3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

Open with Gourmet Kitchen, extensive upgrades and no steps! Enter to gorgeous wood planked ceiling, wooden beams, granite counters, large island, Bosch stainless appliances, gas cooktop. Great Room features stacked stone gas fireplace, wet bar, wine chiller & VIEWS. 2 New 18 SEER Trane A/Cs, Silicone Roof foam coated 5 yrs ago w/recent re-seal,all new skylights; New Water Softener, 2 water heaters, Re-circ pump. New plumbing fixtures, screens, satin nickel door hardware, outlets, switches, dimmers. 2.5 car garage w/cabs, new panel w/240V outlet for Golf Cart outlet/EV. New Pavers at entry & 3 large courtyards. Bfast patio & primary bedroom have direct Mountain view. 2 primary suites. White Shutters. 2 community pools & heated spas nearby. $43,000 high end recent Furnishings included

We are LIVE and ready for private tours. This home is spectacular! Great livable floor plan with a teen/flex room. Big rooms with extra space for all your personal items. Oversized 3 car garage with tall ceilings for extra storage. The backyard is amazing with a sports court, a great pool, and lots of open space. The casita is perfect and has a private entrance for guests. You'll be glad you looked at this home.

Welcome to your Custom Italian Villa! This one of a kind home is nestled on a 3.3 acre lot in the McDowell Mountains & offers tons of privacy w/ serene Four Peaks views. Upon entry you are greeted by a grand spiral staircase, large picturesque windows, & the homes high attention to detail. Kitchen boasts Viking Stove, Sub Zero Fridge, granite, & butlers pantry. In addition to a Split Master Suite w/a 2-way fireplace & Lanai Pocket Doors that open to the luxurious pool area, the home offers a Mother in Law suite or casita with separate entrance & bathroom, perfect for a man cave or home based business. Home has been updated w, bathroom fixtures, new interior & exterior paint, landscaping, Jacuzzi, pebble tec & heater & more!

Discover unparalleled luxury & adventure with this Desert Hills estate, offering unrivaled mountain & desert views & direct access to hiking & riding trails. This expansive 5,082 sq ft residence, on a 1-acre lot, features 5 spacious bdrms & 4.5 baths, including well-appointed jack & jill suite. On a private NS facing lot backing onto pristine State Trust Land. The property is an entertainer's dream, with a massive 6-car garage, room for toys & an attached 900 sq ft ADU/multi gen apartment complete with its own kitchen, living, & ensuite. Indulge in outdoor living with a sparkling negative edge pool & captivating waterfall, beautifully designed BBQ area & outdoor fireplace, & 3 covered patios. Full RV hookups & RV gates, three 50-amp service, & a huge upstairs living space with wet bar. Extensive updates with quart countertops in kitchen, stainless GE Profile appliances & new bathrooms, fresh interior & exterior paint, new carpet, & modernized lighting throughout. Bring your animals and toys for this exquisite desert oasis. The location is convenient and the views are amazing.

Introducing Pequena Dama. This exceptional home reflects a deep commitment to craftsmanship and harmonizes with the stunning natural surroundings. Constructed in 2021, the Owners have invested over $600,000 in upgrades. As you make your way down the 13,000 SF paver driveway past the fenced in custom pool w/ grotto and spa, you can't help but take in the stunning views of the Superstition Mountains. Upon entering the courtyard you are greeted with custom tile work, fountains, and a custom iron door and jaw dropping view to the panoramic doors.The chef's kitchen has granite counters, custom alder cabinets and large island, adjacent to the living room with a stunning kiva fireplace. Every bedroom has an ensuite. The 650SF 1 bedroom casita is the perfect next-gen suite. Tour this home today. Guest quarters come equipped w/their own separate entrance, kitchen, and laundry room! Finally, the wonderful backyard boasts an extended covered patio, rooftop deck, a sparkling blue pool/spa combo w/a rock waterfall & slide, and magnificent mountain views! This is the opportunity of a lifetime, hurry and act now!

Perfect investment or personal home, this stunning updated home in North Scottsdale boasts 4 bedrooms, 2.5 bathrooms & a generous 3,839 square feet of living space, all nestled on a sizable 1+ acre lot. Located in a sought-after subdivision, it offers beautiful mountain views, a premier location convenient to restaurants, shopping, golf and all Scottsdale has to offer. The interior is adorned with high-quality finishes, soaring ceilings, new light fixtures and a great room concept. The cook's kitchen features a large island, new Stainless Steel appliances, walk-in pantry and a casual dining area all seamlessly connected to an amazing outdoor entertainment space. The primary suite is exceptionally spacious, with a spa-like bath featuring a soaking tub, custom-tiled shower, double sinks, walk-in closet, exercise room, and private exit to outdoor living space. The backyard is designed for low maintenance outdoor living, featuring a spacious covered patio, relaxing sparkling pool, fire pit, putting green and even a new pickleball court! Additionally, there is an RV gate and parking area for added security and convenience. All this just 30 minutes from the airport!

NEW CONSTRUCTION HOME with INCREDIBLE VIEWS! Presidio Homes hits it out of park with this expertly crafted home nestled among an enclave of luxury estates. With neatly paved roads and no HOA, you have the rare opportunity to enjoy your 1-acre home site your way. This unique contemporary home offers unrivaled mountain views from every room. The great room is open and airy with multiple patios and oversized sliders to usher in bright sunlight and expansive views. The east patio features a retractable slider for seamless indoor/outdoor entertaining. The luxurious owner's suite on the north wing offers privacy from two guest en suites on the south wing. A den with its own patio is quietly tucked away from all the noise and is large enough to be used as a TV room, office, or an enclosed formal dining room. The kitchen and great room feature custom cabinetry, quartz countertops, professional appliances, Mohawk plank wood flooring, and a linear gas fireplace with quartz hearth and surround to add warmth and style. The en suites bedrooms have walk-in closets and feature quartz countertops, floating custom cabinetry, fine porcelain flooring, European glass with porcelain surrounds and luxury fittings. In addition, the owner's suite has two large closets and a beautiful soaking tub. The laundry room also features quartz countertops and custom cabinetry, and is large enough to serve as a craft room. Details such as Mohawk wood plank flooring, solid core doors, energy efficient windows, and extensive LED recessed lighting ensure this home will be a haven of comfort, style, and convenience. The oversized 3-car garage is insulated, and the garage floor is protected by a durable resin finish. A paver driveway, walkways, and patios as well as landscaping and landscape lighting are featured along the front and sides of the home. The backyard is open for you to create your unique resort lifestyle. The new well will serve four homes, and it has great water pressure. Additional details such as LED recessed lighting under the soffits surrounding the exterior of the home, as well as lighting under the steps, create a warm inviting ambiance. A nice little bonus is that there are two exterior switched outlets to accommodate holiday lighting. Now that's convenient! Presidio Homes cuts no corners with the extra comforts you cannot readily see. They take pride in their craftsmanship, they are perfectionists in their finishes, and they build with your comfort in mind. For example, did you know that they insulate interior walls to provide quiet and privacy between bedrooms? That's an extra worth mentioning...but it doesn't stop there. To read a complete list of all the extras, please see the Features list. With the rare combination of construction excellence, stunning views, 1-acre home site to use as you like, and the quiet enjoyment of this serene environment, you truly won't find a better home than this one. It's perfect. Welcome Home!

Discover the epitome of luxury and privacy in this stunning custom-built home located in the prestigious Rio Verde Foothills. Nestled on nearly 2 acres, this fully furnished, move-in-ready estate offers an unparalleled living experience with its exquisite design and high-end amenities. Spanning 6,200 square feet across two levels, this expansive residence features 5 bedrooms, 7 bathrooms, an oversized 3-car garage, a heated pool and spa, a dedicated media room, a fully equipped gym, and much more. The open floor plan seamlessly connects the living spaces, beginning with a gourmet kitchen that boasts natural Alder wood cabinetry, a 6-burner gas cooktop, double wall ovens, a warming oven, dual sinks, a raised counter island with additional seating, and a charming breakfast nook overlooking the luxurious backyard. The ground floor primary suite is a sanctuary of comfort, complete with a cozy sitting area by the fireplace, a television, direct access to the backyard, and an opulent ensuite bathroom featuring a jetted bathtub, steam shower, dual vanities, and abundant natural light. The adjoining walk-in closet is generously sized to accommodate all your wardrobe needs. For entertainment enthusiasts, the home includes a custom theater room with a 7-foot screen, a state-of-the-art sound system, and seating for up to 8 guests. The main level also offers a formal living room with a striking floor-to-ceiling stone fireplace, a formal dining room with seating for 8, an additional bedroom that opens to a private patio with chimineas and a grill, and a spacious workout room equipped with full weights and workout stations. The upper level hosts 3 additional bedrooms, each with its own walk-in closet and ensuite bathroom. A versatile flex room on this floor features a fireplace, a dedicated bar area, a television, and access to a patio that offers breathtaking views of the desert landscape, including the Four Peaks Mountain range. The backyard is a true oasis, showcasing a newly constructed $200,000 heated swimming pool and spa, surrounded by elegant travertine tile. Additionally, the property features a full-size sport court and a raised bed garden area. The adjoining parcel further expands the lot, providing ample space for outdoor activities. A highlight of this home is the impressive solar system, which powers the entire property, ensuring low energy bills even during the peak summer months. The system includes battery storage capable of powering the home for nearly a week in the event of a blackout, offering complete peace of mind. Home is also close to Four Seasons Troon, Troon North Golf Club, Scottsdale National Golf Club, Swan Sushi, Needle Rock Kitchen & Bar as well as miles of hiking, biking, and equestrian trails

Discover the ultimate in luxury lifestyle on this elevated lot in Starlight Ridge Estates with unforgettable views! Arguably one of the best lots in the White Mountains. Situated in a private cul de sac connecting to the National Forest and Reservation. Perched at the end of the community every area of this estate has spectacular views and has been completely renovated. The result, a sophisticated custom home where functionality is key, yet still elegant, warm and inviting. The unique design truly elevates the principles of timeless appeal and resort style living. Enjoy the outdoors year-round with choices of warm summer days, cool winter evenings, take refuge from the sun under many expansive covered patios, or just relax in privacy.

Welcome to a modern, open-concept design completed in 2023 & only walking distance to the Mountain Lodge at Sereno Canyon, offering the lifestyle of resort living & showcasing crisp, clean architectural lines that seamlessly blend elegant living with the natural beauty of North Scottsdale's Sonoran Desert. Upon arrival, guests are greeted by a front fire-pit and paver patio, perfectly situated for gatherings against a backdrop of stone columns and walls. The modern glass entrance leads to a cozy foyer, unveiling a great room designed for both entertaining and relaxation, featuring a linear gas fireplace surrounded by floor-to-ceiling tile. Wide plank tile flooring extends throughout the home, complemented by custom chandeliers and lighting that create a bright, airy ambiance. The airy living area opens to the outdoor space, perfect for a low-maintenance lifestyle with covered patio finished with stone hardscaping, nestled near a private spool with stone wall water feature. Turf scaping outlined by desert vegetation & custom succulent wall planter complete the space. This carefree home is situated in an ideal setting for a relaxed lifestyle, surrounded by desert & mountain views, & in walking distance to the community's Mountain House Lodge featuring guest cottages, heated pools, fitness center, spa services & luxurious fine dining. Troon Golf course, Tom's Thumb trailhead and Pinnacle Peak are nearby to enjoy the beauty of the outdoor living in the Arizona desert.

You'll fall in love with this exquisite mountain estate, set on nearly 4 acres of picturesque land nestled within the foothills of Dewey. Offering breathtaking 360-degree views of the surrounding mountains, this ''R. Dewey Ranch'' property is the perfect ranchette, designed for those who appreciate both luxury and beauty. Whether you dream of creating a vineyard, cultivating gardens, raising horses, or hosting gatherings for loved ones, this estate provides the ideal setting. Upon approach, you're greeted by a charming covered front paver porch that spans the length of the house, inviting you to take in the serene surroundings. Step inside to be captivated by the soaring ceiling of the great room, where the floor-to-ceiling river rock wood-burning fireplace serves as a stunning focal poin Gorgeous wood floors and a wall of windows in the dining room flood the space with natural light, creating an inviting atmosphere for entertaining or simply relaxing. This architecturally stunning home features 5 spacious bedroom suites, each thoughtfully designed for comfort and privacy. The heart of the home is the gourmet kitchen, a chef's paradise equipped with a commercial-style Viking range, a side-by-side cabinet-front refrigerator, a stainless steel Viking hood, and an abundance of designer cabinetry. Custom granite countertops, tile floors, island with a breakfast bar, and a massive walk-in pantry complete the kitchen, making it a space where culinary dreams come to life. The wet bar, complete with a beverage refrigerator, offers a convenient spot for serving guests, enhancing the home's entertaining capabilities. Down the hall, the family room provides an intimate gathering space, featuring tongue and groove ceilings, peeled-pole accent columns, built-in cabinets and bookshelves, a fireplace, and a built-in desk. This cozy retreat is perfect for family evenings or quiet reading sessions. The primary suite is a luxurious and spacious retreat, with double French doors leading to the back deck. The suite features a two-way gas fireplace that faces into the spa-like ensuite bathroom, where you'll find a dual-sink vanity, a large walk-in closet, a stone tile walk-in shower, and a jetted soaking tub positioned beneath a window that allows natural light to pour in. Additional main-level amenities include a well-appointed laundry room with built-in cabinets and ample counter space, a powder room, and a sunroom that houses a hot tub, providing a private oasis for relaxation. Ascending the front staircase, you'll find a versatile loft space overlooking the great room. With built-in cabinets and desks, this area is ideal for a home office, study, or homeschool room. Down the wood-floored hallway are 3 additional ensuite bedrooms, each with walk-in closets and beautifully appointed bathrooms. The last room on this level can serve as a nursery, playroom, office/den, or an additional bedroom, offering flexibility to suit your needs. Descending the back staircase to the basement level, you'll discover a theater room, perfect for movie nights, and a vast gym room with a wall of mirrors, providing a dedicated space for fitness enthusiasts. Adjoining the theater room is a game/billiards room, ideal for entertaining. Beyond the double French doors lies an in-law suite, complete with a living, dining, and kitchenette, leading to the fifth bedroom suitean ideal setup for guests or extended family. The home also features substantial garage space, with a 4-car garage on the main level and an additional attached 2-car garage on the basement level, ensuring plenty of room for vehicles, storage, or a workshop. The outdoor spaces are equally impressive, with expansive decks on both the upper and main levels, the latter spanning the entire back of the home. The sprawling grassy backyard invites exploration, leading you to a charming children's playhouse, a pool-sized pond/water feature, and four paddocks ready for horses, gardens, or even a vineyard. The home has new roofing, gutters and skylights that were all updated in 2022. With security doors on each exterior door, you can enjoy the fresh mountain breeze flowing through the home every day. Surround yourself with unparalleled luxury, peace, and quiet in this exceptional mountain estate, where stunning views and serene surroundings await. This remarkable home is ready to be yours, offering a lifestyle of comfort, beauty, and tranquility.

Discover the epitome of luxury living in this exquisitely remodeled 3-bedroom haven. Each bedroom boasts its own private ensuite bathroom and walk-in closet, offering ultimate privacy and indulgence. A chef's dream, the kitchen is equipped with top-of-the-line Viking appliances and provides a stunning centerpiece for the home. Abundant natural light fills the space through large sliders that open to a serene courtyard. Experience peace of mind within the secure confines of this guard-gated community. Enjoy resort-style living with multiple swimming pools, nearby golf courses, and convenient shopping just moments away. This turnkey property offers effortless living without the stress of maintenance. Indulge in the ultimate lifestyle.