4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

7551 W Gelding Drive Peoria, AZ 85381

$929,900 - 5Br/4Ba -  for Sale in Bella Pasa, Peoria
Open House
$929,900
5 Beds
4 Baths
2,800 SqFt
Status Active
MLS # 6646323
Property Type Single Family Residence
Price Type --
*QUICK MOVE IN * at Bella Pasa! On a north facing 10,180 sq/ft lot, this single level home in a gated community has serious WOW factor! Apx 2800 sq/ft this 4-bedroom 4 bath home has a casita/guest quarters with its own private entrance at the back of the home! 2 Car garage PLUS the much talked about insulated SUPER Garage with insulated doors, 16ft ceilings, and an upgraded electrical package! Inside this stunner you will find huge atrium sliding glass doors leading to the large patio. A gourmet kitchen with LG appliances is the perfect match for natural Pecan cabinets and Biancone countertops. Front yard landscaping with paver driveway completes this amazing home!

507 E Mountain View Road Phoenix, AZ 85020

$929,000
3 Beds
3.5 Baths
2,567 SqFt
Status Active
MLS # 6756263
Property Type Townhouse
Price Type --
Discover Hillside Villas - a gated 15 home Urban Enclave . This is still under construction with completion estimated mid 2025 and interior finish selections can still be made . These homes offer a level of quality , amenities and views unparalleled at this price point . Each Home has a private elevator and custom floating stair case to provide access to each of the 3 levels . From the secure private covered first floor entry courtyard, enter the home through a custom fabricated 8ft steel door into the foyer. A 3 level floating staircase encased in a 30ft light well provides a dramatic focal point . A 3rd guest bedroom , private bath and large garage with storage area and private 2 car driveway are also on this level .

3830 E Appaloosa Road Gilbert, AZ 85296

$929,000
5 Beds
5 Baths
3,159 SqFt
Status Active
MLS # 6762673
Property Type Single Family Residence
Price Type --
This home has never been lived in. Built in 2021, this five-bedroom, five-bathroom 3,159 sqft home is Fulton's largest floorplan in Lakeview Trails. It has a three-car garage, and a fully landscaped backyard with turf. The downstairs is very open and well-lit by the large atrium doors in the great room. It has a flex room and one bedroom tucked away that is perfect for an office, playroom, gym, or private guest bedroom. The upstairs features a spacious loft and has two wings. One wing has three secondary bedrooms that are connected by a single hall and the other wing features the primary bedroom along with the laundry room, which has a dedicated sink and cabinetry. The primary bedroom is 240 square feet and has a bathroom with two sinks, a shower, a large tub, a vanity, and a spacious walk-in closet. All five rooms have walk-in closets. The home is very energy-efficient. There is a dedicated alarm system. The park is just two doors away making it very accessible

860 W Snow Creek Trail Show Low, AZ 85901

$929,000
3 Beds
2.5 Baths
2,320 SqFt
Status Active
MLS # 6763294
Property Type Single Family Residence
Price Type --

42038 N Moss Springs Road Anthem, AZ 85086

$929,000
4 Beds
3 Baths
2,986 SqFt
Status Active
MLS # 6634707
Property Type Single Family Residence
Price Type --
Welcome to luxury living in Anthem Country Club! This stunning home has undergone a full remodel, offering exquisite features and modern elegance throughout. As you enter, you're greeted by a grand 10-foot accordion door that seamlessly opens to the expansive outdoor space, perfect for entertaining guests or enjoying the serene desert landscape. Step inside onto luxury vinyl plank flooring that adds warmth and sophistication to the living spaces. The upgraded primary bathroom is a true retreat, boasting a super shower and separate tub, creating a spa-like oasis for relaxation and rejuvenation. With 4 bedrooms and 3 full bathrooms, there's plenty of space for family and guests to feel comfortable and pampered. Welcome to luxury living in Anthem Country Club! This stunning home has undergone a full remodel, offering exquisite features and modern elegance throughout. As you enter, you're greeted by a grand 10-foot accordion door that seamlessly opens to the expansive outdoor space, perfect for entertaining guests or enjoying the serene desert landscape. Step inside onto luxury vinyl plank flooring that adds warmth and sophistication to the living spaces. The upgraded primary bathroom is a true retreat, boasting a super shower and separate tub, creating a spa-like oasis for relaxation and rejuvenation. With 4 bedrooms and 3 full bathrooms, there's plenty of space for family and guests to feel comfortable and pampered. Park your vehicles with ease in the 3-car garage, offering ample storage space for your belongings. Outside, the oversized lot features a partial view fence, providing privacy and picturesque views of the surrounding area. Take a dip in the sparkling pool on hot summer days, or lounge poolside in the Arizona sunshine. The newer roof ensures peace of mind and adds to the home's overall appeal. In the heart of the home, the kitchen shines with new countertops and a sleek wet bar, perfect for entertaining friends and family. Whether you're hosting dinner parties or enjoying quiet evenings at home, this kitchen is sure to impress. Don't miss the opportunity to own this exquisite home in Anthem Country Club, where luxury meets desert tranquility.

9313 E Crystal Drive Sun Lakes, AZ 85248

$929,000
3 Beds
2.5 Baths
3,166 SqFt
Status Active
MLS # 6737380
Property Type Single Family Residence
Price Type --
Prime location for this 3BR, 2.5BA plus den Galleria model on 3rd tee box of the Lakes course in the cherished active adult community of Oakwood in Sun Lakes. Recently pavered driveway and walkway for great curb appeal. LVP flooring throughout the entire main floor w/new baseboards. Stunningly updated ''show'' kitchen with cherry cabinets, granite counters and SS appliances. Enormous primary suite with sitting area, vaulted ceilings, updated bath with tiled walk-in shower and dual closets. Upstairs features 2 bedrooms and bath, w/built in desk in one bedroom. The lot sells this one though. Extended covered patio, pool, stunning golf, water and mountain views. 2014 AC's. Owned solar photovoltaic system plus solar pool heating system. June electric bill was $98. A must see property! Start enjoying the countless amenities in Oakwood w/ pools, golf, tennis, pickleball, clubs and restaurants

18377 W Porter Drive Goodyear, AZ 85338

$929,000
4 Beds
4 Baths
4,178 SqFt
Status Active
MLS # 6753751
Property Type Single Family Residence
Price Type --
Nestled on a coveted over sized custom lot near South Lake in Estrella, this 4 Bed + Den home offers an unparalleled living experience. Immerse yourself in breathtaking views of the Estrella Skyline, framed throughout this stunning home. Step inside to discover a world of warmth & elegance. In the heart of the home the gourmet kitchen offers an ambiance of timeless sophistication. Cozy nooks & inviting great rooms offers ample space for relaxation, while artisan-crafted details & art niches add a touch of charm. The sprawling primary suite, conveniently located on the first floor, is a luxurious sanctuary. Explore the home's impressive floorplan, including multiple balconies & a secluded ''Sky View Deck'' where you can savor the lake views. 3 Car Garage & RV Gate is ideal for toys. Estrella is a master-planned community designed for comfort and convenience. Here's what makes Estrella the perfect place to make your home: Troon-Managed Golf Course: Tee off at the Golf Club of Estrella, a Nicklaus-designed course managed by the prestigious Troon Golf. Your Estrella HOA fees cover an extensive range of amenities, allowing you to experience resort-style living every day: Water Activities: Explore the lakes with paddleboats, sailboats, and kayaks offered by the Yacht Club. Starpointe Resident's Club: This 24,000 sq ft recreation center boasts a waterpark, gym, lap pool, game rooms, and a teen club, something for everybody. Presidio Resident's Club: This 18,500 sq ft facility features a heated pool, splash pad, demo kitchen, Community Garden, Cantina and a state-of-the-art workout area. Pickleball & Trails: Enjoy friendly competition on the neighborhood pickleball courts, or explore the scenic FINS trail system for hiking and biking adventures. Enjoy a variety of restaurants, medical and dental offices, and various services right at your fingertips. Estrella offers an exceptional lifestyle with upscale amenities, and convenient access to day to day services.

5769 N Woodland View Road Williams, AZ 86046

$929,000
6 Beds
3.5 Baths
2,760 SqFt
Status Active
MLS # 6777218
Property Type Single Family Residence
Price Type --
Welcome to an amazing opportunity to own an absolutely turn key, high income ($100k+ a year) producing GC Luxury Ranch that is only a 20 minute drive to The Grand Canyon and just minutes from town. With 10 acres of pristine and private wild Northern Arizona Country, this property is exactly what you are looking for as an investment or retreat for family and friends. Newly renovated 2760 FT, 6 bedrooms, 3.5 bathrooms, with spacious open floor plan and perfect flow. The moment you open the front door, you are greeted with a beautiful inviting living room that faces the large open kitchen and dining area which opens to the expansive covered patio with BBQ and fire pit.

1327 W Lawrence Lane Phoenix, AZ 85021

$929,000
4 Beds
2 Baths
2,096 SqFt
Status Active
MLS # 6752709
Property Type Single Family Residence
Price Type --
Welcome to North Central Phoenix! Situated in the prestigious Royal Palm neighborhood, this beautifully remodeled 4-bedroom, 2-bathroom split floorplan home is a true gem. The home features a stunning kitchen with a huge island, custom cabinetry, and premium finishes. Brand New Wood Floors & fresh paint. Set on an oversized lot with ideal north/south exposure, the property offers a charming front patio, an RV gate, and a delightful backyard complete with cozy patio spaces. Solar panels (Paid in Full). The garage has extra storage & epoxy floor. Enjoy the best of uptown living with nearby dining, shopping, easy freeway access, and hiking trails. This is a must See Property in the beautiful, highly sought after Royal Palm neighborhood- Walk to Royal Palm Park!

3359 E Goldfinch Way Chandler, AZ 85286

$929,000
3 Beds
3 Baths
3,201 SqFt
Status Active Under Contract
MLS # 6768461
Property Type Single Family Residence
Price Type --
Looking for a beautiful, spacious home with amazing features? Look no further! This motivated seller is offering a great opportunity to own a stunning 3 bedroom, 3 bathroom home in the desirable Paseo Trails Community. With 3,201 square feet of living space, this home has plenty of room for you and your family. But that's not all - this home also comes with VA assumable options at an incredible low interest rate of 2.250%. This means you can save big on your monthly mortgage payments. And don't worry, all offers will be considered so you have a chance to make this dream home yours. This home has everything you could want and more. Need a home office? We've got you covered. Want to unwind and watch a movie? Our theater room is perfect for movie nights. And with free and clear solar panels, you can enjoy energy savings year-round. Did we mention the outdoor oasis? This home boasts one of the biggest lots in the community and features a pool with a slide and jacuzzi, an outdoor fireplace, and even citrus fruit trees. It's the perfect space for entertaining and making memories with your loved ones. Inside, you'll find an open layout with granite countertops and high-end finishes throughout. The master suite is a true retreat with a custom marble walk-in shower, separate soaking tub, dual vanities, and his and her closets. Don't miss out on this incredible opportunity to own a piece of paradise. Contact me today to schedule a showing and make an offer. This opportunity won't last long!

1270 E Baranca Road Gilbert, AZ 85297

$929,000 - 4Br/3Ba -  for Sale in Vista Del Oro North Amd, Gilbert
Open House
$929,000
4 Beds
2.5 Baths
2,627 SqFt
Status Active
MLS # 6706262
Property Type Single Family Residence
Price Type --
Welcome to your dream home in the coveted Vista Del Oro community! This stunning 4-bed, 2.5-bath home boasts a modern, and sleek remodel, ensuring luxury and comfort in every corner. Dive into your private oasis with a sparkling pool. The spacious 3-car garage provides ample room for vehicles and storage. Inside, you'll find quartz countertops and all-tile flooring, adding a touch of elegance to the open floor plan. Located in a prime location, this home offers unparalleled convenience. It's close to top-rated schools in the Chandler and Gilbert districts, making it ideal for families. Vista Del Oro is known for its vibrant community and easy access to shopping, dining, and entertainment. Don't miss the chance to own this upgraded gem in one of the most desirable neighborhoods.

10455 E Thornton Avenue Mesa, AZ 85212

$929,000 - 3Br/4Ba -  for Sale in Estates At Eastmark Parcel 8-3, Mesa
Open House
$929,000
3 Beds
3.5 Baths
3,121 SqFt
Status Active
MLS # 6719956
Property Type Single Family Residence
Price Type --
**VOTED BEST HOME ON TOUR** Welcome to luxury living in The Estates at Eastmark! This exquisite home, with designer touches, sits on an expansive lot in a gated community. The gourmet kitchen is a chef's dream, featuring SS appliances, double ovens, gas range, oversized island with ample cabinetry, under cabinet lighting, TWO walk-in pantries & soft-close doors. The owner's suite is a sanctuary of relaxation with its expansive walk-in tiled shower & designer tub.Other bedrooms are split & both offer ensuites! Open floor-plan with a wall of glass opening to reveal the sparkling pool, extended travertine patio, putting green & chic lighting.The 3-car garage is a standout with its epoxy flooring, & built-in cabinets. The Estates includes private clubhouse, fitness center, POOL & fire pits!