4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

16072 W Cambridge Avenue Goodyear, AZ 85395

$975,000
3 Beds
3.5 Baths
2,442 SqFt
Status Active
MLS # 6779394
Property Type Single Family Residence
Price Type --
EXCEPTIONAL GOLF COURSE & MOUNTAIN VIEWS! Huge, multi-level patio featuring built-in fireplace, outdoor kitchen & bar w/ BBQ, fire pit, spa & dining areas. Enjoy the benefits of OWNED SOLAR in this fabulous GRAND ROOM floor plan featuring media wall, dining area & large chef's kitchen w/ slab granite counters, stainless appliances, beautiful Maple cabinets, breakfast bar, walk in pantry & work desk. Sumptuous primary suite has shower, soaking tub, double vanity, large walk-in closet & separate WC. Ensuite guest bdrm, powder rm & executive home office w/ double desks, bookshelves & cabinets complete the main floor plan. Guests can enjoy their own private entrance to casita which features a Murphy bed & full bath. 3-car ext garage. THIS IS A TERRIFIC VALUE FOR A GOLF COURSE HOME!

4836 E Marilyn Road Scottsdale, AZ 85254

$975,000 - 4Br/2Ba -  for Sale in Shadowridge 2, Scottsdale
New
$975,000
4 Beds
2 Baths
2,017 SqFt
Status Active
MLS # 6783812
Property Type Single Family Residence
Price Type --
Absolutely stunning move in ready home in the Magic Zip Code! Perfect location in close proximity to all the fantastic shops and restaurants at Kierland, Scottsdale Quarter AND the highly anticipated PV mall redevelopment! This lovely home underwent a complete remodel with a redesigned front yard with new turf and new turf in backyard(2024). NEW HVAC, insulation and duct work(2023). NEW PAID OFF solar panels(2023) and in 2019/2020 a NEW Roof, Windows, Kitchen, Baths, Floors, Barn Doors, Stainless Steele Appliances, Texture, Paint In/Out, Plantation Shutters, Ceiling Fans and Lights, Epoxy Garage Floor, Replastered Pool, front/back Landscaping, Backyard Lighting, Irrigation, Culligan Water Treatment system for the entire house, RV Gate w/additional parking and new mailbox!

5349 E Kelton Lane Scottsdale, AZ 85254

$975,000
4 Beds
2 Baths
2,143 SqFt
Status Active Under Contract
MLS # 6775023
Property Type Single Family Residence
Price Type --
Priced substantially below recent appraisal completed on 9/27! Located in the highly-sought after 85254 zip code, this beautifully remodeled 4-bedroom, 2-bath home offers the perfect combination of comfort, style and convenience. Inside, you'll love the spacious, renovated kitchen equipped with an induction cooktop, wall ovens, and ample storage. The open-concept design includes a built-in bar area, cozy wood-burning fireplace, vaulted ceilings and has been thoughtfully upgraded with a newer roof, HVAC system, stylish light fixtures and new electrical panel. The south-facing backyard is designed for outdoor living, with multiple covered areas, a heated and fenced pool, built-in BBQ, spacious grassy area, and an RV gate for extra convenience. With no HOA, located just up the street from Desert Horizon Park, and close to high-end shopping, dining and recreation, this home truly has it all.

18657 E Pine Barrens Avenue Queen Creek, AZ 85142

$975,000
5 Beds
4 Baths
4,690 SqFt
Status Active
MLS # 6778924
Property Type Single Family Residence
Price Type --
Welcome to your dream home in Sossaman Estates. This stunning 5-bedroom, 4-bathroom home has it all including one bedroom downstairs paid solar and new a/c units. Large living room with a fireplace, The formal dining room is elegantly designed, being used as a home office now, large library with beautiful doors. The heart of the home is the updated kitchen, granite counters, double ovens and a gas cooktop, large island and butler's pantry. The downstairs bedroom with murphy bed and exterior door. Downstairs bathroom with a walk in tub. Upstairs, Retreat to the expansive primary suite, large sitting area, a large tub, and an updated shower. Large loft area for flexible living & play space The additional bedrooms are generously sized, one with its own private bathroom Step outside to your backyard paradise private pool, misters and easy to maintain landscape. Car enthusiasts 3-car garage features a pull-through space, carport, double gate and shelves for organized storage. Paid off solar with 5 battery packs and an electric car charger. Security cameras do not convey.

10222 E Southwind Lane Unit 1043 Scottsdale, AZ 85262

$975,000
3 Beds
3 Baths
3,017 SqFt
Status Active
MLS # 6666242
Property Type Townhouse
Price Type --
Show stopping views! Discover the charm of an exquisite townhome nestled within the prestigious gated community of Golf Villas. This elegant residence welcomes you with a delightful courtyard, setting the tone for luxurious comfort. Discover rich wood floors that pave the way to a cozy space, perfectly tailored to host your cherished piano or dining table. Large living area is a haven of relaxation, featuring a warm fireplace and tastefully designed wall niches that add character to the space. The kitchen, a true culinary delight, boasts abundant cabinetry, sleek granite counters, high-quality stainless steel appliances, including convenient wall ovens, and a breakfast bar. Spacious main bedroom is a serene retreat, offering direct access to a sun-kissed balcony. Its ensuite is complete with dual sinks, a jetted tub, and a generous walk-in closet. Descend to the finished basement, where built-in cabinets and a walk-out feature enhance the living space. For added convenience, a private elevator provides effortless access to all three levels of this luxurious townhome. Step outside to immerse yourself in breathtaking views of mountains and the lush golf course from your balcony or the patio. The backyard is an oasis of leisure, featuring a built-in BBQ and a cozy seating area. The community amenities, including a pool and spa, elevate the living experience in Golf Villas. This townhome is not just a residence; it's a lifestyle offering, complete with every comfort and luxury you could desire. It's more than a home; it's a gem waiting to be discovered.

3219 S 196th Drive Buckeye, AZ 85326

$975,000
5 Beds
4 Baths
3,324 SqFt
Status Active
MLS # 6632398
Property Type Single Family Residence
Price Type --
Brand new custom home, JUST WOW!! From the moment you arrive and enter the oversized custom front door... with a great room and massive chef's kitchen that are designed for family and Friend gatherings. Light and Bright * High End trim finishes throughout. 5 large bedrooms all with walk In closets, and 4 full bathrooms. The spacious and inviting great room flows seamlessly into the luxurious kitchen, creating the perfect space for entertaining or simply relaxing at home. The Master bedroom includes a spacious walk-in closet, tile shower and granite vanity sinks. Upgraded hardware and light fixtures. This home sits on 1.25 acers (irrigated) plenty of room to make your very own Oasis! NO hoa, so horses, RV's and assorted toys are allowed. Private well, water softner and much, much more.

3925 E Vallejo Drive Gilbert, AZ 85298

$975,000
5 Beds
3 Baths
3,720 SqFt
Status Active
MLS # 6757644
Property Type Single Family Residence
Price Type --
Location, Location, Location. Steps away from Seville Golf & Country Club for Resort Style Living. Many activities for Active Families. Home has a Resort Style Backyard as sliding glass door opens up to incorporate Indoor/Outdoor Living & Entertainment Space. Gourmet kitchen, large open floor plan. Master Suite w/door to Outdoor Space & Master Bath Suite. Formal Dining & Vaulted Ceilings in Grand Entrance w/Custom Iron Door at entry. Large Loft & Open Area w/3 Large Bedrooms + Bath. Backyard boasts Covered Patio, Ramada, Gazebo, Large built-in Barbecue & seating area. Lap Pool has 3 Large Cascade Shears for waterfall sounds & effects. LED pool light w/many options for lighting. Travertine Pavers + Pool Coping. Gorgeous layout. Paradise w/large Italian Cypress and Queen Palms for privacy. Top rated CUSD schools, neighborhood parks, and shopping close by. Minutes away from freeway. Home Warranty is offered by seller to buyer.

5102 E Presidio Road Scottsdale, AZ 85254

$975,000
4 Beds
2 Baths
2,017 SqFt
Status Active
MLS # 6680084
Property Type Single Family Residence
Price Type --
Private lighted Pickleball Court, Stadium Seating. Down-to-the studs renovation in 2018! NEW wiring, HVAC, plumbing, drywall, stucco, windows, doors. Modernized, split floor plan w/ luxurious master suite, Alder barn door, 3 sets of French doors, no stairs or carpet, Chef's kitchen, ,Gray quartzite, spectacular granite. Glass 'backsplash, under-cabinet LED's, hidden outlets. Double ovens, glass cooktop, pot filler, warming drawer, wine frig, ,Bosch D/W. Wood like Tile Wall, tall baseboards. Baldwin levers,2-panel doors. Wood-look tile, Extended Driveway to park 6 cars. Leased solar system. Large patio plus gazebo, BBQ & mini frig. Over 1/3 acre. Plans available for creation of new master suite, 5th bedroom and expansion to a 4 car garage

7028 N 12th Way Phoenix, AZ 85020

$975,000
5 Beds
3 Baths
2,226 SqFt
Status Active
MLS # 6695691
Property Type Single Family Residence
Price Type --
Seller credits available! Time to own a GORGEOUS cul-de-sac home in the heart of Uptown Phoenix, loaded with stylish furnishings that can be yours in the sale! This stunning home boasts a rare split floor plan with dual master bedrooms with ensuite bathrooms, private entrances and a brand new AC. The backyard is your personal oasis with an expansive covered patio and a sparkling pool. The home's storage room can possibly be converted into another bedroom, extend the mother in-law suite, or modified to a 3rd car garage. Currently utilized as an Airbnb that's been heavily booked throughout 2024. Ideal for entertaining, multigenerational living, an investment property, or families wanting their children placed in the prestigious Madison School District or Xavier/Brophy Preparatory schools. This home has it ALL!

6311 E Skinner Drive Cave Creek, AZ 85331

$975,000
3 Beds
2 Baths
1,725 SqFt
Status Active
MLS # 6686685
Property Type Manufactured Home
Price Type --
RARE FIND OF A 2.5 ACRE COUNTY ISLAND HORSE PROPERTY. Clean 3 bdrm 2 bth home, nicely landscaped. Very secluded and private. Riding/pasture area with 3 big turnouts with shades. 5 stall mare motel, 4 of which are fully covered apprx size 16x30. Wash rack, electricity and water to barn, Ride through the neighborhood or down the sand wash. **OWNER/AGENT

8426 E Bonita Drive Scottsdale, AZ 85250

$975,000
4 Beds
2 Baths
1,795 SqFt
Status Active
MLS # 6691563
Property Type Single Family Residence
Price Type --
Nestled in the heart of Scottsdale, this fully appointed and furnished single-famly home offers an ideal blend of luxury and comfort. Featuring a backyard retreat with a sparkling pool and putting green. This property is versatile, making it either a lucrative rental income opportunity or a tranquil family haven. This charming home offers the perfect balance of charm and comfort. Home comes fully furnished. See proforma under doc tab

6444 E Highland Road Cave Creek, AZ 85331

$975,000
3 Beds
2 Baths
2,165 SqFt
Status Active
MLS # 6695479
Property Type Single Family Residence
Price Type --
Delightful Cave Creek home situated on just over 2 acres in coveted, well established neighborhood. 360-degree mountain views frame this exceptional horse-friendly property featuring tranquil setting with flowing floor plan, Travertine tile floors in all common areas, generous and independently cooled Arizona room plus expert modernization throughout. Expansive back yard has corral & shade structure together with a tack shed. Still room for toy-barn and/or resort style pool. Neutral palette, dazzling views, plentiful saguaros and enchanting surroundings combine for a truly unique opportunity to live the authentic Cave Creek lifestyle. Bridle path/recreational trail just steps away. Immaculate!