3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

Experience timeless luxury in this stunning 3-bedroom, 2.5-bathroom home nestled in the coveted Paradise Valley, offering breathtaking views of Camelback Mountain! Recently updated with fresh paint and new flooring, the open floor plan is both airy and inviting, blending cozy comfort with modern style. The spacious bedrooms provide ample retreat, while the kitchen delights with granite countertops, a walk-in pantry, and a central island. The dining options included a breakfast bar and a sunlit breakfast room. The primary bedroom showcases a walk-in closet with built-ins and a luxurious ensuite bathroom that is a true spa-like retreat. Outdoors, indulge in a private oasis complete with serene water features, a built-in BBQ, and a cozy fire pit. The ramada overlooks a beautifully landscaped yard with synthetic grass, desert plants, and lush greenery, creating an ideal setting for relaxation or entertaining. Conveniently located near Scottsdale Fashion Square Mall, vibrant Old Town Scottsdale, fine dining, and Phoenix Sky Harbor Airport, this home offers both luxury and accessibility.

This home is in the heart of one of the most desirable neighborhoods in Gainey Ranch. This stunning property offers a perfect blend of luxury and comfort, featuring spacious interiors filled with natural light, modern finishes, and a thoughtfully designed, the gourmet kitchen is a chef's dream, complete with high-end appliances, ample counter space, and seamless access to the elegant dining and living areas, ideal for entertaining. Step outside to your private oasis, where lush landscaping and a tranquil patio provide the perfect backdrop for outdoor gatherings or quiet moments of relaxation. Conveniently located near upscale shopping, fine dining, and outdoor recreational spots, this unit combines contemporary living with an enviable lifestyle.

Modernized home, in the heart of Gilbert w/ acreage, RV GARAGE, amazing POOL. NO HOA, HORSE privileges, come view this stunning residence where country living meets modern luxury! Sitting on almost an acre, you will enjoy all the privacy this property offers with huge yard spaces (on irrigation), flood lights in front yard and long driveway perfect for all of your toys!!! RV garage is magnificent w/capacity for 8 cars, adjustable AC, and an upstairs loft and plenty of storage. Upon entering, you'll be greeted by a carpeted living room and French doors leading to a spacious den/office. Enter into the gourmet Chef's kitchen w/ top of the line Viking appliances, massive marble island w/breakfast bar, soft-close custom cabinets, a mosaic backsplash, dual kitchen sinks and dishwashers, and a large walk-in pantry w/a pebble ice machine. Home boasts so many upgrades including Contol4 smart home system, 360-degree security, recessed lighting, neutral paint, pre-wired surround sound, vaulted ceilings, central vacuum, and glossy tile floors. Did we mention the 90 degree, 6 panel pocket sliding glass doors! Don't miss the guest quarters towards SE corner of property complete with Kitchenette, full bed and full bath!!! Secondary bedrooms are spacious and Primary Bedroom is absolutely gorgeous with stunning primary bathroom! You will not be disappointed!!!

RARE OPPORTUNITY! Gorgeously updated home in the small privately gated community of The Reserve at Kierland. These beautiful homes are situated on the Westin Kierland Golf Course. This is 1 of only 17 homes in this community. Enjoy the expansive golf course views and take in the gorgeous sunsets! Incredible location in the heart of it all! Enjoy a nice evening stroll to dinner. You are just minutes from Scottsdale Quarter and Kierland shopping center which offer great shopping and restaurants.

Enjoy breathtaking mountain and Valley VIEWS that create a vibrant display of colors from sunrise to sunset. Now $100,000 below pre-listing appraisal! Experience luxury living in this custom-built home nestled in a prestigious hillside gated community! This Santa Barbara-style home features elegant stone accents and a paver-lined entry & driveway. Spanning 3,999 sq ft (almost 6000 sq ft under roof), this home offers 5 bedrooms (2 currently used as offices) plus a bonus/family room with custom built-in cabinetry and bookcases, and 3.5 bathrooms. This home boasts a spacious great room w/stunning limestone gas FP and a custom entertainment wall. The expansive gourmet SS KitchenAid kitchen incl double ovens, gas stovetop, French-door refrigerator, granite countertops, 36'' maple cabinets, pull-out shelves, & a large walk-in pantry. With soaring 12' and 10' ceilings throughout, natural light floods the home through oversized windows, all fitted with plantation shutters. The grand 17'x13' ft formal dining room allows for entertainment along with the extended kitchen space which holds a large table also! The home features travertine flooring in the great room, kitchen, hallways, & bathrooms, while the bedrooms & bonus/family room are carpeted with brand new 25 year warrantied Mohawk carpet installed 7/30/24. Bedroom 5(study) showcases hand-scraped engineered wood plank flooring. The separate primary bedroom is a spacious 19'x17' with a gracious primary bath that includes travertine shower & flooring, double sinks, oversized soaking tub and approx. 14' x 12' walk-in closet with closet organizers & custom built-in island storage. Bedroom 2 & 3 each have walk-in closets and share a wing of the house with the bonus/family room that can be closed off from the rest of the house when not in use! Bedroom 4 (used as an office) includes built-in cabinets/desk and has a closet, while Bedroom 5 (study) is equipped with a built-in bookcase and has 2 closets. This is truly a desirable floorplan that is hard to find! (See the floorplan in documents and in photos.) Step out back to the resort-style 800sf covered balcony overlooking the PebbleTec heated pool & spa surrounded by travertine decking. The pool is down a flight of stairs from the balcony. Balcony has freshly painted flooring and built-in BBQ for added outdoor enjoyment to take in the stunning mountain views! The oversized 3-car garage offers 945 sq ft of space (27' deep by 35' wide), complete with built-in cabinets on two walls and a 10.5' ceiling height that allows for parking of extra large vehicles! Meticulously maintained by original owners, this home offers magnificent views of Lookout Mountain from every north-facing window. Entire drip system was replaced in Nov 2023 with front landscape refreshed with over 30 replaced plants & granite. Construction of this home was finished in February 2012. This is a must-see home! See it a second time at sunset! Don't miss your chance to own this stunning property! Enjoy serenity and quiet living in this gated hillside neighborhood! Some furniture available under separate bill of sale.

MOUNTAIN VIEWS THAT TAKE YOUR BREATHAWAY! Welcome to this warm and spacious home located in the Rim Golf Club. Providing main level living with a spacious kitchen, and dining area that highlights the breathtaking views of the Granite Dells Mountain Range. Beautiful dual fireplace with stone and copper accents that provides a gentle feel of separation to the spacious den with access to a perfect deck to be enjoyed. A separate expansive covered/uncovered deck faces the majestic Mogollon Rim absolutely ideal for entertaining and enjoying the four seasons. The main suite provides dual closets with built-ins, a hidden cedar closet, dual sinks, walk-in shower and deck access. Enjoy your own patio located off of the home office and laundry area. Lower-level living boasts family room with covered deck access perfectly designed for privacy and a superb view. Split floor plan provides one guest suite with deck access an additional full bath and an additional guest room. You will also be delighted with a tucked away space that is perfect for a home gym, home theatre or hobby room. Do not miss the bonus storage area perfect for decorations. Come see this perfectly situated home today!

Live the ultimate lifestyle in this rare find: an exquisite home on over a half-acre lot, nestled in the prestigious gated community of TH Ranch. Recently updated in 2024 with fresh paint throughout, this luxurious retreat promises an unparalleled lifestyle, combining modern amenities, ample space, and a tropical ambiance that will transport you to vacation mode every day. The interior boasts a gourmet kitchen with granite countertops and custom wood cabinets, beautiful flooring that blends wood plank tile and plush carpet, and custom wooden shutters that add elegance and privacy. An expanded walk-in pantry meets all your culinary needs, and a versatile casita can serve as a bedroom, garage, or guest suite with a bath and fridge. The exterior features a sparkling pool with a stunning waterfall feature and an expansive lot with space for an RV garage, all set amidst lush landscaping that provides a serene and private outdoor oasis. Centrally located close to downtown Gilbert, SanTan Village Shopping Center, and a variety of amazing restaurants, this home offers the perfect blend of luxury, comfort, and convenience, making it the ideal place to call home.

Experience modern luxury in this exceptional 4-bedroom, 3.5-bathroom home with an office space, nestled among new custom homes valued over $2 million. This home perfectly combines energy efficiency and contemporary luxury, featuring owned solar panels, an EV charger, and a solar heated/cooled pool. Enjoy four outdoor seating areas, a gas fireplace, and breathtaking mountain views, ideal for year-round relaxation and entertainment. The home is filled with premium upgrades like Thermador appliances, Moen faucets, and granite/quartz countertops. Located in a quiet cul-de-sac with no HOA fees, this property offers both privacy and style. Explore more of what this home offers: a spacious office, elegant bidets in three bathrooms, Sierra Pacific windows and doors, and extra-deep cabinets for ample storage. This unique, non-cookie-cutter design ensures you'll stand out in a community of high-end homes. Enjoy the convenience of built-in pest control stations and close proximity to hiking trails, Piestewa Peak, and a canal. Don't miss this exceptional opportunity to live in luxury!

Located in the prestigious guard-gated community of Enclave at Sereno Canyon, this exquisite home boasts a premium corner lot, offering unobstructed views of the majestic McDowell Mountains including Tom's Thumb, and the Four Peaks vistas. This contemporary masterpiece is designed for luxury living, featuring a host of upgrades that elevate every aspect of the home. The kitchen is a chef's dream, equipped with Wolf cooking appliances, a built-in 48-inch counter-depth refrigerator, gas stove, ample cabinetry and countertop space and a stunning quartz waterfall island with seating. The Kitchen Elegance package, paired with above and under-cabinet lighting, creates a sophisticated ambiance that is perfect for entertaining. The great room & dining area, with their coffered 12-foot ceilings, are the epitome of elegance and open living, complemented by a striking floor-to-ceiling stone fireplace, two sets of nearly floor-to-ceiling four-panel sliding doors creating seamless indoor-outdoor living spaces, and custom paint throughout. The sliding doors lead to the perfectly sized and easy care covered back patio space which includes pavers, well-designed landscape, multiple lounge and dining areas, pre-plumbed gas line, and, of course, the views! The primary suite offers a serene retreat with private entry, 12-foot ceilings, and a dream bathroom complete with a separate shower and soaking tub, custom designed closet storage, and dual vanities. One additional ensuite bedroom, a private office with a large storage closet, a separate powder bath, and an oversized laundry make up the remaining living spaces. Solid core doors and plantation shutters throughout the home, upgraded tile and carpet, along with the steel and glass front door, add a touch of luxury and functionality. Extended paver patio at the front entry allows for neighborhood enjoyment and direct views of Tom's Thumb. Only steps away from the Mountain House Lodge and world-class amenities including fitness, dining, and pool. The epoxy-coated garage floor, ceiling storage racks, and walk-in storage closet provide ample space for organization. Experience the ultimate in luxury living with stunning views, contemporary design, and an array of high-end finishes.

Motivated Sellers!! Attention all discerning buyers seeking a luxurious escape in the breathtaking White Mountains - get ready to be amazed! Step into this exquisite home nestled in the coveted Mogollon Airpark (AZ82) and prepare to be swept off your feet. Boasting a spacious 4032 sq ft interior with a stunning modern update, along with a 2304 sq ft hangar, this property has everything you've been dreaming of. The living space is perfect for entertaining, with a loft/apartment above the hangar providing ample room for family, guests, or even rental income. Indulge in the luxury of two dining areas, a kitchen island that seats 10, and a private balcony with sweeping views from your large primary suite featuring a steam shower, soaking tub, fireplace, and... coffee/wet bar. The hangar, 48' x 48' (43' opening), w/a Schweiss hydraulic door, plus an extended 3 car garage, and additional workshop space, offers plenty of room for your plane, vehicles, and hobbies. Enjoy direct Taxiway access for ultimate convenience. Mogollon Airpark (AZ82) is a vibrant private airport community with a 3436' asphalt runway, hosting exciting events like BBQs, happy hours, breakfast fly-ins, and soon, a Pickleball court! Located in Heber/Overgaard at 6658' elevation, just 90 nautical miles northeast of Phoenix, you'll experience mild summers and winters. The area is ATV-friendly, with forest access roads and lakes for fishing less than 30 minutes away in every direction. Don't miss out on this incredible opportunity to live the high-flying lifestyle you've always wanted!

**PRICED UNDER APPRAISED VALUE!!** Tucked in a private enclave of new Luxury homes by Thomas James Homes. This 5 bed, 4.5 bath, modern style home comes complete with an open concept split floorplan and an attached private entry casita featuring a bedroom, bath and a home office or gym. The design of the home is perfect for entertaining, with a gourmet kitchen featuring high-end stainless-steel appliances, quartz countertops, and a massive island. The home has a very large great room, and floor-to-ceiling windows that flood the space with natural light. Retreat to the spacious grand suite, complete with a spa-like bathroom and large walk in closet. The three additional bedrooms are generously sized and offer ample closet space. The lush backyard is complete with patio and swimming pool. A very large upstairs bonus room offers additional family living space. A bike ride away from Luci's at the Orchard, Rokerij and minutes from the 51, close to the Valley's best schools, including Brophy and Xavier.

Prime opportunity to own a piece of Scottsdale's Cactus Corridor in a tranquil 10 home community. Nestled at the end of a cul-de-sac, the home boasts 3833 square feet of living space with 5 bedrooms, 3.5 bathrooms and 3 car garage. Situated on nearly an acre, the home offers Camelback Mountain views from the expansive southwest facing backyard with ramada, pool, bocce ball court and built-in barbeque. With its ideal location, expansive lot and thoughtfully designed layout, this property embodies Scottsdale's lifestyle with easy access to modern conveniences, serene mountain vistas and a welcoming community ambiance surrounding. Discover the appeal of living in the Cactus Corridor first-hand. An incredible opportunity at $375,000 below appraisal value.