4 Financial Benefits of Home Ownership

4 Financial Benefits of Home OwnershipHome ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

1525 W Knowles Avenue Mesa, AZ 85202

$669,000
4 Beds
3 Baths
2,670 SqFt
Status Active
MLS # 6783847
Property Type Single Family Residence
Price Type --
Seller is crediting 2% rate buy down with full price offer

861 N Soho Place Chandler, AZ 85225

$669,000
4 Beds
2 Baths
2,136 SqFt
Status Active Under Contract
MLS # 6780830
Property Type Single Family Residence
Price Type --
Step into one of the few 4-bedrooms in this park-filled neighborhood, featuring a modern split floor plan. This fully remodeled, move-in-ready home shines with a designer kitchen—complete with pristine white cabinets, quartz counters, an oversized island for entertaining and brand-new Frigidaire Gallery stainless steel appliances. Enjoy an inviting, bright atmosphere with beautiful new floors, quartz countertops, and vaulted ceilings throughout. The main living area's cozy gas fireplace creates a focal point for family gatherings, while the primary suite offers a true escape with a spa-like bathroom retreat. Outside, low-maintenance desert landscaping and a covered front patio make for enviable curb appeal. The backyard is an entertainer's dream with a covered patio, sparkling pool, and no backyard neighbors for enhanced privacyperfect for Arizona summers. Ideally located near top grocery stores, coffee shops, and dining, this rare find is where style meets convenience. Homes like this don't last long!

4246 Stage Stop Way Wickenburg, AZ 85390

$669,000
2 Beds
2 Baths
1,798 SqFt
Status Active
MLS # 6782439
Property Type Single Family Residence
Price Type --
Acacia Floor Plan situated on a stunning lot with common area on two sides. 2 bed/2 bath w/Den Open Floor Plan. Stunning Water Feature, Built in Firepit, BBQ and Custom Pergola Extension are just a few of the outside features of this beautiful home. SS appliances in kitchen, large center island and walk in pantry. Primary Suite w/Double sinks, custom shower enclosure and spacious walk in closet. Guest Room at the front of the home w/Full Hall bathroom. Motorized blinds and shutters adorn the windows in the home and the garage has been completely insulated. Leased Solar on the home.

4240 Blacksmith Way Wickenburg, AZ 85390

$669,000
2 Beds
2 Baths
2,057 SqFt
Status Active
MLS # 6785714
Property Type Single Family Residence
Price Type --
Nestled within the prestigious Wickenburg Ranch community, this exquisite home epitomizes modern luxury and comfort. As you step inside, a wall of sliding glass doors floods the space with natural light. The kitchen boasts an expansive island and granite countertops, complemented by a convenient walk-in pantry and sleek hood range. An open floor plan effortlessly connects the kitchen to the inviting living area, adorned with a cozy den for relaxation or work. 2 bedrooms offer restful retreats, accompanied by 2 luxurious bathrooms for ultimate convenience. Outside, a low-maintenance landscaped backyard beckons with its tranquil ambiance, featuring a beautiful water feature, outdoor kitchen w/sink, covered patio, and magnificent mountain views perfect for alfresco dining

654 S Sabrina -- Mesa, AZ 85208

$669,000
6 Beds
3.5 Baths
3,980 SqFt
Status Active
MLS # 6736359
Property Type Single Family Residence
Price Type --
Discover elegance in this exquisite 6-bedroom, 3.5-bath home in Parkwood Ranch, just under 4000 sq ft. The gourmet kitchen boasts granite counters, white cabinets and stainless steel appliances. The master suite features a luxurious walk-in shower. Enjoy the expansive loft, perfect for a playroom. Outside, the sparkling pool, mature landscaping, and RV gate create a private oasis. This home seamlessly blends style and comfort for extraordinary living.

44421 N 12th Street New River, AZ 85087

$669,000
4 Beds
2.5 Baths
2,219 SqFt
Status Active
MLS # 6769371
Property Type Single Family Residence
Price Type --
PRICED BELOW COMPS! Don't miss this cozy 4 bed, 2.5 bath territorial home. NO HOA! 3 car garage. Nestled in the serene landscape of New River, this property offers breathtaking views of the surrounding mountains and open spaces. Living/dining areas are separated from the kitchen/family room, maximizing comfort and functionality. The spacious kitchen has a gas range, upgraded cabinetry, granite counters and beautiful stainless steel appliances. The whole house generator ensures uninterrupted power supply, adding convenience and peace of mind. Ideal for horse enthusiasts, featuring ample space for corral and horse related activities. Included is a 10x20 storage shed that can hold your off roading toys and more. 2 119-gal propane tanks. A greenhouse. Easy care artificial turf. Freshly painted exterior and 2 new garage doors and openers. Views of the mountains off both patios are amazing! Awesome sunsets. Very private at the end of the cul-de-sac. Close to TSMC, 101, 303 and the I-17 freeways. Less than a mile away from the entrance to the Tonto National Forest. This home has so much to offer - don't miss this one

34218 N 26th Avenue Phoenix, AZ 85085

$669,000
6 Beds
4 Baths
2,903 SqFt
Status Active
MLS # 6760835
Property Type Single Family Residence
Price Type --
Stunning home with commercial water sprinkler system. Home with over 3200 square feet of living space, six bedrooms and four bathrooms. The great room and family room are both very large. Professionally done new interior paint. Kitchen cabinets have also been redone. New carpet throughout. The home is immaculate, spotless and move in ready. Fully fenced in yard with block wall for privacy. No neighbors behind or on the south side of home.

1655 E Washington Court Gilbert, AZ 85234

$669,000
4 Beds
2.5 Baths
2,903 SqFt
Status Active
MLS # 6772261
Property Type Single Family Residence
Price Type --
CUL-DE-SAC DREAM HOME! 4BD/2.5BATHS, 2900 SF with POOL & 3-CAR GARAGE! GORGEOUS REMODELED KITCHEN with GRANITE COUNTERTOPS, CUSTOM NEW PAINT, NEW WATER HEATER, NEW WINDOW BLINDS THROUGHOUT, and ALL HIGH END STAINLESS STEEL APPLIANCES, Huge island with eating bar opens up to giant family room! Beautiful engineered wood flooring through all living areas, HUGH LOFT with 3 bedrooms upstairs and master downstairs with great view. Newer fixtures, ceiling fans, custom tile flooring, granite + newer fixtures in all baths. Wood plank tile in laundry room, Pebble-tec POOL with NEW POOL PUMP + covered patio extended with pavers on a huge lot with luscious plantings. GARAGE w/Cabinets to the ceiling + EPOXY flooring. CLOSE TO SHOPPING & DINING, PARKS. FREE HOME WARRANTY. Home is also open for rent.

6758 W Firebird Drive Glendale, AZ 85308

$669,000
4 Beds
3 Baths
2,524 SqFt
Status Active
MLS # 6763104
Property Type Single Family Residence
Price Type --
This Is It! Beautiful Home In Sierra Verde Community! 4 Beds + Bonus Room, 3 Baths, 2 Car Garage, Formal Living Room w/Plantation Shutters & High-Vaulted Ceiling, & Inviting Family Room That Opens To The Kitchen! Natural Light Filled The Interior, Complemented By Designer Paint, Tile, Etc. Gourmet Kitchen w/SS Appliances, Granite Counters, Recessed Lighting, Updated White Cabinets, Island, Breakfast Bar, & Bay Window In Dining Area. 1 Bedroom/Bath Downstairs, Upstairs Main Bedroom w/Bonus Room Perfect For Office/Gym, Remodeled Shower & Walk-In Closet. Oversized Corner Lot, Tons Of Privacy From The Mature Trees, Entertainer's Backyard w/Extended Covered Patio, Grassy Area, Storage Shed, & Sparkling Pool! Community Lake, Playgrounds, Basketball Courts, Close to 101 Freeway! N/S Exposure!

8901 S Dateland Drive Tempe, AZ 85284

$669,000
4 Beds
2 Baths
2,066 SqFt
Status Active
MLS # 6751031
Property Type Single Family Residence
Price Type --
WESERV Best Home on Tour winner!!! This beautiful single level 4 bdrm home with heated salt water pool/spa is truly move in ready. The owner replaced the following since purchase 2 yrs ago: new salt water system in the pebble-tec pool/spa, water heater w/recirculation system, soft water and RO system, dishwasher, kitchen countertops, back landscaping & paver areas, interior/exterior paint, tile floors and carpet! From the patio entrance, custom front door, vaulted ceilings, wood burning fireplace in family rm, laundry rm with upper and lower cab's with full countertop. Primary bdrm has door to backyard. Note: behind wood fence is where a built-in BBQ was planned (gas lines, power, water available & cement). You'll have peace of mind living here with many of the big $ items done

10695 E Straight Arrow Road Dewey, AZ 86327

$669,000
4 Beds
4 Baths
3,298 SqFt
Status Active
MLS # 6760408
Property Type Single Family Residence
Price Type --
Nestled in the desirable Prescott Country Club community, this home offers comfort, convenience, and captivating views. This 4-bedroom haven is move-in ready. Step inside to discover a bright living space with a remodeled kitchen. New furnace and water heater (2023) ensure year-round comfort, while updated windows frame stunning vistas. The main level features single-level living with 3 bedrooms, laundry, garage, and an office. The lower level boasts an in-law suite with a kitchen, living room with a fireplace, and a sauna. Imagine hosting gatherings on the expansive deck, taking in the views, or firing up the BBQ. Additional highlights include a 2.5-car garage with built-ins, a second laundry downstairs, pre-wired surround sound, and skylights. This house is truly a home.

21320 N 56th Street Unit 2145 Phoenix, AZ 85054

$669,000 - 2Br/2Ba -  for Sale in Bella Monte At Desert Ridge Condominium Amd, Phoenix
Open House
$669,000
2 Beds
2 Baths
1,843 SqFt
Status Active
MLS # 6756142
Property Type Apartment
Price Type --
Carefree resort lifestyle in an incredible location! Just steps to three pools, workout facilities, and gas grills in this gated community. Walk to more than 160 shops and restaurants at High Street, Desert Ridge Marketplace and City North's new mixed-use development.! Easy access to the 101 freeway, Mayo Clinic, Scottsdale, PHX, and more, just lock and go. This 2-bed + flex, 2-bath, 1,843 sq. ft. residence overlooks green-space and features a spacious covered balcony, gas fireplace, granite countertops, large primary suite with walk-in closet, and an oversized 2-car garage.