchanting backyard, including a covered patio, lovely pergola with a built-in BBQ for weekend grills, a sparkling pool, and serene golf course views. This gem will sell fast! Act now!