4 Financial Benefits of Home Ownership

4 Financial Benefits of Home OwnershipHome ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

5040 E Boulder Canyon Drive Cornville, AZ 86325

$629,000
3 Beds
2 Baths
2,280 SqFt
Status Active
MLS # 6786483
Property Type Single Family Residence
Price Type --
Stunning Modern Retreat in a Northern Arizona Golf Course Community! Welcome to your dream home in the gated community of Amante at Verde Santa Fe, where luxury meets comfort in the heart of the Verde Valley. This meticulously upgraded residence, built in 2020 and originally the builder's home, is designed with a focus on elegant detail and functionality, offering a bright and spacious sanctuary that perfectly balances style and practicality. As you step through the grand foyer, you'll be greeted by soaring ceilings and an abundance of natural light that flows throughout the open floor plan. The home is a 3 bedroom, 2 bath with 2,280 square feet. The design features high ceilings, recessed lighting, designer interior paint with a cosmopolitan open floor plan. The heart of the home boasts a cozy fireplace creating a warm and inviting focal point for gatherings. The kitchen is perfect for culinary enthusiasts! This chef-inspired kitchen is equipped with a sleek 5-burner gas stove with modern hood and high-end smart appliances. Enjoy the convenience of pull-out shelves in the maple self-closing cabinetry, complemented by long lasting Corian countertops. The breakfast bar with hanging lights provides a casual dining option along with an oversized nook area. The kitchen floors are luxury vinyl plank flooring adding both style and durability. Retreat to the large and private primary suite, a true oasis featuring a spacious walk-in closet and a private entrance to the expansive laundry room, complete with ample countertop space, cabinets, and a convenient water basin sink. The en-suite bathroom is a true masterpiece, boasting dual vanities, a large tile walk-in shower with a built-in seat, and a Toto Neorest toilet for the ultimate in comfort and convenience. Generously sized guest bedrooms offer flexibility, with the third bedroom featuring double doors, making it ideal for use as a den or office. The guest bedroom is equally impressive, with a large and long deep closet. The guest bathroom showcases a wide soaking tub and thoughtful design elements, including self-closing vanity drawers. Additional highlights of this sophisticated home include deep linen and hall closets, designer interior paint throughout, and plush carpeting in the bedrooms. The home's orientation ensures a welcoming North-facing front and a sunlit South-facing backyard, perfect for outdoor enjoyment. The property is equipped with gutters on all four sides, a rain barrel in back and a new irrigation system installed for the newly planted flourishing trees and plants. As a resident of Amante, you'll have access to a membership offering a luxurious clubhouse, refreshing pool, and relaxing spa, all while being just 20 minutes away from the breathtaking landscapes of Sedona. The entire home has an Aquasana water filtration system, a tankless hot water system, and all appliances are includedsuch as a nearly new front-loading washer and dryer, this home is truly move-in ready. Don't miss your chance to own this contemporary and sophisticated residence in a serene golf course community, complete with an attached spacious two-car garage and a durable tile roof. Clean air and stunning views await. Experience the lifestyle you've always dreamed of.

3582 N 160th Avenue Goodyear, AZ 85395

$629,000
2 Beds
2 Baths
1,829 SqFt
Status Active
MLS # 6781415
Property Type Single Family Residence
Price Type --
LOCATION LOCATION LOCATION!! Sits on a very unique lot located in the highly sought after Tuscany side of Pebble Creek. This lovely and well cared for home sits on a very unique lot. Featuring 2 bedrooms plus a den, fresh interior 2 tone paint, UPDATED KITCHEN AND BATHS, granite counters throughout, custom plantation shutters, newly installed soft water system, 3 car garage with epoxy floor and built in cabinets, golf course views from the back AND front with neighbors on only one side!! PLUS, BRING US AN ACCEPTABLE OFFER AND WE'LL THROW IN THE GOLF CART, recently serviced with all new batteries!! MOTIVATED SELLERS BRING US AN OFFER!

368 S 172nd Drive Goodyear, AZ 85338

$629,000
5 Beds
4 Baths
4,019 SqFt
Status Active
MLS # 6754016
Property Type Single Family Residence
Price Type --
Discover plenty of space and comfort in this stunning 5-bedroom, 4-bathroom Canyon Trails home. It features a gourmet kitchen with stainless steel appliances and center island, perfect for any cook. Enjoy privacy in the attached guest casita with its own living room and entrance. PRE-PAID Solar panels offer eco-friendly living and lowered electric bills for years to come. The backyard is an oasis with a private pool, huge extended covered patio, and BBQ area, all overlooking the community green belt with no neighbors behind. Plus, enjoy community amenities like a recreation room, parks, and community pool.

1145 N 293rd Avenue Buckeye, AZ 85396

$629,000
4 Beds
2 Baths
2,067 SqFt
Status Active
MLS # 6758593
Property Type Single Family Residence
Price Type --
Discover the ultimate in custom home, unencumbered by HOA fees or regulations. This stunning new build ranch-style residence boasts 2,067 square feet of living space on a serene 1.2-acre lot. The sophisticated open-concept living area features stylish paneled walls, vaulted ceilings, and an abundance of natural light and recessed illumination. A sleek white kitchen, complemented by a spacious island, provides an ideal setting for culinary pursuits. The serene master suite offers a tranquil retreat, complete with a spacious en-suite bathroom and ample closet space. Three additional bedrooms provide versatility for family, guests, or a home office. The expansive, backyard, boasts block fencing valued at over $60,000, and dual RV gates, perfect for accommodating large vehicles or horses.

6735 N 10th Street Phoenix, AZ 85014

$629,000
3 Beds
2 Baths
1,703 SqFt
Status Active
MLS # 6763810
Property Type Single Family Residence
Price Type --
Vintage meets contemporary in this delightful home in the heart of north central Phoenix. Remodeled in 2019 to add new A/C, electrical panel, and all new kitchen, complete with stainless steel appliances and soft close modern cabinetry. Tons of additional upgrades added over the last 3 years, including new epoxy sewer lining, lighting/fans, roman shades, paint, baseboards, contemporary black door hardware, storage shed, block fence, side gate & front door. Abundant natural light throughout the home through efficient dual-pane windows. Huge great room with vaulted ceilings and built in fireplace. Dreamy primary suite has 2 closets including a spacious luxury walk-in. Mature fruit trees grace the private, quiet back yard, with the perfect patio for entertaining. Top rated schools.

535 S Barnwood Trail Munds Park, AZ 86017

$629,000
3 Beds
2 Baths
1,824 SqFt
Status Active
MLS # 6764043
Property Type Single Family Residence
Price Type --
Your private, dream home on large lot in the cool pines of Munds Park awaits your arrival! Rather year-round or seasonal, this spacious 3bed, 2 bath home has a/c, wood burning fireplace, 10x16 shed, carport, metal roof, upgraded flooring, bathrooms, ceiling fans, lighting, etc. Kitchen has plenty of cabinet and counter space, as well as an island. Enjoy relaxing on the large custom deck that was newly added on, with NO neighbor to the north! The yard is fenced in and perfect for your pets. No HOA. Come and be a part of this special, desirable Munds Park community! You will be walking distance to the well-known Pinewood Country Club, close to the national forest, lake, hiking/ biking trails, tennis and pickleball courts, park, restaurants, convenient store, and more. Munds Park is only 17 miles South of Flagstaff and a 2-hour drive from Phoenix to escape the heat. Come see your new home in our neck of the woods!

2078 E Donner Drive Tempe, AZ 85282

$629,000
4 Beds
2 Baths
2,005 SqFt
Status Active
MLS # 6779043
Property Type Single Family Residence
Price Type --
Beautiful Corner Lot Home in the Heart of Tempe with Private Pool! No HOA! Welcome to this stunning 4-bedroom, 2-bathroom home, perfectly situated on a spacious corner lot in the heart of Tempe. With its beautiful open floor plan and a large private pool, this home is an entertainer's dream. Inside, you'll find a modern kitchen with an inviting living area, and an enclosed laundry room for added convenience. Brand NEW AC and Brand New roof (2024). Enjoy the added benefit of no HOA! Located just minutes from ASU, major freeways, and an array of restaurants and shopping, this home offers the perfect blend of comfort and convenience. BOOK a tour today.

4318 E Smokehouse Trail Cave Creek, AZ 85331

$629,000
4 Beds
3 Baths
2,412 SqFt
Status Active
MLS # 6721909
Property Type Single Family Residence
Price Type --
Seller may consider buyer concessions if made in an offer. Welcome to this charming property that combines modern amenities with elegant charm. Recently updated with fresh interior paint and new flooring in parts, the neutral color scheme creates a calming atmosphere for all who enter. The kitchen is a cook's delight, featuring an inviting island and stainless steel appliances. Relax or entertain on the covered patio or enjoy privacy in the fenced backyard. This sought-after addition provides ample space for daily routines. From indoor comfort to outdoor luxuries, this property blends modern comfort with classic charm. If you seek a meticulously maintained home with exceptional attention to detail, don't miss the chance to make this beautifully updated property yours. It's the perfect plac

795 E Reindeer Drive Munds Park, AZ 86017

$629,000
3 Beds
2 Baths
1,305 SqFt
Status Active
MLS # 6764913
Property Type Single Family Residence
Price Type --
Imagine your electric bill being 1.09. Yes, it's true. This home includes a 65,000-dollar Tesla solar electric power system! It powers the like new, 220-volt hot tub and the rest of the entire home! Beautiful year-round home on a quiet street in a desirable area of Munds Park, lots of mature trees, 2 car garage and a separate, new 1 car garage, wood/pellet burning stove, tongue and groove wood throughout, stainless appliances, new refrigerator, new trex front deck, covered deck in back with fenced yard, large shed and new landscape gravel, newer roof (2020) new exterior paint front (2024) updated laminate flooring, updated bathrooms, kitchen, doors, lighting, fixtures, walk-in pantry, newer electrical panel, circuits and furnace, new mini-split in loft, newly painted deck (9-2024) Vaulted ceilings, This home can park 7 cars total, no HOA! Come and be a part of our wonderful Munds Park community! You will be walking distance to the well-known Pinewood Country Club and very close to the national forest, lake, hiking/ biking trails, tennis and pickleball courts, park, restaurants, convenient store, and more. Munds Park is only 17 miles South of Flagstaff and a 2-hour drive from Phoenix to escape the heat. Come see your new home in our neck of the woods!

1834 N Mitchell Street Phoenix, AZ 85006

$629,000
3 Beds
2 Baths
1,218 SqFt
Status Active
MLS # 6775620
Property Type Single Family Residence
Price Type --
This historic bungalow is truly as good as it gets, and on one of the best streets in Coronado Historic District. The original 1937 bungalow has been carefully preserved, but just about all the major systems have been recently upgraded to modern (over $120K). The house is cozy, but flows bigger with the original two bedrooms and bath on the front side of the house, and the split addition of the master suite on the rear. The front room features updated floors (2024), fireplace and gorgeous light. Modern kitchen features custom cabinets, exposed brick wall and all new appliances. Completely remodeled master suite. OWNED SOLAR!!! Multiple hospitals close by as well as close to freeways, Downtown Phx and much more.

1700 E Lakeside Drive Unit 65 Gilbert, AZ 85234

$629,000
2 Beds
2 Baths
1,777 SqFt
Status Active
MLS # 6761143
Property Type Townhouse
Price Type --
Beautifully situated in Breckenridge Bay sits this meticulously appointed single-level townhouse! Upon entry, enjoy ample natural lighting, generous-sized open living and dining areas, vaulted ceilings & warm color tones throughout. The gorgeous dark wood floors contrast perfectly with bright silver-gray-colored walls. The vibrant Kitchen boasts granite tops and stainless steel appliances all accented with natural white cabinetry. Both bedrooms have newer LVT flooring and the main bath has been impressively remodeled to 5-Star Resort standards! Ideally located just steps away from the clubhouse, full amenities, and the lakes.... living in Val Vista Lakes is resort Lifestyle Living at its best!

2360 N 165th Drive Goodyear, AZ 85395

$629,000 - 2Br/3Ba -  for Sale in Pebblecreek Phase 2 Unit 64, Goodyear
Open House
$629,000
2 Beds
2.5 Baths
2,066 SqFt
Status Active
MLS # 6780641
Property Type Single Family Residence
Price Type --
Expanded Cortez Model with 2.5 Bathrooms and two bedrooms plus Den/Office. Home has been impeccably maintained. Home is being sold with all furnishings in the home. Just bring your clothes and toothbrush. The screened in porch is great for entertaining and comes complete with BBQ grill and patio furnishings. Two car expanded garage is roomy with custom shelving and did I mention it also has a golf cart garage. Large fully fenced backyard for your furry friends.