4 Financial Benefits of Home Ownership

4 Financial Benefits of Home OwnershipHome ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

7499 E Visao Drive Scottsdale, AZ 85266

$1,125,000
2 Beds
2.5 Baths
2,390 SqFt
Status Active Under Contract
MLS # 6765684
Property Type Single Family Residence
Price Type --
Welcome to this lovely 2-bedroom plus bonus room, 2.5 -bath home located in the sought-after community of Bellasera. This North/South facing property offers a large eat-in kitchen, plantation shutters, a spacious primary suite with an ensuite bathroom and walk-in closet, while the guest bedroom features its own private ensuite, providing comfort and privacy for visitors. The bonus room is a versatile space that can serve as a home office, hobby room, or easily converted into a third bedroom. Additional upgrades include a new water heater, water softener system, and a fully insulated garage, new dual-pane windows, and an insulated, energy-efficient design throughout. The home is equipped with solar panels, a new roof, and a mini-split in the garage, ensuring year-round comfort and and reduced energy costs. Enjoy the tranquil, guard-gated community of Bellasera with its resort-style amenities and stunning desert surroundings. This home is move-in ready and waiting for you to experience the best of North Scottsdale living!

1045 S 131st Street Gilbert, AZ 85233

$1,125,000
4 Beds
2 Baths
1,909 SqFt
Status Active Under Contract
MLS # 6776807
Property Type Single Family Residence
Price Type --
Rare Opportunity in White Fence Farms! Step into a tranquil, tucked-away haven where classic charm meets endless outdoor possibilities. Located in the heart of Gilbert on a picturesque street lined with acre-sized lots, mature trees, and lush green lawns, this property offers a private retreat with the convenience of city life just minutes away, including the vibrant Heritage District and downtown Gilbert. This expansive irrigated acre+ lot is designed for both relaxation and recreation. A beautiful, fenced diving pool with a recently added salt system invites you to cool off under the sun, while a charming pagoda and deck offer the perfect spot for outdoor entertaining. The property is dotted with fruit and pecan trees and shaded by majestic, towering trees that change with the seasons, creating a picturesque landscape year-round. The spacious backyard has ample room for horses or small farm animals, gardening, or simply unwinding in the peace and privacy this setting affords. With its idyllic blend of rural tranquility and modern accessibility, this home is perfect for those who cherish outdoor living, making it a rare gem in Gilbert. Solid slump block construction stands the test of time, and the classic ranch style home has been tastefully updated, featuring a 4 bedroom/2 bath layout with neutral tile floors, classic white fireplace surround (wood fire), wood laminate flooring in three bedrooms for easy care and tile in the bathrooms. The kitchen features white cabinets, granite counters, tiled backsplash, refrigerator, updated plumbing/sink and appliances, leads out to an expanded covered patio for indoor/outdoor living. The owner's suite has a combination of tile and carpet, with a vanity or sitting area that offers views of the outdoors. Recently updated bathrooms feature quartz counters, tiled shower/bath areas, brushed nickel fixtures and newer cabinets. The property has an attached 2-car garage, expanded driveway, RV gates and room for RV/trailer parking. Three storage sheds are located on the property, and discover plenty of room to build an RV garage, guest house, workshop and more. The HVAC was fully replaced in 2023 and has a 10-year transferrable warranty. Updated dual pane vinyl windows add additional efficiency. The water heater was also replace in 2023, shingle roof in 2015 and over-patio roof in 2023. An attached laundry/utility room offers more storage or room for an additional refrigerator. Just down the street is access to the Heritage Trail and canal, with miles of walking, biking and horse access. Travelling north on the trail will connect you to the Wester Powerline Trail, taking you directly to downtown Gilbert and the Liberty Marketplace as well as fabulous restaurants and breakfast spots! White Fence Farms is just 22 minutes from two major airports and convenient to downtown Phoenix, Scottsdale and Tempe/ASU, as well as a short drive from popular hiking and biking trails, lakes and rivers.

31228 N 47th Place Cave Creek, AZ 85331

$1,125,000
5 Beds
3 Baths
3,579 SqFt
Status Active
MLS # 6771706
Property Type Single Family Residence
Price Type --
MOTIVATED SELLER bring all offers! This stunning home located in coveted Sonora Vista at Tatum Ranch has it all. Nestled on a dead-end cul-de-sac in this private, gated community this home contains immaculate upgrades from top to bottom. Owner made improvements like they would be there forever which include brand new windows, a $40K solar system that is paid in full, and virtually every interior finish was updated in 2020. The open concept floor plan is awesome too & features 5 bedrooms, 3 full baths, tons of windows for natural light, high ceilings,& no steps. Modern interior w/features like quartz countertops, grey custom cabs w/hardware, gorgeous tile flooring, brick fireplace, & ss appliances. As if the interior isn't nice enough the backyard is the star of the show featuring large... salt water pool w/new pebbletec, sport court, cozy firepit, grill, smoker, trampoline, huge grassy area and $9,000 worth of motorized shades to compliment the use of the covered patio during every season. This home truly has too much to list and is a rare offering. Move fast as these don't come on the market often.

402 E Berridge Lane Phoenix, AZ 85012

$1,125,000 - 4Br/3Ba -  for Sale in Lester Terrace 2, Phoenix
Open House
$1,125,000
4 Beds
2.5 Baths
2,323 SqFt
Status Active
MLS # 6776411
Property Type Single Family Residence
Price Type --
Welcome to this beautifully remodeled 4-bedroom, 2.5-bath home nestled in Central Phoenix, offering an ideal location near the 51 freeway, popular dining spots, and the Uptown Farmers Market. This inviting property features modern upgrades throughout, including granite countertops, energy-efficient tankless water heaters, and vaulted ceilings that add an open, airy feel. The layout is designed for both functionality and style, with spacious bedrooms and thoughtfully updated bathrooms. Perfectly positioned for convenient access to the best of Phoenix, this home offers a balance of comfort, location, and refined updates for today's lifestyle.

22568 E Alyssa Road Queen Creek, AZ 85142

$1,124,155
5 Beds
4 Baths
3,659 SqFt
Status Active
MLS # 6741168
Property Type Single Family Residence
Price Type --
Luxurious former model home featuring a desert modern architectural style, single-level living, a generational suite with a kitchenette, a game room, separate office, and more! The home has a February 2025 COE and includes the furnishings. Designer features throughout. The kitchen boasts a 12' multi-slider, GE café SS appliances with a built-in wall oven, microwave, stainless Steele refrigerator, and 30'' gas cooktop with a vent hood, an extended island with new elegance quartzite countertops, glass tile backsplash to the ceiling, and Lausanne maple truffle stacked cabinets with matte black pulls. 12' ceilings at the great room, dining room, and kitchen. A 10' center pull slider at the great room and a built-in entertainment cabinet. Upgraded light fixtures and custom window treatments.

8621 W Via Montoya Drive Peoria, AZ 85383

$1,120,000
4 Beds
3 Baths
4,028 SqFt
Status Active
MLS # 6589036
Property Type Single Family Residence
Price Type --
Welcome to this exquisite property that offers the perfect blend of luxury and functionality. This stunning main house was rebuilt in 2016 after a fire. It boasts 3,108 square feet with 4 bedrooms and 3 bathrooms. Alongside the main house, there is a 920 square foot guest house with an additional bedroom and bathroom; which wasn't rebuilt in 2016. It also has its own family room, dining area, fully functioning kitchen and washer/dryer hook ups. Throughout most of the main home you will find beautiful Turkish travertine flooring. The heart of this home is the entertainer's kitchen, featuring floor to ceiling custom cabinetry, a large granite island with ample storage, a custom glass cooktop and double ovens. Living room has a two-way fireplace that is shared with the master bedroom The fireplace is adorned with natural stone and a custom designed mantle, adding warmth and charm to the space. Master suite has double sinks, his/hers closest and an oversized walk in shower. Laundry room is thoughtful designed with custom cabinetry from floor to ceiling and plumbing for two washers and a dryer. Step outside and indulge in the paradise of your dreams with a sparkling pool complete with a relaxing cabana area, pool storage and shed. The property offers plenty of space for RV parking and a 50 amp breaker, ensuring convenience for your adventures. Beyond the aesthetics, practicality is not forgotten. The home comes equipped with a RO system and water softener. Situated on almost half an acre of land with no HOA restrictions, this property provides you with the freedom to enjoy your space and tailor it to your preferences. Don't miss this opportunity to call this place home.

3806 E Taurus Place Chandler, AZ 85249

$1,120,000
6 Beds
4 Baths
3,863 SqFt
Status Active
MLS # 6746508
Property Type Single Family Residence
Price Type --
Welcome to your dream home in the heart of Chandler, AZ! This stunning two-story residence offers an abundance of space and luxurious features, perfect for families and entertainers alike. With 6 spacious bedrooms and 4 well-appointed bathrooms, there's room for everyone to enjoy their own sanctuary. Step inside to discover a beautifully designed layout that includes a dedicated theater room, perfect for movie nights or entertaining guests. The fully finished basement adds extra versatility, making it an ideal space for a game room, gym, or extra storage. Outside, retreat to your private oasis featuring a sparkling pool, perfect for those hot Arizona days along with owned solar

4675 Copper Court Wickenburg, AZ 85390

$1,120,000
3 Beds
3.5 Baths
3,024 SqFt
Status Active Under Contract
MLS # 6742332
Property Type Single Family Residence
Price Type --
Enter the spacious 3-bed, 3.5-bath Orion floor plan. Dramatic 10 & 12 ft ceilings accentuate mountain views from the grand living room's ample windows. Den & media room offer additional hosting space when the family comes for the holidays. Granite countertops at dining & baths. Smart space at laundry adds storage, office or craft area. Kitchen is an entertainer's dream w/ built-in cooktop, microwave, oven, & large island for guests. Alcove dining space opens to 600 sq ft of covered patio. Powered shades, built-in BBQ & ceiling fans. artificial turf and mountain views, stunning sunrises & sunsets are all waiting in your backyard. Fully paid off solar, 3-car garage, hot water recirculation & water filtration primary bath with soaker tub and glass enclosed shower upgrades just to name a few

13616 W Ocotillo Road Glendale, AZ 85307

$1,119,000
4 Beds
4 Baths
3,940 SqFt
Status Active
MLS # 6773411
Property Type Single Family Residence
Price Type --
A UNIQUE find! Spectacular 4-bedroom home in the highly sought-after Luke Ranch Estates is a dream come true! Starting with a sided 2-car garage, RV garage, RV gate, striking stone accents, extended driveway, and a mature desert landscape. The home exudes elegance throughout! Attention to detail is evident in the plantation shutters that grace the windows, complemented by neutral paint, abundant natural light, archways, stylish light fixtures, dramatic high ceilings, and tasteful flooring - carpet & wood-look tile. You'll LOVE the formal dining room and a desirable great room paired with multi-sliding doors that effortlessly blend indoor & outdoor living! The gourmet kitchen boasts high-end SS appliances w/wall ovens, solid-surface counters, mosaic tile backsplash, & a huge 2-tier island This home is a former Model home. The walk-in pantry, wine rack, and a plethora of cabinetry ensure ample storage. The den provides versatility! The oversized owner's retreat promises a restful night's sleep, featuring a vaulted ceiling and a barn door that opens to the lavish ensuite with two vanities, a soaking tub, a tiled shower, & a sizable walk-in closet. The secondary bedrooms also include their own walk-in closets & private bathrooms. PLUS! As a bonus, this gem has an attached guest house with a bedroom, living area, & a kitchenette. Laundry room with a sink & cabinetry. Beyond the interiors, the RESORT-STYLE backyard holds its own charm! Designed for relaxing & entertaining, it showcases a covered patio, lush lawns, a firepit, well-laid pavers, and a sparkling pool for year-round enjoyment. This gem has it all. See it! Love it! Live it! Seller wants it SOLD!

8631 N 84th Street Scottsdale, AZ 85258

$1,119,000
3 Beds
2 Baths
1,816 SqFt
Status Active Under Contract
MLS # 6774169
Property Type Townhouse
Price Type --
Experience luxury living in this tastefully remodeled townhome, nestled within the Las Palomas community of McCormick Ranch. This single-level residence offers an inviting blend of character, style and elegance. Upon entering, you'll be captivated modern charm, featuring dramatic wood-beamed vaulted ceilings and a cozy two-way, wood-burning fireplace. Every room has a private exit to patios and lush gardens, enhancing the harmonious indoor-outdoor flow. The chef's kitchen is a culinary dream featuring wood cabinetry, granite counters, LED lighting and stainless-steel Thermador appliances. The primary bedroom retreat boasts upgraded cabinetry, dual sinks and a custom walk-in closet. The guest bedroom features an en-suite bathroom that closes off to dual as a powder bathroom for your guests The laundry room is complete with a washer/dryer combo and ample storage. The two car garage is equipped with built-in cabinetry for additional storage and an outdoor sink. Living in Las Palomas means enjoying a wealth of amenities. Take full advantage of living in a guard-gated community with private lake access and features such as pickle-ball and tennis courts, two swimming pools, a spa, outdoor chess and shuffleboard, tranquil water features and sitting areas, and dog park. All designed for a carefree, resort-like lifestyle. The location of this community is unmatched. Situated on the greenbelt of McCormick Ranch, you are in an oasis of parks, lakes, paths, and golf courses traversing 11 miles through the heart of Scottsdale. This community is within walking distance of over 15 restaurants and multiple coffee shops, ensuring unparalleled luxury, leisure, and convenience. Please see the list of recent upgrades in the documents tab. Furniture available on separate bill of sale. This home is a gem and won't last long. Do not miss your chance to make it your own!

10707 E Tesla Avenue Mesa, AZ 85212

$1,115,000
6 Beds
4.5 Baths
5,045 SqFt
Status Active
MLS # 6781706
Property Type Single Family Residence
Price Type --
BLACK FRIDAY BLOW OUT PROMOTION!! Submit the Black Friday Coupon in the documents tab with your offer to receive $15,000 off the listed price!! All written offers must be submitted with the coupon by 11:59 pm on Sunday, December 1st to receive this promotion. NO EXCEPTIONS! FINALLY... AFFORDABLE LUXURY AT ITS FINEST!! BELOW APPRAISED VALUE! (Home was just appraised several weeks ago) Welcome to this stunning 6-bedroom, 4.5-bath home, offering over 5,000 sq.ft. of luxurious living space. Located in the highly sought-after Eastmark community, this home features nearly $200K in upgrades, creating the perfect blend of style, comfort, and functionality. As you approach, the desert landscaping enhances the home's curb appeal. Inside, you'll find tile flooring throughout the main level and a spacious open-concept design. The enormous kitchen is a chef's dream with a massive island, gas cooktop, dual in-wall ovens, and ample cabinets, plus a walk-in pantry and breakfast bar. A formal dining room and large family room provide plenty of space for entertaining. Upstairs, the bedrooms have highly upgraded carpets for comfort, and the oversized primary suite offers a spa-like en-suite bath and walk-in closet. A convenient downstairs ensuite bedroom is perfect for guests. Additional features include an oversized 3 car garage, a loft area, and walk-in closets in all secondary bedrooms. The resort-style backyard is an entertainer's paradise with a private pool, luxury spa, built-in BBQ, firepit, and two pergolas, all set amidst low-maintenance turf and gravel landscaping. Living in Eastmark offers access to parks, walking trails, amenities that are seconds to none, amazing schools, and a phenomenal connected community feel. Ask us about our luxury listing video we did for this house and community. This home offers luxury living at its finest - don't miss out!

6073 E Brilliant Sky Drive Scottsdale, AZ 85266

$1,115,000
2 Beds
2 Baths
2,096 SqFt
Status Active
MLS # 6724323
Property Type Single Family Residence
Price Type --
6073 EAST BRILLIANT SKY DRIVE - TERRAVITA CAELUM 2 BEDROOM/2 BATH WITH 2 CAR GARAGE. SOUTH BACKYARD ON GOLF LOT. ARIZONA SUN THROUGH MULTIPLE WINDOWS! LARGE LOT HAS EXPANSION OPTIONS FOR CASITA OR THIRD GARAGE. Lovely entrance to a tiled open area. Great room, living room with entertainment wall and wall of niches and fireplace. Windows to open area/golf course. Double doors to patio. Breakfast nook and kitchen open to entire area. Breakfast nook is surrounded by windows for spectacular views. Kitchen has SS appliances, gas stove, microwave, granite counter and side area with additional cabinetry and counter. Primary bedroom again with lots of windows and double doors to patio. Plantation shutters. Bathroom has double vanities, walk-in shower, soaking tub. Floor Plan att Click Second bedroom is spacious with plantation shutters. Bath has single vanity and tub/shower combo. Additional closet and cabinetry in hallway. Laundry has cabinetry and counter space area. Backyard paradise: golf course lot and open for privacy; pool; paved, rock and grass with grass partially in yard and down side; covered patio; grill area. Perfect Arizona home for entertaining and luxury living.