4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

1829 W Cloud Road Phoenix, AZ 85086

$1,595,000
6 Beds
5.5 Baths
5,100 SqFt
Status Active
MLS # 6753152
Property Type Single Family Residence
Price Type --
If you are looking for a peaceful retreat, this luxurious home has your needs covered! Be welcomed by the inviting front porch upon arrival. Fall in love with the immaculately designed open floor plan with picture-perfect windows overlooking fantastic mountain views. The home is enhanced with vaulted ceilings, pre-wired surround sound, decorative ceiling fans, recessed lighting, a bay window, and soothing paint tones, complemented by wood-plank tile flooring. Meticulous attention to detail is presented in the chef's kitchen, complete with a gas cooktop, a wall oven, a wine cooler, and a farmhouse sink. Quartz counters, a subway tile backsplash, a plethora of white cabinetry with crown molding, a walk-in pantry, and an island with a breakfast bar elevate the space. CLICK ON MORE... 2 Stories, each level is unique (on MLS info shows as 1 level and basement). MORE INFORMATION TO COME

33601 N 64th Street Scottsdale, AZ 85266

$1,595,000
4 Beds
2.5 Baths
3,009 SqFt
Status Active
MLS # 6762787
Property Type Single Family Residence
Price Type --
First, this home has an assumable VA loan at 2.75% with a loan a balance of approximately $556k. Great leverage for the qualified buyer and they don't have to be a Veteran. This stunning 3,009 square foot home located in the desirable Terravita Country Club offers a perfect blend of luxury and comfort. With four spacious bedrooms and 2.5 bathrooms, this property caters to both relaxed living and entertaining. As you enter, you are greeted by abundant natural lighting due to the large windows and high ceilings that create an airy, open atmosphere. The expansive living areas feature all tile floors, providing a sleek and modern look that's also easy to maintain. The heart of the home is the gourmet kitchen, which boasts beautiful quartz countertops, ample cabinetry, and top-of-the-line appliances, making it a chef's dream. The adjacent dining area is perfect for family gatherings or entertaining guests, with views of the backyard oasis with heated spool. The primary suite is a true retreat, featuring a generous layout and a luxurious ensuite bathroom with modern fixtures, a therapy tub, and a spacious walk-in shower. The additional bedrooms are well-sized and share a stylish full bath, while a convenient half bath is available for guests. Step outside to discover the heated play pool, ideal for year-round enjoyment, whether for relaxation or entertaining. The outdoor space also includes a covered patio, perfect for alfresco dining or lounging under the stars. With a three-car garage, this home provides ample parking and storage options. Located within the prestigious Terravita Country Club, residents enjoy access to top-notch amenities, including golf, fitness facilities, and social activities. This property is perfect for those who appreciate a blend of elegance and functionality in a community-oriented environment.

3140 E Page Avenue Gilbert, AZ 85234

$1,595,000
4 Beds
3.5 Baths
4,029 SqFt
Status Active
MLS # 6771686
Property Type Single Family Residence
Price Type --
Luxurious living at Higley Groves West! This magnificent haven offers a lovely curb appeal w/a stone façade, private courtyard, a 3-car side garage, & a wide RV gate/parking. Meticulously designed interior w/pristine lines promotes a modern feel, boasting inviting foyer, rich wood flooring, plantation shutters, thick baseboards, & stylish light fixtures. Highlights include an large living room, formal dining room, & desirable great room adorned w/pre-wired surround sound. Gourmet kitchen is a chef's delight, fully equipped w/abundant white cabinetry accentuated by crown moulding, travertine backsplash, a custom prep island w/a breakfast bar, desk area, built-in appliances, butler's service area, granite counters, & a breakfast nook. As a bonus, this house features a magnificent backyard. Grand owner's retreat will impress you w/direct outdoor access, an ensuite w/two vanities, make-up desk, soaking tub, & a walk-in closet w/mirrored doors. One Jack & Jill bathroom! Stunning backyard is an entertainer's dream, showcasing a covered patio, putting green, storage sheds, fire pit, & an enticing pool & spa. This gem will captivate you!

1125 Trails End Drive Sedona, AZ 86336

$1,595,000
4 Beds
3 Baths
2,877 SqFt
Status Active
MLS # 6773717
Property Type Single Family Residence
Price Type --
Welcome to Trails End, where Sedona living reaches its peak! This Airbnb dream sits in a premium location, just a minute's stroll from the serene creek and the iconic Tlaquepaque Arts & Shopping Village. Whether you're an investor or a buyer looking for that perfect full-time residence, this property is a true gem! Step inside this 2877 sq ft, single-level home, featuring 4 bedrooms + den and 3 bathrooms, beautifully appointed with all the essentials for comfort and style. From the chef's kitchen designed for gourmet living to the barn-door entry at the primary suite, every detail has been curated to perfection. The home is by a sleek metal roof, but the real magic happens outdoors. Nestled beneath majestic sycamore trees, the expanded and renovated backyard is your personal sanctuary. Picture yourself under covered and open-air patios, enjoying Sedona's starlit skies around the outdoor firepit. There's even a greenhouse for the gardening enthusiast currently used as an art studio and a hot tub to unwind in style. And let's talk functionalitythis home is loaded! The 2-car garage boasts oversized dimensions and a side yard that could easily transform into a gated RV area. There's plenty of parking both outside the front wall and along the garage driveway, so you'll never have to worry about space. Offered move-in ready, fully turnkey, furniture dishes and linens (excluding personal art pieces). Come experience the WOW factor for yourself!

15234 E Sundown Drive Fountain Hills, AZ 85268

$1,595,000 - 4Br/3Ba -  for Sale in Parcel 1 At Sunridge Canyon, Fountain Hills
New
$1,595,000
4 Beds
3 Baths
3,666 SqFt
Status Active
MLS # 6771093
Property Type Single Family Residence
Price Type --
STUNNING Desert Contemporary masterpiece home. Sits elegantly on a picturesque quiet hillside lot, offering expansive panoramic views of the surrounding mountains and desert wash for lots of privacy. As you enter through the gated courtyard, you are greeted by a light and bright floorplan, showcasing the finest quality finishes throughout. Travertine flooring, clear maple accents, and slab granite countertops are just a few of the luxurious touches in this home. The large living room is warm and inviting with gas fireplace.Enjoy three outdoor living spaces that are equally captivating, featuring a serene tile-lined pool and spa overlooking the desert landscape, as well as an outdoor dining area with a cozy fireplace, louvered overhang, gas grill with a built-in carving board for effortless entertaining. Designed for both comfort and style, this home offers the perfect blend of modern luxury and natural beauty. With Kohler fixtures, Anderson windows, and every detail carefully curated, this is a home that truly embraces luxurious desert living.

8533 E Montello Road Scottsdale, AZ 85266

$1,595,000
3 Beds
3.5 Baths
3,431 SqFt
Status Active
MLS # 6777777
Property Type Single Family Residence
Price Type --
The private Encanto Norte gated community is home to this beautiful single level custom home. The primary suite is a wonderful retreat including his and her walk in closets. The split floor plan has 2 more large bedrooms with ensuite bathrooms. A great room floor plan with an updated kitchen and dining and an office/den. Gorgeous landscaping surrounds a front yard courtyard and accents the beautiful heated pool and spa in the private and spacious backyard entertaining space. The tranquil desert and mountain views complete this private and well maintained property. A new roof and new HVAC are added bonuses to this well priced home.

14147 W Greentree Drive Litchfield Park, AZ 85340

$1,595,000
4 Beds
3.5 Baths
4,110 SqFt
Status Active Under Contract
MLS # 6756275
Property Type Single Family Residence
Price Type --
This stunning remodeled ranch on Wigwam's Red Golf Course offers luxury and comfort in every detail. Featuring 4 bedrooms, a separate office, and 3.5 bathrooms in 4110 sq ft of living space, this single-level home includes a 3 car garage with a separate golf cart door. The heated pool and spa, covered outdoor kitchen and open floor plan make this property perfect for entertaining and enjoying the Arizona weather. With Vaulted ceilings, spectacular views and chef's kitchen this ranch is a blend of modern luxury and classic charm. Don't miss the opportunity to own this exceptional property in a PRIME golf course location.

9695 E Addy Way Scottsdale, AZ 85262

$1,595,000
3 Beds
2.5 Baths
3,558 SqFt
Status Active
MLS # 6763072
Property Type Single Family Residence
Price Type --
Gorgeous home in the private Montecito at Mirabel gated community, available fully furnished, features incredible resort-like backyard, spacious cul-de-sac lot of nearly one acre, spectacular mountain views! Comfortable, spacious family room w/ fireplace & large sliding doors to patio, ideal space to relax & entertain while taking in tremendous views. Elegant eat-in kitchen, gleaming SS Wolf & Sub-Zero appliances, rich espresso cabinetry, granite counters, custom backsplash, huge island w/ bkfst bar, convenient butler's pantry. Luxurious primary suite, gorgeous bathroom, dual vanities, 2 walk-in closets. Backyard is a peaceful outdoor paradise w/ sparkling pool & water feature, spa, covered patio, gorgeous travertine pavers, 2 raised seating areas, firepit, outdoor BBQ station, more... Bright, open layout of this home is very warm & inviting w/ high ceilings & lots of natural light. Entire exterior of the home has been newly repainted. Rich wood-look plank tile flooring in living areas, and quality plush carpeting in bedrooms & dens. Two secondary bedrooms both very light & spacious each w/ walk-in closets w/ beautifully appointed bathroom in between. Two dens at the front of the home, each could be an amazing home office. The larger of the two dens could easily be converted to a 4th bedroom, or could be a home theater, game room, or second family room. The other den could also serve as a convenient dining room. Endless possibilities for both spaces! Two 2-car garages offer plenty of parking and storage space. Large front courtyard w/ stacked stone fireplace offers another private space to relax & enjoy your beautiful surroundings. Plenty of room in this courtyard space to add-on or build a separate casita if desired. This is truly a magnificent property offering some of the finest mountain views in all of Mirabel. Don't miss the opportunity to view this beautiful home today.

19617 N 39th Drive Glendale, AZ 85308

$1,595,000
4 Beds
3.5 Baths
4,024 SqFt
Status Active
MLS # 6733689
Property Type Single Family Residence
Price Type --
NEW CONSTRUCTION! Welcome to Vision Hill Estates. Single-level, perfect for creating unforgettable memories. 4 spacious bedrooms, 3.5 luxurious baths, and a 3-car garage. offering ample space for family and guests. The large lot, just under half an acre, ensures privacy and space to enjoy. Step inside to discover a large, open gourmet kitchen with high-end finishes, a walk-in pantry plus an additional room for extra storage. Conveniently located near the 101, 51, and 17 freeways, Vision Hills Estates provides easy commutes throughout the Valley of the Sun. The large backyard is ready for you to create your own private oasis. Don't miss this opportunity to make this stunning home your own in this exclusive community. Come and experience a blend of luxury and convenience. Energy Efficient home built with 2x6 construction and a 400 amp electrical panel.

18140 W Marshall Court Litchfield Park, AZ 85340

$1,595,000
4 Beds
4.5 Baths
3,896 SqFt
Status Active
MLS # 6737384
Property Type Single Family Residence
Price Type --
Brand New Beautiful Custom Home In Lovely Gated Community!! This custom built home was crafted with high end features from construction to cosmetics. 4 bedrooms, 4.5 bath, en suites in every room. Additional office space, plus another game room/theatre room/bonus room. High end gourmet kitchen with custom cabinets. Beautifully landscaped exterior and interior with firepit, spa and pool! Marble entryway, 16 ft wide by 10 ft high sliding door, oversized garage with 14 ft RV gate. Enjoy this private community close to mountain trails, while still conveniently located next to a variety of shops, restaurants, and freeway access! Definitely a must see!!

30855 N 117th Drive Peoria, AZ 85383

$1,590,000
3 Beds
2.5 Baths
3,696 SqFt
Status Active
MLS # 6749385
Property Type Single Family Residence
Price Type --
Spectacular Toll Brothers home sitting on over 1/3 of an acre in the exclusive guard-gated community of Blackstone! The resort-style backyard features high-end travertine decking, heated pool & spa, built-in stone wrapped BBQ, fire pit and water features, pergola, lush greenery, and a power sun shade. Inside you will find a custom iron/glass front door, 10' ceilings throughout, white gourmet Kitchen with extra large island, lighted upper cabinetry, Wolf and Sub-Zero appliances, 15' glass pocket door in Great Room, 4' extensions in the Primary Suite and Breakfast Room, and an oversized Laundry Room. The Primary Suite has a custom built-in closet, a floor-to-ceiling luxury tile shower and soaking tub. OWNED solar and indoor/outdoor surround sound system. The 3 car garage has a 4' extension.

77 Palisades Drive Sedona, AZ 86336

$1,590,000
3 Beds
2 Baths
2,157 SqFt
Status Active
MLS # 6779091
Property Type Single Family Residence
Price Type --
Welcome to your slice of paradise at The Palisades. Just a short, scenic walk down a private path from the crystal-clear waters of Oak Creek, this home blends nature's beauty with luxurious comfort. Imagine stepping out your door to explore serene creekside trails, where the gentle sound of flowing water and the cool shade of lush trees offer a peaceful escape. Perched on a secluded hillside, this retreat boasts breathtaking red rock views that are best enjoyed from the comfort of an open, high-ceilinged living space. Every window frames Sedona's natural splendor, inviting you to relax and savor the luxury finishes and upgrades that make this home truly extraordinary.