4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

3330 W Desert Dawn Drive Phoenix, AZ 85083

$1,420,000
5 Beds
4 Baths
3,778 SqFt
Status Active
MLS # 6778764
Property Type Single Family Residence
Price Type --
Seller offering 1% concession towards rate buydown, landscape etc. This soft contemporary home is 100% new construction and is tucked back in a quiet cul-de-sac surrounded by million-dollar homes. Optimally designed for modern living this home has it all. As you enter, you are greeted with soaring ceilings and a great room that is flooded with natural light. Each generously sized bedroom boasts en suite baths and walk-in closets. The open concept kitchen is well appointed with quartz counters, white shaker cabinetry and LG Studio appliances. A large island sits at the center which overlooks the great room, ideal for gathering and entertaining. The primary suite is a true retreat with a spa-like bathroom complete with soaking tub, quartz counters, dual vanities and an oversized shower. The massive primary walk-in closet is situated with access to the laundry. Boasting 4 bedrooms and 5 baths plus a spacious den/flex space and 3-car garage there is ample room for all and for storage. Enjoy mountain views, easy freeway access, close proximity to Lake Pleasant, and numerous options for nearby shopping and dining. There is plenty of space for a pool and an RV gate is ready for your boat, off-road toys or extra vehicle storage. All this with the peace of mind of a quality new built home.

3773 E Donald Drive Phoenix, AZ 85050

$1,420,000
4 Beds
3.5 Baths
3,339 SqFt
Status Active
MLS # 6758607
Property Type Single Family Residence
Price Type --
Nestled in the prestigious Aviano Community, this breathtaking two-story luxury residence epitomizes resort-style living. Spanning over 3,339 square feet, this home features four large bedrooms and four bathrooms, seamlessly integrated into an open floor plan. Recent updates include fresh exterior paint in 2021, new flooring, Wolf appliances, new water heater, and refined touches like crown molding, LED lighting, surround sound and custom shutters. The stunning kitchen showcases Quartz countertops, a butler's pantry, a walk-in pantry, and accent lighting under and above the cabinets. The great room, with its high ceilings and large windows, flows effortlessly to the outdoor oasis - a beautifully landscaped backyard complete with a sparkling pool, rock water feature, lush artificial grass, and a covered patio equipped with a built-in BBQ and bar. The primary suite is a personal retreat, boasting a luxurious sitting room, a walk-in closet, and an upgraded spa-like bathroom. The 3-car garage provides ample space for your vehicles and storage, and it is pre-wired for a Tesla charging station. With additional features such as a den, formal dining area, and multiple balconies, this home offers unparalleled elegance and a lifestyle of absolute comfort.

10147 W Camino De Oro -- Peoria, AZ 85383

$1,418,000 - 4Br/3Ba -  for Sale in Custom Home With Horse Rights, Peoria
Open House
$1,418,000
4 Beds
3 Baths
3,025 SqFt
Status Active
MLS # 6702235
Property Type Single Family Residence
Price Type --
This LIGHTLY LIVED IN and STUNNING CUSTOM HOME in a FANTASTIC LOCATION on an ACRE LOT in a MARICOPA COUNTY ISLAND adjacent to Peoria has a perfect BLEND of LUXURY LIVING with a FUNCTIONAL FLOOR PLAN*GOURMET KITCHEN includes CALACATTA QUARTZ with WATERFALL at island, DOUBLE STACK WHITE SHAKER CABINETS, DOUBLE OVENS, BEVERAGE FRIDGE, prep sink, walk in pantry, POT FILLER, and GAS COOKTOP*SPLIT OWNER SUITE has SPA LIKE BATHROOM with STAND-ALONE TUB, BEAUTIFUL TILE WORK at the frameless SHOWER, and DIRECT ACCESS to LAUNDRY*Other UPGRADES include ENERGY EFFICENT SPRAY FOAM, soft water and R/O, oversized water heater, 4-CAR garage with EPOXY Floors, multiple car chargers, smart home, WOOD-TILE throughout - and SO MUCH MORE*COME BY and SEE WHY you WILL WANT to CALL THIS PLACE YOUR ''HOME''

21639 N 55th Drive Glendale, AZ 85308

$1,415,800
6 Beds
4.5 Baths
4,874 SqFt
Status Active
MLS # 6720104
Property Type Single Family Residence
Price Type --
Welcome home to your Arrowhead Lakes, Mediterranean inspired oasis! Your Tuscan style home is complete with an original hand-crafted entertainment center with built in fireplace perfect for relaxing in front of to take in the mountain and lake views. 5 hand painted niches, Venetian plaster, marble like columns, granite counters, travertine, wool carpet, and stained glass windows are just a few of the many custom touches throughout the house. This spacious and inviting floor plan boasts 6 bedrooms (2 on main floor) and 4.5 bathrooms (1.5 on main floor). Enjoy the views from the front balcony, back balcony, or the patio in the back that comes complete with an outdoor fireplace and built in bbq. Enjoy full lake access from private dock or relax in the play pool.

5543 E Olesen Road Cave Creek, AZ 85331

$1,415,000
4 Beds
3.5 Baths
3,038 SqFt
Status Active
MLS # 6659555
Property Type Single Family Residence
Price Type --
Ready for move-in! Contemporary NEXTGEN Builders home: 4BD +office/den, 3.5BA, high-quality luxury with many upgrades. See attached for included features. Oversized 2-Gar with attached 46' RV Gar with 12x14 RV door, on 1+ acre. No HOA, paver front sidewalk & driveway apron, large kitchen island, upgraded SubZero/Wolf appliance Pkg:, Gas Range, Microwave Drawer, 48'' Subzero Refrig, Quartz counter tops throughout. Many upgrades, all bedrooms have walk in closets. Owner's bath has large entry shower with standalone tub and double sinks. 8' doors throughout, nicely finished. Energy efficient Spray foam insulation, 2x6 framed and fully sheathed exterior, post tension foundation, Pictures are from recently completed model home. Buyer to verify all facts.

43712 N Acadia Way New River, AZ 85087

$1,407,900
3 Beds
2.5 Baths
2,455 SqFt
Status Active
MLS # 6758310
Property Type Single Family Residence
Price Type --
Former gorgeous model home! Welcome to The Tierra Hacienda, a distinguished single-story residence that exemplifies luxury and thoughtful design. Spanning 2,455 square feet, this home offers 3 spacious bedrooms, 2.5 bathrooms, and a 2-car garage, all nestled on a sprawling 16,800 sq ft homesite with breathtaking mountain views. Included is a 50 x 16 RV Garage: Ample space for your recreational vehicle and additional storage. Plus a 280 sq ft Casita with Kitchenette. Every detail of The Tierra Hacienda has been meticulously crafted to offer a refined living experience. This residence is designed for both grand entertaining and serene living.

103 E Quartz Rock Road Phoenix, AZ 85085

$1,400,000
4 Beds
3.5 Baths
3,200 SqFt
Status Active
MLS # 6656213
Property Type Single Family Residence
Price Type --
MODEL HOME ... NEVER LIVED-IN ... 1.5 Acres ... Move-in Ready ... Mountain Views in a quiet neighborhood, yet just 5 minutes from the 101, I-17 & Norterra ... Just 2 blocks from the Sonoran Preserve ... No HOA ... Gourmet kitchen consists of quartz countertops, premium appliances, luxury backsplash, massive island, veggie prep island and custom coffee bar/butler area ... Two Master Bedrooms.

35203 W Indian School Road Tonopah, AZ 85354

$1,400,000
3 Beds
2 Baths
2,520 SqFt
Status Active
MLS # 6742738
Property Type Single Family Residence
Price Type --
Lot 2 and 5 is a total of 11.40 level acres of land being split from 504-10-003-B with a 3 bedrooms and 2 bathroom home, private well and room to expand! There is a large enclosed hall that can be used for gatherings, storage and more. The covered storage area offers its own possibilities for an income producing venue with the start of 9 individual rooms and three bathrooms along with one large central space that could be a centralized kitchen or living space. Private well and three separate septic tanks make the possibilities of this property endless! Near the future Belmont Master Planned Community and soon to break ground Desert Studios. 20 min to Buckeye Equestrian Center, 35 min to Wickenburg, Stone's throw from Teravalis, Desert Whisper, Tartesso etc. Easy access to Interstate I-10, MC-85, Loop 202 & 303. Close to the proposed I-11 freeway, connecting Arizona, Nevada & California. Early-stage planning efforts for I-11 to become a trade route connecting Canada & Mexico. Providing Arizona with access to regional & international markets, jobs & economic growth. Possible seller carry back with large down payment. You won't want to miss out on this property and all that it offers!

16623 E Emerald Drive Fountain Hills, AZ 85268

$1,400,000
4 Beds
3 Baths
2,749 SqFt
Status Active
MLS # 6752009
Property Type Single Family Residence
Price Type --
Contemporary Southwest Retreat sitting on 1.013 acre offers sweeping views of Redrock Mtn, the Superstitions looking down a peaceful arroyo. Gracious courtyard entry welcomes guests and opens to an elegant great room. Gorgeously updated features vaulted ceilings, walls of massive windows with tons of space for friends and family. Chef's kitchen is designed for a crowd, offers granite island w/ breakfast seating, top-of-the-line appliances, tons of cabinetry, is dine-in, and allows the chef to be part of the celebration. Space for a dining room. Large primary suite plus 2 additional bedrooms, which one is ensuite, plus a den or 4th bedroom. Nice big 3-car garage with a separated bay that can also be a ''private space.'' Heated pool and Spa!

24610 N 102nd Avenue Peoria, AZ 85383

$1,400,000
5 Beds
4.5 Baths
4,964 SqFt
Status Active
MLS # 6765674
Property Type Single Family Residence
Price Type --
Gorgeous custom home on 1.39 acre North Peoria lot, bordering open state land, with beautiful mountain views! This nearly 5,000sf home features a stunning gourmet kitchen with expansive breakfast bar island and lovely rustic finishes. This basement home offers split floorplan on the main level, with two bedrooms to one side, and on the other, the large master suite with walk in closet, french doors to the backyard, and cozy 2 way fireplace to the big soaking tub. Formal dining and eat-in kitchen with greatroom layout provide excellent space for entertaining. Basement level features theater space with projector/screen, wet bar, 2 additional bedrooms and additional full bath. Outside you will find the huge covered patio, sparkling pool, gazebo, planters, coop, and space for your additions!

9665 N Stagecoach Drive Williams, AZ 86046

$1,400,000
3 Beds
3.5 Baths
3,326 SqFt
Status Active
MLS # 6760623
Property Type Single Family Residence
Price Type --
Welcome to your serene ranch retreat, sprawling across nearly 29 acres with stunning mountain views. Rain collection for water supply, NEW METAL ROOF +$100k in recent updates! This home is perfect for equestrians, the property includes a 2500sqf barn+ 2000sqt covered paddock &5 acres of fenced land. Nestled in nature, the estate is a sanctuary for local wildlife all surrounding a 3,300+ sqft custom built home. Seamless indoor-outdoor living, each of the 3 spacious bedrooms offers an ensuite bathroom and access to covered patios, indoor&outdoor fireplace blending luxury with the beauty of the outdoors. This property is fully equipped for modern convenience and adventure. A 2000sqft RV shed with a full bath provides extra space for guests or storage, while a 2000sqft workshop greenhouse caters to projects and hobbies. The barn features horse stalls, a tack room, and hay storage, while the 5-acre fenced arena and paddock complete the equestrian setup. Located just 30 miles from the Grand Canyon and minutes from Williams, you'll enjoy endless outdoor activities like hiking, biking, and kayaking at nearby Kaibab Lake. Entering through a secure electronic gate, you're greeted by a grand custom Italian wrought iron door, leading to heated tile floors, rock archways, and crystal chandeliers inside. The chef's kitchen is fully equipped, while the three master suites offer luxurious en-suite bathrooms and fireplaces. This estate is the perfect blend of comfort, privacy, and adventureyour peaceful, luxury ranch awaits.

6523 E Lonesome Trail Cave Creek, AZ 85331

$1,400,000
4 Beds
3.5 Baths
3,595 SqFt
Status Active
MLS # 6771859
Property Type Single Family Residence
Price Type --
Stunning views, exceptional quality paired with an abundance of space and privacy! No HOA providing freedom for horses, garage addition, bar, or entertaining space. The home is built with timeless finishes, quality construction, single level four bedroom (dual primary suites), three & a half bath, and three car garage. Enjoy mountain views and sunsets from the roof top view deck, gated/stucco privacy yard, indigenous wash which emphasize the serene desert solitude. This home is located on County Island, and can be used as an Airbnb or VRBO. You do not want to miss this Cave Creek gem! Seller willing to carry / Seller Financing Available 20% down INTEREST ONLY / 5% / 2 year balloon.