4 Ways to Help Your Mortgage Transaction Close On Time

When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

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2203 E Scenic Drive Payson, AZ 85541

$1,975,000

4 Beds

5 Baths

5,618 SqFt

Status Active

MLS # 6726593

Property Type Single Family Residence

Price Type --

EXQUISITE MODERN MOUNTAIN RETREAT located within the desirable community of Chaparral Pines, with expansive mountain and golf course views! This stunning four-bedroom, five-bath home, including a dedicated office, offers luxurious living both indoors and out. Completely updated and move-in ready, this home boasts a spacious, open floor plan spread across three levels, all accessible by a 3-stop elevator or gentle stairs, perfect for hosting family and friends. The main level welcomes you with a jaw-droppingly grand great room, drenched in natural light from expansive windows that blend indoor elegance with breathtaking views of hole #7 and the Granite Dells in the background. The floor-to-ceiling stone fireplace and a wet bar add to the sophisticated atmosphere, while the radiant heated floors add an additional touch of comfort and luxury. The recently remodeled kitchen, updated in 2020, features quartz countertops, new appliances, and custom cabinetry, and the large breakfast bar and adjacent dining area are ideally situated to enjoy the magnificent views. The main-level master suite opens to an expansive deck, perfect for morning relaxation, and includes a luxurious en suite bath with a sizable walk-in closet. Also on the main level, you'll find a beautifully designed office with built-ins and a sink, a laundry room, and a powder room for guests. Split from the master suite, a short ascent of stairs leads to two private guest bedrooms, each with walk-in closets and en suite baths. The lower level offers a generous living area with a theater setup, wet bar, and outdoor access to a patio featuring a fireplace and hot tub. The fourth bedroom, a spacious guest master suite, is situated for maximum privacy. This home also provides ample storage and flexible spaces to suit your needs with a basement level workshop, multiple closets, an indoor/outdoor dog kennel, and a potential wine cellar that's currently used as a kids toy/play area. The oversized 3.5-car garage accommodates three vehicles, a golf cart, and includes additional storage space.

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12839 S 34th Court Phoenix, AZ 85044

$1,975,000

3 Beds

3.5 Baths

4,952 SqFt

Status Active

MLS # 6747486

Property Type Single Family Residence

Price Type --

Immaculate Custom Pueblo Santa Fe Retreat in Ahwatukee Foothills Nestled into your private 1.5 acres in the stunning Ahwatukee Foothills, this custom Pueblo Santa Fe style home offers unparalleled mountain views from every window in every direction. Spanning nearly 5,000 square feet, the home is a masterpiece of design, featuring natural wood beams, flawless Mexican Saltillo tile, and pristine hardwood flooring. The Interior Santa Fe style's characteristic elements include round walls and edges, corner fireplaces, vigas, and a series of rooms fronted by covered porches, called portales, echoing the Pueblo rooms designed around a central plaza. Large custom iron & solid wood doors, adobe-inspired built-in lighting fixtures, every detail speaks to its exceptional craftsmanship. The multi-level resort-style backyard is an entertainer's dream, boasting balconies, patios, heated pool, in-ground jacuzzi, and pergola, all framed by a natural desert landscape. All outdoor planters will convey, enhancing the home's serene outdoor ambiance. You'll find 5 fireplaces strategically placed throughout, providing warmth and elegance. The primary retreat upstairs offers a private sitting area, a large walk-in closet, and a luxurious bathroom with a separate shower and jetted tub. Every bedroom provides direct outdoor access and its own private balcony, ensuring a seamless indoor-outdoor living experience. This home has been meticulously cared for by the original owner. Recent upgrades include a new Mexican tile roof (2024) and replacement of all 4 AC units within the last 7 years. The windows are in excellent condition, further underscoring the home's attention to detail and quality maintenance. No corners have been cut in this well-loved property, making it a truly unique opportunity in the heart of Ahwatukee. This home offers luxury, privacy, and timeless beauty.

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30416 N 64th Street Cave Creek, AZ 85331

$1,974,995

4 Beds

3.5 Baths

4,010 SqFt

Status Active

MLS # 6770393

Property Type Single Family Residence

Price Type --

Welcome to your oasis in Cave Creek! This stunning custom home at N 64th Street boasts a resort-style backyard, perfect for luxurious living and entertaining. With meticulous attention to detail, this property offers the epitome of Arizona living. Don't miss the opportunity to call this gorgeous retreat your home! Discover the freedom of living without HOA restrictions on this spacious 1.4-acre property! Located in Cave Creek, this home offers a split floor plan for added privacy and versatility. With ample room for your imagination to flourish, seize the opportunity to create your own haven without limitations.

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26005 N 107th Way Scottsdale, AZ 85255

$1,970,000

2 Beds

2.5 Baths

3,720 SqFt

Status Active

MLS # 6773941

Property Type Single Family Residence

Price Type --

Resort-style living with sweeping Pinnacle Peak, sunset & city light views await you in Scottsdale's guard-gated Windy Walk community, adjacent to Troon Country Club. Every room offers its own unique ambiance with stunning views as the backdrop. The primary suite features a cozy fireplace and attached office (could be converted to a guest suite). The oversized guest suite also boasts a walk-in closet. While you may feel like you're on vacation here, the kitchen is ready for serious cooking with an oversized separate fridge & freezer, double ovens, gas stove & abundant storage. Outdoors, relax on expansive covered patios, unwind by the fireplace or pool, practice your putting, or host a barbecue-it's all here! Plus you're nearby the Four Seasons Hotel , Troon North Golf, hiking & more!

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35435 N Windmill Road Scottsdale, AZ 85266

$1,970,000

4 Beds

3 Baths

3,910 SqFt

Status Active

MLS # 6715184

Property Type Single Family Residence

Price Type --

If you're looking for Privacy and Views then this is it!! For the first time ever on the market, this spectacular 3910sqft, 4 bed, 3 bath residence sits on 2 acres and offers WOW mountain views and jaw dropping vistas! You'll feel like you're in your own Scottsdale Resort! This great room floor plan is perfect for entertaining and comfortable living. The amazing backyard and pool make for a perfect retreat. Don't miss the opportunity to come see beautiful home before it's gone! Horses are allowed here. NO HOA!

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7175 E Camelback Road Unit 501 Scottsdale, AZ 85251

$1,970,000

3 Beds

3.5 Baths

2,503 SqFt

Status Active Under Contract

MLS # 6731579

Property Type Apartment

Price Type --

Rarely available 3 bedroom, 3.5 bathroom Condominium at Scottsdale's premier high-rise, Scottsdale Waterfront. At 2503 square feet, this expansive residence has an elegant feel while offering all of the modern features you'd hope for. The chefs kitchen with Heritage cabinetry, Viking appliances and granite counters. All 3 spacious bedrooms are ensuite. Additional highlights include an expansive patio with Camelback Mountain views, luxurious Travertine and wood flooring, Lutron lighting system, custom built-in wall units, wine fridge, 2 parking spaces and a large storage unit on the garage level. The level of service and amenities at the Scottsdale Waterfront are unmatched. Including full-time concierge, valet, 24 front desk

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6801 E Presidio Road Scottsdale, AZ 85254

Open House

$1,970,000

4 Beds

3.5 Baths

3,170 SqFt

Status Active

MLS # 6776934

Property Type Single Family Residence

Price Type --

Remodeled,1/2 Acre+ corner lot property w/Detached Guest House! The main home features 10' ceilings in the primary living area, Wood flooring throughout, 3 spacious bedrooms - especially the master/bath/closet - plus an office. Kitchen features quartz countertops, SS appliances, breakfast bar, Coffee station & plenty of storage space. The 1BR/1Bath casita has separate private parking, power gate access w/ covered patios. Other additions include Extra large/wide 2 car garage w/cabinets, large carport fitting 4 or more cars, Smart fireplace, & OWNED SOLAR! Backyard features a resort style pool & ramada with built in misters & Lush greenery. Located in the magic zip code 85254, close to many A+ Schools, shops and restaurants. Don't miss out on this one of a kind property!

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3852 E Expedition Way Phoenix, AZ 85050

$1,964,000

7 Beds

6.5 Baths

6,850 SqFt

Status Active

MLS # 6702557

Property Type Single Family Residence

Price Type --

$135,000 Price Drop and another $30,000 in remodeling since listed! Rare Basement Mirador in Aviano, w/$225K+ of remodeling in 2023/2024 Incl. Kitchen Expansion, 2nd Flr Laundry, Tile, Master Suite, Upgraded Pavers, Added 2nd Garage Entrance w/Drop Zone. Dual Gone-With-The-Wind style staircases, 9, 10 & 20ft ceilings, dbl kitchen islands w/quartzite waterfall edge, stainless steel appliances, wine cooler & butler's pantry w/ 2nd sink, 2 add'l refrigerators & all-in-one W/D, office/den, 4 car garage, 1st floor in-law suite w/separate garage entry, heated pool, spa, nat. gas fireplace & built in BBQ. Movie theater, seats, and 98 & 82 in. smart TVs. Aviano Club/Community features heated resort pool/spa, fitness center, tennis, pickleball. greenspaces, walking trails and parks. EASY TO SEE.

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6032 E Thunder Hawk Road Cave Creek, AZ 85331

$1,960,000

4 Beds

3.5 Baths

4,105 SqFt

Status Active

MLS # 6764985

Property Type Single Family Residence

Price Type --

Newly listed in popular Lone Mountain gated community - Experience luxury living in this UPDATED Kingsgate model, featuring a rare four-car garage with an EV charging station + epoxy floors, and side yard with RV gate. The versatile layout offers ensuite guest bedrooms, bonus/den, and a stylish office. The split primary suite is a retreat, complete with a spa-inspired bath and custom closet. The chef's kitchen boasts dual ovens, newer JennAir 6-burner range, and two pantries. Enjoy seamless indoor/outdoor living with a 16-foot retractable glass wall leading to your nearly half-acre private backyard oasis, surrounded by lush landscaping. Relax in the heated pool, unwind in the spa, or entertain with the built-in BBQ, turf area, putting green, firepit, and pergola. Many Recent Upgrades!

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8436 N Vía Linda -- Scottsdale, AZ 85258

$1,950,000

3 Beds

3.5 Baths

3,239 SqFt

Status Active

MLS # 6758809

Property Type Single Family Residence

Price Type --

Magical opportunity in McCormick Ranch. This 3,200 sq. ft. home is situated on the McCormick ranch golf course with unobstructed views of the course, Camelback Mountain and incredible sunsets. Three bedrooms, den and 3 baths are all generous in size and flow beautifully, Being close to dining, Salt River fields and Old Town Scottsdale makes this home the perfect landing spot.

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6525 E Cave Creek Road Unit 18 Cave Creek, AZ 85331

$1,950,000

4 Beds

4.5 Baths

3,502 SqFt

Status Active

MLS # 6764016

Property Type Single Family Residence

Price Type --

Indulge in the epitome of luxury living with this impeccably crafted residence nestled in the heart of Cave Creek's coveted Hidden Rock community. Offering a seamless fusion of contemporary sophistication and timeless charm, this home is a true masterpiece. Step inside to discover a captivating open floor plan, adorned with soaring ceilings that invite natural light to dance throughout the space. The gourmet kitchen, a culinary enthusiast's dream, showcases top-of-the-line Thermador appliances and a magnificent 8-foot wine fridge, elevating every cooking experience to new heights of culinary delight. Designed for ultimate comfort and convenience, the ground floor boasts not one, but two master bedrooms, providing unparalleled flexibility and privacy. Ascend the staircase to find two additional master suites, each exuding a sense of opulence and tranquility, along with a versatile loft area that beckons for moments of relaxation or entertainment. Outside, a haven of serenity awaits, where meticulously landscaped grounds blend harmoniously with the surrounding natural beauty. Take in breathtaking mountain vistas from the front deck, or retreat to the rear deck to marvel at the awe-inspiring sight of Black Mountain, a majestic backdrop to your daily adventures. The backyard is a sanctuary of leisure and luxury, featuring a picturesque blend of stone accents and lush artificial turf, creating an idyllic setting for outdoor gatherings or quiet moments of reflection. Immerse yourself in pure bliss as you unwind in the private inground spool/hot tub, enveloped by the soothing embrace of warm water and starlit skies. Conveniently located just moments away from a myriad of coffee shops, restaurants, and boutique stores, this home offers the quintessential Cave Creek lifestyle. Don't miss your chance to experience the pinnacle of elegance and exclusivity in this exceptional Hidden Rock retreat.

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455 N 39th Way Mesa, AZ 85205

$1,950,000

5 Beds

5 Baths

5,930 SqFt

Status Active

MLS # 6765539

Property Type Single Family Residence

Price Type --

Discover timeless sophistication in this beautifully renovated Mesa estate, offering over 5,000 square feet of luxurious living. This Estate was completely transformed in 2018, blending modern conveniences with refined elegance. Amenities include dual gas water heaters, newly upgraded 400-amp electrical panel, & the advanced Control 4 system for home automation, security, & sound. The heart of the home, a chef's dream kitchen, features a La Cornue French gas range, a spacious butler's pantry for ample storage. New 2018 air conditioning units & additional 2022 AC unit in the garage. Exterior exudes charm with stonework sourced from Texas & Oklahoma. No HOA! Horse privileges! This property offers the perfect blend of luxury, privacy & freedom.

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