4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

4226 E Coconino Place Chandler, AZ 85249

$1,275,000
5 Beds
4.5 Baths
3,891 SqFt
Status Active
MLS # 6742096
Property Type Single Family Residence
Price Type --
Welcome to 4426 East Coconino Place, nestled in the sought-after gated Canopy community in Chandler. As you enter this Tri Pointe neighborhood, you're greeted by the peaceful ambiance of lush greenery, expansive outdoor spaces, oversized ramadas, playground, built-in barbecues, a cozy fireplace, and comfortable seating. Residents can even reserve raised garden beds to grow their own vegetables! This upgraded home features 5 bedrooms, 4.5 baths, and a versatile flex room, offering everything you could want. Upon entry, you'll be impressed by the 10-foot ceilings and the 12-foot panoramic Arcadia door that frames a stunning view of the backyard. The Pebble Tech heated pool includes a Baja deck and built-in spa, while the backyard is elegantly designed with travertine, artificial turf line the backyard for a clean and sheik appearance. Relax in your own retreat with the extended 5' covered patio, built in BBQ with cooler, fridge and waste compartment. The kitchen is perfect for entertainment with an oversized island, double ovens, 36 gas cooktop, vented hood and spacious walk-in pantry. A clean modern look is presented with warm frosted Harbor Kitchen 42 upper cabinets, black hardware and granite countertops. Downstairs you'll find one of the two en-suite bedrooms which is split from the other bedrooms, making it a perfect guest retreat. Secondary en-suite is located upstairs. The laundry room is conveniently upstairs with additional bedrooms and provides ample storage with additional cabinets and shelving. The flex-room/loft includes barn door allowing for privacy. Oversized 4 car tandem garage has 10' ceilings, allowing for the perfect place to park your vehicles and toys! Tankless gas water heater, owned water softener, and RO system. 8x40 wood-like tile throughout main living areas downstairs and 2 blinds throughout. Primary bedroom and family room are oversized with 5' extension. Meticulously cared for by its original owners. This home boasts true pride of ownership. It's true resort style living! A must see today!!

1615 W Mandalay Lane Phoenix, AZ 85023

$1,275,000
3 Beds
3 Baths
3,684 SqFt
Status Active Under Contract
MLS # 6662837
Property Type Single Family Residence
Price Type --
Amazing Mountaintop home with incredible mountain and city views! Located in the gated Moon Mountain Vistas community this 3-bedroom 3 bath with an additional office will take your breath away. The property is over 1 acre on a mountain, and includes indoor/outdoor living spaces, a custom outdoor BBQ center, and outdoor fireplace. The serenity of the newly updated infinity pool and outdoor entertainment area welcomes you and your guests as you enjoy the beautiful Arizona sunsets. The interior of the home has been updated with new appliances, new carpet and new paint. The roof and water heater have also been recently replaced. The only thing missing is you!

5731 E Claire Drive Scottsdale, AZ 85254

$1,275,000
5 Beds
3 Baths
3,549 SqFt
Status Active Under Contract
MLS # 6706685
Property Type Single Family Residence
Price Type --
Discover luxury living in Scottsdale's coveted ''magic zip code'' 85254 with this stunning 5-bedroom, 3-bathroom home with no HOA. Perfect for golf enthusiasts and those seeking a high-end residence, this home offers resort-style amenities and exceptional comfort. The sleek, modern kitchen features expansive countertops and a coffee bar. The open-concept living area is designed for relaxation, while the formal dining room provides ample space for entertaining. A spacious games room with a bar adds to the home's entertainment options. The private backyard oasis includes a covered dining and seating area, gas BBQ grill, and fire pit. Enjoy the saltwater pool and luxury hot tub for the ultimate in relaxation. Make this your next home or investment property! New Roof in 2022! Discover luxury living in the heart of Scottsdale's coveted magic zip code 85254 with this stunning 5-bedroom, 3-bathroom home. Perfect for golf enthusiasts and those seeking a high-end residence, this property offers resort-style amenities and exceptional comfort. The sleek, modern kitchen features expansive countertops and a coffee bar, perfect for morning routines. The open-concept living area is designed for relaxation, while the formal dining room provides ample space for entertaining. A spacious games room with a bar adds to the home's entertainment options. Step outside to your private backyard oasis, complete with a covered dining and seating area, gas BBQ grill, and fire pit. Enjoy the fully-fenced saltwater pool and luxury hot tub for the ultimate in relaxation. Located just minutes from central Scottsdale attractions, this home offers convenience and style. Kierland Commons is a short 7-minute drive, TPC Scottsdale is only 11 minutes away, and the cultural landmark Taliesin West is a 19-minute drive. Additionally, this home is not part of an HOA, making it a fantastic option for short-term rentals. Experience the best of Scottsdale living with unparalleled comfort and elegance. Make this your next investment or personal residence!

18381 N 93rd Street Scottsdale, AZ 85255

$1,275,000
4 Beds
3 Baths
2,563 SqFt
Status Active Under Contract
MLS # 6751337
Property Type Single Family Residence
Price Type --
Beautiful family home in the highly coveted DC Ranch community. This is one of the few homes in the neighborhood with a private lot that backs to a wash with views of the McDowell mountains. This 4 bedroom and 3 full bath home features gorgeous hardwood floors, stainless steel appliances, white kitchen and open floor plan. The backyard boasts a large heated pool/spa and brand new turf. Upstairs offers 2 guest bedrooms and a loft area for the kids. The spacious primary suite has a large walk in shower and balcony with unobstructed mountain views. This gated neighborhood features 2 large parks offering plenty room for outdoor play and gatherings. You will also have access to the DC Ranch community pools, tennis/pickleball courts, and fitness center. Conveniently located close to Market Street, DC Ranch Crossing, the 101 freeway, and world class restaurants, shopping, golf and hiking.

15410 N 60th Street Scottsdale, AZ 85254

$1,275,000
4 Beds
3 Baths
2,883 SqFt
Status Active Under Contract
MLS # 6766387
Property Type Single Family Residence
Price Type --
Welcome to your dream retreat in the magic 85254 zip code! This fully furnished, designer-crafted home is a thriving Airbnb with back-to-back bookings, making it an excellent investment opportunity! Just minutes from Kierland Shopping Center, you'll enjoy convenience and luxury in one package. Step inside to discover gorgeous modern finishes that create an inviting ambiance. The outdoor space is an entertainer's dream, featuring a sparkling pool, relaxing hot tub, and a putting green. Stay active on the sport court, perfect for basketball or pickleball. The large covered outdoor kitchen is ideal for hosting gatherings, while the kiva-style fireplace sets the scene for cozy Arizona evenings. Additional highlights include a spacious open layout, ample natural light, and luxurious bedrooms!

3939 S Veronica Lane Gold Canyon, AZ 85118

$1,275,000 - 4Br/3Ba -  for Sale in Montana Dorada, Gold Canyon
Open House
$1,275,000
4 Beds
3 Baths
2,989 SqFt
Status Active
MLS # 6759829
Property Type Single Family Residence
Price Type --
Welcome to Montana Dorada, the best kept secret in Gold Canyon Arizona. This single level home is part of an exclusive Modern Farm Desert Collection. Offering paved roads and iconic views of the Superstition Mountains. Over 5000 sf under roof and 2989 livable. Large patios in both the front and back. Complete with 4 bedrooms, 3 bathrooms, large island, beverage bar, and a butler's pantry. Sitting on almost a 16,000-sf lot complimented by an amazing view of the 9th hole at Dinasaur Mountain Golf Course. This split floorplan offers a large owners' suite and private entrance to an oversized covered patio. Guests can enjoy a beautiful ensuite with a private entry complete with a beautiful view of the golf course pond and 9th hole putting green. Designed with earthy organic neutral accents. Enjoy the beautiful pond and golf course views from the large glass sliding backdoor, owner's suite, guest suite, and even the kitchen island. The neutral earthy design throughout featuring wood, gold, copper, and black accents were inspired by the Arizona Desert and were carefully chosen to suit any style. The large yard is a perfect place to design a backyard oasis with some of the most sensational views in Arizona. The developers are offering a $25,000 buyers credit for rate buy down and custom master closet build out. The boutique community of Montana Dorada is situated perfectly in Gold Canyon. With hilly paved roads and quick access to the 60 freeway. Enjoy unparalleled views of the majestic Arizona mountains, sensational sunrise, and sunsets, combined with timeless modern living.

7143 E Highland Road Cave Creek, AZ 85331

$1,275,000 - 3Br/3Ba -  for Sale in S2 E2 Ne4 Ne4 Se4, Cave Creek
Open House
$1,275,000
3 Beds
3 Baths
3,169 SqFt
Status Active
MLS # 6772471
Property Type Single Family Residence
Price Type --
Positioned on 2.5 acres in the scenic desert town of Cave Creek, this stunning Territorial Santa Fe-style home is a perfect blend of traditional charm and modern efficiency. Boasting multiple large living areas, the home features soaring vaulted ceilings, an entryway tower, and exquisite wood accents throughout. Exposed beam ceilings, cozy fireplaces, Saltillo tile and arched windows enhance the southwestern ambiance. Tesla solar panels make for affordable utilities, combining sustainability with luxury. A 757-square-foot detached guest house offers extra space for visitors or rental opportunities. Outdoor living is at its finest with expansive patios, a ramada for shaded gatherings, and breathtaking views of natural desert landscaping and iconic Saguaros. Equestrian enthusiasts will appreciate the ample space for riding and easy access to Grapevine Wash for endless trails. This is a rare gem for those seeking a peaceful retreat in the desert with room to entertain, relax, and enjoy the beauty of the Southwest.

25824 S 194th Street Queen Creek, AZ 85142

$1,275,000 - 5Br/4Ba -  for Sale in None, Queen Creek
Open House
$1,275,000
5 Beds
3.5 Baths
3,158 SqFt
Status Active
MLS # 6780857
Property Type Single Family Residence
Price Type --
Country living at its best on the Gilbert/Queen Creek border*Incredible custom home on a 1.18 acres. County island lot. NO HOA*RV gate and plenty of space for a future workshop/RV garage/ADU....options are endless*Beautifully landscaped yard featuring a resort style pool with slide, grotto, spill over spa, outdoor kitchen, huge covered patio for outdoor living, Turf landscaping that includes your own putting green! Remodeled gourmet kitchen offers stainless steel appliances, white shaker cabs, quartz c-tops, pantry, and an island*Formal dining room, office, and a spacious great room perfect for entertaining. Close to highly rated schools, shopping, restaurants, and entertainment.

7760 E Carefree Drive Carefree, AZ 85377

$1,275,000 - 3Br/3Ba -  for Sale in Carefree Too, Carefree
Open House
$1,275,000
3 Beds
3 Baths
3,052 SqFt
Status Active
MLS # 6704258
Property Type Single Family Residence
Price Type --
Perfect Carefree home on a large interior corner lot with private back yard, views of Black Mountain and a large multi-level patio / pool area. Solid block construction on this Single Level light and airy updated home. Nicely appointed interior with kitchen and baths updated in 2015. New floors and paint throughout (2024). Kitchen has Granite Counter Tops, Undermount Chef's sink, Stainless Steel Dual Ovens and electric cooktop. Two large en-suite bedrooms, plus a third guest room. Spacious area off of kitchen can be used as a den or sitting area. Large pool recently updated and resurfaced with pebble tec. Quiet neighborhood is only ½ mile from town with easy access to grocery stores, restaurants, golf, and hiking trails.

7635 E Camino Vivaz -- Scottsdale, AZ 85255

$1,275,000 - 3Br/3Ba -  for Sale in Paseo At Pinnacle Peak, Scottsdale
Open House
$1,275,000
3 Beds
3 Baths
2,220 SqFt
Status Active
MLS # 6752515
Property Type Single Family Residence
Price Type --
Newest home built in this private gated North Scottsdale community. No expense was spared on upgrades for this 3 bed, +den, 3 bath home with open floor plan. From the soaring 12 ft ceilings, to the gourmet Custom Chefs kitchen which has top of line GE Monogram appliances, double stacked custom cabinets, and waterfall countertops! Your spacious great room has natural light flooding in, along with gorgeous mountain views in the back yard. It is the perfect place to entertain guests! All of the bathrooms throughout the home have floor to ceiling upgraded tile showers, cabinets and granite counters to match! This smart home comes equipped with a Ring doorbell, alarm system, smart front door lock, thermostats, water flow monitoring system and you can open your garage door all from a simple app on your phone anywhere. Plus, your 2-car garage is epoxy coated and has an existing outlet for Electric Vehicle charging! Your new home also features beautiful front and backyard landscaping with automatic drip system and synthetic grass in the backyard. Close to the high end shopping, dining & events that North Scottsdale has to offer and only a short distance to numerous golf courses and easy access to hiking trails.Don't miss out on this fantastic home!

73 W Lewis Avenue Phoenix, AZ 85003

$1,275,000 - 3Br/3Ba -  for Sale in Las Verdes, Phoenix
Open House
$1,275,000
3 Beds
3 Baths
3,156 SqFt
Status Active
MLS # 6750614
Property Type Single Family Residence
Price Type --
Welcome to Willo!! Discover this enchanting 3 bedroom, 3 bathroom Bungalow in the Willo Historic District, a testament to architectural grace and modern comfort. Built by A L Johnson in 1925, this home spans a generous 2492 sf + a 664 square foot basement. The property also includes a detached two-car garage. The home's facade boasts classic design elements such as river rock porch details and decorative trim, meticulously preserved to honor its historical significance. Step inside to a world where heritage meets contemporary living, highlighted by a mix of newly refinished hardwood, tile, and carpet flooring that complements the abundance of natural light and exquisite details found throughout. A large front porch welcomes you, leading to a versatile flex roo ideal as a study or office adjacent to a formal living room with a striking brick fireplace. This opens to an elegant dining room adorned with stunning stained glass windows, creating a perfect backdrop for memorable gatherings. The kitchen is a chef's delight, equipped with stainless steel appliances and ample storage. The family room is bright and airy, fostering a perfect setting for relaxation or entertainment. Upstairs, the master suite is a retreat within itself, featuring a remarkable window and ceiling design, a custom-tiled bathroom with dual sinks, walk-in shower, standalone tub, and two closets. Two additional bedrooms and bathrooms offer spacious and beautifully detailed accommodations. The basement is an ideal space for a den, home theatre, or game room, offering additional flexible living space. This amazing home even has all new windows. Step outside to a backyard oasis complete with lush landscaping, a swimming pool, spa, and pergola perfect for enjoying the outdoors in privacy and style. As one of the first historic districts, Willo is steps away from the light rail, incredible dining, culture and amenities Phx offer. This home was featured in the Willo Historic District Home Tour of 2024. It is not just a residence but a piece of history ready to be cherished by its new owners. Embrace the blend of historical charm and modern convenience in this truly gorgeous landmark home.

20970 E Stacey Road Queen Creek, AZ 85142

$1,274,900
4 Beds
3.5 Baths
3,351 SqFt
Status Active
MLS # 6776053
Property Type Single Family Residence
Price Type --
Welcome to your dream home! Nestled in Bellero, this stunning contemporary residence combines modern elegance with ultimate comfort. Key Features: Stunning Curb Appeal, Open-Concept Living: Step inside to an expansive open floor plan featuring high ceilings and tile plank floors. The spacious living area flows seamlessly into the gourmet kitchen, equipped with top-of-the-line stainless appliances, and HUGE center island with quartz countertops. Elegant Dining Experience. Luxurious Master Suite, 3 Versatile Bedrooms. Casita with separate entrance. Massive RV garage. 4 car attached Garage. Outdoor Oasis with pool, Built in BBQ and amazing entertaining space. Prime Location:Situated in a sought-after neighborhood, this property is just minutes away from top-rated schools, shopping, dining.