4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

14700 S Tuthill Road Buckeye, AZ 85326

$1,253,632
4 Beds
3 Baths
3,436 SqFt
Status Active
MLS # 6768652
Property Type Single Family Residence
Price Type --
Nestled on a sprawling 5.38-acre estate, this meticulously remodeled ranch home offers a perfect blend of luxury living and agricultural charm. The main residence features 4 spacious bedrms and 3 bathrms, along with a versatile bonus room. Step outside to discover a backyard paradise, complete with a sparkling pool that promises endless fun and relaxation under the sun. This estate is a horse lover's dream, featuring a fully equipped barndominium with 2 cozy bedrooms and 1 ba, perfect for guests or as a caretaker's quarters. The estate is designed to cater to all aspects of farming and equestrian activities, boasting an impressive arena, 10 horse stalls, a riding & corral area for training and enjoyment. The horse walker & multiple water sources across the property ensures the utmost utmost convenience and care for your equine friends. With ample space for gardening, livestock, and other agricultural pursuits, this property offers a unique opportunity to live a life of self-sufficiency and connection to the land. Whether you're a seasoned farmer, an equestrian enthusiast, or simply seeking a serene and spacious retreat from the hustle and bustle, this property is sure to captivate and inspire. Welcome home to your very own piece of paradise, where luxury meets country living at its finest.

16032 E Dale Lane Scottsdale, AZ 85262

$1,250,000
4 Beds
4.5 Baths
4,124 SqFt
Status Active
MLS # 6715378
Property Type Single Family Residence
Price Type --
Stunning NEXTGEN Builders contemporary just starting. Car collectors and Serious RVers will appreciate this luxury plan offering oversized40' deep 3 car tandem plus 49' deep RV gar. all paved streets, 4 BD, plus office, 4.5 BA, grand kitchen, guest suite w/private living room, owners suite with free-standing tub, walk through shower, & oversized walk-in closets, quality 90/10 smooth walls, 8' doors, quartz countertops throughout, 12' ceilings in the great room and kitchen, Amazing views. Quality build with Energy efficient Spray foam insulation, 2x6 framed exterior, fully sheathed, post tension foundation, Pictures are from model home. Buyer to verify all facts and specs.

3295 W Mesquite Street Phoenix, AZ 85086

$1,250,000 - 4Br/4Ba -  for Sale in 33rd Ave And Mesquite, Phoenix
New
$1,250,000
4 Beds
3.5 Baths
3,038 SqFt
Status Active
MLS # 6783088
Property Type Single Family Residence
Price Type --
Stunning new construction luxury home by NEXTGEN Builders to be built: This luxurious home features 4 bedrooms plus an office/den, 3.5 bathrooms, and high-quality finishes throughout. The spacious design includes an oversized 2-car garage plus a 46+ foot RV garage with a 12x14-foot tall garage door, set on a large lot without HOA restrictions. Highlights include an oversized contemporary front door, 2x6 exterior framing, a large kitchen island with quartz countertops, and walk-in closets in all bedrooms. The Owner's bathroom offers a spacious entry shower, standalone tub, and double sinks. Other features include 8-foot doors, 12 ft ceiling, energy-efficient spray foam insulation, and a post-tension foundation. Choose your options. Please note, photos are of a model home.

23 County Road 1320 -- Greer, AZ 85927

$1,250,000 - 4Br/4Ba -  for Sale in Greer View Estates, Greer
New
$1,250,000
4 Beds
4 Baths
3,751 SqFt
Status Active
MLS # 6783284
Property Type Single Family Residence
Price Type --
This can be your Dream Log Cabin in Greer. It has everything, 4 bedrooms, 4 baths, open living, dining and kitchen area. Wood fireplace, custom wood cabinets throughout. Upgraded appliances, tile floor & Berber carpet. Master bedroom, full size bath, walk-in closet w/ access to walk out deck. Master & one bedroom on main floor. Living area has access to walk out deck. One bedroom w/ full-size bath & loft upstairs w/ walk-out deck. Full size basement with one bedroom and full-size bath. Wood fireplace. Large family room and pool table. Single car garage. Within walking distance to Greer Village, abundance of wildlife and fishing in area. Greer Lakes minutes away, Sunrise Ski Resort 15 minutes away.

15921 E Primrose Drive Fountain Hills, AZ 85268

$1,250,000
5 Beds
3.5 Baths
3,200 SqFt
Status Active
MLS # 6775263
Property Type Single Family Residence
Price Type --
Imagine waking up to the soft glow of dawn as the sun rises over Four Peaks while you cozy up with a cup of coffee. That is just a glimpse of what awaits you in this designer-inspired semi-custom 2022 built contemporary Fountain Hills home. Experience the rich blend of casual elegance & eclectic comfort accentuated with soaring 20' vaulted ceilings and views that stretch for miles. The striking open concept great room, dining room and kitchen flow effortlessly and are ideal for family gatherings or entertaining with direct patio access to experience Arizona's coveted indoor/outdoor lifestyle. Natural light abounds through 8'x8' windows and sliders throughout, complemented by wood-look tile floors. The great room's contemporary linear LED fireplace is framed by art niche shelving and accent lighting. The dining room offers a 10' dry bar with generous cabinetry, floating shelves and wine and beverage refrigeration. Here, the kitchen truly is the heart of the home with a 12 foot waterfall edge island with seating for six. The culinary enthusiast will appreciate the attention to detail with quartz counters, soft-close white shaker cabinets, a Samsung appliance package with multiple ovens and a pot filler for those family spaghetti dinners. It is from the sanctuary of your primary retreat where you'll watch the sunrise over the city and mountains beyond or step onto the secluded backyard patio. The split floor plan provides four additional bedrooms. The first guest room offers an ensuite, two more bedrooms share a jack-and-jill bathroom. The fifth bedroom is utilized as a light and bright office with perhaps the best views of all. Movie nights can be enjoyed in the media room. The laundry and powder rooms complete your single story living. Down the stairs you'll find a three car air-conditioned garage and storage room. The owners have ensured the paver driveway is ideal for easy garage access with thoughtful expansion. Your tiered backyard is private and offers a heated spa and resort feel, plus your four-legged friends have their own fenced space. The front patio is expansive and your guests will arrive as they ascend paver steps with a sleek iron rail. This is your exclusive opportunity to experience the Arizona lifestyle and all that Fountain Hills has to offer, with its world famous fountain, world-class golf, hiking, biking, arts and culture all out your door.

13621 W Tuckey Court Glendale, AZ 85307

$1,250,000
5 Beds
3.5 Baths
3,921 SqFt
Status Active
MLS # 6681963
Property Type Single Family Residence
Price Type --
* VA ASSUMABLE LOAN * Must-see STUNNING CUSTOM LUXURY property nestled on a desirable cul-de-sac lot in Luke Ranch Estates! Rare 5 bed/3 bth/2 half bth/3-car garage home has everything on your wishlist and more! Pristine interior features neutral tile floor, dazzling chandeliers, plantation shutters, & 9+ high ceilings. Grand welcoming foyer leads to spacious great room for gatherings, formal dining room for hosting holidays, and the perfectly-sized den for a home office. The bright great room highlights multiple sliding glass doors merging indoor and outdoor entertaining. Chef's kitchen is fully equipped w/ wood staggered cabinets, mother-of-pearl tile backsplash, Sub Zero refrigerator w/wine cooler, Wolf appliances, kettle faucet, ice maker, 2 islands, and 2 sinks for a kosher kitch Septic Tank without leach field and conveniently marked with pavers for easy access. Double doors open to the sizable primary suite with separate backyard access, an accent wall, an immaculate ensuite w/dual vanities, and walk-in closet which also connects to laundry room! 4 of 5 bedrooms have walk-in closets! 5th bedroom makes a great game room and has attached 1/2 bath with access to backyard. Enjoy entertaining in this expansive backyard showcasing a relaxing extended covered patio, mature landscaping, sparkling oversized pool, outdoor shower, pergola, BBQ grill, built-in benches, electric and water RV hookups, RV gate, and gorgeous mountain views! This gorgeous gem is conveniently located near Luke AFB, White Tank Mtn Regional Park, shopping, and so much more! Call for a private tour today!

38718 N 24th Avenue Phoenix, AZ 85086

$1,250,000
4 Beds
3.5 Baths
2,926 SqFt
Status Active
MLS # 6719991
Property Type Single Family Residence
Price Type --
Your future sanctuary, a stunning custom home in the serene Desert Hills community, scheduled for completion in early 2025. This exceptional 2,926sf residence offers unparalleled luxury and functionality, designed to cater to your every need. The expansive great room features a formal dining area and views through a wall of windows, flooding the space with natural light and offering a seamless connection to the outdoors. With 4 bedrooms PLUS DEN and 3.5 bathrooms, this split floorplan is the perfect size. The fourth bedroom features an en suite and walk-in closet, providing flexibility and privacy for guests or multi-generational living. The luxurious owner's suite is a true retreat, with a private exit to the backyard and large bathroom boasting a spacious shower & separate freestanding tub. A large walk-in closet with built-in organizers ensures ample storage and effortless organization. A gourmet Kitchen is the heart of the home, featuring large double islands with slab granite countertops and a striking full-height backsplash. Equipped with upgraded stainless-steel appliances, a pot filler, a gas range, and custom cabinets, this kitchen is a chef's dream. A large walk-in pantry offers ample storage for all your culinary needs. Recessed lighting, upscale pendant and chandeliers, as well as above and below cabinet lighting add a touch of sophistication and ambiance. Each full bathroom is adorned with tiled surrounds, adding a touch of elegance and sophistication. A conveniently located half bath is perfect for guests, and features stylish fixtures and finishes. Included is an oversized super garage, with an extended length 2.5 car garage and 8ft-high door, as well as an attached RV garage, providing ample space for vehicles, storage, and hobbies. Crafted with care and precision by local builder, Dynamic Desert Homes, who's known for their commitment to quality and excellence in home building. Built with 2x6 construction and spray foam insulation on a post-tension slab, this home is designed for durability and energy efficiency. Nestled on a generous 1-acre lot, there's plenty of space for outdoor activities, gardening, or even adding a pool. No HOA! Bring the toys! Horses, boats, trailers are all welcome here. Located in the serene rural area of Desert Hills, this home offers a peaceful retreat away from the hustle and bustle of the city, yet remains conveniently close to the essential amenities. Taxes are estimated and not yet assessed by county. PHOTOS AND VIRTUAL TOUR ARE OF ANOTHER PROPERTY OF SAME FLOORPLAN. SOME FEATURES, COLORS, FIXTURES AND DESIGNS WILL VARY.

19232 N Cathedral Point Court Surprise, AZ 85387

$1,250,000
2 Beds
2.5 Baths
2,628 SqFt
Status Active
MLS # 6729449
Property Type Single Family Residence
Price Type --
Stunning Cambridge on the 11th hole of Cimarron GC. Triple fairway, mountain & water views! Open great room plan w/ custom floating wall for the media center, gas fireplace & granite hearth. The kitchen is an entertainers delight w/ Monogram gas cook top & vent, SS refrigerator & convection microwave & wall oven. Kitchen island & breakfast bar. Silestone Quartz counters t/o the home. Luxury vinyl flooring t/o & tile in the bathrooms. The primary suite has a door to the back patio, double sinks, free standing tub & tiled shower. En suite guest bedroom & bathroom. Wet bar has a mini refrigerator & cabinet lighting. Den features a custom built-in desk. Extended 2.5 car garage. HVAC 2020. Enjoy the AZ sunsets from the exquisite back yard w/ travertine, heated pool, fire pit & built-in-BBQ.

2637 W Frontage Road Amado, AZ 85645

$1,250,000
4 Beds
3 Baths
2,596 SqFt
Status Active
MLS # 6773124
Property Type Single Family Residence
Price Type --
Huge Opportunity for your ideas for financial growth. This stunning new built home sits on 18 sprawling acres, offering the perfect blend of luxury, tranquility, and creativity. Featuring a modern design 4-Bedroom, 2.5 bath spacious high-end finished home with spacious living areas, a gourmet kitchen, and large windows that flood the space with natural light, providing breathtaking views of the surrounding Mountain Views and Arizona countryside. Outside, the expansive property offers endless possibilities for outdoor living, farming, room for 4 more custom homes, build a guest lodge or simply enjoying the peace and privacy of rural living. Perfect for those seeking a serene escape while still being close to local amenities. Your dream home and future financial opportunity awaits

23008 E Galveston Street Mesa, AZ 85212

$1,250,000
3 Beds
3 Baths
3,039 SqFt
Status Active
MLS # 6764340
Property Type Single Family Residence
Price Type --
*SELLERS WILL PAY 10K- BUYERS CLOSING COSTS/ RATE BUY DOWN* Nestled in Rancho Apache this non HOA home sits on over an acre of land, surrounded by nature and grandiose custom homes. Near fwy 24, Eastmark, and the famous sports complex. This location is unbeatable, very close to shopping, dining, and entertainment! This home features 13ft ceilings, custom floor to ceiling windows and glass doors throughout, which makes it spacious and open. A great kitchen with large waterfall island perfect for entertaining. 3ba and 3bd plus a flex room which can be used as a 4b/ office/ den, all bd have exterior access. The 3 car garage is overextended and spacious, also features RO and water softener. And a large workshop in the back. This home is ready to make your own!

34428 N 68th Way Scottsdale, AZ 85266

$1,250,000
2 Beds
2.5 Baths
1,974 SqFt
Status Active
MLS # 6767039
Property Type Single Family Residence
Price Type --
Completely reimagined Crista floorplan with the finest luxurious materials and designer finishes. This property feels like a brand-new home thanks to an extensive transformative rebuild, which included expanding rooms, removing walls, and adding more storage. Residents of Terravita Country Club enjoy a lifestyle rich in amenities, including dining, a pool, tennis, pickleball, and a fitness center, all set against beautiful mountain-side views.The Terravita lifestyle offers a private 18 hole champion golf course, driving ranges, chip and putting practice areas. Homes come with a social membership to the First Class Country Club, complete with dining and banquet facilities, swimming, spa and tennis center, a state-of-the art health & fitness center, 6 pickle ball courts, social meeting pavilion, and miles of walking/jogging trails.

11470 N 64th Street Scottsdale, AZ 85254

$1,250,000
3 Beds
3.5 Baths
2,427 SqFt
Status Active
MLS # 6765122
Property Type Single Family Residence
Price Type --
Discover this stunning, fully remodeled home on a secluded lot in Scottsdale, free from HOA restrictions. This impeccably designed residence features 3 bedrooms with walk-in closets and 3 full bathrooms. Enjoy the beautifully appointed kitchen, dining and living areas. The expansive backyard, complete with a large sparkling pool, is perfect for luxurious year-round entertaining. Additional highlights include a 2-car garage, RV gate, newer A/C unit and new roof. The property also boasts newly installed turf, updated landscaping, with fresh stucco and paint. Inside, you'll find new cabinets, showers, countertops and beautiful flooring throughout. Conveniently located just minutes from Downtown Scottsdale, you'll have easy access to premier shopping and fine dining. Welcome Home!