4 Financial Benefits of Home Ownership

4 Financial Benefits of Home OwnershipHome ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

2508 S 200th Avenue Buckeye, AZ 85326

$1,197,000
4 Beds
4.5 Baths
4,163 SqFt
Status Active
MLS # 6772275
Property Type Single Family Residence
Price Type --
This stunning home offers 4,163 SQFT of spacious living, featuring a 1,000 SQFT garage equipped with Gladiator cabinets, 4 bedrooms with walk-in showers and closets, 4.5 bathrooms in total. The split floor plan includes a teen area and one of the bedrooms is a semi-mother-in-law suite with it's own entrance. Enjoy an open-concept gourmet kitchen with waterfall kitchen island, a wet bar, and a relaxing primary bedroom retreat, along with inviting outdoor living space. Situated on one acre of irrigated horse property with no HOA, shared well, and just minutes from I-10. Revel in mountain views, beautiful sunsets, and tranquility of the country life. Surrounded by custom site-built homes. Don't miss out on this exceptional opportunity.

5930 E Charter Oak Road Scottsdale, AZ 85254

$1,196,000
4 Beds
3 Baths
2,580 SqFt
Status Active
MLS # 6784956
Property Type Single Family Residence
Price Type --
Welcome home!This 4-bedroom,3-bathroom,2,580 sq. ft. gem seamlessly blends contemporary elegance with timeless design. Step into the inviting courtyard that leads to a home filled with natural light, vaulted ceilings, & recessed lighting.The open-concept kitchen is adorned with granite countertops & bamboo flooring,creating a warm & elegant space for entertaining.The spacious master suite features his & her closets & a luxurious spa-like shower, all the secondary baths are updated with sleek tiled showers. The split 4th guest bedroom with an en-suite bathroom offers ultimate guest privacy.Enjoy the expansive backyard oasis with a diving pool, above-ground hot tub, & fruitfilled citrus trees. Perfectly located near parks, shops, and schools, this home combines luxury,convenience &comfort

29647 N Kinder Crossing Pass Rio Verde, AZ 85263

$1,195,000
3 Beds
2 Baths
1,948 SqFt
Status Active
MLS # 6766808
Property Type Single Family Residence
Price Type --
IMAGINE starting your day with the VIEWS of the morning sun rising over the FOUR PEAKS and enjoying brilliant SUNSETS from your own PRIVATE POOL!! This elegant home is perfectly located in the prestigious Trilogy at Verde River on the premium homesite with MAJESTIC VIEWS of the Four Peaks that WILL TAKE YOUR BREATH AWAY! This highly sought after 3 BEDROOM Nice floor plan includes a Two Car AND a separate GOLF CART GARAGE and luxurious upgrades throughout. This stunning home is thoughtfully laid out and boasts a Great Room open concept and countless upgrades throughout. Beautiful design elements are apparent from the moment you arrive and not a detail has been overlooked either inside or out. The stylish kitchen is loaded with Stainless Steel GE Monogram Gourmet Applia nce Package, stunning white cabinets with soft close drawers, decorative Pearl Glass tile backsplash, Quartz Island with single bowl kitchen sink and Restaurant Style arbor bronze faucet, leaves absolutely nothing to be desired. Home has walk-in Pantry, Smart Space with laundry area, built in desks and tons of cabinet storage. Master suite is generously sized and offers a walk-in closet, double sinks, and a walk-in shower. Upgraded wood look tile flooring, Custom Hunter Douglas Window coverings throughout the whole home, exterior shade screens, Full Home Water Filtration System, Reverse Osmosis Drinking Water System, Custom surround sound in the living room, outdoor patio speakers and pool wall speakers, extra insulation between the dining room and master bedroom and in both the two car garage and golf cart garage, upgraded 250 gallon propane tank, garage service door, custom paint, Custom Landscaping and custom gutters around the entire home are just some of the notable upgrades. The Great room opens to an outdoor living room with a WALL of GLASS for optimal Arizona indoor-outdoor living where many great moments at home are spent outside. Custom Pool built by Presidential Pools has Baja shelf and in pool pop up cleaning system. Built in BBQ unit is a top-of-the-line Sedona L600 36 with Pro Sear feature! Resort living at its finest - enjoy breakfast on the patio, glass of wine under the covered patio and all the amenities that Trilogy has to offer! This home is STUNNING - Inside and Out! Trilogy at Verde River offers upscale Resort living at its finest and the very best of all possible worlds, close to the conveniences of affluent North Scottsdale, yet secreted within the pristine privacy of the Sonoran Desert. The amenities are World Class with Tom Lehman inspired eighteen-hole Golf course, tennis courts, pickle ball courts, and bocce ball, heated lap pool and Resort style swimming pool, hot tub, Afterburn fitness center, Helen's demonstration Kitchen for cooking classes and a 7.5 acre dog park. The community center has casual poolside dining at Eddy's Diner and gourmet dining at award-winning Needle Rock Kitchen and Tap, Alvea Spa with full-service Salon and Spa amenities, Art Loft and events center. Trilogy at Verde River is adjacent to the Tonto National Forest and is situated in the middle of miles and miles of hiking and biking trails. Whether you're seeking a second, winter home, or will live here year-round, Trilogy at Verde River is an ideal distance from the hustle and bustle of North Scottsdale. Attitudes here are different; there's a sense of community. You'll love the Resort living! What memories will you make?

12295 N Lopez Wells Lane Marana, AZ 85658

$1,195,000
3 Beds
2 Baths
2,614 SqFt
Status Active
MLS # 6753591
Property Type Single Family Residence
Price Type --
Rarely available, this luxurious Bisbee Floorplan by Insight Homes is fully complete and ready for delivery! Special appointments include a full side extension of 2 additional feet adding space to the guest bedrooms and bath, a fully extended 3 car garage, GE Monogram Appliance package with a 48'' refrigerator, Expanded back yard with plenty of room for a pool and much more.

1331 W State Avenue Phoenix, AZ 85021

$1,195,000
5 Beds
4 Baths
3,065 SqFt
Status Active
MLS # 6747201
Property Type Single Family Residence
Price Type --
The LAST NEW CONSTRUCTION home in the highly desirable Lexia Manor community - built by Richter Homes. This exclusive, 5-home luxury subdivision is set in a lush garden oasis. The home boasts an amazing 2 story open floor plan with 3,065 sqft, 5 beds (one downstairs that can serve as a guest room/office), and 4 baths. You have the opportunity to choose from an array of available designer-selected options & finishes to make it truly your own: cabinetry, countertops, appliance packages, flooring, showers, fireplace surrounds, lighting, pool, stone accents, landscaping, & more. Make your selections and move in 60 days later! Don't miss out on this opportunity to live in the heart of Phoenix, close to the best amenities, in a luxury home with the options you want and the finishes you select.

3473 W Mountain Vista Drive Phoenix, AZ 85045

$1,195,000
4 Beds
4 Baths
3,210 SqFt
Status Active
MLS # 6782136
Property Type Single Family Residence
Price Type --
Welcome to modern luxury living at its finest in this stunning 2019 Taylor Morrison home nestled behind the gates of Promontory at the Foothills in Ahwatukee. This single-level home is located steps away from the park and features stunning panoramic mountain views and extensive upgrades. This home is not only impeccably maintained but has more upgrades than you can imagine. (Refer to the document tab for a complete list!) This Crestone floor plan features not only 4 bedrooms but 4 FULL baths! All bedrooms feature walk in closets and 3 of them have ensuite baths! The 4th bath is located just off the hallway making it convenient for guests. All bathrooms have upgraded cabinetry, Quartz countertops, along with custom tile work in tub and/or shower! Plantation shutters throughout the home allow for abundant natural light. Tile flooring creates a consistent pattern throughout the main living space giving it a clean and inviting atmosphere. The bedrooms, on the other hand, provide a cozy retreat with newly installed Berber carpet that adds warmth and texture. The heart of the home is the open-concept kitchen and great room, with soaring ceilings. Designed for culinary enthusiasts, the gourmet kitchen features a massive island with granite countertops and a apron front farmhouse sink, offering a sophisticated and understated elegance perfect for casual dining or entertaining. You will find high-end french stainless steel appliances, including double wall ovens, a gas cooktop, and modern white cabinetry. The walk-in pantry offers extensive storage and easy access to pantry staples. The primary suite is a peaceful retreat, featuring an extended master bedroom and a spa-like master bathroom with even more storage for towels and linens. The oversize shower and large walk-in closet is sure to please! The three-car garage has convenient overhead storage racks keeping things organized and tidy. Just when you think it couldn't get any better, imagine a home where indoor living seamlessly transitions to outdoor living. Cornerless sliding doors with floor-to-ceiling glass open up effortlessly to the outside, making it the perfect space for entertaining and enjoying the beautiful Arizona weather. The outdoor patio features remote-controlled rolling sunscreens and has plenty of room for your outdoor dining table, a ping pong table, or whatever your heart desires! Your weekends will be filled with enjoying friends and family time while watching your favorite team under this custom-designed pergola complete with a custom-designed outdoor kitchen! The low-maintenance backyard with artificial turf will free up your time to relax and enjoy the outdoors with a four-burner gas grill, Bluetooth speaker sound system, fire table, refrigerator, drop-in cooler, flat-screen TV, and electric fireplace footwarmer. Some days you will just enjoy the serene mountain views, the amazing sunsets, the stargazing, and the peaceful overall setting. You will be reminded daily of the beauty and appreciation of living in Ahwatukee here. And if this isn't enough, the hiking trails are just a stroll away, along with convenient shopping and dining, easy freeway access, and the top-ranked Kyrene School District...Welcome Home!

2995 W Pinto Place Wickenburg, AZ 85390

$1,195,000
3 Beds
2 Baths
2,734 SqFt
Status Active
MLS # 6779164
Property Type Single Family Residence
Price Type --
Culinary Haven & Garage Paradise in Saddle Ridge! Luxurious and meticulously crafted, this property offers an exquisite open-plan living area with dual patio access, enhanced by a gas log fireplace and remote for cozy evenings. The kitchen boasts Kropf Craft custom cabinets, Calcutta Quartz countertops, and professional-grade appliances, including double ovens and a 5-burner gas range. A spacious den/office and large laundry/utility room with butler's pantry add convenience. Retreat to the master suite featuring a dual-zone shower and custom-built closet. Energy-efficient amenities include a Four-zone HVAC system and foam insulation throughout. The exterior boasts El Dorado stone veneer, a custom handcrafted front entry door, and a fully finished detached 3-car garage/workshop. Culinary Haven & Garage Paradise in Saddle Ridge! Luxurious and meticulously crafted, this property offers an exquisite open-plan living area with dual patio access, enhanced by a gas log fireplace and remote for cozy evenings. The kitchen boasts Kropf Craft custom cabinets, Calcutta Quartz countertops, and professional-grade appliances, including double ovens and a 5-burner gas range. A spacious den/office and large laundry/utility room with butler's pantry add convenience. Retreat to the master suite featuring a dual-zone shower and custom-built closet. Energy-efficient amenities include a Four-zone HVAC system and foam insulation throughout. The exterior boasts El Dorado stone veneer, a custom handcrafted front entry door, and a fully finished detached 3-car garage/workshop. Enjoy outdoor living with back access to a bike/walking path and close proximity to Sunset Park. Additional highlights include an extensive security system, cameras and lights, fully screened back patio, fenced yard, and Rust-Oleum rock solid epoxy floors in the garages, garden room, and back patio. This home epitomizes luxury living with thoughtful design at every turn. Be sure to check out the List of Features in the Documents tab.

4065 N Silver Ridge Circle Mesa, AZ 85207

$1,195,000
3 Beds
3 Baths
3,017 SqFt
Status Active
MLS # 6781764
Property Type Single Family Residence
Price Type --
Gorgeous home high up in Gated Las Sends, is walking distance, via trail, to park, community pool/spa, exercise room, Clubhouse & Tennis. Home has been meticulously maintained & upgraded since it was built. Every interior & exterior finishing, light fixture, decor item in this home is exquisite. Private Master Suite with its own sumptuous bathroom & walk-in closet, has its own chandelier lighted entry. Gourmet kitchen with island, formal living room & a comfy family room. Dining room is perfect for holiday meals. Private enclosed office/den. Out back is a lovely covered patio, play pool & BBQ. Separate 2 car garage (entry to home) & the 3rd car garage is heated & cooled. Most Furnishings, except Artwork, are available under a separate Bill of Sale.

15060 N Forever View Lane Prescott, AZ 86305

$1,195,000
3 Beds
3 Baths
2,064 SqFt
Status Active
MLS # 6783023
Property Type Single Family Residence
Price Type --
Nestled in an incredible location overlooking the golf course and a peaceful pond, this beautifully upgraded Ranch Cottage offers easy access to the clubhouse, just a short walk away. Inside, you'll find elegant porcelain wood-look tile throughout, a bright and inviting kitchen with a generous island, wine fridge, and ample storage. The spacious great room is highlighted by wood-beamed ceilings and a cozy fireplace surrounded by art niches. The 2-car garage includes a separate third bay specifically for your golf cart. Step outside to an extended patio with a built-in firepit, perfect for enjoying the serene views year-round. Talking Rock is a gated private community for members only with four seasons of golf, on-site dining options and wellness focused amenities & lifestyle.

7750 N Via De Frontera -- Scottsdale, AZ 85258

$1,195,000
3 Beds
3 Baths
2,456 SqFt
Status Active Under Contract
MLS # 6778224
Property Type Townhouse
Price Type --
Well-cared townhouse on a waterfront lot exuding charm and comfort! Be greeted by a 2-car garage, grassy front yard, and a very private courtyard perfect for enjoying your morning coffee. Inside, a hallway leads you toward the sunken living room, boasting a built-in sofa, media niche, sliding doors to the backyard, and a wood-burning fireplace. Pre-wired surround sound, fire sprinklers, and skylights can also be found throughout the house! The formal dining room is perfect for having a feast. The kitchen is equipped with built-in appliances, a walk-in pantry, an L-shaped island w/breakfast bar, Corian counters, tile backsplash, a wine cooler, and a plethora of wood cabinets. Retreat to the owner's suite to find a sitting room with backyard access and a built-in desk. The main bathroom has a dual sink vanity, a floor-to-ceiling tiled shower, and a walk-in closet. All bedrooms are carpeted for comfort and feature their own outside access. Discover a fabulous backyard with stunning lake and golf course views, colorful desert landscaping, a covered patio, a fire pit, and a door leading to the multi-use path that runs directly behind the home. Located close to restaurants, entertainment, and shopping. You don't want to miss this excellent property in the highly coveted McCormick Ranch!

26601 N Aguila Road Rio Verde, AZ 85263

$1,195,000
4 Beds
2.5 Baths
3,002 SqFt
Status Active
MLS # 6760527
Property Type Single Family Residence
Price Type --
THIS HOME WILL SURPRISE YOU WITH ALL OF THE ELEGANT TOUCHES. PREVIOUS OWNER IS A DESIGNER SO EVERYTHING IS TASTEFULLY DONE. LOTS OF ROOM FOR COMPANY WITH 3 BEDROOMS & 3.5 BATHS PLUS DEN THAT COULD BE A BEDROOM. STORAGE GALORE W/ TONS OF CLOSETS, INSIDE UTILITY ROOM, SPACIOUS LAUNDRY ROOM COULD BE USED FOR HOBBY/CRAFTS. GARAGE CABINETS AND WORKBENCH. THE BACKYARD IS YOUR OWN LITTLE RESORT WITH A FENCED YARD, POOL w/WATER FEATURE; PATIO & VIEWS OF MOUNTAINS TO THE EAST. THIS HOME IS OFFERED COMPLETELY FURNISHED! MOVE RIGHT IN AND ENJOY ALL THE AMENITIES OF TONTO VERDE: TWO CHAMPIONSHIP COURSES (MEMBERSHIP OPTIONAL), PRIVATE RESTAURANT, 18 HOLE NATURAL GRASS PUTTING COURSE, SNACK SHACKS, FITNESS CENTER, HEATED POOL & SPA, BOCCE BALL. BRAND NEW PARK w/PICKLEBALL COURTS & DOG PARK SOON.

2276 E Mercer Lane Phoenix, AZ 85028

$1,195,000
4 Beds
3 Baths
2,883 SqFt
Status Active
MLS # 6768209
Property Type Single Family Residence
Price Type --
FULLY upgraded home in the Shea Heights neighborhood in Paradise Valley with amazing mountain views. Four (4) Bedrooms and three (3)baths home with pool and spa located next to the Phoenix Mountains Preserve with views! Walk straight to the hiking trails or Christy Cove City Park. This house has a spacious entertaining, vaulted ceiling great room with fireplace next to the large open kitchen with large central island and more dining space! Main bedroom suite is located on main floor with ensuite bath. There is an additional ensuite bedroom upstairs with balcony and mountain views making the perfect home office, in-law suite, or turn into rental. PARADISE VALLEY SCHOOL DISTRICT. MINUTES FROM THE 51 and Cactus. New electric, kitchen, bath, windows and doors. Come take a look for yourself!