4 Financial Benefits of Home Ownership

4 Financial Benefits of Home OwnershipHome ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

8502 E Cave Creek Road Unit 39 Carefree, AZ 85377

$1,150,000
2 Beds
2 Baths
1,903 SqFt
Status Active
MLS # 6779829
Property Type Townhouse
Price Type --
REMODELED TO PERFECTION! HIGH END FINISHES ; TIMELESS ARCHITECTURE ~ THIS IS AN EXTREMELY UNIQUE TOWNHOME IN GATED SKYRANCH COMMUNITY! IT IS ALL ONE LEVEL! 2 BD/2BA/2CG - 1900 SFT~ ON LG VIEW LOT!SOARING CEILINGS! TONS OF NATURAL LIGHT! CLERESTORY WINDOWS! OUTSTANDING GREATRM W/STACKED STONE ;GAS FIREPLACE!GORGEOUS VIEWS!! LG PRIMARY W/LG WALKIN SHOWER;DOUBLE SINKS;2 LED MIRRORS;CUSTOM CLOSET. GORGEOUS VIEWS! LOVELY GUEST BR W/PATIO; HALL BATH W/SHOWER.KITCHEN W/BOSCH STAINLESS APPLIANCES; GAS COOKTOP!QUARTZ COUNTERS;ALDER CABINETRY!CUSTOM LIGHTING; CEILING FANS & PORCELAIN WOOD PLANK FLOORS THROUGHOUT. MATURE DESERT LANDSCAPING~ 3 INVITING PATIOS, PERFECT FOR ENTERTAINING !ONE XTRA LG~ W/PAVERS & MNT VIEWS. COMMUNITY OFFERS HEATED POOL/SPA; DOG PARK;TENNIS COURTS .

3659 E Louise Drive Phoenix, AZ 85050

$1,150,000
5 Beds
4 Baths
4,354 SqFt
Status Active
MLS # 6780864
Property Type Single Family Residence
Price Type --
Discover an incredible value in the highly sought-after N/E Phoenix community of Aviano at Desert Ridge! This upscale, master-planned community offers an unbeatable lifestyle & prime location with quick access to major freeways, top-rated schools, Scottsdale, airports, parks & recreation. Inside, enjoy expansive living spaces perfect for a multi-generational family, with a convenient main-floor bedroom & bath, plus four more bedrooms & three full baths upstairs. Stroll across the street to one of the many parks or take advantage of the world-class community center amenities. Built by Toll Brothers, this home showcases quality, upgraded finishes & has been lightly lived in & impeccably maintained. Don't miss the chance to explore all the premium upgrades in this beautiful spec home!

11270 E Quarry Trail Scottsdale, AZ 85262

$1,150,000
4 Beds
3 Baths
2,938 SqFt
Status Active
MLS # 6780269
Property Type Single Family Residence
Price Type --
Looking for a new home? You've found it! This beautiful 4 bed, 3 bath residence in Troon Verde sits on a quiet cul-de-sac lot & features tasteful tone accents, split 4 car garage w/a stair lift, a low-care desert landscape, and a welcoming front porch. Inside you will find a spacious dining & living area perfect for entertaining. Soft carpet in all the right places, high ceilings, plantation shutters, and warm palette throughout. Continue into the cozy family room, boasting a fireplace to keep you warm during the coming winter months. The chef's kitchen is comprised of wood cabinetry w/crown moulding, a pantry, granite counters, built-in appliances, a prep island w/a breakfast bar, and a breakfast nook. Relax & unwind in the primary bedroom, showcasing private outdoor access, a walk-in closet, and a lavish ensuite w/dual vanities. Lastly, the lovely backyard includes a covered patio, flagstone seating area, a built-in BBQ, and a view fence! Don't wait any longer, act now!

6448 E Slow Cattle Drive Prescott Valley, AZ 86314

$1,150,000
4 Beds
2.5 Baths
2,759 SqFt
Status Active
MLS # 6783368
Property Type Single Family Residence
Price Type --
Welcome to this stunning custom new build by Braden Homes, located in the highly desirable Stoneridge community in Prescott Valley. Designed with luxury and modern living in mind, this spacious home offers the flexibility of four bedrooms or three bedrooms plus a home office, along with 2.5 beautifully appointed bathrooms. The oversized four-car garage provides ample space for vehicles, storage, and hobbies. With panoramic views that can be enjoyed from nearly every room, this home is truly a luxury retreat. Completion is expected within the month, and fresh landscaping will be added in the coming weeks. As a member of the StoneRidge Community, you can enjoy an indoor and outdoor pool, a hot tub, tennis and sports courts, fitness facility, a banquet room and a packed activity calendar!

6814 E Osborn Road Scottsdale, AZ 85251

$1,150,000
3 Beds
2 Baths
1,635 SqFt
Status Active
MLS # 6786803
Property Type Single Family Residence
Price Type --
Check out this beautiful home with a resort style back yard! A few of the great features are plank European oak wood flooring throughout, stainless Frigidaire Pro kitchen appliances, Trane 14 SEER split AC units, high efficiency dual pane Anderson windows and spray foam insulation throughout, tankless gas water heater, designer tile bathrooms, designer Phylrich and Moen matte black fixtures, quartz countertops, vaulted ceilings, custom steel gates...and the back yard! A thoughtful design making this outdoor living area one where you won't want to leave. Two gas fire places/pits, barbecue area, putting green, gas heated pool and spa, outdoor dining area...you need to check it out! Located in the heart of Old Town Scottsdale and close to everything! Makes a great home or short term rental.

609 N Lindsay Road Gilbert, AZ 85234

$1,150,000
3 Beds
2 Baths
2,444 SqFt
Status Active
MLS # 6770915
Property Type Single Family Residence
Price Type --
Secluded, private, and quiet 1.5 acre irrigated horse property with a pull through RV garage in the heart of Gilbert. This one-owner, custom built block home has soaring high ceilings when you first walk in. Separate living and family rooms surround the heart of any home: the kitchen. A functional island and breakfast bar, built in SubZero fridge/freezer, and gleaming white cabinets offer plenty of storage. The primary bedroom is oversized and looks out at your expansive grounds with its own exit. The primary bath has a wealk-in shower and cedar lined walk-in closet. Outside there is a full-length patio which steps down into a beautiful courtyard with a fountain for relaxing in your private oasis. The RV garage/worskshop has dual electric openers and pull-through functionality as well as patios on both sides. It even contains it's own bathroom! The private road that serves as the driveway to this house only services this house. There is only one neighbor to the north but they do not share a driveway. The irrigation canal only serves two houses: no waking up in the middle of the night to follow complicated irrigation schedules. If you want to be close to downtown Gilbert but feel alone and secure on a house you cannot see from the road, this is it. There is no other property like this one. Don't miss it!

6281 W Post Road Chandler, AZ 85226

$1,150,000
5 Beds
3 Baths
3,005 SqFt
Status Active Under Contract
MLS # 6768539
Property Type Single Family Residence
Price Type --
Stunning entire home renovation!! This beautiful Ray Ranch Estates home has been meticulously renovated with gorgeous organic modern finishes from top to bottom not missing a single detail. Step inside to find a spacious single story open concept layout, soaring 15 foot ceilings, plantation shutters, HUGE kitchen, and gorgeous floor to ceiling fireplace finished in ultra smooth stucco. Upon entry to the home you will notice the beautiful white oak hardwood floors in a herringbone pattern in the foyer, to your left a large office and across the way is a formal living room with beautiful lighting. You will notice European white oak floors throughout the entire home with modern tile in the walk-in pantry, laundry room and all the bathrooms. The huge kitchen has it all, including a large induction cooktop, convection wall oven, walk in pantry with beverage fridge, huge 6'x9' island, coffee bar and tons of cabinet space. This home has a split floorpan with 4 bedrooms, 1 full bath and 1/2 bath in the kids wing. The other side of the home features the primary bedroom with full bath and spacious walk-in closet. This corner lot home has a 3 car garage with epoxy floors and an RV gate with ample parking space. The house sits on a large lot with a spacious, grassy back yard full of shade tree's with plenty of privacy and a beautifully re- finished pebble-tec pool. Come see this stunning home in a prime location with top rated schools and shopping!

4135 E Glenrosa Avenue Phoenix, AZ 85018

$1,150,000
3 Beds
2 Baths
1,511 SqFt
Status Active Under Contract
MLS # 6768902
Property Type Single Family Residence
Price Type --
A beautiful re-envisioned home for design minded buyers in a very sought after section of Arcadia Lite. Three bedroom, two baths with a separate casita with 3/4 bath. New floors and kitchen with new wolf range and paneled Sub Zero refrigerator, marble countertops and new cabinets. New upgrades in both bathrooms. Wall of windows with custom drapes in living room and dining room. Landscaping by TrueForm. Backyard oasis with pool, as well as a casita that can be used as an office or guest house. There is also a separate matching structure currently used as storage. Close to all that Arcadia has to offer. Walking distance to LGO, Postino's, Kachina park and nearby canal access for walks or bicycling.

16431 N 57th Street Scottsdale, AZ 85254

$1,150,000
4 Beds
2 Baths
2,491 SqFt
Status Active Under Contract
MLS # 6780515
Property Type Single Family Residence
Price Type --
This stunning, turn-key home offers the pinnacle of luxury living, located in the highly sought-after 85254 ''magical zip code'' just minutes from Kierland, Scottsdale Quarter, and TPC Scottsdale. Extensively remodeled in 2024 with no HOA, this property is an entertainer's dream. The resort-style backyard boasts a remodeled saltwater pool, built-in BBQ, and lush landscaping. Inside, the chef's kitchen features white oak cabinets, a butler's pantry, a pot filler, and an expansive island perfect for gatherings. Custom metal doors throughout the home add a touch of modern elegance. Experience perfection in this prime Scottsdale location!

3664 Stampede Drive Wickenburg, AZ 85390

$1,150,000
3 Beds
3.5 Baths
2,769 SqFt
Status Active Under Contract
MLS # 6784962
Property Type Single Family Residence
Price Type --
Spectacular Latigo w/Stunning Mtn Views to the South! Large sliding glass doors in primary bedroom lead to a Pergola covered patio, Bath has large soaking tub, tile shower enclosure, split vanities & 2 separate walk-in closets. Kitchen w/SS appliance, large center island, gas cook top & wall ovens. Great room w/corner rolling wall of glass leading to your stunning outdoor fireplace, pool (has heat pump that heats & cools water for year round enjoyment) and sauna. Guest suite in the main house and Casita in front courtyard w/own a/c heating unit. Look in your 3 car garage that has epoxy floors mini split a/c unit & built-in cabinets. Home comes w/whole home filtered water system, surround sound in GR & Back patio, Plantation Shutters, Window Shades and Curtains throughout home

5202 E Emile Zola Avenue Scottsdale, AZ 85254

$1,150,000
4 Beds
3 Baths
2,936 SqFt
Status Active Under Contract
MLS # 6787632
Property Type Single Family Residence
Price Type --
Highly sought-after .875 acre Sunburst Farms corner lot! Home features double ovens, a new dishwasher, granite countertops, and recessed lighting. Have horses? This lot also accesses the bridal path which is also a tremendous walking/biking/running path. Sonrisa and Sereno Parks are both within walking distance as well as Desert Shadows Elementary/Middle Schools. Create the home of your dreams or enjoy this fully-functional and much loved family home as-is and re-make it your own over time. Tennis court and private pool also located on the grounds. Conveniently located close to the 51 and the 101 freeways, the Paradise Valley Mall redevelopment, Desert Ridge, Costco, and everything Scottsdale has to offer. This is truly a neighborhood/lot that can grow with your family for generations.

12325 N Henrys Way Prescott, AZ 86305

$1,150,000
4 Beds
3 Baths
2,536 SqFt
Status Active
MLS # 6554719
Property Type Single Family Residence
Price Type --
We plan to build this Gorgeous 2536 Square Foot Home, w/3Bedrooms, 2.5Bathrooms/ 3CarGarage + Den on 4 ACRES +/- in Williamson Valley Heights. Home will have Stacked Stone Accents, Open/Split Floor Plan, GREAT ROOM Concept, Vaulted Ceilings, Luxury Vinyl Wood Planked Flooring, & Upgraded Lighting. Kitchen will be well appointed Knotty Alder Cabinetry, GRANITE Countertops, Island, Stainless Steel Appliances, Pantry, & under cupboard lighting. Master is Spacious, has dual Sinks, Jetted Garden Tub, Large Shower, & Large Walk in Closet. Additional Features include large Laundry Room adjacent to Master Bedroom, will include Paver Driveway/Walkway, Large Covered Patio & can include Detached RV Garage with plenty of room with a slight price adjustment. Completion Date is estimated at 12 months from Contract Acceptance !!! Photos are of a Previous Home we built but the VIEWS are the Real Thing from the actual lot!!!!! Build to Suit - Images are a sample of possible construction. Taxes listed are for vacant land only. Sale includes parcel numbers 306-35-298 & 306-35-256X.