4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

41633 N Bent Creek Court Anthem, AZ 85086

$1,278,900
4 Beds
2.5 Baths
3,437 SqFt
Status Active
MLS # 6763707
Property Type Single Family Residence
Price Type --
This thorough & meticulous update will leave you speechless. Just send the invites... You'll want friends + family to enjoy this comfortable yet spectacular home. Backyard is perfect for a lively party or intimate gathering. The dramatic pool w/ multiple water features terminates at a swim-up bar with a sunken kitchen enveloped by a show-stopping rain waterfall. All expected conveniences are at hand, so you may need to reconfigure your lifestyle to spend more time right here! Mountain views with no homes facing, behind or to one side. Inside, almost nothing has been left undone: Floors, kitchen, baths, paint, HVAC, plumbing, fireplaces, fixtures, hardware... All with casual elegance, timeless style & eye toward long-lasting convenience & comfort. A MUST-SEE!

3947 E Crest Lane Lane Phoenix, AZ 85050

$1,278,880
4 Beds
3.5 Baths
3,538 SqFt
Status Active
MLS # 6763656
Property Type Single Family Residence
Price Type --
Welcome to your dream home in Aviano at Desert Ridge! This vibrant community offers walking trails, a resort-style pool, tennis courts, state-of-the-art workout facilities, a business center, and activities for all ages. This beautifully remodeled 4-bedroom, 3.5-bath home with 2 bonus rooms features stunning contemporary finishes. The heart of the home is the open-concept kitchen, complete with a custom quartzite waterfall island and brand-new Wolf appliances, including a gas range. Step outside to your private oasis, where you can unwind by the pool with a newly tiled water feature and gas fire pit. The luxurious primary suite offers a serene sitting area and a spa-like bath with a soaking tub. With a prime location and a 3-car garage, this home has it all!

43909 W Us-60 Highway Wickenburg, AZ 85390

$1,275,000
3 Beds
2 Baths
1,152 SqFt
Status Active
MLS # 6725364
Property Type Manufactured Home
Price Type --
PRICE IMPROVEMENT!! Set back right off HW60 with your own private road leading to a meticulously maintained 3-bedroom, 2-bathroom home. Featuring covered porches located on opposite sides of the home, perfect for relaxation and enjoyment of the serene surroundings no matter what time of day. Live in the home permanently, or just while you build your dream home and then have the opportunity to turn it into income property! No matter if you aspire to immerse yourself in ranch life or seek the perfect horse property with ample space and privacy, this property promises the perfect blend of functionality and comfort. With opportunities to indulge in the incredible lifestyle of ranch living with this property boasting custom-built barns, outbuildings, and expansive space tailored for horses and cattle. Nestled within stunning surroundings, the property borders state land on the South and West sides and provides your own private access. The outbuildings are one of a kind, and meticulously crafted by the original and only past owners. Along with the custom brick enclosed grill, 2 smoker pits or use them for delicious dutch oven cooking, creative tack room, loading chute and all the other features that truly make this property unique and special. You will never have an opportunity to own another home like this one. With your own private well and just over 19 flat, fully fenced and flood zone free acres the possibilities are endless. The property is also split into two parcels for additional options and opportunities. Seller is also open to selling parcels separately. Seize the rare opportunity to call this stunning property HOME!

43320 N 11th Street New River, AZ 85087

$1,275,000
3 Beds
2.5 Baths
3,120 SqFt
Status Active
MLS # 6714157
Property Type Single Family Residence
Price Type --
Welcome to your future dream home! This proposed new construction offers an exciting opportunity to create the perfect living space designed for your lifestyle. Once contracted, this thoughtfully designed floor plan will be built to meet the highest standards of quality and modern design. This spacious ranch offers over 3,120 square feet of living space, featuring a well-appointed design to facilitate bonding with friends and family. The primary suite includes dual closets and an oversized bathroom that can be upgraded for a more luxurious experience. The price covers the lot, base home, site preparation, around $100K in upgrades, and an RV garage. To begin the process, Adair Homes must be contracted for construction. The buyer will first purchase the lot from the seller, and then engage a builder specializing in build on your own lot projects. You'll work directly with the builder to select the floorplan, elevation, and finishes to customize the home to your preferences. For added convenience, the builder's preferred lender can streamline the financing process with a single loan that covers the lot purchase, site improvements, home construction, finishes, and the long-term mortgage. The entire construction timeline is estimated to take up to 12 months from the time the new home construction contract is signed, offering a realistic timeframe for bringing your vision to life. This is a unique opportunity to build your custom home in a setting that combines the best of modern living and nature. Don't miss out on the chance to create a home that is truly yours!

235 Airport Road Sedona, AZ 86336

$1,275,000
3 Beds
2 Baths
1,672 SqFt
Status Active
MLS # 6753440
Property Type Single Family Residence
Price Type --
Welcome to the Wild Wild West, where this Historic property tugs on your heart & has you crooning the songs of Sedona yesteryear. The home itself is a Cowboy Bunkhouse, & according to the seller, it is older than County record: it was actually built in 1918. Original features like a wood burning fireplace, sloped living room ceiling, red rock interior, & unique wood walls throughout have been updated with modern amenities like insulation, new sliding glass doors & windows, & easy to clean luxury vinyl plank flooring. The oversized lot has an outdoor game room area in place of the old carport, plus a two-car garage that has a large workshop area inside. Sweeping views of Thunder Mountain & Coffee Pot Rock take your breath away. It is only a block up the road to Airport Vortex Trailhead. Home is an active Airbnb licensed with the City of Sedona, with the Seller having Superhost status, currently 274 reviews & plenty of bookings lined up for the rest of the year. Property is being sold turn key, fully furnished, with the exception of some personal items. This Historic Cowboy Bunkhouse will serve as an excellent vacation home, primary residence, or investment property. Fun fact: when the neighboring subdivision of Saddlerock was previously a sprawling ranch decades ago, the Cowboys would work 12 hour shifts then come back to this Bunkhouse to sleep. Enjoy the efforts of those Cowboys all these years later, & have a fully fenced backyard plus perimeter fencing to give you ample privacy, & enjoy peace of mind with a new roof & new eco-conscious mini splits. There is a pergola to revel in a warm summer's day, two raised yoga /pilates/meditation decks, & a fully turfed yard to play with Fido during Golden Hour. Soaking in the hot tub underneath the stars is sure to stoke the fire in your heart for our sweet little Sedona. Zoned to possibly split or build a casita, your options abound. Come feel what it's like to walk to multiple trailheads less than a half mile away, be in awe of Red Rock views, and vibe with the colorful history of the Southwest.

4530 W Fox Glove Lane Show Low, AZ 85901

$1,275,000
4 Beds
4.5 Baths
4,077 SqFt
Status Active
MLS # 6756548
Property Type Single Family Residence
Price Type --
FULLY Furnished Beautiful and PRIVATE location in Trailhead at Torreon, this custom-built residence promises an unparalleled living experience. Spanning a generous 4000+ square feet on a .62 acre lot, the home boasts four bedrooms and 4.5 baths, each designed with comfort in mind. The heart of the home is the open great room with HUGE windows, bathed in natural light from expansive windows that offer views of the majestic pines. An elegant rock fireplace stands ready to warm chilly evenings, while the flowing hardwood floors add a touch of sophistication. The built-in entertainment center and formal dining area are perfect for hosting, complemented by an oversized granite island. READ MORE Culinary enthusiasts will delight in the chef's kitchen, equipped with top-of-the-line stainless appliances. The opulence extends to the large master suite, featuring a soaker tub, tiled shower, and spacious walk-in closet. A second master suite provides additional luxury, and guests are accommodated with ample bedroom space and private bathroom. Entertainment options abound with a finished basement that includes a Rec Room with a bathroom of over 1,000 sq ft, leading out to an impressive 2,000 sq ft of outdoor decking. Here, a 6-person hot tub and gas firepit create the perfect ambiance for relaxation or social gatherings. There is an upper deck off of the guest bedroom for extreme enjoyment! This exquisitely fully furnished home is ready for you - just bring your toothbrush. The seller is taking their art and decor, so you can accessorize it to your taste. This home is TOP of the line - no detail untouched. Come feel the magic! This home has never been rented - it has extreme pride of ownership. Sellers have added a beautiful paver driveway and back paver area with a natural gas fireplace for enchanting evening under the stars. Furnishings are included; NO artwork, decor, or lamps to Convey - NOTHING in the garage conveys. Don't miss this piece of MAGIC. The community of Torreon has it ALL. Imagine breathing in the crisp mountain air while enjoying the 36 hole championship golf course, swimming pool, work out facility, tennis, volleyball, basketball, outdoor amphitheater and an equestrian center! In addition, Torreon has a 10 acre family center that will appear magical to the kids with games and crafts galore, plus a fishing pond for catch and release, plus childcare options. In addition to all that Torreon has to offer, the White Mountains has even more! Fools Hollow lake is just a short distance away. Imagine living in the White Mountains of Arizona where you have 4 beautiful seasons and where you can breathe in the fresh mountain air and enjoy the 40 lakes and over 600 miles of rivers and streams. In addition to the amazing fishing, this area has one of the most extensive trail systems in the southwest for hiking, biking, horseback riding, quadding and more. Sunrise Ski Resort is also just 60 minutes away with 3 beautiful mountains to ski, snow board or sled. If shopping is your interest, you will love the antique stores and the multitude of arts and craft shows that happen in the summer. The music festivals have something to fit everyone's enjoyment. Do you love to golf? There are 7 amazing golf courses, 3 that are public. The White Mountains, where this home/cabin is the best kept secret of Arizona! Come and explore and enhance your living! Pinetop-Lakeside AREA was also voted 'Best Cabin Region in the U.S... Embrace the MAGIC!

7143 E Highland Road Cave Creek, AZ 85331

$1,275,000
3 Beds
3 Baths
3,169 SqFt
Status Active
MLS # 6772471
Property Type Single Family Residence
Price Type --
Positioned on 2.5 acres in the scenic desert town of Cave Creek, this stunning Territorial Santa Fe-style home is a perfect blend of traditional charm and modern efficiency. Boasting multiple large living areas, the home features soaring vaulted ceilings, an entryway tower, and exquisite wood accents throughout. Exposed beam ceilings, cozy fireplaces, Saltillo tile and arched windows enhance the southwestern ambiance. Tesla solar panels make for affordable utilities, combining sustainability with luxury. A 757-square-foot detached guest house offers extra space for visitors or rental opportunities. Outdoor living is at its finest with expansive patios, a ramada for shaded gatherings, and breathtaking views of natural desert landscaping and iconic Saguaros. Equestrian enthusiasts will appreciate the ample space for riding and easy access to Grapevine Wash for endless trails. This is a rare gem for those seeking a peaceful retreat in the desert with room to entertain, relax, and enjoy the beauty of the Southwest.

15500 N Talking Rock Ranch Road Prescott, AZ 86305

$1,275,000
3 Beds
2.5 Baths
2,639 SqFt
Status Active
MLS # 6769193
Property Type Single Family Residence
Price Type --
Discover this stunning single-level custom home nestled off the 12th tee box and common area. The split floor plan features hickory hardwood floors, 8' alder doors, and leather-finished granite countertops. Enjoy high-end appliances, pull-outs in kitchen cabinets, and a spacious butler's pantry. The bar area is a highlight, complete with glass cabinetry, a wine bottle cabinet, and a wine fridge. The luxurious master bathroom features his and hers vanities, while the second bedroom offers a large walk-in closet or potential ensuite bath. Oversized insulated three-car garage featuring a dedicated workspace. The spacious back patio includes both covered and uncovered areas, perfect for enjoying outdoor living. Talking Rock is a 24-hour staffed gated private community for members only. Amenities include our award-winning Jay Morrish designed Golf Course, Fitness Barn, Ranch House Restaurant and Bar, Coop's Coffee House, Racquet Sports Courts, Dog Park, Community Garden, and over 14 miles of hiking and biking trails.

11705 W Red Hawk Drive Peoria, AZ 85383

$1,275,000
3 Beds
3 Baths
2,882 SqFt
Status Active
MLS # 6778407
Property Type Single Family Residence
Price Type --
This stunning, heavily upgraded Toll Brothers Blackstone Collection home is located in a guard gated community and minutes to Blackstone Country Club. The Spanish contemporary style, one-level home is in immaculate condition and is at the end of a private cul-de-sac. Featuring 3 bedrooms with a flex 4th bedroom option. The gourmet kitchen includes floor-to-ceiling cabinetry, high-end Kitchen Aid appliances and a large island counter. Elegance is redefined with a spacious master bedroom retreat with a super-sized shower and double closets. The great room includes a gas fireplace and a 15ft pocket slider door that opens up to a gorgeous resort style pool surrounded by lush landscaping and a brick pizza oven - so get ready to hone your Neapolitan pizza making skills. Your dream home awaits! Full upgrades include: Resort style pool, water softener/filtration system (Kinetico), wood shutters, fireplace stone, artificial turf (front and backyard), outdoor built-in BBQ and brick pizza oven, Tesla solar, Tesla charging station, irrigation, and much more.

103 W Tanya Road Phoenix, AZ 85086

$1,275,000
4 Beds
3.5 Baths
2,650 SqFt
Status Active
MLS # 6778446
Property Type Single Family Residence
Price Type --
Rare opportunity for a custom built home in Desert Hills! With 1.25 usable flat acreage, this home has been beautifully remodeled with over $150k in upgrades in the last 12 months, including a new water heater, new windows and new AC's. The large open floor plan features a spacious kitchen with an oversized island with room for seating, marble countertops and knotty alder cabinets. The split Master suite has a huge walk in closet, double sinks, walk-in shower, and french doors to the back patio. The extensive fully enclosed backyard has a wrap around covered patio, sparkling pool with limestone/travertine decking, 2 sheds, and an outdoor kitchen. Custom security doors and custom RV gate. Multiple hook ups for your toys, with a 50amp, 30 amp and oversized 3 and a half car garage

2308 E Dry Wood Road Phoenix, AZ 85024

$1,275,000
4 Beds
3 Baths
2,865 SqFt
Status Active
MLS # 6778483
Property Type Single Family Residence
Price Type --
Step into this dramatic 4-bedroom home with a private office, where luxury and modern design meet in perfect harmony. Freshly painted inside and out, the home features a spacious 4-car garage with smart doors and sleek epoxy floors, offering the ultimate convenience. The exposed aggregate driveway and beautiful Travertine courtyard create an inviting first impression, setting the tone for the elegance within. In the backyard, you'll find your own private resort. A sparkling pool, surrounded by fire pits, a tranquil waterfall, and commercial-grade misters, invites relaxation and effortless entertaining. Inside, the great room is a showstopper, with soaring 12-foot ceilings and the latest designer colors, creating a modern yet refined atmosphere.

25824 S 194th Street Queen Creek, AZ 85142

$1,275,000
5 Beds
3.5 Baths
3,158 SqFt
Status Active
MLS # 6780857
Property Type Single Family Residence
Price Type --
Country living at its best on the Gilbert/Queen Creek border*Incredible custom home on a 1.18 acres. County island lot. NO HOA*RV gate and plenty of space for a future workshop/RV garage/ADU....options are endless*Beautifully landscaped yard featuring a resort style pool with slide, grotto, spill over spa, outdoor kitchen, huge covered patio for outdoor living, Turf landscaping that includes your own putting green! Remodeled gourmet kitchen offers stainless steel appliances, white shaker cabs, quartz c-tops, pantry, and an island*Formal dining room, office, and a spacious great room perfect for entertaining. Close to highly rated schools, shopping, restaurants, and entertainment.