4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

29561 N Varnum Road San Tan Valley, AZ 85143

$1,199,000
4 Beds
3 Baths
3,025 SqFt
Status Active Under Contract
MLS # 6725499
Property Type Single Family Residence
Price Type --
Look no further, this home has it ALL...4.55 Acres with Horse Privileges, Corner Lot, Mountain Views, 20' x 50' RV Garage piped for propane 500 gallon underground tank (owned), fenced in 14' x 28' Private Play Pool and Spa (UV lighting and ozone injectors for easy maintenance), 1100 square feet of hardscape pavers, backyard Gazebo and rectangular Built-in propane Fire Pit! I'd say, tranquility at its best! This remarkable modern farmhouse has 4 bedrooms, 3 baths with beautiful upgrades throughout including staggered kitchen cabinets, granite countertops, granite island with built in cabinets, energy efficient stainless-steel appliances and a walk-in pantry! The list is endless...it's breathtaking and a must see. Shipping container on property conveys. Call today for your private tour.

745 Crosscreek Drive Prescott, AZ 86303

$1,199,000
4 Beds
3 Baths
3,184 SqFt
Status Active Under Contract
MLS # 6756804
Property Type Single Family Residence
Price Type --
Tucked away among the pines and overlooking the 5th fairway of the prestigious Capital Canyon Golf Club in Hassayampa, this 3,184 sq. ft. home offers both privacy and scenic beauty. The large deck is perfectly positioned to capture views of the lush course, distant mountains, and city lights, all while staying shaded from direct sunlight—ideal for morning coffee or evening cocktails, with a gentle breeze adding to the comfort. The interior features a welcoming great room with soaring, beamed ceilings, a dramatic floor-to-ceiling stone fireplace, and cherry hardwood floors. The updated kitchen is equipped with custom cherry cabinetry and premium granite countertops, perfect for both casual meals and entertaining. The main floor includes a spacious master suite with a large bath and walk- closet, along with two additional bedrooms and a bath. On the lower level, a guest suite provides extra privacy with its own living area, bedroom, and bath, plus access to a private patio. Located along the 5th fairway, this home offers an ideal balance of peaceful retreat and stunning views in the heart of the Hassayampa community.

6782 W Skylark Drive Glendale, AZ 85308

$1,199,000 - 5Br/3Ba -  for Sale in Sabino, Glendale
Open House
$1,199,000
5 Beds
3 Baths
3,325 SqFt
Status Active
MLS # 6711318
Property Type Single Family Residence
Price Type --
Looking for a beautiful home on the the lake with its own dock? Welcome to this 5 beds, 3 baths, upstairs loft/office, Pool / Spa home in Sabino/Arrowhead lakes area. Gorgeously remodel really checks all the boxes. Chef's kitchen with Quarts countertops, farmhouse sink, stainless steel Bosch appliances. New Vinyl flooring throughout the house. Gas fireplace, New wooden shutter in all the right places, New paint, New lighting and bath fixtures. 2 bedrooms with 1 bath downstairs. Great sized owner's suite comes with customized bay window bench to enjoy the breath-taking lake view, his/hers closets, walk-in tiled shower, and freestanding bathtub. Close to freeways, dinning, shopping, schools, etc. Come take a look today.

3310 Ten Bears Circle Wickenburg, AZ 85390

$1,199,000 - 2Br/3Ba -  for Sale in Wickenburg Ranch, Wickenburg
Open House
$1,199,000
2 Beds
2.5 Baths
2,199 SqFt
Status Active
MLS # 6772649
Property Type Single Family Residence
Price Type --
Breathtaking Mountain Views! Nestled in one of the highest areas of the sought-after Caballero neighborhood, this Shea built 2-bedroom, 2-bath home boasts 2,120 sq. ft. of thoughtfully designed living space. With stunning views of the Weaver and Bradshaw Mountains, enjoy expansive sliding glass walls that seamlessly blend indoor and outdoor living. The primary suite offers a private patio and an indulgent custom spa bath. Relax in your travertine-surrounded, heated pool and elevated spa, fire-pit all overlooking serene desert vistas. This home features a cozy fireplace in the den/media room, an alkaline drinking water system, and backs to common space with an HOA-maintained landscape and walking path. Experience elevated living with privacy, luxury, and unbeatable views at every turn!

5336 E Cactus Road Scottsdale, AZ 85254

$1,199,000 - 4Br/4Ba -  for Sale in Sunburst Farms East, Scottsdale
Open House
$1,199,000
4 Beds
4 Baths
2,368 SqFt
Status Active
MLS # 6763166
Property Type Single Family Residence
Price Type --
ALMOST AN ACRE IN LUSH SUNBURST FARMS. Located on a sheltered service road, this is a classic tri-level home with convenient short stairways. Updates include Corian countertops, stone tile and bamboo flooring, island kitchen, black and stainless appliances, pantry, big laundry room, brick fireplace, French doors, stainless bath fixtures, tiled showers, view balcony and second primary with private exit. Monthly irrigation keeps everything green. Pines in front and grass in back. Incredible 46' x 31' block and frame garage/workshop. Empty pool with protective cover. Great location just minutes from everything.

3837 N 43rd Street Phoenix, AZ 85018

$1,198,900 - 3Br/2Ba -  for Sale in Long Manor, Phoenix
Open House
$1,198,900
3 Beds
2 Baths
2,010 SqFt
Status Active
MLS # 6739682
Property Type Single Family Residence
Price Type --
This spectacular fully remodeled property (2024) in Arcadia Lite has upscale finishes, an insulated 4-car garage, new HVAC units, versatile outdoor spaces, an oversized lot, and a highly desirable floor-plan. Step inside this organic-modern home filled with natural earth tones and fresh modern elements. The light and airy interior with timeless materials is perfect for entertaining, coupled with a relaxing front AND backyard patio. Pool plans for the yard have been drafted by professionals and are available. The custom-designed kitchen features high-end appliances and fixtures, under cabinet lighting, lots of storage, and a unique wine storage space off the dining area. The gorgeous laundry/pantry room has ample storage, a sink, and quartz countertops. The spectacular primary bathroom has all the right design traits for maximum relaxation and restoration. Out in the spacious backyard you'll find a secluded greenery space including a Hong Kong orchid and citrus, a custom built outdoor kitchen, and a blank slate backyard ready for your touch. A big highlight of the property is the detached 900sf garage that could be converted into a casita or ADU. This is truly a one of a kind property with features you won't find in similar priced homes. PAID OFF solar!

16912 E Desert Vista Trail Rio Verde, AZ 85263

$1,197,000
4 Beds
4.5 Baths
4,200 SqFt
Status Active
MLS # 6753799
Property Type Single Family Residence
Price Type --
The steel & glass double-door entrance leads to a gorgeous interior featuring a formal dining room with wood floors, wine closet with wrought iron & glass door, butlers pantry with wine refrigerator, great room with gas fireplace, & French doors leading to a covered patio. Archways throughout, recessed lighting, travertine floors, solid arched 8 ft. wood doors, 12 ft. ceilings, crown molding & 6 inch baseboards. The chef's kitchen is open to the great room, with double breakfast bars, fully equipped SS appliances, six burner Viking gas stove with pot filler, microwave, double ovens, GE Monagram side by side frig, granite countertops, plenty of cabinet space, a tile backsplash, huge walkin pantry, built-in desk, & large center island with sink and chandelier.

2508 S 200th Avenue Buckeye, AZ 85326

$1,197,000
4 Beds
4.5 Baths
4,163 SqFt
Status Active
MLS # 6772275
Property Type Single Family Residence
Price Type --
This stunning home offers 4,163 SQFT of spacious living, featuring a 1,000 SQFT garage equipped with Gladiator cabinets, 4 bedrooms with walk-in showers and closets, 4.5 bathrooms in total. The split floor plan includes a teen area and one of the bedrooms is a semi-mother-in-law suite with it's own entrance. Enjoy an open-concept gourmet kitchen with waterfall kitchen island, a wet bar, and a relaxing primary bedroom retreat, along with inviting outdoor living space. Situated on one acre of irrigated horse property with no HOA, shared well, and just minutes from I-10. Revel in mountain views, beautiful sunsets, and tranquility of the country life. Surrounded by custom site-built homes. Don't miss out on this exceptional opportunity.

12295 N Lopez Wells Lane Marana, AZ 85658

$1,195,000
3 Beds
2 Baths
2,614 SqFt
Status Active
MLS # 6753591
Property Type Single Family Residence
Price Type --
Rarely available, this luxurious Bisbee Floorplan by Insight Homes is fully complete and ready for delivery! Special appointments include a full side extension of 2 additional feet adding space to the guest bedrooms and bath, a fully extended 3 car garage, GE Monogram Appliance package with a 48'' refrigerator, Expanded back yard with plenty of room for a pool and much more.

29647 N Kinder Crossing Pass Rio Verde, AZ 85263

$1,195,000
3 Beds
2 Baths
1,948 SqFt
Status Active
MLS # 6766808
Property Type Single Family Residence
Price Type --
IMAGINE starting your day with the VIEWS of the morning sun rising over the FOUR PEAKS and enjoying brilliant SUNSETS from your own PRIVATE POOL!! This elegant home is perfectly located in the prestigious Trilogy at Verde River on the premium homesite with MAJESTIC VIEWS of the Four Peaks that WILL TAKE YOUR BREATH AWAY! This highly sought after 3 BEDROOM Nice floor plan includes a Two Car AND a separate GOLF CART GARAGE and luxurious upgrades throughout. This stunning home is thoughtfully laid out and boasts a Great Room open concept and countless upgrades throughout. Beautiful design elements are apparent from the moment you arrive and not a detail has been overlooked either inside or out. The stylish kitchen is loaded with Stainless Steel GE Monogram Gourmet Applia nce Package, stunning white cabinets with soft close drawers, decorative Pearl Glass tile backsplash, Quartz Island with single bowl kitchen sink and Restaurant Style arbor bronze faucet, leaves absolutely nothing to be desired. Home has walk-in Pantry, Smart Space with laundry area, built in desks and tons of cabinet storage. Master suite is generously sized and offers a walk-in closet, double sinks, and a walk-in shower. Upgraded wood look tile flooring, Custom Hunter Douglas Window coverings throughout the whole home, exterior shade screens, Full Home Water Filtration System, Reverse Osmosis Drinking Water System, Custom surround sound in the living room, outdoor patio speakers and pool wall speakers, extra insulation between the dining room and master bedroom and in both the two car garage and golf cart garage, upgraded 250 gallon propane tank, garage service door, custom paint, Custom Landscaping and custom gutters around the entire home are just some of the notable upgrades. The Great room opens to an outdoor living room with a WALL of GLASS for optimal Arizona indoor-outdoor living where many great moments at home are spent outside. Custom Pool built by Presidential Pools has Baja shelf and in pool pop up cleaning system. Built in BBQ unit is a top-of-the-line Sedona L600 36 with Pro Sear feature! Resort living at its finest - enjoy breakfast on the patio, glass of wine under the covered patio and all the amenities that Trilogy has to offer! This home is STUNNING - Inside and Out! Trilogy at Verde River offers upscale Resort living at its finest and the very best of all possible worlds, close to the conveniences of affluent North Scottsdale, yet secreted within the pristine privacy of the Sonoran Desert. The amenities are World Class with Tom Lehman inspired eighteen-hole Golf course, tennis courts, pickle ball courts, and bocce ball, heated lap pool and Resort style swimming pool, hot tub, Afterburn fitness center, Helen's demonstration Kitchen for cooking classes and a 7.5 acre dog park. The community center has casual poolside dining at Eddy's Diner and gourmet dining at award-winning Needle Rock Kitchen and Tap, Alvea Spa with full-service Salon and Spa amenities, Art Loft and events center. Trilogy at Verde River is adjacent to the Tonto National Forest and is situated in the middle of miles and miles of hiking and biking trails. Whether you're seeking a second, winter home, or will live here year-round, Trilogy at Verde River is an ideal distance from the hustle and bustle of North Scottsdale. Attitudes here are different; there's a sense of community. You'll love the Resort living! What memories will you make?

9412 N 33rd Way Phoenix, AZ 85028

$1,195,000
3 Beds
2 Baths
2,950 SqFt
Status Active
MLS # 6777491
Property Type Single Family Residence
Price Type --
Beautifully renovated and completely modernized with stunning quartz countertops, showcase cabinetry and flooring! Custom 3-bedroom home plus office, 2 bath, 2950 square foot, Recently updated property in a highly sought after neighborhood with mountain views and access to hiking trails! Luxurious flooring, modern canned lighting throughout and new ceiling fans everywhere. Kitchen boasts new cabinets, quartz countertops, new stainless-steel appliances, new fixtures. Bathrooms have been reconfigured and finished with stunning porcelain tile and new fixtures. Large primary suite has slider for access to backyard, huge walk-in closet, walk in shower. No HOA! Attached 2-car garage, RV gate and parking, RV waste receptacle and charging port. Plenty of space for an addtl garage. Covered patio opens to private diving pool and paver patio for entertaining. New custom interior & exterior painting. Walking distance to the Dreamy Draw trailhead of the Phoenix Mountain Preserve, quiet neighborhood! Easy access to the 51 freeway, Sky Harbor Airport, shopping & entertainment. See this property today!

1331 W State Avenue Phoenix, AZ 85021

$1,195,000
5 Beds
4 Baths
3,065 SqFt
Status Active
MLS # 6747201
Property Type Single Family Residence
Price Type --
2024 NEW CONSTRUCTION by Richter Homes. Choose your upgrades and MOVE-IN WITHIN 60 DAYS. Home is ready for your finishing touches including kitchen and bathroom cabinetry, counter tops, appliance package, closet systems, fireplace finish, lighting, and backyard landscaping. This is the LAST HOME AVAILABLE in Lexia Manor, a North Central community of five single family luxury residences. The home has 5 bedrooms, 4 bathrooms and offers 3,065 SqFt of luxurious living space. Oak engineered wood throughout, black window/door package, and clean white walls. One large bedroom downstairs perfect for a guest room or office. Also a full bathroom downstairs. All other spacious bedrooms located upstairs including the large primary suite. Located close to some of Phoenix's favorite local hangouts.