4 Ways to Help Your Mortgage Transaction Close On Time

When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

6538 E Kona Way Prescott Valley, AZ 86315

$989,000

3 Beds

3 Baths

2,796 SqFt

Status Active

MLS # 6757441

Property Type Single Family Residence

Price Type --

Almost finished! Beautiful new construction home located in the desirable gated community of Copperfield Ranch. This new and spacious home sits on 4 acres and features 3 bedrooms/ 3 bathrooms, a family room, a separate living room AND a den OR potential 4th bedroom! This split floor plan includes a gas fireplace, walk in closets, walk in showers and a garden tub. Expansive kitchen with quartz countertops, perfect for hosting all your gatherings! Wood plain tile in main living areas with carpet in the bedrooms. Featuring panoramic views of Mingus Mountain, Granite Mountain and surrounding areas. Located at the end of a cul-de-sac, a short driving distance from Prescott Valley and Prescott. Projected completion by the end of September. More photos to come.

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2942 S First Water Lane Gold Canyon, AZ 85118

$989,000

3 Beds

3 Baths

2,715 SqFt

Status Active

MLS # 6759346

Property Type Single Family Residence

Price Type --

RARE WATERFRONT OPPORTUNITY! Enjoy unobstructed and private views of the lake, golf course, and clubhouse with side greenbelt. West facing for stunning sunsets and cool mornings. Located in the popular First Water Village, this fully remodeled, turnkey home is single level, including a private entry casita. Landscaping maintenance is provided by the community, making it easy to lock-and-leave. Convenient five-minute walk to the fitness center in the morning and the clubhouse for golf and lunch or dinner and drinks! The newest interior updates include large format porcelain tile, custom kitchen, primary bathroom suite, 3 new AC units, new tankless water heaters, and so much more! Your chef's kitchen features custom white oak cabinets with built-in wine fridge, drawer microwave, quartz counters with waterfall island, undermount outlets and lighting. The spacious primary suite includes water view, California Closet system, spacious ensuite with freestanding tub, newly tiled shower, and custom vanities. Enjoy many extras this home offers such as two-way gas fireplace, office with brick façade wall and outdoor viewing. Modern upgrades such as pendant lighting, recessed LED lighting, USB outlets, whole home water filtration system with recirc pump, and EV charging system in garage. Superstition Mountain is a fantastic place to live and play, featuring a staffed and gated security entrance, two 18-hole Jack Nicklaus designed courses, fully remodeled clubhouse with fine and casual dining, pickle ball, bocce ball, fitness center and classes, year-round special events and fabulous friends and neighbors! Come to the Mountain, you will be happy you did! Golf and social memberships are optional and available under separate agreement.

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10296 E Sahuaro Drive Scottsdale, AZ 85260

$989,000

4 Beds

2.5 Baths

2,854 SqFt

Status Active

MLS # 6765151

Property Type Single Family Residence

Price Type --

This stunning 4-bedroom, 2.5-bath home offers 2,855 square feet of luxury living, complete with a split floorplan designed for privacy and comfort. The exterior has just been refreshed with new paint, adding to the curb appeal of this charming property. Step inside to a great room with vaulted ceilings that create an open and airy ambiance. The wet bar conveniently connects the family room and dining room, making it perfect for entertaining. The primary suite, located on the main level, provides easy access and tranquility. Outside, you'll find an oversized backyard that feels like a private oasis. The resort-style pool and spa are perfect for relaxation, while the new outdoor fireplace adds a cozy touch for cool evenings. A side yard filled with fruit trees offers a serene escape... and the property backs to a wash, ensuring added privacy and scenic views. A spacious 2-car garage rounds out this incredible home, making it the perfect blend of comfort, style, and convenience.

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2430 S Playa -- Mesa, AZ 85202

$989,000

4 Beds

2.5 Baths

2,730 SqFt

Status Active

MLS # 6774846

Property Type Single Family Residence

Price Type --

Have you been looking for a lakefront mini-resort with pool, spa, boat dock, large grassy yard, 3 car garage, balcony, patio, overlooking the sunset views on the water? Forget San Diego! This updated lakefront home has a nearly impossible combination to find in Dobson Ranch. Step inside to soaring ceilings, an updated kitchen with pull-out drawers, granite counters, an inviting fireplace, dual living rooms, and a dining room and half bath all downstairs. Upstairs there are 4 bedrooms, including the large primary suite with its exit to the balcony where you can watch the sunset over the lake in utter serenity. There is a large flagstone patio, spiral staircase, multiple seating areas, pub lighting, 2 separate grassy areas, pool with removable fencing, spa, and brick steps down to a private boat dock with a beehive fireplace. Located near the intersection of the 60 and the 101, you can be almost anywhere in the Valley in 15 minutes or less. Dobson Ranch has fresh water and is, in fact, part of SRP's canal system and has water flowing through it unlike most of the man-made, stagnant lakes in the East Valley. You can boat, kayak, paddle board, and even fish in the lakes. The lake in total is nearly a mile long and is great for long, relaxing boat rides or just enjoying sunset views. Dobson Ranch as a community has multiple community pools, a splash pad, playgrounds, extensive walking paths, 4 rec centers, a dog park, tennis courts, pickleball courts, over a dozen clubs and tons of neighborhood activities all for for less than $60/month in HOA fees. Over the last decade on average only 3 lakefront homes in Dobson Ranch sell per year. Come find out why Dobson Ranch is the hidden gem of the East Valley! Don't miss your chance!

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6044 E Rose Circle Drive Phoenix, AZ 85018

$989,000

3 Beds

2 Baths

2,529 SqFt

Status Active

MLS # 6769642

Property Type Single Family Residence

Price Type --

Priced just below Appraisal done in October in current condition .......Prime Location! Charming custom-built home in a quiet neighborhood. Borders the prestigious Arcadia/South Scottsdale areas . Next to Arizona Country Club and only a 10-min drive to Sky Harbor Airport. Minutes from the vibrant dining, shopping/nightlife of Old Town Scottsdale, Fashion Square Mall, Papago Park, Desert Botanical Gardens, ASU, Crosscut Canal Path, and spring training facilities. Easy access to the 202, light rail, 51 and 101. No HOA. New roof. Built around a large great room overlooking pool, lots of natural light, soaring ceilings with exposed beams, wood-burning fireplace. The Kitchen has been updated with a breakfast bar, granite counters, and stainless-steel appliances. Walk-in Closets in each bedroom The Primary bedroom has real wood floors, a nook, and a private exit to the pool and spacious backyard. Primary bathroom features his and her vanities, a separate soaking tub, shower, and walk-in closet. The guest Bathroom has also been updated The side yard features swimming pool and brick patio area. The rear yard is spacious with built-in sprinkler system. Recent appraisal shows square footage larger than the county assessor.

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1921 W Yearling Road Phoenix, AZ 85085

$989,000

4 Beds

3 Baths

2,501 SqFt

Status Active

MLS # 6723537

Property Type Single Family Residence

Price Type --

Step into luxury in this beautiful new home in the vibrant Norterra community of Northern Phoenix. This spacious property offers high end builder finishes throughout including upgraded tile flooring, modern light fixtures, a gourmet kitchen with large island and stainless steal appliances, a large extra office/den area, and an upgrade to 12 foot sliding back doors which open up to your newly xeriscaped backyard on a premium lot. The 3-car tandem garage offers plenty of space for cars, toys, or storage. Enjoy the multitude of features Norterra has to offer including a community pool & spa, basketball & tennis courts, walking paths and community parks. Just minutes from shopping, restaurants, freeways, the new TSMC Factory, and vast recreation areas. Don't miss this home! Photos coming soon

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20428 N Denizen Drive Surprise, AZ 85387

$989,000

3 Beds

3 Baths

2,866 SqFt

Status Active Under Contract

MLS # 6758740

Property Type Single Family Residence

Price Type --

STUNNING 'One of a Kind' 3 BR/3 BA Golf Course Home with a peek-a-boo view of the Lake on Cimarron #14. This expanded Hampton Model has been tastefully decorated with an updated media wall and fireplace in the Great Room. An additional 4 feet was added to the 2nd bedroom when the home was built and boosts a massive walk-in closet. Enjoy the expanded covered patio with a two-person hot tub, gas fireplace, built in BBQ, mini refrigerator, water feature, infrared electric heaters, and misters. Sliding screens on all exterior doors. Perfect for entertaining or enjoying morning coffee or late evening beverages with a view of the Whitetank Mountains. This home has it all and once you enter the open foyer you will feel the love and warmth. Make 20428 N. Denizen Drive your new home TODAY!

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2744 S First Water Lane Gold Canyon, AZ 85118

$988,900

3 Beds

3 Baths

2,705 SqFt

Status Active

MLS # 6759587

Property Type Single Family Residence

Price Type --

ABSOLUTELY GORGEOUS VILLA backing to the championship tee on the 18th HOLE of the Prospector course at Superstition Mountain Golf and Country Club!! STUNNING CURB APPEAL highlighted by a beautiful CUSTOM stone façade. THE HOME HAS BEEN HIGHLY UPGRADED,AND HAS A WONDERFUL LIGHT AND BRIGHT FEEL. It is the most popular Palermo model featuring an OPEN FLOORPLAN, large master bedroom with luxurious bathroom, guest bedroom with ensuite bathroom and den/bedroom also with private bath. The home features BEAUTIFUL TRAVERTINE FLOORS and custom window coverings throughout providing an elegant feel. Great room includes kitchen with GRANITE COUNTERTOPS, top of the line appliances, INCLUDING BUILT-IN WINE FRIDGE. The spacious family room includes a fireplace for ambiance, a high vaulted ceiling, and light bright windows and sliding doors which connect to outdoor living. The BACKYARD IS AN OUTDOOR LOVER'S DREAM with multiple sitting areas, BUILT-IN BBQ, FIREPIT, and CUSTOM FIREPLACE to enjoy the cool winter evenings. The home backs to the 18th tee which feels like an extension of the backyard and because it is the championship tee it gets little activity. There is also an ENCLOSED INNER COURTYARD for maximum privacy with hardscape and water feature. This home is PERFECTLY LOCATED with a short walk to the Clubhouse and Sports Club.

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22503 E Saddle Court Queen Creek, AZ 85142

$985,853

4 Beds

2.5 Baths

3,269 SqFt

Status Active

MLS # 6740335

Property Type Single Family Residence

Price Type --

This is your opportunity to own this iconic, fully furnished model! Completely turnkey and fully furnished, this farmhouse home comes with your own pool, a massive 40'-wide covered patio for those fun Arizona summers and mature landscaping, truly an entertainer's dream! This model is filled with designer touches and features gorgeous luxury plank flooring in most areas, including the stairs. Downstairs you will find an open den, a chef's kitchen with double ovens and a 36'' Gas cooktop, a large great room, and a powder room with ample storage, along with a 12' sliding glass door to your dream patio. Upstairs is a loft with custom built in cabinets, 3 beautifully styled guest bedrooms, a full guest bathroom, and a laundry room which connects to the large primary closet. February 2025 COE.

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3917 E Boot Track Trail Gilbert, AZ 85296

$985,000

5 Beds

4 Baths

3,477 SqFt

Status Active

MLS # 6747659

Property Type Single Family Residence

Price Type --

Built in 2021 N/S Facing, Light & bright open floor plan with 5 BR, plus loft, 4 bath home in the highly desirable Morrison Ranch master plan community in Gilbert, seller pay off SOLAR, see the savings for electric bill statement on the documents. upgraded gourmet kitchen with large center island, huge pantry, upgraded appliances, gas cooktop, double ovens and built in microwave. Upstairs loft for your family entertains or office, Extended length Three car tandem garage has added EV charge outlet, home is only a block from community tennis, pickleball, basketball courts, children's play areas and enjoy community events. Convenient to San Tan Mall and Downtown Gilbert for shopping, dining and entertainment. easy access for Loop 202 & US 60.

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2645 E Glenrosa Avenue Phoenix, AZ 85016

$985,000

3 Beds

2 Baths

1,921 SqFt

Status Active

MLS # 6768744

Property Type Single Family Residence

Price Type --

Subject R-3 zoned property features 3 potential options for future development as follows: 1. 4 townhome units (Currently in the preliminary approval process) *See Documents Tab. 2. Subdivide into 3 separate single family lots. *See Documents Tab. 3. Remodel home and add separate guest house and garage. *See additional land area in the photo section. Property to be sold in ''As Is'' condition.

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7544 E Mckinley Street Scottsdale, AZ 85257

$985,000

4 Beds

2 Baths

1,358 SqFt

Status Active

MLS # 6775936

Property Type Single Family Residence

Price Type --

A RARE find in South Scottsdale ... 4 Bedrooms plus attached guest quarters AND 3 bathrooms, pool, spa AND 2 car garage!! Beautifully remodeled throughout! Home features include marble countertops, stainless appliances, cabinetry, fixtures, recessed lighting, plumbing, flooring, windows, vanities, bath fixtures, tankless water heater and more! Attached guest quarters with it's own private bathroom. 2 car garage has epoxy-coated flooring, wood-paneled wall, electric opener. Backyard has amazing extra large covered patio w/ wood-like paneled ceiling and fan. Gorgeous pool and spa with island platform for relaxing and sunbathing. Other features ... outdoor shower, artificial turf, low-maintenance landscaping, paved pad for patio furniture.

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