4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

22927 N 41st Street Phoenix, AZ 85050

$999,900
4 Beds
2.5 Baths
3,208 SqFt
Status Active
MLS # 6760156
Property Type Single Family Residence
Price Type --
Wow This Desert Ridge Beauty is dressed to impress. With over $160,000 in recent updates and a premium lot backing to a neighborhood desert common area this home Dazzles. 2 New Ac's, Newer carpet that owners don't let pets on, Custom Modern Owner suite remodel with stand alone tub and quartzite countertops, floor to ceiling tile enclosure and Plank Tile flooring throughout most of home, custom accent walls, and much more. Gorgeous elegant yard with Premium Limestone Pavers, Built in BBQ and seating bar with stone accents, Recently updated pool with new pebble tech, new lighting throughout, newer garage door .....This one is special, Hurry!!!

33632 N Rifleman Road Cave Creek, AZ 85331

$999,900
4 Beds
2.5 Baths
2,720 SqFt
Status Active
MLS # 6769115
Property Type Single Family Residence
Price Type --
Welcome to this beautifully designed home in a prime location offering comfort and style. BONUS: Fully owned and paid off solar for huge savings at this custom built home. Hands down best value in all of Cave Creek. This spacious design features an open-concept layout, a modern kitchen with high-end appliances, and a luxurious master suite with a walk-in closet and spa-like bathroom. Need space? This is YOUR HOME. Build a guest house, RV garage, casita, pool, so many possibilities!! Enjoy Arizona's outdoor living in the private backyard oasis. Located in a quiet, family-friendly neighborhood, this home is close to top schools, shopping, Tatum ranch golf course, and dining. Don't miss your chance to make this exceptional property yours—take your tour today!

5725 E Evans Drive Scottsdale, AZ 85254

$999,900
4 Beds
2.5 Baths
2,324 SqFt
Status Active
MLS # 6754204
Property Type Single Family Residence
Price Type --
Move-In Ready. 4BR 2.5BA w/ 2.5 Car Garage in the ''Magic Zip Code'' of 85254. Desirable location close to Kierland Shopping, Restaurants, schools, parks and Entertainment. NO HOA. This home features open floorplan from Kitchen to Family Room, Sparkling Pool. Kitchen has Kitchen Craft Cabinets, with custom finishes inside .Stainless Appliances, Viking Beverage Cooler, Granite Counter Tops. Double French Doors lead to large patio with Sparkling Pool. The oversized back yard is ready for your landscape design. Luxurious Main BATH dual sinks and stand-alone tub. All baths remodeled. New Carpet & Tile. New Paint Inside & Out. New Garage Epoxy Floor. PLEASE REMOVE SHOES, or WEAR BOOTIES up stairs. New ACs in 2019 & 2020. New Water heater 2020. RF pet collar controlled PlexiDor Pet door.

5524 E Beverly Lane Scottsdale, AZ 85254

$999,900
3 Beds
2.5 Baths
2,036 SqFt
Status Active
MLS # 6770688
Property Type Single Family Residence
Price Type --
This exquisitely renovated 2,036 sq ft home is the epitome of modern elegance and comfort, located on a generous 9,948 sq ft corner lot. With 3 spacious bedrooms and 2.5 baths, this home offers both style and function, perfect for families or those who love to entertain. Inside, you'll find stunning hardwood flooring throughout, smooth texture interior walls, and an open-concept layout that seamlessly connects the living areas. The gourmet kitchen is a showstopper with stainless steel appliances, a built-in fridge, 36'' range, microwave drawer, custom cabinetry, bar area, and gorgeous quartz waterfall countertops. The attention to detail continues outdoors with beautiful new landscaping and custom lighting that set the scene for your private oasis. No HOA governing this neighborhood. The backyard is designed for entertaining with a sparkling pool, built-in BBQ, pergola, and cozy fire pit - perfect for family gatherings or weekend parties. Additional highlights include a new roof, energy-efficient HVAC system, smooth stucco exterior, upgraded windows, doors, and hardware, plus an epoxy-finished garage floor that adds a sleek touch to your spacious garage. This home is truly turn-key, with every inch thoughtfully designed for comfort and style, making it ideal for entertaining or a family-friendly retreat.

10100 E Bell Road Scottsdale, AZ 85260

$999,900 - 3Br/3Ba -  for Sale in Villas Altozano Condominium, Scottsdale
Open House
$999,900
3 Beds
2.5 Baths
2,775 SqFt
Status Active
MLS # 6724765
Property Type Townhouse
Price Type --
Welcome to the boutique enclave community of Villas Altozano located at the base of the McDowell Mountains. As you enter this highly desirable turnkey home with open floorplan offering first floor primary bedroom, great room with surround sound system and large tv, dining, kitchen and laundry, you will be engulfed in gorgeous views of the McDowells. The chef's kitchen includes wine fridge, stainless steel appliances, upgraded cabinetry, oversized island and built in appliances with beautiful quartz countertops. Enjoy our fabulous Arizona sunsets on your totally private patio complete with built-in bbq, firepit, TV and outdoor heater ~ perfect for entertaining. Spacious primary bedroom with en suite including custom barn door to bathroom which has double vanities and enlarged shower along with walk-in closet. Upstairs offers an amazing loft with built in desk, 2 large secondary bedrooms and full bath. Plenty of storage in this home as well as in garage! Enjoy the sparkling community pool and spa. Truly a slice of desert paradise. Welcome Home!

8677 E Via Del Valle -- Scottsdale, AZ 85258

$999,877 - 4Br/3Ba -  for Sale in Mccormick Ranch - La Mariposa Villas 3, Scottsdale
Open House
$999,877
4 Beds
3 Baths
2,500 SqFt
Status Active
MLS # 6751875
Property Type Single Family Residence
Price Type --
PRICE REDUCTED TO SELL!!! Experience unparalleled luxury in this stunning, remodeled home in McCormick Ranch! Be the envy of your friends and neighbors with a residence that exudes charm and sophistication. The bright, open floor plan features abundant natural light, soaring ceilings, and a breathtaking fireplace. The gourmet kitchen offers ample counter space, plenty of cabinets, and new stainless steel appliances. This split-level design includes two spacious bedrooms and a full bath downstairs, while the oversized primary and secondary bedrooms upstairs boast private balconies and exquisite luxury bathrooms. Enjoy all that McCormick Ranch has to offer, including walking paths, a pool, spa, parks, dining, shopping, and entertainment

15410 W Encantada Drive Surprise, AZ 85374

$999,800
3 Beds
3 Baths
2,779 SqFt
Status Active Under Contract
MLS # 6694519
Property Type Single Family Residence
Price Type --
LUXURY GOLF COURSE LIVING AT ITS FINEST! STUNNING GOLF COURSE VIEWS & LAKE VIEWS! Welcome to this breathtakingly beautiful Mesquite floor plan, perfectly situated on a prime lot in the coveted Active Adult community of Sun City, ''The Grand''. This rare gem boasts: EXQUISITE CURB APPEAL GRAND ENTRY with impressive front stone facade and foyer LUSH LANDSCAPING framing the stunning golf course and lake views RESORT-STYLE BACKYARD OASIS HEATED POOL for year-round relaxation BBQ and FIREPIT for alfresco entertaining COVERED PATIOS perfect for taking in the views GOURMET KITCHEN UNIQUE LEATHERED STONE COUNTERTOPS and island seating DOUBLE OVENS and PULL-OUT SHELVING for effortless cooking EAT-IN NOOK with breathtaking golf and lake views OPEN CONCEPT LIVING

34008 N 141st Place Scottsdale, AZ 85262

$999,500
4 Beds
3 Baths
3,024 SqFt
Status Active
MLS # 6763232
Property Type Single Family Residence
Price Type --
ESCAPE THE CITY LIFE! WELCOME HOME TO YOUR PRIVATE, DESERT, RETREAT! QUALITY BLT. CUSTOM HOME NESTLED ON A PRIVATE 1.25 ACRE, MT. VIEW LOT! UPGRADES GALORE! GRANITE COUNTER TOPS, SOLID KNOTTY ALDER DOORS & CABINETS,GOURMET EAT-IN KITCH.,VIKING REFRIG.,COOK TOP, DBL OVENS, TUMBLED TRAVERTINE STONE FLOORS, ROUGH SAWN BEAMS, DRAMATIC STACKED STONE FIREPLACE & ENTERTAINMENT CENTER IN FAMILY RM & MASTER SUITE.RESORT STYLE ''DOUBLE'' INFINITY EDGE, PEBBLE TEC POOL,PAVESTONE FRONT & BACK,VIEW DECK. NICE HORSE SET-UP w/COVERED STALLS, TURNOUT,AUTO WATERS,HAY STORAGE.360 DEGREE MT.VIEWS. STEPS AWAY FROM THE SCOTTSDALE PRESERVE & NEAR TONTO NATIONAL FOREST. ENJOY HORSE BACK RIDING,HIKING,MT. BIKE RIDING & OFF ROADING.PROPERTY APPROVED W/EPCOR, 99 YR. ASSURED WATER SUPPLY. Click on tab for more... Well was in use for several years. Pump broke off when trying to pull it for repair. House is currently on hauled water. Homeowner just installed their own 5000 gallon, underground, storage tank. Buyer can set up auto water fill account w/local hauled water company. EPCOR approval letter under the document tab of the listing. EPCOR insures 99 year water supply.

397xx N 3rd Street Phoenix, AZ 85086

$999,000
4 Beds
3 Baths
3,500 SqFt
Status Active
MLS # 6643098
Property Type Single Family Residence
Price Type --
CUSTOM HOME TO BE BUILT, PURCHASE EARLY AND YOU CAN DECIDE THE COLORS AND SPECIAL FEATURES TO MAKE IT YOUR HOME. BUILDER HAS BUILT HOMES IN THE AREA AND OWNS THIS LOT. ENJOY THE BEAUTIFUL SUNSETS FROM YOUR BEAUTIFUL HOME. RV GARAGE CAN BE ADDED. HOME PRICING INCLUDES STAINLESS STEEL APPLIANCES, WHITE CABINETS, QUARTZ COUNTERTOPS,TILE WALK IN SHOWERS, 8 FI DOORS, 12 FOOT CEILINGS AND A FIREPLACE AND A TANKLESS WATER HEATER. AGENT IS RELATED TO SELLER

22 County Road N2319 -- Nutrioso, AZ 85932

$999,000
2 Beds
1.5 Baths
1,105 SqFt
Status Active
MLS # 6780502
Property Type Single Family Residence
Price Type --
This 20 acre ranch property is tucked away at the foot of Escudilla Mountain in Nutrioso, AZ just off of Highway 180. The main building is a 1 bedroom home atop a 6 stall barn, (barndominium). There are cross fenced corrals, hay barns, chicken coop, storage areas, etc. as would be typical of a ranch. Power is solar, with propane generator & wind generator as well. The propane tank on the main building is leased with two owned 45 gallon tanks on the separate Casita. The well is shared with the adjacent 20 acre Cabin property which may be purchased together (MLS#253570) for a price discount. Property may be used for a variety of ranch, farm, RV park, hunter retreat or other creative scenarios. Turkey, deer, elk abound. Buyer must be accompanied by his agent to enter property. Owner/Agent

17807 E Silver Sage Lane Rio Verde, AZ 85263

$999,000
2 Beds
2.5 Baths
2,316 SqFt
Status Active
MLS # 6674808
Property Type Single Family Residence
Price Type --
Introducing the charming 2316 sqft Brasada model, a Spanish-style 2022 build residence ideally situated on a corner lot offering Picturesque mountains and Amazing Four Peaks views. Experience the beauty of the fully landscaped front courtyard and backyard, complete with synthetic grass, pavers, and flourishing fruit trees. Inside, the home features a sophisticated upgraded built-in SS Monogram kitchen with roll out Pantry and an additional hobby room perfect for versatile use. Upgraded tile flooring that seamlessly extend into the spacious patio via the large Stack Slider door and connect the indoor and outdoor for stunning sunrise views. Convenience is key with included washer and dryer units, while the interior design showcases a harmonious blend of neutral grays and whites throughout.

15056 E Marathon Drive Fountain Hills, AZ 85268

$999,000
3 Beds
2 Baths
1,575 SqFt
Status Active
MLS # 6697256
Property Type Single Family Residence
Price Type --
Welcome to modern living in scenic Fountain Hills, AZ. This stunning 3 bedroom, 2 bath home boasts contemporary updates throughout, offering a sleek and inviting ambiance. Entertain in style with a spacious living area, perfect for gatherings. The gourmet kitchen features stainless steal appliances and quartz counters. Step outside to your own private oasis, where a large backyard awaits. Enjoy endless days of relaxation by the sparkling pool and rejuvenate in the soothing spa. Practice your golf skills on the custom putting green, adding a touch of luxury to your outdoor experience. Nestled in a prime location, this home offers convenience and tranquility, with easy access to local amenities and breathtaking mountain views. Don't miss out on the opportunity to make this dream home yours There is a NPOA even though this is not a HOA there is a transfer fee and disclosure fee.