4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

5101 E Kathleen Road Scottsdale, AZ 85254

$1,150,000 - 5Br/3Ba -  for Sale in Paradise Valley, Scottsdale
Open House
$1,150,000
5 Beds
3 Baths
3,464 SqFt
Status Active
MLS # 6775228
Property Type Single Family Residence
Price Type --
Take advantage of a rare opportunity to own a single-detached home in a desirable neighborhood. Best price per sq. ft. in 85254 .Experience resort-style living on an oversized lot with mature, fully-grown trees, property boasts coveted North/South exposure, offering privacy & tranquility ensuring year-round enjoyment of the large, sparkling pool with no HOA restrictions in the heart of Scottsdale..The spacious floor plan is perfect for a large family and ideal for entertaining guests, both indoors and outdoors.Enjoy easy access to a wealth of nearby amenities. Scottsdale is renowned for its vibrant community events, top-rated golf courses, The excellent schools and Kierland Commons/Scottsdale Quarter just moments away, you'll have unparalleled shopping, dining, entertainment options at your fingertips. Perfect for those who appreciate nature, luxury & convenience!

29618 N 144th Way Scottsdale, AZ 85262

$1,149,999
6 Beds
5 Baths
3,881 SqFt
Status Active
MLS # 6767900
Property Type Single Family Residence
Price Type --
Located on 1+acre & w/vast mountain views, this single-level, HOA-free, custom home has it all! With an open floor plan, the primary bedroom is found on the opposite end of the house, away from the 3 bedrooms. Inside? A seating area, spa tub, & walk-in closet. Enjoy your entertainer's kitchen feat. granite counters, stainless appliances, custom cabinets, & a walk-in pantry! A formal dining room & bonus living room are also to be found. And then there is the attached casita providing a bedroom, bath, full kitchen, & its own entrance. A 4-car garage has a workshop! Above it is a studio apt w/balcony! The large backyard has 2 fireplaces, patio, pebble-tec pool, turf lawn, raised beds w/fences, & a private retreat w/AC. Lastly, the property is located near stellar recreational activities!

1568 E Canyon Way Chandler, AZ 85249

$1,149,999
6 Beds
3.5 Baths
4,629 SqFt
Status Active
MLS # 6776621
Property Type Single Family Residence
Price Type --
Welcome to your dream home in an exclusive gated community! This stunning two-story with 6 spacious bedrooms, situated directly across from a serene park without any homes in front, is packed with hidden gems and upgrades galore- a freshly landscaped front yard, fine detailS throughout such as accent walls and fresh upgraded carpet upstairs, the main floor has tastefully picked new luxury vinyl flooring, beautiful new windows, an RV gate, a backyard sprawling with upgraded pavers, the fence lined in beautiful warrantied ficus trees, a brand new splash pad that's just like, if not better than a park, that even comes with a transferable warranty! This home offers not just a residence, but a lifestyle made for comfort, luxury, entertainment, and creating memories.

1075 W Encinas Street Gilbert, AZ 85233

$1,149,990
5 Beds
3 Baths
3,610 SqFt
Status Active
MLS # 6761301
Property Type Single Family Residence
Price Type --
3600 square foot home on over an acre. Horse property. Custom cabinetry, granite counters w/integrated sink & dishwasher, sub zero fridge. All appliances are top of the line. Real wood oak floors in kitchen & dining areas. 19x21 den/library (exec). 950' 3 car garage. Separate detached workshop. water softener & water distiller for fridge. 11 citrus & 10 fruit/nut trees. Master bath has jacuzzi & large shower. Ceiling fans throughout. 60' covered patio, surround sound in family room. approx 1500 foot basement. 20 kw back up generator w/500 gal underground propane tank. 2 water heaters (1 propane-1 electric). Irrigated Lot is over an acre and near the freeway. Fire pit for entertaining. Commercial greenhouse for hobby or storage. NO HOA! North/South facing.

32621 N 15th Lane Phoenix, AZ 85085

$1,149,900
4 Beds
3 Baths
3,012 SqFt
Status Active Under Contract
MLS # 6754033
Property Type Single Family Residence
Price Type --
Don't miss this stunning home with unobstructed mountain views! The heated pool, spa, gas firepit with conversation area, and built-in bbq make this home feel like a vacation everyday! Large covered patio, pavers, synthetic grass, and professional landscaping complete the backyard oasis. This triple split 4 bedroom plus flex front room is complete with 3 bathrooms and a 3 car garage. New premium luxury vinyl plank flooring throughout living areas including primary ensuite. Secondary bedrooms have new carpeting. This home has all new paint and updated trim and moldings throughout. Located on a cul de sac in a small gated enclave of highly sought after Sonoran Foothills surrounded by trails and parks, this home is ideal for Arizona living.

15604 E Scorpion Drive Fountain Hills, AZ 85268

$1,149,900
3 Beds
3 Baths
2,046 SqFt
Status Active
MLS # 6763720
Property Type Single Family Residence
Price Type --
Gorgeous Spec Home with a private pool just completed! Contemporary styled crown molding & exquisite features throughout this one! Fabulous kitchen boasts Quartz countertops with waterfall edges to the floor on the island, shaker style cabinets with lighting & hidden outlets on backsplash. Bosch stainless steel appliances which includes full size oven as well as a Convection/Microwave combo. Beverage fridge added for additional cooled storage & entertaining. 6 foot electric, color changing, remote controlled fireplace. Ensuite master has his/her sinks, custom shower with dual heads, shampoo niches & a bench seat as well as a huge walk in closet with multi-level shelving/rods and a window for ample lighting. Wonderful laundry room has upper/lower cabinets, a sink & hanging rod. Over-sized & insulated 3 car garage pre-wired for future wall mount mini split AC system with epoxy floor, utility door & on demand tankless hot water heater. Fully landscaped desert front yard & artificial turf in back both featuring lighted steps & pathway lighting. Pool has pebble sheen finish, raised tile wall, 3 waterfall scupper features & a bathing platform/over-sized seat. wifi accessible controls, Dusk to dawn exterior photocell coach lights. Custom wrought iron view fencing & side gate to the backyard. All cabinets are soft close doors & drawers with custom 7 black hardware. Ceiling fans throughout the home. Home is pre-wired for cable, satellite, wi-fi, surround sound speakers in the greatroom & back patio ceiling speakers. Elongated low water use, comfort height toilets in all 3 bathrooms. Upgraded spray foam insulation in the home & garage to help save on electric bills.

2144 E State Avenue Phoenix, AZ 85020

$1,149,900 - 3Br/3Ba -  for Sale in Lincoln View, Phoenix
Open House
$1,149,900
3 Beds
3 Baths
2,528 SqFt
Status Active
MLS # 6767764
Property Type Single Family Residence
Price Type --
Experience the allure of this Sonoran gem, nestled against the stunning Phoenix Mountains Preserve in the highly sought-after Madison School District and Biltmore Area! Set on an oversized corner lot in the foothills of the Piestewa Peak Mountains, this contemporary adobe boasts breathtaking multi-million dollar views in every direction and no homeowners' association restrictions. This home has been completely remodeled, showcasing organic desert living in every detail and finish. As you stroll through the beautifully landscaped grounds and open floor plan, you'll appreciate the extensive upgrades, including a new roof, new AC, renovated pool with updated equipment, and fully replaced plumbing lines—all with transferable warranties. Entering through the modern front door, you are greeted by floor-to-ceiling windows that flood the living room with natural light, complemented by bleached oak flooring and enhanced lighting in the open great room concept. The kitchen seamlessly connects to a grand formal dining area featuring a custom wood accent wall and an exquisite quartz waterfall island that offers additional seating. Modern finishes adorn the kitchen, with custom two-tone white and brushed oak cabinets, quartz countertops that extend up the wall, gold hardware, new stainless steel appliances (fridge included), and a custom hood, creating a serene and sophisticated atmosphere. Adjacent to the kitchen, the family room dazzles with floor-to-ceiling windows and a new sliding door, accentuated by a real wood-burning fireplace, wood slat paneling, a quartz mantle, and custom floating shelves. The thoughtfully designed split floor plan includes a remarkable primary suite, showcasing more floor-to-ceiling windows, a new slider, and a custom barn door for privacy. The luxurious primary bath features floor-to-ceiling natural stone, a double sink with a floating oak vanity, LED mirrors, gold accents, and a custom-tiled rainfall shower with a handheld fixture. A free-standing soaking tub, complete with a chandelier, and an oversized walk-in closet complete this serene retreat. Two additional renovated bedrooms are conveniently located on the opposite side of the home, each featuring new doors, casings, hardwired lighting, fans, and dual-pane windows. You'll also find two beautifully updated guest bathrooms, with the first featuring calming desert hues, peach octagon flooring, and subway tile backsplash over the tub. The second bathroom boasts white subway tile, pebble shower flooring, quartz countertops, and modern gold fixtures. The interiors harmoniously blend urban living with serene surroundings, enhanced by new desert landscaping in the front and back yards. Enjoy evenings under your pergola patio, around the fire pit, or overlooking your newly refinished diving pool, which features pebble sheen, new tile work, and updated equipment. The wrap-around driveway leads to a side-entry two-car garage with newly epoxied flooring. This exceptional home is conveniently located near miles of renowned hiking trails, Biltmore Fashion Park, award-winning golf courses, fine dining, and shopping. Plus, one of the best elementary schools in the state is just a short walk away! Come see this stunning home in person to fully appreciate its beauty!

7285 E Arlington Road Scottsdale, AZ 85250

$1,149,900 - 2Br/3Ba -  for Sale in La Jolla Blanca, Scottsdale
Open House
$1,149,900
2 Beds
2.5 Baths
2,463 SqFt
Status Active
MLS # 6769913
Property Type Single Family Residence
Price Type --
Welcome to the Classic & Timeless, Gated Community of *La Jolla Blanca* Camelback Mountain Views & Arizona Sunsets* Updated & renovated Detached Patio Home. Private Courtyard, Stunning Entry W/ Old World Charm, Open Gorgeous Kitchen with a Beautifully Extended Island. 5 Burner Gas Cook Top, Stainless steel Appliances, Custom Cabinets, Breakfast Area & Formal Dining. Open Great Room W/ Fireplace. Updated Remodeled Bathrooms. *Two Spacious Primary Suites with Custom Bathrooms* Open Balcony Loft Game room or used as Office /Den- Exits to a upstairs View Deck. Private Rear Covered Patio with Electronic shades, Garage has epoxy Floors with Custom Cabinets. *Property is next to a Lush Greenbelt *Beautiful Place to Call Home* Centrally located near upscale Shopping & Fine Dining.

3014 E Avalon Drive Phoenix, AZ 85016

$1,149,899
4 Beds
3 Baths
2,035 SqFt
Status Active
MLS # 6743521
Property Type Single Family Residence
Price Type --
Step into a breathtaking, move-in-ready designer home, built in 2024. As you pass through the elegant iron front door, you're greeted by an open-concept living space featuring custom Engineered hardwood flooring, stainless steel Bespoke Appliances, over sized kitchen island w/built in microwave, 15in deep uppers, pot filler & Quarts counter tops/backsplash. Primary bedroom offers a Spacious walk in closet w/organizers and a luxurious en-suite with double rain shower, separate entrance to over sized covered back patio. Built-in closet & LED lights throughout. Bonus room can be an office/bedroom. Large laundry/pantry room w/sink and lots of storage. Foam insulation and synthetic stucco finish. MyQ App Garage door opener w/Camera, EV ready & epoxy flooring. See it today.. Owner/Agent.

18672 E Celtic Manor Drive Queen Creek, AZ 85142

$1,149,800
6 Beds
4 Baths
4,349 SqFt
Status Active
MLS # 6778808
Property Type Single Family Residence
Price Type --
Remodeled Luxury Basement Home with Gated Courtyard Entry in Sossaman Estates, 6 Bedrooms/4 Full Baths & Huge Bonus Room, All New Flooring Throughout, Fresh Interior Paint, Updated Kitchen with New Cabinets with Pull-out Shelves and Soft Close, Stainless Steel Appliances with Gas Cook-Top, Stainless Steel Hood with Custom Backsplash, Wall Oven, Beverage Refrigerator, Huge Island & Walk-in Pantry, Separate Living, Family & Formal Dining Areas, Walk-In Shower in Owner Bath with Lots of Built-In Cabinets in Walk-In Closest, Good Sized Laundry Room with Cabinets & Sink, Extended Covered Patio, Travertine Flooring, Pebble-Tec Play Pool w/ Water Feature & Gas Firepots, Artificial Turf, RV Gate & RV Parking OK, Side Entry Garage w/ Insulated Doors, Soft Water System, New Roof 9/24 & Owned Solar

41253 N Whistling Strait Court Anthem, AZ 85086

$1,149,000
5 Beds
5 Baths
4,304 SqFt
Status Active
MLS # 6756308
Property Type Single Family Residence
Price Type --
Stunning Golf Course & Mountain views. Sought after guest casita, spacious courtyard w/double iron doors, 9/24 exterior paint, 2022 remodel: double Sub-Zeros, Thermador Stove/DW, modern built in entertainment w/linear electric FP, wine fridge, Edgestar ice maker never out of ice! Other features: Zoned cooling and heating, Noche stone, fresh paint + carpeting (spare bdrms/casita). Granite stone/marble throughout baths. Huge primary suite w/stone/marble bath, jetted tub, massive closet. Updates: Sun screens/patio screens/gutters security door/epoxy garage, recirc hot water. ENERGY saving LED lighting! LOW maintenance landscape.

15528 E Chicory Drive Fountain Hills, AZ 85268

$1,149,000
3 Beds
3 Baths
2,243 SqFt
Status Active
MLS # 6776327
Property Type Single Family Residence
Price Type --
TO BE BUILT Spec Home. All photos are of previously built homes. List of amenities specific to this property in documents tab. Completed home by this builder is available to be shown. Lavish finishes to be installed throughout! Kitchen to include recessed shaker style-stained grade cabinets with stained grade 3-inch-thick wood shelves at beverage center area with custom paneled backsplash. Uppers are 36-inch tall with 15-inch-tall cabinets with glass inserts stacked above. Quartz counters at all tops throughout. Island has waterfall edges to the floor at both ends & granite composite Blanco brand single bowl under mount sink with Delta brand black finish high arching faucet with pull down sprayer & soap dispenser at the sink. Upgraded Bosch brand stainless steel appliance package that includes wall microwave/convection oven combo, induction smooth top cooktop, stainless steel interior dishwasher with hidden controls, stainless hood liner, and a 36-inch side by side fridge. Also will include an under-mount beverage center in the kitchen area. Cabinets have high end soft close hardware on all drawers & doors. Custom 7-inch black or satin nickel hardware pulls on all doors/drawers. Light rail trim molding at underside of kitchen upper cabinets to hide the under-counter LED strip lighting & outlets that are mounted under the uppers to hide from view and keep outlets out of the decorative tiled back splash. 6 foot linear electric fireplace with oversized 36 x 24 inch porcelain tiles on the face and returns. Garage has aluminum flush paneled overhead doors that will have upgraded insulated panels with powder coated finish. Doors will have Wi Fi Lift Master garage door openers. It will also be prewired and piped for a future wall mount mini split HVAC system. Floors are epoxy coated with a full broadcast paint chip finish. AC system includes multiple returns & additional sensors as necessary to balance out the cooling and heating throughout the home. Fully landscaped front & rear yards with generous amounts of plants, bushes, cacti & large rip rap rock for drainage areas. Artificial turf section in backyard. Crushed granite at all areas with an automated timer clock for the watering system. Lighted steps at the front & side walkway to the rear yard with other spot lighting & pathway way lighting included. Concrete pavers used at the driveway, sidewalks, the front entry & back patio. Concrete paver walkway from side of garage to a paver area behind the garage for trash cans & other storage. Silver colored travertine pavers used at back patio.