4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

439 W Paoli Street San Tan Valley, AZ 85143

$975,000 - 4Br/4Ba -  for Sale in Whitewing At San Tan Magma, San Tan Valley
Open House
$975,000
4 Beds
4 Baths
2,999 SqFt
Status Active
MLS # 6775476
Property Type Single Family Residence
Price Type --
Nestled behind the gates of the prestigious Whitewing at San Tan community, this exquisite residence offers unparalleled mountain views, creating a stunning natural backdrop. Enjoy ultimate privacy with no direct back neighbors and a serene private courtyard. Situated on an expansive lot, the home boasts a thoughtfully designed split floor plan, with generously sized bedrooms, including three with their own en-suite bathrooms. The upgraded kitchen features bright white cabinetry, a spacious pantry, & breathtaking mountain views from every window. The primary suite is a luxurious retreat, showcasing a recently remodeled $40,000 spa-like bathroom and a custom closet with direct access to the laundry room. Designed with both beauty and functionality in mind, while the nearly 1,800 SF garage complete with epoxy flooring, offers ample space for vehicles, including a 1,125-square-foot RV garage that can accommodate a 45-foot Class A motorhome, boat, or other recreational toys. A full RV dump is also onsite. Additional enhancements include a whole-home water filtration system and a meticulously designed backyard oasis featuring patio shades, misters, a fully equipped outdoor kitchen, rain gutters, and a pergola, all powered by natural gasideal for year-round enjoyment of Arizona's stunning outdoor living.

17872 W Estes Way Goodyear, AZ 85338

$975,000 - 4Br/4Ba -  for Sale in Estrella Mountain Ranch Parcel 73, Goodyear
Open House
$975,000
4 Beds
3.5 Baths
2,600 SqFt
Status Active
MLS # 6772055
Property Type Single Family Residence
Price Type --
This impeccably designed home in Estrella Mountain Ranch is the one for you! This beautiful contemporary-style residence boasts a 3-car garage with 10 foot doors, epoxy floors and stylish pavers. The great room boasts soaring vaulted ceilings, and an inviting fireplace for intimate evenings. The kitchen comes with granite counters, sleek flat-panel cabinetry, high-end appliances, an eye-catching tile backsplash, and a huge island with a breakfast bar for casual dining. The sizable primary bedroom offers a beautiful marble shower with double sinks and a makeup vanity. Outdoor, you'll find a spacious backyard space to create your dream oasis with city views, and front yard facing the mountains. Enjoy the incredible resort style amenities of Estrella and make this gem yours today!

3058 W Sousa Court Anthem, AZ 85086

$975,000 - 4Br/4Ba -  for Sale in Anthem Unit 11 Replat, Anthem
Open House
$975,000
4 Beds
3.5 Baths
3,444 SqFt
Status Active Under Contract
MLS # 6748099
Property Type Single Family Residence
Price Type --
Welcome to Your Dream Home! Nestled in the highly coveted Enchantment neighborhood within Anthem, where every home is a single-story retreat on expansive lots, this stunning single-level residence offers the epitome of luxurious living. Boasting four generously sized bedrooms and a versatile office/den that easily transforms into a fifth bedroom, this home provides space and flexibility to suit any lifestyle. With three full bathrooms, a convenient powder room, and a host of top-tier features, this property redefines comfort and style. The heart of the home is undoubtedly the completely remodeled kitchen—a chef's dream come true. No detail has been overlooked in this culinary haven, from the gleaming new granite countertops to the state-of-the-art appliances. Imagine preparing gourmet meals on a gas stove with a custom copper vent, or baking your favorite dishes in the double electric oven, which easily converts into a full-sized oven. Additional thoughtful touches include a pull-out mixing station, a pull-out microwave and a striking backsplash that ties everything together in perfect harmony. Beyond the kitchen, this home continues to impress with its meticulous upgrades. A Brand-New Roof, Newer AC Units, and Newer Windows ensure comfort and peace of mind for years to come. Step outside to the redesigned and updated backyard, where a new pergola provides the perfect spot for outdoor dining. Your new outdoor kitchen caters to your alfresco entertaining needs, and a putting green offers endless fun for all. The sparkling pool invites you to cool off on warm days, while the spa beckons you to unwind under the stars, letting the day's stress simply melt away. This home is not just a place to live - it's a lifestyle. Don't miss your chance to experience the best of Anthem living in the Enchantment Neighborhood. Plan your private tour today and step into the home of your dreams! See Documents Section for Complete List of Updates.

1843 N Lynch -- Mesa, AZ 85207

$974,900 - 4Br/3Ba -  for Sale in Legacy At Mountain Bridge, Mesa
New
$974,900
4 Beds
3 Baths
2,680 SqFt
Status Active
MLS # 6783961
Property Type Single Family Residence
Price Type --
Welcome Home!!! This gorgeous 4 bedroom 3 bath gated community home at the Legacy at Mountain Bridge is in a fantastic location. Close to restaurants, shopping, schools, parks, multiple golf courses, hiking & biking trails & easy access to the 202 Fwy. As soon as you step into this home, you can see the Pride of Ownership with all that has been done. This Elegant Kitchen has stainless steel appliances, beautiful crown molding cabinetry, granite counter tops, a large island/breakfast bar for extra prep & storage, along with a walk in pantry & filtered water. Your spacious master suite offers a plethora of natural light, a large walk in closet, dual vanity, a stand alone shower & a large soaking tub, as well as direct access to your backyard oasis. This home also offers upgraded ceiling fans & lighting, an office/den to utilize, a newer AC unit replace in 2022, along with a 3 car garage with a water softener. Your backyard oasis offers a covered patio with extended pavers, a built in bbq, a gas fire pit, artificial grass, a view fence & a heated pebble tech salt water pool & spa to enjoy all year round. Your gated community offers a playground for the little ones, a fitness center, a basketball, tennis & pickleball courts, hiking trails, along with a community pool/spa & clubhouse to enjoy. This Gem in the desert is a Great Buy & a Must See!!! **Furniture is available on a separate bill of sale.

31107 N 164th Street Scottsdale, AZ 85262

$974,900
4 Beds
3.5 Baths
3,194 SqFt
Status Active
MLS # 6684456
Property Type Single Family Residence
Price Type --
Motivated seller! Price reduction on an already below market price! Pristine horse property that shines with pride of ownership. This gorgeous home offers a beautiful split floor plan, tile throughout, expansive kitchen and family room with amazing views of Four Peaks, and a spacious laundry room. Outdoors you can enjoy an immaculate horse facility, as well as meticulously designed and maintained desert landscaping. Horse facilities feature 4 stalls with automatic water, misting system, and fans. Round pen with sun shade and turnout arena with automatic water as well. Home has shared well with filtered water as well as a hauled water system that can be used as extra water storage. This price includes an adjacent 1.15 acre lot to use for whatever you may need.

2818 N Yucca Street Chandler, AZ 85224

$974,900
5 Beds
3 Baths
2,801 SqFt
Status Active
MLS # 6733703
Property Type Single Family Residence
Price Type --
Currently a high-performing short term rental that is completely TURN-KEY. No expenses have been spared during the remodel or during the design phase. The home comes with all furniture and furnishings plus future bookings with an outstanding professional short term management company. HEATED POO,L GAME TABLES, MINI PUTTING GREEN & more! This 5-bedroom, 3-bath home can be your private, chic resort. Well-appointed for celebration, relaxation & reconnection. Make meaningful memories, both ''at home'' and on-the-go! Enjoy a game room, fun-filled backyard, outdoor dining and grilling, a wet bar in the family room, and a soothing, stylish atmosphere. The region is jam-packed with outdoor & indoor attractions for every taste.

7955 E Solano Drive Scottsdale, AZ 85250

$974,900
3 Beds
3 Baths
1,858 SqFt
Status Active
MLS # 6774843
Property Type Single Family Residence
Price Type --
Discover this beautifully remodeled 1,858 sqft home in the heart of Scottsdale! This 3-bedroom, 3-bathroom gem offers modern elegance and thoughtful design throughout. Brand NEW HVAC! Step into the open-concept living area featuring sleek finishes, designer lighting, and abundant natural light. The gourmet kitchen boasts quartz waterfall countertops, stainless steel appliances, and ample cabinetry, perfect for entertaining. Retreat to the spacious primary suite with a spa-like ensuite bathroom, including a walk-in shower and double vanity. Brand new Samsung Washer & Dryer! Outside, enjoy a private backyard ideal for relaxation. This turnkey home is minutes from top dining, shopping, and entertainment. Don't miss this Scottsdale stunner!

3046 W Twain Court Anthem, AZ 85086

$974,899
4 Beds
3.5 Baths
3,444 SqFt
Status Active
MLS # 6782408
Property Type Single Family Residence
Price Type --
This home might be the one you have been waiting for! Sitting on just under a half of an acre, this home is almost as unique as Anthem itself. It features a resort style backyard with a huge pool, hot tub, fire place, outdoor kitchen & so much more. Stepping inside the home you will be delighted with all of the space that you have. There are 5 bedrooms (den w/ doors that is counted as a 5th bedroom). 3 1/2 bathrooms & an oversized 3 car garage. Large side gate for all your toy storage needs (below the fence). Well maintained & cared for home. Located in the master planned community of Anthem, you have access to all of the wonderful community amenities in addition to those in your own backyard. Pickleball, tennis, a water park, gym, basketball, walking paths, restaurants & shopping nearby

19964 W Marshall Avenue Litchfield Park, AZ 85340

$974,711
4 Beds
3.5 Baths
3,261 SqFt
Status Active
MLS # 6763599
Property Type Single Family Residence
Price Type --
Exquisite single story floorplan with 2x6 exterior walls is currently under creation in Litchfield Park! Plenty of room for storage and long vehicles with this 6 car tandem garage! Impressive great room with vaulted ceiling and decorative beam, 16' multi-slide door at the great room will lead you to an large covered patio. Show off your chef skills in the gourmet kitchen with upgraded appliances and built-in gas cooktop. 4 bedrooms plus TV room that is 15'x17', 3.5 bath, and a large study provides an great space for a home office. This home is beautifully appointed with upgraded cabinets, countertops, flooring and more!

20441 S 187th Street Queen Creek, AZ 85142

$974,000
6 Beds
3.5 Baths
4,210 SqFt
Status Active
MLS # 6781843
Property Type Single Family Residence
Price Type --
Welcome to this beautifully maintained, basement home spanning 4,210 sq. ft. featuring 6 bedrooms, an office, 3.5 baths, and a private pool! Move-in ready with brand-new carpet throughout, freshly painted exterior, shutters, in ceiling speakers, and 5.1 surround sound speakers, this home is designed for comfort and space! Enjoy the convenience of a smart home with WiFi enabled detectors, thermostats, garage door opener, sprinklers, and front door! The bright and open kitchen, complete with stainless steel appliances, a center island, and a seamless flow into the expansive great room, is ideal for gathering and entertaining. The luxurious primary suite includes direct access to the backyard, a serene ensuite bathroom with a separate shower, a soaking tub, and a spacious walk-in closet. Downstairs is a renovated basement with a large open bonus room, a bathroom, and 2 generous sized bedrooms! The renovated guest bathrooms feature sleek tile showers and updated fixtures, while each spotless bedroom offers ceiling fans and window blinds for year-round comfort. Step outside to a generous backyard retreat with a covered patio and a sparkling play pool with in-floor cleaningthe perfect spot to relax or entertain. Additional features include Tankless water heater, soft water system and R/O Don't miss this opportunity to call this stunning home your own! Sossaman Estates is a desirable community in a convenient location, close to the freeway, San Tan Village, and plenty of entertainment or outdoor adventures! Plus close to the Queen Creek Wash!

7848 S 139th Avenue Goodyear, AZ 85338

$974,000
4 Beds
2.5 Baths
2,522 SqFt
Status Active
MLS # 6663554
Property Type Single Family Residence
Price Type --
Perched atop a hill, this home offers breathtaking views of the valley below. Its long driveway, nestled against the mountainside, provides a secluded and picturesque setting. Whether you're looking to renovate and create a stunning living space or envision building your dream home, this property offers endless possibilities.

4651 N Justin Drive Prescott Valley, AZ 86314

$973,700
3 Beds
3 Baths
2,501 SqFt
Status Active
MLS # 6710716
Property Type Single Family Residence
Price Type --
Another gorgeous Capstone Home in Jasper on an oversized lot with incredible views. This single level Farmhouse is complete and MOVE-IN-READY with washer, dryer, refrigerator and backyard landscaping. This home features 10' ceilings throughout, 8' solid core doors, hardwood flooring in living room, den, kitchen, dining, and butlers pantry; luxury grade berber carpet in bedrooms, 12'' by 24'' tile in baths, quartz countertops, and a freestanding tub in primary suite.