4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

1 Easy Street Unit 5 Carefree, AZ 85377

$950,000
3 Beds
3.5 Baths
2,283 SqFt
Status Active Under Contract
MLS # 6685767
Property Type Townhouse
Price Type --
Introducing The View Carefree, a magnificent luxury townhome development in the heart of Carefree, Arizona. Don't miss the final phase! Experience the pinnacle of elegance and sophistication in this 3 bedroom, 3.5 bath townhome with estimated delivery in Q2 2024. From the moment you step inside, you'll be captivated by the open concept design, gourmet kitchen, opulent master suite and elevator for easy access between levels. Relax and unwind on the large covered patios or indulge in the breathtaking views from your private view decks on the second level. Immerse yourself in the beauty of the desert sky as you explore nearby trails or immerse yourself in the western charm of Carefree and Cave Creek's unique shops, galleries and dining experience. Live a life of luxury at The View Carefree!

7726 E Buteo Drive Scottsdale, AZ 85255

$950,000
4 Beds
2.5 Baths
2,576 SqFt
Status Active Under Contract
MLS # 6761604
Property Type Single Family Residence
Price Type --
Here's the home you have been looking for! This well cared for home features 4 bedrooms, 2.5 bathrooms, an office/den, a private pool, a putting green and a 2 car garage. Upon entering the home you will be greeted by a sun filled sitting room & dining room with vaulted ceilings. The kitchen opens to family room and features a kitchen island, granite counter tops, custom tiled backsplash & SS appliances. The oversized primary bedroom is located downstairs along with an office/den that can easily be converted to a 5th bedroom. Upstairs you will find 3 additional guest bedrooms and a full bathroom. Step out back to your private oasis that includes a play pool, putting green, and oversized covered patio with multiple seating areas. This move in ready home also features a new roof and one new AC unit. All of this is conveniently located in the coventry at Grayhawk and is within waking distance to Grayhawk Elementary. Move this one to the top of your list before it's too late.

8609 E Short Putt Place Carefree, AZ 85377

$950,000
2 Beds
2.5 Baths
2,360 SqFt
Status Active Under Contract
MLS # 6767708
Property Type Single Family Residence
Price Type --
Charming Carefree Southwest Gem ! Private end of cul de sac, delightful slump block home backs to Desert Forest Golf Club on 1+ acre. Tastefully updated, new Pella windows and doors throughout, DuraFoam roof, cedar eaves with recessed lighting and clerestory windows, kitchen wine refridgerators. Perfect manageable lock and leave or full time with sparkling pool and spa and expansive travertine pool patio.

5416 N 81st Avenue Glendale, AZ 85303

$950,000
6 Beds
5.5 Baths
4,209 SqFt
Status Active Under Contract
MLS # 6765125
Property Type Single Family Residence
Price Type --
Find your peace in the center of the action in Glendale, AZ! This stunning 6-bedroom, 5.5-bathroom residence spans over 4,253 sq. ft. on an expansive 17254 sq. ft. lot, within the security of a cul-de-sac. The exterior has it all! Enjoy the private courtyard off the main entrance, a sparkling pool, Entertain with the built in grill, and massive backyard. Then move inside to the Great Room with an oversized kitchen island, granite countertops, gas cooktop, and plenty of room for seating. The spacious primary suite , en-suite bathroom, and walk-in closets. 2 Drive Thru Rv gates. This opportunity does not come up often in this area over by the Cardinal Stadium ,No HOA so bring the toys!!!

22903 W Euclid Avenue Buckeye, AZ 85326

$950,000
4 Beds
3.5 Baths
3,220 SqFt
Status Active Under Contract
MLS # 6773316
Property Type Single Family Residence
Price Type --
Embrace the breathtaking beauty of nature in this exquisite modern farmhouse, perfectly positioned on 1 acre of irrigated land with stunning mountain views. Nestled in a tranquil setting, this home offers a unique opportunity to enjoy the picturesque scenery and peaceful surroundings of mountains. Step inside to discover an inviting open-concept design, where large windows frame the spectacular mountain vistas, bringing the outdoors in and filling the space with natural light. The heart of this home is a gourmet kitchen, equipped with modern appliances, a spacious island, and elegant finishes that make cooking a delight. located in a serene farm area.

20970 E Excelsior Avenue Queen Creek, AZ 85142

$950,000 - 4Br/2Ba -  for Sale in Orchard Ranchettes, Queen Creek
New
$950,000
4 Beds
2 Baths
2,950 SqFt
Status Active Under Contract
MLS # 6782834
Property Type Single Family Residence
Price Type --
Welcome to this stunning home located in the highly sought-after community of Orchard Ranchettes. This 4-bedroom, 2-bathroom home sits on a premium lot and boasts over 2,950 square feet of living space. Upon entering, you'll be greeted by an open and spacious floor plan, featuring soaring 10-foot ceilings, beautiful tile flooring, and plenty of natural light. Custom alder cabinets, alder beams, white-washed barnwood accents, and recessed lighting add a warm but classy atmosphere. The gourmet kitchen is a chef's dream, complete with granite countertops, black stainless steel GE profile double convection oven, built in microwave and dishwasher as well as refrigerator. Two pantry locations for convenience! MORE..

22054 N 64th Avenue Glendale, AZ 85310

$950,000 - 4Br/3Ba -  for Sale in Top Of The Ranch Two, Glendale
New
$950,000
4 Beds
3 Baths
2,693 SqFt
Status Active
MLS # 6784269
Property Type Single Family Residence
Price Type --
Mountain & Golf Views Welcomes you to this Stunning Upscale Resort-Style Home! Meticulously Updated Home with Soaring Ceilings, Abundance of Natural Light, Gorgeous Gourmet Kitchen with New Extensive Shiloh Cabinetry, Oversized Island, Crystall Quartz Counters, Stainless Appliances with Refrigerator & Coffee Bar! The Main Home Will Equally Impress w/ New Paint, 5-inch Baseboards, New Fans & Fixtures, Quartz Accents, New Luxury Dark Wood Plank Tile Flooring, New Low E Anderson Windows, Newer Roof, Closets by Design, Newer HVAC, Iron Doors and More! 3 Luxurious Bathrooms Complete w/Tile & Emerald Quartz along w/ the Spacious Master Suite w/ Double Doors, Abundance of Natural Light & Picture-Perfect Views!! Prime Location to Freeways, Golfing, Shopping, Mall, Baseball, Hiking, & Schools!

10804 N Mangrum Court Fountain Hills, AZ 85268

$950,000
3 Beds
2.5 Baths
2,434 SqFt
Status Active
MLS # 6750823
Property Type Single Family Residence
Price Type --
Golf course living at its best! This cul de sac golf course setting is the perfect tranquil retreat. The back yard oasis offers views of majestic mountains as well as multiple entertaining areas. The pool has plenty of depth to keep you cool all summer. There is even an outdoor shower. Once inside the home you will step into a vaulted ceiling entertainment area. Open kitchen and living concept offers plenty of natural light. Kitchen features the highly desirable white shaker cabinets and quartz slab counter tops. Over sized primary suite includes a walk closet and walk in shower. New carpet in all bedrooms. The oversized driveway and oversized garage offer plenty of room for all your toys! The home also features a Tesla Solar panel system and much much more! No HOA. No NPOA.

2728 N Meridian Road Apache Junction, AZ 85120

$950,000
3 Beds
2.5 Baths
2,608 SqFt
Status Active
MLS # 6665432
Property Type Single Family Residence
Price Type --
Nestled in a pristine location that combines urban convenience with breathtaking natural beauty, this single-story 3 bed 2.5 bath CUSTOM-BUILT home w/ RV parking epitomizes luxury & comfort. Boasting an unparalleled blend of city & mountain views, this residence stands as a testament to meticulous craftsmanship & thoughtful design as every detail of this home has been carefully curated & maintained, resulting in a residence that radiates a unique character.The exterior is an architectural masterpiece with expansive windows capitalizing on the panoramic cityscape & mountain vistas providing a picturesque backdrop from every vantage point. The custom solid alder wood cabinetry and spacious kitchen with the oversized island are perfect for both entertaining & everyday living.The adjoining .. living space seamlessly connect, complemented by 10' & 12' high ceilings and tasteful finishes. The Primary suite is a private sanctuary with spa like bathroom and private patio, featuring large windows framing the Superstition Mountains. Two additional bedrooms provide ample living spaces with and additional private patio. This residence is close to hiking trails, lakes, Salt River and invites it's new owner to RV parking with future RV garage potential on the oversized lot.

7244 E Las Palmaritas Drive Scottsdale, AZ 85258

$950,000
4 Beds
3 Baths
2,710 SqFt
Status Active
MLS # 6700803
Property Type Single Family Residence
Price Type --
Briarwood VI is Scottsdale's hidden secret: the ultimate convenient location to everywhere! Tucked in near McCormick Ranch & Paradise Valley Farms, this special property was updated in 2015 with consistent quality throughout, from the freshly painted smooth stucco exterior to the filled in travertine flooring, eliminating any interior steps. All windows were replaced, the kitchen was completely redone & opened up, new cabinetry added w/ the ''soft-close'' feature, gorgeous granite slab counters, new appliances & fixtures. The bathrooms are light & bright w/ high level finishes. Skylights are plentiful, inside & out. The game room can serve as an ensuite guest room ~ great for grandkids! Deep covered patio, heated pool & spa, & attractive stacked stone BBQ offer full outdoor enjoyment

10439 S 26th Avenue Phoenix, AZ 85041

$950,000
4 Beds
3.5 Baths
3,469 SqFt
Status Active
MLS # 6702323
Property Type Single Family Residence
Price Type --
Welcome to your dream home in South Phoenix's picturesque Laveen area! This custom-built beauty nestled on South Mountain offers breathtaking city views and luxurious living on Over 1 acre of land. Single-level design, 2 master suites + 2 additional bedooms, 3.5 bath home features an open floor plan flooded with natural light and accentuated by soaring ceilings. Gourmet kitchen is a chef's delight, equipped with top-of-the-line stainless steel appliances, including a Sub Zero refrigerator, expansive kitchen island, and walk-in pantry. Indulge in the serene mountain vistas from multiple spots on this property. Outside, experience the ultimate in outdoor living with RV setup including electric and septic hookups. This property, offers some of the BEST views in the valley of the sun

4937 W Desert Hollow Drive Phoenix, AZ 85083

$950,000
4 Beds
3 Baths
3,635 SqFt
Status Active
MLS # 6716344
Property Type Single Family Residence
Price Type --
This home has extensive upgrades/improvements, 4 bedrooms, 3 baths, office/den, great curb appeal & front courtyard in desirable Indian Springs Estates. Newer gourmet chef kitchen with beautiful cabinets, granite countertops, double ovens, kitchen island/breakfast bar, walk-in pantry & eat-in kitchen area too. Spacious relaxing family room with fireplace & wet bar with beverage/wine cooler. Large master suite with upgraded bathroom, double vanities, separate tub/shower & amazing custom walk-in closets. Entertainer's dream backyard with sparkling pool, waterfall, spa, plenty of space for pool furniture, painted scenery walls, outdoor fireplace, full length covered patio, mature trees, grassy play area to enjoy with family & friends. Large lot with room for a RV garage or casita.