3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

If you are searching for a custom farmhouse on acreage in Arizona, look no further! This one-of-a-kind property not only has stunning curb appeal but offers over $200,000 in improvements including a new roof, siding, ac units, and updated kitchen! Outside is a 360 sq. ft. enclosed dog kennel with water, ac and electricity- potential for an office! Situated on a full acre lot, no HOA, on county island, and a walk away from Usery Mountain Regional Park, you will love sitting on the wrap around porch watching the sunset and admiring the mountain views after being out all day on the trails. Bring your toys, horses and boats- don't miss out on this stunning home!

Step into your private oasis in Prescott amidst majestic boulders, this contemporary home combines luxurious comfort with eco-friendly features. The expansive chef's kitchen, complete with a massive island, endless cabinets, and abundant counter space, is designed for effortless entertaining. New carpet throughout and beautiful wood floors enhance the fresh, inviting ambiance. An owned, high-efficiency solar power system keeps this home sustainable, while the EV supercharger in the 3-car garage caters to modern needs. A versatile family room and dedicated office, provide ample room for relaxation and productivity. Enjoy the peaceful neighborhood only minutes from downtown Prescott's vibrant scene. Experience the perfect blend of nature, privacy, and convenience in your new dream home!

Welcome to an exceptional home in the prestigious, gated Astarea community at Sky Crossing! This stunning residence features a modern open floor plan, perfect for both entertaining and everyday living. The spacious kitchen boasts sleek quartz countertops, custom interior lighting, HUGE pantry, and Kitchen Aid SS appliances w/built-in refrigerator and gas cooktop with dual ovens. Enjoy comfort and convenience with motorized custom shades in the dining area, great room, and primary bedroom. The primary suite offers picturesque mountain views from window, an upgraded glass shower and door, custom shelving in the walk-in closet, and custom blackout shades to keep out the daylight. Bedroom #2 includes its own ensuite with a walk-in shower for added privacy. Private laundry area w/overhead cabinets & utility sink, and space for an extra refrigerator that has its own water line! Energy-efficient living is easy with an 11.31kW solar system and Tesla Powerwall 2 battery storage, fully owned and paid off. Additional features include a whole-home water filtration system, extended garage w/custom cabinets & epoxy floors, and a new exterior paint job completed in November 2023. Also, stay connected with the whole house mesh Wi-Fi system. Step outside to your immaculate backyard oasis, featuring a custom play pool and spa with a hybrid heater (electric or gas), an extended covered patio (pergola) with a cozy fireplaceperfect for game dayplus a putting green, and breathtaking mountain views. With no neighbors behind, privacy and serenity are yours to enjoy. The Sky Crossing community offers even more with access to a community pool, fitness center, clubhouse, playgrounds, park & elementary school...as well as making this home the perfect blend of luxury and lifestyle. Easy access to schools, shopping and dining at Desert Ridge Marketplace and City North!

This stunning 1-acre property has everything you have ever dreamed of! Offering a 3-car garage, RV gate & parking, and a welcoming front porch. Generous sized open layout showcases wood-look tile flooring, pre-wired surround sound, media niche, and wide sliding glass doors that open to the back patio. Gorgeous kitchen is a chef's delight, equipped with stainless steel appliances such as a double wall oven & range hood, quartz counters, recessed & pendant lighting, a walk-in pantry, mosaic tile backsplash, ample white cabinets with crown molding, and a prep island with a breakfast bar. Owner's retreat boasts an elegant ensuite with dual sinks, make-up desk, garden tub, designer tile shower, and a walk-in closet. PLUS! One Jack & Jill bathroom! Oversized backyard won't disappoint. A covered patio, fire pit, paver seating area, built-in BBQ area, and a separate workshop/storage shed complete the picture. Separate Concrete pad for Pickleball, RV, or guest house. This gem is perfect for you!

MOUNTAIN VIEWS - PRIVACY BACKS TO NAOS -4 bedroom 2.5 bath, 3 car garage. Generous sized bedrooms, oversized master bedroom with a fireplace sitting area and wet bar. Step outside from master to private balcony overlooking City and Mountain Views. The Kitchen has quartz countertops, center island, stainless appliances and wine cooler. Amazing view from the kitchen overlooking the valley and the Pebble Tec Pool w/Fountain. This Entertainer's delight has a private yard, covered patio, grassy play area, fruit trees, stamped concrete pool decking, built-in BBQ, and a side yard perfect for a dog run. Minutes from Hwy 101, Rio Montana Park, Mayo Clinic, Basis School, Golf, Hiking & Shopping

Welcome to your dream home in the exclusive Amber Hills gated community! This 5-bedroom, 3.5-bath residence offers the perfect blend of luxury and comfort. This home has many upgrades starting with newer exterior paint. Step inside and you will find elegant yet highly durable quartzite countertops, revamped cabinetry, and new appliances in the kitchen. A new high-efficiency HVAC system that boasts a SEER rating of 16 with variable speed technology, installed in 2019. Downstairs you can be sure to enjoy the spacious great room as a perfect area for entertaining, with a stylish wet bar, fireplace, ensuite bedroom that offers flexibility for guests, an office, or a mother-in-law suite conveniently near the laundry room and garage entry point. Newer paint throughout various areas in the home's interior to add warmth and provide a modern and inviting ambiance. Upstairs you have a dedicated home theater with surround sound to enjoy those movie nights together as a family and four additional bedrooms. In the primary bedroom you will find ample space with a fully renovated bathroom of luxury! It does not stop there! Outside, discover a resort-style backyard designed for relaxation and entertainment. Dive into the heated pool or unwind in the jetted spa, or enjoy the luxury of an above-ground Jacuzzi under the covered patio. Perfect your golf game on the private putting green, cook up a feast on the built-in BBQ, or gather around the fire pit to enjoy breathtaking mountain views. Don't miss your chance to own this exquisite property in Amber Hills, where every detail has been meticulously crafted for the ultimate living experience.

Beautiful home in the gated community of North Barrington! Featuring a 3-car gar. w/epoxy flooring & built-in cabinets for ample storage. All new ext./int. paint, wood shutters on most windows & recessed lighting in most rooms. Wonderful layout provides bright & open living spaces thru-out. Chef's kitchen equipped w/all new appl., an island & breakfast bar, ample cabinet & counter space, gas cooktop & wall oven. Laundry room has built-in cabinets for addt'l storage. Enormous master suite has a spa-like bathroom boasting his & hers vanities w/an extra vanity, large soaking tub, huge walk-in shower & a vast, special built, walk-in closet! Step out back onto oversized covered patio w/ceiling fans, overlooking your very own oasis featuring a spa & pool w/water feature & mini putting green!

Welcome to La Mariposa Villas! Just minutes from The Grove and Diamondbacks & Rockies spring training, this location is close to everything but feels away from it all. Step inside to soaring vaulted ceilings, a bright formal dining room. The spacious living room, with an electric fireplace, flows into the family room, offering a theater-quality sound system. The kitchen features granite countertops, stainless appliances, and pantry. Upstairs, the spacious primary suite boasts a designer walk-in shower, dual vanities with quartz and custom closet. The loft is perfect for an office, plus two guest bedrooms share a remodeled bath. Backyard oasis with turf, travertine and your very own private pool. Recent upgrades include Tesla charger, A/C units, tile flooring, roof still under warranty.

ABSOLUTELY MAGNIFICENT remodeled Aurora on cul-de-sac street adjacent to LARGE GREENBELT for exquisite PRIVACY and QUIET! SOUTH-facing backyard and NO neighbors behind or on one side. This SPACIOUS floorplan features soaring 12ft ceilings, split 3-car garage (2-car garage w/4ft extension in length + golf cart garage), 2BD, 2.5BA, Den/Office, Dining Room and Bonus Room. The many PREMIUM UPGRADES include luxury vinyl wide plank flooring, taller baseboards, refaced cabinetry, Dekton stone countertops, plantation shutters, OWNED SOLAR, and newer Trane XR HVAC units. ELEGANT GREAT ROOM overlooks backyard and boasts a STUNNING Media Wall w/electric fireplace, floating display shelves, and custom lighting. GORGEOUS GOURMET KITCHEN boasts two large islands w/Dekton stone on countertops, marble tile backsplash and striking decorative tile hood. Stainless built-in appliances include GE Profile 5-burner INDUCTION cooktop, built-in conventional/convection oven and lower warming drawer. Abundance of cabinets with larger crown molding, soft-close drawers, rollouts, and over-and-under cabinet lighting. Plus, solar tube, modern pendant lighting, and two Kohler sinks w/disposals. Enjoy meals in the formal Dining Room or relax/entertain in the private fenced courtyard with one-of-a-kind VIEWS of the adjacent green belt. The serene PRIMARY RETREAT features a bonus flex room that could be used as a second den, office, exercise studio, craft room, etc. Large Primary Bedroom has bay window, tray ceiling, and sliding glass door to back patio. Dressing area has TWO WALK-IN CLOSETS w/closet organizing systems and custom built-in dresser. The light-filled Primary Bath includes dual vanities, soaking tub, and shower w/premium rain glass enclosure. Guest suite is split from Primary Retreat and has higher cabinets w/Dekton countertop and renovated tub/shower. POWDER ROOM features new cabinet w/granite countertop, framed mirror, and undermount sink. The PRIVATE & PEACEFUL BACKYARD adjacent to greenbelt is FULLY FENCED and has the coveted SOUTH-FACING orientation with a view of the mountains. Plus, built-in BBQ, huge covered patio w/motorized awning, mature landscaping w/faux grass. An ideal and inviting space to relax or entertain! This immaculate DESIGNER HOME in a ONE-OF-A-KIND LOCATION is an absolute MUST SEE. This home is located in award-winning gated, 55+ Trilogy at Vistancia with 5-star-resort style amenities at the 35,000 SF Kiva Club with indoor & outdoor pools, fitness center, day spa, cafe, billiards, meeting rooms, library, tennis courts, pickle ball, bocce ball, events & a plethora of activities to choose from. Outstanding Gary Panks-designed golf course is woven throughout the neighborhood. The Mita Club has additional community amenities. Easy access from Trilogy to the 303, shopping, restaurants, entertainment, Paloma Park, and Lake Pleasant.

Welcome to this luxurious 5-bedroom, 3-bathroom, two-story home with stellar curb appeal, and breathtaking mountain views from both the front and back balconies. Situated on a spacious corner lot with only one neighboring home. With 3,645 sqft of living space, this residence offers ample room for everyone, featuring high ceilings and airy, bright interiors with dual-pane tinted windows. The living room includes a built-in entertainment system with surround sound speakers, while the upstairs media room can be used as a theater. The office boasts a built-in bookcase, and the kitchen is equipped with a walk-in pantry, granite countertops, and a kitchen island, complemented by formal dining and a breakfast bar. Downstairs you will also find a 2nd primary, which can be used as a perfect mother in-law suite! The home also features a patio room with an additional fireplace, an outdoor hot tub with a fireplace, and a stunning private pool in the backyard, perfect for luxurious outdoor living.

Welcome to this exquisite corner lot home in Casa Buena 2, surrounded by mature shade trees. This property features a convenient 2-car garage and an RV gate. Step inside to discover vaulted ceilings and wood flooring in key areas, creating a warm, inviting atmosphere. The sizable living room, complete with a wood burning fireplace, is perfect for entertaining. Serve gourmet meals in the formal dining area and prepare your favorite dishes in the delightful kitchen, equipped with stainless steel appliances, granite counters, custom cabinets, and a breakfast bar. The main suite offers direct backyard access and a private bathroom with dual sinks, ensuring a peaceful retreat. All bedrooms boast walk-in closets for ample storage...Close to park, pickleball, shopping, restaurants and 101 The charming backyard is an oasis with an attached Ramada, built-in BBQ, patio, a shed, a refreshing pool, and a private putting green. What's not to like? Don't miss out on this gem!

Last minute cancellation of escrow is your gain! Fantastic, completed Quick Move-In home at Bella Pasa in Peoria, a gated enclave of 30 homes with semi-custom design and features! 4 Full bedrooms, 3-baths, approx. 2650 sq ft, 3-Car Garage, and a 10,000 sq ft North-facing lot. Modern architectural exterior with stone accents, and a rich, warm interior with custom real wood flooring; Unforgettable gourmet kitchen with 42'' white double-stacked cabinets, a 10 ft island with quartz counters and an abundance of drawer stacks. Oversized walk-in pantry; 10 ft ceilings throughout, and 8 ft doors. Front yard landscaping is included in the price, as is amazing financing by Builder's trusted lender. One look and you'll be hooked!