4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

2003 E Clubhouse Drive Phoenix, AZ 85048

$1,400,000
5 Beds
3.5 Baths
3,812 SqFt
Status Active
MLS # 6773388
Property Type Single Family Residence
Price Type --
Prepare to be amazed! Check out this wonderful 4 bed, 3.5 bath residence now on the market! Great curb appeal, a manicured landscape w/lush natural turf, a 5 CAR GARAGE w/built-in cabinets, and a paver driveway are just the beginning. Discover a spacious living area w/soaring ceilings, luxurious fixtures, plantation shutters, and custom palette throughout. Continue into the large family room, featuring a wood-burning fireplace to keep you warm during the chilly winter months. The gorgeous kitchen is equipped w/everything the aspiring chef needs, espresso cabinetry, granite counters, tile backsplash, pantry, subzero appliances, large island, and a breakfast nook w/a serving window & bar. Double doors open up to the primary bedroom, showcasing private outdoor access, a 2nd fireplace, a walk-in closet, and a lavish ensuite w/dual sinks. Upstairs you will find your very own private theater room with Dolby Atmos surround sound and 140 screen, a wet bar w/ balcony access, perfect for movie nights w/friends & loved ones! Lastly, the resort-like backyard includes a covered patio, view fence, extended seating pool side in the walk down gazebo w/a built-in BBQ, hot tub, and a sparkling blue pool w/a rock waterfall & additional water features, lights and fire features! Cozy up to the fire pit on cold nights and take in the amazing views all around. Home features full ensuite of home automation control for everything from all the interior lights and fans to all the pool features.

615 W University Drive Mesa, AZ 85201

$1,400,000
3 Beds
1.5 Baths
1,386 SqFt
Status Active
MLS # 6774011
Property Type Single Family Residence
Price Type --
Prime Multi-Family Development Opportunity in Downtown Mesa's Sought-After Opportunity Zone! Located on a generous 1.33-acre lot at 615 W University Dr, this property offers an exceptional chance for developers. Significant progress has already been made with architectural plans and City approvals for a 27-townhome project. This unique lot, which spans from North Date to North Kosick, consists of five parcels, offering extensive frontage along University Drive. Ideally positioned just one block north of downtown Mesa and the light rail, this property is also minutes from major freeways, the ASU campus, schools, and various shops.

7979 E Princess Drive Unit 10 Scottsdale, AZ 85255

$1,400,000
2 Beds
2 Baths
2,151 SqFt
Status Active
MLS # 6776673
Property Type Single Family Residence
Price Type --
Stunning home in the Crown Point Two community. Great location! Walking distance to both TPC golf courses, several restaurants and The Fairmont Scottsdale Princess. Quiet community with a pool and across the street is a great park for walking or biking. Renovated through out the years. Beautiful hardwood floors. Remodeled kitchen and baths. Enjoy the quiet backyard setting with built in Sterling gas BBQ, granite counters, Waterfall feature, Gas Fire pit, Sundance 4 person Hot Tub, outdoor lighting and pavers throughout. A home you must see if looking for this fantastic location. Convenient sought after community. New Trane AC installed 8/22. New roof 2020 with 30-year materials warranty and 10-year transferable labor warranty. Owner receives two weekly passes to the WM Open annually!

22873 S 193rd Street Queen Creek, AZ 85142

$1,400,000 - 5Br/3Ba -  for Sale in Queen Creek Ranchettes 3, Queen Creek
New
$1,400,000
5 Beds
3 Baths
3,440 SqFt
Status Active
MLS # 6779387
Property Type Single Family Residence
Price Type --
This beautiful red brick home sits on a city acre and is just as gorgeous on the inside as the outside. It has been completely remodeled with stunning features great for hosting. This 5 bed, 3 bath 1 story with a split floorplan has 2 living spaces, new flooring, cabinetry, doors, & completely remodeled Bathrooms with high end finishes throughout. The kitchen was awarded the ''Showcase Your Space'' 2021 Remodel of the Year by Capitol Mark Interiors & includes custom cabinetry, upgraded appliances, satin bronze hardware, & Zellige back splash. The backyard feels like a resort with new stone patio, fireplace with TV, limestone counter BBQ, sparkling pool, firepit with tons of seating and gathering spots. The RV Gate allows easy access for additional driveway, Casita, or Detached Garage.

954 E Beck Lane Phoenix, AZ 85022

$1,400,000
3 Beds
5.5 Baths
4,347 SqFt
Status Active Under Contract
MLS # 6763687
Property Type Single Family Residence
Price Type --
Spectacular luxury home with city light views throughout the home. Home features 3 bedrooms plus office and 5 1/2 baths, including a full pool bath and steam shower in bedroom #2. Kitchen features Bosch appliances, sub zero refrigerator, tons of cabinets and storage. Spacious family room with tall ceilings and views to the backyard which is an entertainers delight. Exterior features include pool, spa/hot tub, gazebo, fireplace and built in BBQ. Check out the floor plan under the document tab

12776 N 78th Street Scottsdale, AZ 85260

$1,400,000 - 4Br/3Ba -  for Sale in Buenavante 2, Scottsdale
New
$1,400,000
4 Beds
3 Baths
3,175 SqFt
Status Active
MLS # 6781005
Property Type Single Family Residence
Price Type --
Nestled in the heart of the Buenavante neighborhood is a fantastic home that offers a great split floor plan that checks a lot of boxes.Enter through the double doors into a spacious living/dining room w/ views to the back gardens. A separate family room with cozy fireplace makes room for everyone. Updated kitchen with lots of storage & great island for easy prep & a place for guest to hangout. The primary is a dream w/ a fireplace, nice sitting area & access to the pool. Primary bath is wonderful w/ separate tub/shower & separate vanities & closets. The Jack & Jill bathroom between 2 of the bedrooms makes for a great kid setup plus there is a 3rd full bath for guest. South facing backyard w/ an inviting pool & established landscaping. Bonus - No Short Term Rentals allowed in subdivsion.

6826 E Larkspur Drive Scottsdale, AZ 85254

$1,400,000
5 Beds
4 Baths
2,657 SqFt
Status Active
MLS # 6699856
Property Type Single Family Residence
Price Type --
Nicely remodeled home offering 5 bedrooms and 3 bathrooms and 2 car garage in the main house. There is a 1,150 sq.ft. detached garage built 2017, with a bathroom, plumbed for a shower if buyer wants to add a shower, garage could be converted to a guest house. There is parking for up to 7 Cars without lifts. This large lot offers a circle drive with a courtyard entry. Updated Kitchen, living room, family room and dinning room, walls have been removed for an open concept 2015 . Backyard offers a large diving pool remodeled 2015, lots of synthetic grass, fire pit area, 2 RV gates, the fences are stucco and painted, Citrus trees, Tangelo, Lemon Tangerine and AZ Sweet Oranges and a Tuff Shed that conveys. Views of the McDowell Mountains. Video Surveillance system, 11 Cameras to convey.

11411 E Gamble Lane Scottsdale, AZ 85262

$1,400,000
4 Beds
3 Baths
2,800 SqFt
Status Active
MLS # 6757454
Property Type Single Family Residence
Price Type --
Lock & leave perfection. Remodeled inside & out in transitional style, this property has everything you're looking for w/in-demand finishes. Wood-look tile floors offer a continuous character of nature in addition to the use of travertine stone & alder wood. Spacious window-filled great room features views of Pinnacle Peak plus a cozy fireplace & bar w/wine fridge. Large fireplaced dining room is equally view-oriented & opens to beautifully appointed kitchen. Grand owner's suite offers a luxurious retreat w/its gorgeous ensuite bath & closet-of-your-dreams. Three additional bedrooms & two full baths complete this versatile floor plan. Outside is deep patio w/pavers leading to gas firepit, sitting area & relaxing hot tub for enjoying stunning mtn views, sunsets & starlit skies.

20543 E Excelsior Court Queen Creek, AZ 85142

$1,400,000 - 5Br/4Ba -  for Sale in Citrus Coves, Queen Creek
Open House
$1,400,000
5 Beds
4 Baths
3,780 SqFt
Status Active
MLS # 6728874
Property Type Single Family Residence
Price Type --
Welcome to your dream home! This stunning custom-built residence is situated on over an acre of land and boasts breathtaking mountain views. The property features a huge pool, perfect for entertaining or relaxing in your private oasis. Inside, you'll find 5 spacious bedrooms, 4 luxurious bathrooms, and a large loft area, ideal for a home office or additional living space. The gorgeous front courtyard is adorned with pavers and fencing, creating an inviting entrance. The kitchen is a chef's delight, equipped with white cabinets, stainless steel appliances, granite countertops, under-cabinet lighting, and two pantries for ample storage. The master bedroom is a true retreat with backyard patio access, two large walk-in closets, a separate shower with double heads and a pressure/temp valve, a jetted bathtub, and double sinks with a vanity. Step outside to the backyard, where a jacuzzi and stunning water features await. The travertine decking, raised sitting area, gas fire pit, and artificial turf surround the pool, creating a luxurious outdoor living space. There's still plenty of room to design your own dream oasis, and mature orange trees line the west side of the property, adding to the charm. Don't miss the opportunity to own this exquisite home that perfectly blends luxury, comfort, and breathtaking views.

14072 E Desert Cove Avenue Scottsdale, AZ 85259

$1,400,000 - 4Br/4Ba -  for Sale in Paloma Paseo, Scottsdale
Open House
$1,400,000
4 Beds
3.5 Baths
3,705 SqFt
Status Active
MLS # 6778417
Property Type Single Family Residence
Price Type --
FABULOUS HOME WITH VIEWS in every direction situated on over 1/3 acre. Spacious primary suite with huge custom closet. Primary bath w/walk-in shower, double sinks & soaking tub. Kitchen, family room, living & dining rooms are bright & open with 20 foot plus ceiling. KITCHEN w/GAS COOKTOP, generous cabinets & counter space, NEWER 48'' SS KITCHEN AID REFRIGERATOR. granite counters, tile backsplash & FRENCH DOOR to BACKYARD RESORT! Inviting solar heated pool w/waterfalls, built-in BBQ & firepit and separate spa. BACKYARD overlooking NAOS. Upstairs loft and spacious office with built in desks and bookcases & French doors to balcony w/CITY & MOUNTAIN VIEWS 3 additional bedrooms upstairs 2 full baths. Plantation shutters, Trane A/C, extra ceiling insulation, 3.5 CAR GARAGE w/cabinet. Award winning Scottsdale schools including BASIS. Convenient to restaurants, shopping, parks, hiking trails, golf, Mayo Clinic & 101 Freeway and all that Scottsdale has to offer!

4434 E Camelback Road Unit 141 Phoenix, AZ 85018

$1,400,000 - 3Br/4Ba -  for Sale in Village At Camelback Mountain, Phoenix
Open House
$1,400,000
3 Beds
3.5 Baths
2,840 SqFt
Status Active
MLS # 6745262
Property Type Townhouse
Price Type --
Welcome home to arguably the best location in Arcadia! Behind the guard gated entrance, this townhome has some of the best views of Camelback Mtn AND the largest lot in the community. This recently remodeled property features quartz countertops, vaulted ceilings, wood slat fireplace, temperature-controlled wine storage, and epoxy floors in the garage. Enjoy the serenity of having one of the only corner units with your own personal spa, adjacent to the greenbelt & pool. Just a short walk away to some of the best dining in the valley, including Steak 44, The Henry, Buck & Rider, and the NEW Global Ambassador, this home truly has it all!

33945 N 57th Place Scottsdale, AZ 85266

$1,400,000 - 4Br/4Ba -  for Sale in Los Alisos, Scottsdale
Open House
New
$1,400,000
4 Beds
3.5 Baths
3,451 SqFt
Status Active
MLS # 6777620
Property Type Single Family Residence
Price Type --
Nestled in a highly sought-after, gated community in the Cave Creek/North Scottsdale area, this stunning property sits on a desirable corner lot, boasting breathtaking views of Black Mountain, sunsets, & a lush park nearby. This 4-bedroom, 3.5-bathroom home with an additional office space spans 3,451 sq ft on a 0.261-acre lot, thoughtfully reimagined inside & out to meet every modern comfort. High ceilings soar 12 ft, creating an open & airy feel throughout. Gas cooktop. Split floorplan features a master retreat complete w/a custom closet w/ceiling-high storage & a luxurious, spa-inspired bathroom showcasing dual rain shower heads. The spacious master suite includes a private sitting area w/a sliding door leading directly to your outdoor oasis. No stairs, NEW ROOF & AC's, STR available! .....to the serene backyard. The redesigned kitchen seamlessly connects with both the family and living rooms, making it ideal for entertaining. With a built-in bar, wine rack, and sink, it's perfectly set up to host any gathering. The family room is equipped with built-in media cabinetry, accommodating TVs of any size, and is wired for sound with built-in speakers indoors and on the patio. Step outside to find a beautiful pool, an inviting outdoor fireplace, a built-in grill, and a shaded pergola. Additional features include a low-maintenance backyard, an RV gate, and energy-efficient upgrades throughout, including premium plantation shutters, a luxurious silk carpet in all bedrooms, Sherwin Williams Cashmere paint, an epoxy-finished garage floor, and ample storage options. This home is crafted for comfort, convenience, and elevated style in one of the area's most desirable neighborhoods.