3 Tips for Planning Your Monthly Mortgage Payment

Once you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.

Set Up A Payment Schedule

Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.

Be Aware Of Ways To Pay

Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.

Is It Really Affordable?

If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.

Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.

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7680 N Outlook Lane Prescott Valley, AZ 86315

$661,225

3 Beds

2 Baths

2,263 SqFt

Status Active

MLS # 6782609

Property Type Single Family Residence

Price Type --

Outstanding Value on this 2263 square foot, Contemporary Ranch, in the Gated area (PARK RIDGE) of The Viewpoint placed on a Corner Lot with nearly ¼ Acre of space. This fine home has 3Bedrooms, 2Bathrooms, 2CarGarage, plus Formal Living Room/Den, & Formal Dining Room....GREAT ROOM Concept with Open/Split Floor Plan, Vaulted Ceilings, Gas Fireplace w/Blower, 20'' Tile in wet/traffic areas, Pleated Shades, Ceiling Fans, Wood Sill Plates, Security System, & Surround Sound. Kitchen is very functional with White Painted Cabinetry, GRANITE Countertops, Quality Black Appliances (inc. Fridge, DW, Micro, Gas Range), Breakfast Nook, Breakfast Bar, Pantry, & RO Unit for drinking water. Large Master with Dual Sinks, Walk-In closet, Garden Tub, Large Snail Shower, & has Direct Access to back Patio which has Superior Landscaping, including a Waterfall/Water Feature, Grass, Built in BBQ Grill, Fire pit, & has Extended Pergola covering BBQ Grill & the Hot Tub..... Let's not forget the Spacious/Screened in Rear Patio w/Tiled floor, Built In Bar in Covered Patio, Large Laundry w/Upper & Lower Cabinetry & Folding area, Central Vac is Plumbed, Storage Shed, & the HOT TUB Conveys!!!!

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2983 E Cherry Hill Drive Gilbert, AZ 85298

$660,990

4 Beds

2 Baths

2,128 SqFt

Status Active

MLS # 6747433

Property Type Single Family Residence

Price Type --

This beautiful single-story home seamlessly combines functionality and comfort, featuring 9-ft. ceilings, a spacious great room and porcelain tile flooring spanning the entire home. The gourmet kitchen boasts a large center island, quartz countertops with pendant light prewiring, a stunning tile backsplash and stainless-steel appliances including a built-in KitchenAid® double wall oven and separate gas cooktop. The primary bath features a walk-in shower and separate 42-in. garden tub, a dual-sink vanity, and an enclosed water closet. Please note: The photos displayed are of a model home and may not represent the actual property. Please verify specific features and details.

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26457 S 231st Way Queen Creek, AZ 85142

$660,474

5 Beds

4.5 Baths

3,291 SqFt

Status Active

MLS # 6780161

Property Type Single Family Residence

Price Type --

Dont miss this great opportunity for a 5 bedroom, 4.5 bath house PLUS a 3 car garage. This brand new home comes with COMPLETED backyard landscaping! This community offers an abundance of amenities including pickleball courts, resort-caliber outdoor pool with plenty of seating and lounging areas, fitness center with multi-use activity room, open air pavilion with fireplace and grilling stations, event and game lawns, shaded play parks, half-court basketball and two dog parks.

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7414 W Whitehorn Trail Peoria, AZ 85383

Open House

$660,085

3 Beds

2.5 Baths

2,051 SqFt

Status Active

MLS # 6779740

Property Type Single Family Residence

Price Type --

North/South Exposure ready now! Experience the charm of Aloravita, nestled within the scenic mountains of Peoria. This community boasts breathtaking views and is conveniently located minutes away from shopping, dining, hiking trails and more! Our popular 'El Dorado' floorplan features 3 full bedrooms, 2.5 bathrooms, 2 Car-Garage and a private yard with views! Designer selected finish includes White Cabinetry, Quartz Kitchen Countertops, Wood Like Tile Throughout, and Plush Carpet in all the bedrooms. This beautiful home will have it all including 9' ceilings, Gourmet Gas Kitchen, Smudge Proof Stainless Steel Appliances, Blinds, Pre-Plumb for Soft Water, Desert Backyard Landscaping and Smart Home Technology! Interior photos of similar spec home, options may vary-exterior photos of spec.

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3820 Ridge Runner Way Wickenburg, AZ 85390

$660,000

2 Beds

2 Baths

1,959 SqFt

Status Active

MLS # 6751381

Property Type Single Family Residence

Price Type --

This stunning home at 3820 Ridge Runner Way in Wickenburg Ranch features 2 beds, 2 baths + den and a split floor plan with approximately 1950 sq. ft. of living space. The corner lot property's options include a 4' garage extension with epoxy flooring, retracting corner multi-slide glass doors leading from the living room and extended dining room onto the covered patio, Smart Space utility sink and upgraded flooring. Additional customized features include granite countertops throughout, full tile in showers and vanity areas, ceiling fans, pendant lights and golf cart plug-ins. The outdoor living space is enhanced by the extended tile onto the covered patio including a stone fireplace and newly installed matching BBQ area under a beautiful pergola. The kitchen offers elegant granite counters to promote a sleek and stylish workspace with upgraded soft close drawers and rollout shelves that provide ample storage and easy access to your kitchen essentials. The Smart Space laundry and desk area includes cabinets and a customized coat rack bench to ensure efficient multitasking and organization in your home. The home is situated near the 18-hole, par-71 championship golf course, recognized as one of Arizona's three best golf courses. The Club amenities cater to the diverse interests of its members. This home is a must-see to appreciate all the features too numerous to mention!

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3628 W Pecos Road Chandler, AZ 85226

$660,000

4 Beds

3 Baths

2,231 SqFt

Status Active

MLS # 6732316

Property Type Single Family Residence

Price Type --

Your dream home is here! This 2022 CUSTOM build offers 4-bedroom, 3-bath with a 3-car garage, RV gate with power outlet and sewer dump. NO HOA! Its beautifully landscaped from front to back with an inviting porch. Inside, enjoy an open floor plan with soaring 10-foot ceilings, recessed lighting, and stylish wood-look tile flooring. The gourmet kitchen has granite countertops, ample white cabinets with crown molding, chic pendant lighting, a tile backsplash, stainless steel appliances, a large walk-in pantry, and a two-tier island with a breakfast bar. The main bedroom offers plush carpeting, a luxurious ensuite with dual sinks, and a spacious walk-in closet. Relax in the backyard oasis with a covered patio, pavers, and low-maintenance artificial turf. Make this exceptional home yours toda

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6231 E Kelton Lane Scottsdale, AZ 85254

$660,000

2 Beds

2.5 Baths

2,037 SqFt

Status Active

MLS # 6756144

Property Type Single Family Residence

Price Type --

Single level Open Floorplan in a Highly Desirable Neighborhood. This 2037 sq ft Patio Home offers Two Primary Bedrooms and an additional Den with half bath. Eat-in Kitchen, Formal Dining, and large Great Room with Fireplace, Wet Bar and access to a private patio with gated access to the expansive grassed common area. Second bedroom features en-suite bath. Recent remodel includes new energy efficient Windows, Window Coverings, All new Stainless Steel Appliances, Roof, Gutters, Water Softener, Reverse Osmosis, and complete remodel of guest suite bathroom. North South exposure. Quiet well manicured neighborhood with community pool and walking paths. Lots of storage.

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27789 N 129th Lane Peoria, AZ 85383

$660,000

3 Beds

2 Baths

2,111 SqFt

Status Active

MLS # 6779627

Property Type Single Family Residence

Price Type --

Trilogy at Vistancia is one of the nicest and most sought after communities in all of Arizona and then to top it off we are bringing you the best floor plan to boot. Make sure to put this one on your list to tour! The home is impeccably maintained, truly move in ready and features 2 bedrooms (plus den/3rd bedroom), 2 bathrooms, 2.5 car garage, stunning front courtyard, expansive rear patio with hot tub and TV mounts. You are buying more than a HOME...you are buying a luxury lifestyle. This home is conveniently located just off the 303 freeway, 8 minutes to TSMC, neighborhood shopping/restaurants, Target, Home Depot, Costco are all closeby. Trilogy amenities include 2 Luxurious Clubhouses (Kiva Club & Mita Club), 3 pools, championship golf course, PICKLEBALL, tennis, arts, crafts, exercise

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1917 W Ashland Avenue Phoenix, AZ 85009

$660,000

5 Beds

4 Baths

1,622 SqFt

Status Active

MLS # 6784348

Property Type Single Family Residence

Price Type --

This beautifully remodeled 5-bedroom, 4-bathroom home is located in a quiet cul-de-sac and features a fully equipped casita with a living room, kitchen, bedroom, bathroom, and carport, offering privacy and versatility. Inside, you'll find brand new white shaker cabinets, a modern kitchen with a new stove and sink, and a bright, open living space. Additional perks include an RV gate in the back for easy access to parking and extra outdoor space, making this home perfect for both relaxation and entertaining. A true gem with plenty of updates, ready to move in!

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460 S Dodge Drive Chandler, AZ 85225

New

$660,000

3 Beds

2 Baths

2,472 SqFt

Status Active

MLS # 6789212

Property Type Single Family Residence

Price Type --

Beautiful 3 bedroom home with an office/den, pool, RV gate, 3 car garage, formal living and dining areas and very close to TWO parks in the highly desirable Kempton Crossing community. Close to great schools, many restaurants, much shopping and entertainment in both the Chandler and Gilbert prime corridors! Kitchen has lots of cabinets, gas cooking, huge island and walk-in pantry. Eat in dining as well that opens to the large family room. ''Wood look'' tile plank flooring through out living area and vaulted ceilings. The primary bedroom is spacious, with a big walk-in closet, separate tub/shower and an exit to the patio. Play pool and low maintenance landscaping in the backyard. Den with double doors. Plenty of storage, even a walk in linen closet!

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341 S Tucson Boulevard Tucson, AZ 85716

$660,000

5 Beds

2 Baths

2,252 SqFt

Status Active

MLS # 6650576

Property Type Single Family Residence

Price Type --

In desirable subdivision near the University of Arizona, restaurants, shopping centers, golf course and the Reid Park Zoo, you will fall in love with this stunning mid-century modern full remodel with Split Floor Plan. Approaching the home, you'll notice the Amazing Curb Appeal, Low-maintenance desert landscaping. Perfect for entertaining with an open floor plan which includes: Luxurious Stainless Steel Appliances Kitchen & Large Quartz Island; Antique Glass Mosaic Backsplash with Undermount sink; dining area; Two Seating areas; and two access to the Backyard. Backyard access is also available through the Oversized Master Bedroom with a Large master Bathroom (separate tub/shower), Dual sinks & a Roomy Walk-In Closet.

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16308 E Links Drive Fountain Hills, AZ 85268

$660,000

2 Beds

2 Baths

1,878 SqFt

Status Active

MLS # 6680908

Property Type Townhouse

Price Type --

Furnished! Well Cared For Single Level Condo at Balera at Firerock Featuring 2 Bedrooms + Den/Office with Full Size Business Desk That Converts To Queen Sized Murphy Bed, 2 Bathrooms, Gourmet Kitchen with Granite Counters, Island, Newer Appliances and Separate Dining Area. Kitchen Open To Cozy Living Room with Gas Fireplace, Faux Wood Plank & Tile Flooring & Vaulted Ceilings. Spacious Primary Bedroom with Vaulted Ceilings - Main Bath Featuring Soaking Tub, Walk-In Shower, Dual Sinks & Walk-In Closet. Split Floor Plan Guest Bedroom With Access To Guest Bathroom with Walk-In Shower. Upgrades: AC (2020) - Water Heater (2017) - Water Softener (2020) - Washer/Dryer (2021) - Kitchen Appliances (2022) - Patio Drop Shade (2022). Enjoy The Community Pool, Fitness Center & Spa With Amazing Mountain Views Overlooking Firerock Country Club.

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