4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

32874 N 74th Way Scottsdale, AZ 85266

$1,250,000
3 Beds
3.5 Baths
2,544 SqFt
Status Active Under Contract
MLS # 6769027
Property Type Single Family Residence
Price Type --
FIRST TIME ON MARKET!!! Indulge in luxury at 32874 N 74th Way in Las Piedras, North Scottsdale, a 2544 sq ft residence nestled near Whisper Rock and The Boulders. This single-level home showcases desert views, a gated courtyard, full casita bath and casita prep room. Outdoor bliss awaits with two private patios, and a gas fireplace behnd the privacy of custom entry doors with speakeasy windows—perfect for entertaining amidst breathtaking Arizona sunsets. This end lot provides a full view of the beautiful desert mountains that are literally at the end of the culdesac! Custom flooring creates a warmth throughout the home. Towering ceilings and countless windows create for a light and airy environment. Custom cabinetry and a huge island make family gatherings perfect! All of this situa within a private gated community in one of the best neighborhoods in North Scottsdale. Home office can easily be converted into a 4th bedroom. Don't forget to visit the heated community pool/spa. The wait is over!!!! Come visit this masterpiece in the desert!

4471 S Gold Court Chandler, AZ 85248

$1,250,000
5 Beds
4 Baths
4,353 SqFt
Status Active Under Contract
MLS # 6766306
Property Type Single Family Residence
Price Type --
Highly upgraded home with a fantastic layout - see the additional docs tab for a FULL list of upgrades included OWNED solar & private home office! Not only is this home located in Fulton Ranch's Gallery neighborhood, it has a 2.875% ASSUMABLE VA loan - anyone, veteran or non-veteran can assume this loan! The home is well equipped for both entertaining & relaxing as your own private sanctuary - the kitchen is well equipped with a Viking cook top, GE Monogram oven, microwave & dishwasher, extra large island with breakfast bar seating, upgraded granite slabs, custom cabinetry, wine fridge, wine rack, upgraded step stone backsplash & and oversized pantry. The master en-suite is extra spacious, the bathroom features a custom walk-in shower, deep Kohler (click MORE for more features) deep Kohler soaking tub, private toilet room & large walk-in closet. The backyard truly is an oasis with mature landscaping (see upgrade list for details), heated pool with therapy jets, bubbler, waterspouts, waterfall, private outdoor fireplace, full-size covered patio, USA built-in Lynx grill, gas fire pit & larger travertine deck area! This home is not just about all the awesome features, the Fulton Ranch community has 2.5 miles of walking trails, 32 acres of lakes & waterfalls & grassy common areas for you to enjoy. If you're a golfer, you'll be close to nine different courses including 27 holes at the Ocotillo Golf Club which is a mile away from the home. It's located in Arizona's top school district with A+ Schools like Hamilton High School, CTA & Basis within 2 miles! The community is next to Intel and Price Rd technology Corridor with Intel, Northrup Grumman & other top employers close by. It's located about 25 mins from Sky Harbor and just minutes from downtown Chandler with its many great shopping areas restaurants.

733 W Moon Valley Drive Phoenix, AZ 85023

$1,250,000
4 Beds
3 Baths
2,932 SqFt
Status Active Under Contract
MLS # 6768910
Property Type Single Family Residence
Price Type --
Totally renovated and remodeled 4 bedroom, 3 bath home located on the 10th fairway of the Moon Valley Country Club championship Golf Course.

16619 E Sullivan Drive Fountain Hills, AZ 85268

$1,250,000
4 Beds
3.5 Baths
3,390 SqFt
Status Active Under Contract
MLS # 6780422
Property Type Single Family Residence
Price Type --
Hilltop masterpiece...single level sitting on 1.4 acres w/outstanding Mountain and Fountain views! Gorgeous curb appeal starting w/the full paver driveway & walkway to the front door. Enter to the high ceilings & open floor plan w/formal living & dining rooms/spacious family rm w/gas fireplace/open to the kitchen offering granite counters, island, double ovens, walk in pantry, built in desk & breakfast bar. Enjoy mtn views from the breakfast rm. Split bedrooms offer privacy/Wonderful master suite /huge walk in closet, large vanity/3.5 baths/lg laundry room w/ lots of storage. You'll love the screened in AZ room...this home is perfect for entertaining...with room for all! The large 4 car garage is great for the car enthusiast! The in ground hot tub is inviting after a long day! More... The roof was new in November, 2023, and comes with a 5 year warranty. Enjoy the comfort of knowing you'll have a 1 year home warranty. 1 year transferrable termite warranty. ADP Security system More great amenities include beautiful wood shutters, 2 - 100 gal propane tanks, skylights...and so much more. When you see this home you will see the pride of ownership!

2200 E Aquarius Place Chandler, AZ 85249

$1,250,000 - 4Br/3Ba -  for Sale in Windermere Ranch, Chandler
New
$1,250,000
4 Beds
3 Baths
3,315 SqFt
Status Active
MLS # 6783026
Property Type Single Family Residence
Price Type --
Welcome to an exquisite residence nestled within the prestigious gated community of Windermere Ranch, where unparalleled luxury meets modern sophistication. Built in 2019, this opulent 4-bedroom, 3-bathroom haven offers a grand living experience, perfectly crafted for those with the most discerning tastes. Boasting the largest lot in the community, this home combines expansive space with intimate comfort, epitomizing the pinnacle of lavish living. Set within a serene enclave, this property boasts impressive street appeal with a custom iron entry door that welcomes you into a charming front courtyard adorned with a gas fireplace, all elegantly appointed with 12x36 inch porcelain tiles. The expertly designed landscaping and hardscaping, paired with WiFi-controlled waterfalls, create a tranquil ambiance that frames this remarkable home. Step inside to discover an interior filled with high-end upgrades and sophisticated design choices. The extended kitchen is a culinary masterpiece, featuring quartz countertops, a custom backsplash, state-of-the-art appliances, and ample cabinetry enhanced with undercabinet LED lighting. The island, complete with an integrated sink, makes for a functional yet chic space, perfect for entertaining. In the living room, soaring 12-foot ceilings and a stunning 60 linear gas fireplace, surrounded by custom Italian tile, create an expansive and luxurious gathering area. Enhanced with 5.1 speaker wiring and dimmable downlighting, the room is perfectly suited for both relaxed nights in or lively social gatherings. The primary bedroom suite is a sanctuary of relaxation, boasting an extended space with serene views of the backyard oasis. The primary bathroom is a spa-like retreat, featuring upgraded porcelain tiles and exquisite finishes throughout. Every detail has been thoughtfully curated, from the upgraded carpets in the bedrooms to the custom window shades in the music room and den. A central vacuum system and whole-house water softener ensure convenience and comfort at every turn. Outside, enjoy a lavish outdoor living space with a raised patio area tiled with 12x36 inch porcelain. Unwind under the expansive 19' x 20' pergola, or gather around the built-in linear gas firepit for unforgettable evenings under the stars. For the ultimate indulgence, a heated spa nestled on its own concrete pad awaits for soothing relaxation. This estate is a harmonious blend of indoor and outdoor living, finished with thoughtful touches such as upgraded exterior lighting fixtures, shade sails in the front courtyard, and a motion-activated pantry light. The complete exterior has been recently repainted, offering the perfect finishing touch to this distinguished home. With its formidable array of bespoke features, enhancements, and a prestigious location in Windermere Ranch, this exquisite residence stands as a testament to refined living. It is more than just a home, it is a lifestyle choice for those who seek the extraordinary.

8371 Eagle Point Road Pinetop, AZ 85935

$1,250,000
5 Beds
4 Baths
3,688 SqFt
Status Active
MLS # 6657404
Property Type Single Family Residence
Price Type --
Amazing property and custom home now available in the prestigious Pinetop Country Club Community. This home is located on a RARE DOUBLE LOT in the heart of pine country. This property offers so much potential to enjoy the amenities of town while being surrounded by towering ponderosa pines. The property is located within easy walking distance to the Apache-Sitgreaves National Forest where miles and miles of outdoor fun awaits. Whatever your passions may be, this property offers the best of it all from a very short distance including golfing, hiking, biking, camping, hunting, fishing and the list goes on. The home is another wonder in and of itself. With impressive curb appeal along with top quality construction materials. This home was undoubtedly built to last and screams quality the moment you enter the front door. This home shows fantastic pride of ownership and attention to detail as a custom home should. As you enter the home, your eyes will be drawn to the warmth and beauty of the magnificent fireplace located in the center of the large living space. This feature is truly awe inspiring with floor to ceiling masonry work that more closely resembles custom art than a functional fireplace. The kitchen is spacious and open with plenty of working space offering custom solid cabinets, hard surface countertops and a large pantry. The floor plan is very family oriented with all five bedrooms having easy access to one of the four beautifully designed full baths. Three of the five bedrooms are conveniently located on the main floor including the master suite. The additional two bedrooms upstairs are each unique with one offering a nice balcony retreat. A large open den on the main floor offers a great space for families to gather and guests to enjoy while watching the game or entertaining at the built-in bar. This home has a comfortable professional office space that could be utilized in many ways depending on your needs. There is even a fun loft area set up for kids, grandkids or young at heart with plenty of space to entertain, play video games, sleep, or study. The home has a nice combination of beautiful hardwood flooring, travertine tile, and well-maintained carpets. There is a large back deck that creates a perfect spot to enjoy cool summer evenings grilling and chilling. This home showcases wonderful, exposed wood beams along with solid tongue and groove throughout, bringing the cabin feel to life while offering luxurious home comfort. Did I mention the home comes furnished? Wow, yes, the furnishings are included and as you will see many of the unique pieces match the high quality of the home. There is also a beautifully wooded .33-acre lot adjoining and directly behind the property (parcel 411-52-074) available for sale with a separate contract. If you have been waiting for the perfect family mountain retreat, or full-time home in the perfect location...wait no longer, make this one yours today!

657 Linger Lane Williams, AZ 86046

$1,250,000
8 Beds
4 Baths
3,444 SqFt
Status Active
MLS # 6641232
Property Type Single Family Residence
Price Type --
Discover a unique investment opportunity with this Grand Canyon Getaway featuring dual houses. Nestled right off Highway 180, this former general store has been meticulously remodeled to offer two distinct houses, each accommodating various guest preferences, whether it's a family retreat, couples escape, or a group adventure. The property seamlessly blends historic charm with modern comfort, providing a delightful stay for your guests. Its prime location ensures high demand from Grand Canyon explorers year-round, and with an 8% cap rate, this investment opportunity guarantees consistent income, thanks to its unique appeal and sought-after location. Experience the perfect fusion of history and comfort as the property's past as a general store adds a touch of nostalgia to the guest experience, complemented by modern amenities and tasteful decor. Don't miss this exceptional investment opportunity to capitalize on the allure of the Grand Canyon.

10859 E Tierra Drive Scottsdale, AZ 85259

$1,250,000
3 Beds
2.5 Baths
2,758 SqFt
Status Active
MLS # 6726803
Property Type Single Family Residence
Price Type --
Rare opportunity to own an oasis unlike any other!! Welcome to your dream home, nestled on a large, 14,733 sq. ft. cul-de-sac lot within the prestigious community of Scottsdale Ranch. The Mountainview Place neighborhood, built by Golden Heritage boasts all single level homes for the ultimate in privacy. This exquisitely remodeled split floor plan; offers unparalleled luxury for living and entertainment. NO interior steps, and wide doorways make for safer seamless living. Step inside to be greeted by some of the finest luxury vinyl wood flooring available. This home was designed for a great lifestyle & entertainment. The primary suite is a private retreat situated on one side of the home, featuring a 198 square foot, custom built ''Closmahall'' walk-in closet you must see to believe! This room could also be perfect for a home office, gym, or nursery. Every detail of this home has been meticulously crafted for you. The heart of this home extends to an extraordinary, huge outdoor living space designed for the finest Arizona lifestyle. Enjoy an extra-large covered patio, 5 fruit trees, an outdoor chef's kitchen complete with a gas BBQ and built-in smoker, and a gorgeous, fenced sparkling pool with a travertine surround and brand new pebble tec finish. Multiple outdoor patios, a custom raised garden, and a large jacuzzi tub provide endless opportunities for relaxation and entertainment. There's nothing left to do but move in and start living the epitome of Arizona living. Luxury. Privacy. Perfection. Welcome Home!

4880 E Beehive Road San Tan Valley, AZ 85140

$1,250,000
5 Beds
3.5 Baths
3,420 SqFt
Status Active
MLS # 6753373
Property Type Single Family Residence
Price Type --
Stunning Custom home nestled on a 1.25-acre irrigated lot. **NO HOA** This Barndominium style home offers 5-bedrooms, 3.5-baths + 1200 Sq. Ft. air-conditioned detached shop with extended 2 car garage, 2 additional rooms, a bathroom which is perfect for a guest quarters or home business. This home offers a spacious open concept, new interior paint, gourmet kitchen with Knotty Alder cabinets complimented by a HUGE island, granite countertops, stainless steel appliances, propane stove, dual ovens, copper farm sink, coffee bar and walk-in pantry. The WOW factor of the stone and metal fireplace is such a focal point to the home. First level primary suite provides backyard access, dual closets with stackable washer & dryer, spacious walk-in rain shower and separate vanities. Stunning barn doors at the primary bedroom and dining areas. Mudroom doubles as an office just off the garage. The garage is oversized with additional storage allowing for ample parking of larger vehicles. Travel up the custom metal staircase and enjoy the open loft with 3 additional bedrooms, 2 bathrooms, 2nd laundry room and additional storage area. North/South orientation adds to the enjoyment of the extended wrap around porch which is perfect for large gatherings and views of this great property. Fully fenced pasture with 40 ft. round pen, 60x20 covered shed-row barn w/4-stalls and 18x10 hay storage area. The shop is equipped with foam insulating, A/C, electrical and 30-Amp plug. Plenty of room for all your toys and animals. Don't miss out on this wonderful home!

3918 W Bowen Avenue Glendale, AZ 85308

$1,250,000
3 Beds
2.5 Baths
2,944 SqFt
Status Active
MLS # 6734292
Property Type Single Family Residence
Price Type --
PRICE IMPROVEMENT-like new construction SINGLE LEVEL - in premium cul-de-sac N/S location with stunning Mountain Views! Everything you want in a new home - only better with SOLAR OWNED 38 panels, 3-car garage/epoxy floors/storage (2 EV GARAGE), & walls of glass & soaring ceilings opening to an expansive back patio w/privacy & views. Large great room opens to chef's kitchen w/state-of-the art appliances w/gas cooktop/large center island/wine and coffee area/huge WI-panty & dining that opens to front courtyard patio. Expansive primary suite - sitting area w/views & sumptuous primary bath w/soaking tub/large WI shower, and large primary WI-closet. Game room, office/bedroom/bath & guest suite/bedroom/bath. Easy access to freeway/hospitals & shopping in this newer subdivision VISION HILLS

9649 E Solina Avenue Mesa, AZ 85212

$1,250,000
4 Beds
3 Baths
3,308 SqFt
Status Active
MLS # 6731586
Property Type Single Family Residence
Price Type --
Your fully furnished dream home is here! This exquisite former model home has a 3-car garage, a paver driveway, and a meticulously maintained yard with artificial turf. Discover an inviting designer rooms with high ceilings, a soothing palette, recessed lighting, attractive wood-look flooring, and sliding doors to the backyard for indoor-outdoor living. The delightful kitchen is equipped with quartz counters, Thermador appliances with a wine fridge, abundant white cabinetry, chic pendant light fixtures, a stylish tile backsplash, a large walk-through pantry with cabinets, island with a breakfast bar for casual dining. You'll also find a den, ideal for an office. Primary bedroom retreat, offering a lavish ensuite with dual sinks, a soaking tub, a raindrop shower, and a walk-in closet. The enchanting backyard is a true oasis, featuring a covered patio, a built-in BBQ for weekend gatherings, and a cozy firepit. This gem will sell fast!

10611 E Tumbleweed Avenue Mesa, AZ 85212

$1,250,000
5 Beds
4.5 Baths
3,996 SqFt
Status Active
MLS # 6739419
Property Type Single Family Residence
Price Type --
Through the gates past the spacious manicured grounds your almost new home awaits. Bright and open with lots of natural light. Entertain friends and family around the large kitchen (double ovens) island while others enjoy the large patio through 8'' open double sliders with remote shades. Others can congregate around the outside kitchen, relax in the spa or sit in the additional sitting area and enjoy the sound of the fountain. Enjoy the finest of finishings from one upgraded flooring throughout to a library ladder in pantry. Bedroom wing has its own sitting room, a craft room and an en-suite. Owned solar! Extra storage room in garage. Your lifestyle will include the fitness center (so get rid of the gym membership), the huge pool you don't maintain,the parks and many more amenities.