4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

4422 N 75th Street Unit 6008 Scottsdale, AZ 85251

$925,000
2 Beds
2 Baths
1,197 SqFt
Status Active
MLS # 6764280
Property Type Apartment
Price Type --
SPECTACULAR UNIT WITH SPECTACULAR VIEWS..... Stunning 6th floor SE corner unit with 350 sq ft. wraparound deck at the ENVY Residence. Start off each day with floor to ceiling windows that provide an unobstructed view of the mountains and sunrise. Spacious 2 bedroom/2 bath. Features include contemporary styled kitchen with high-gloss Goldreif by Poggenpohl cabinets. Bosch stainless steel appliances, polished quartz countertops, motorized black-out shades, upgraded hardwood floors, storage unit, 2 spaces of underground parking, electric vehicle charger, plumbed for gas grill on decks. Envy features top concierge service, 24 hours security, 4,000 sq ft State of the Art Lucas James designed fitness center, outdoor Zen garden, yoga studio, resort-like pool, TV and a Black Label Lounge and Bar

10731 E Hillview Street Mesa, AZ 85207

$925,000
3 Beds
2.5 Baths
2,705 SqFt
Status Active
MLS # 6754712
Property Type Single Family Residence
Price Type --
Discover your dream home! This custom-built gem boasts 3 bedrooms plus a master sitting room, 2.5 baths, and breathtaking views of Superstition Mountain and Usery Pass. Enjoy the luxury of two balconies and custom paint throughout. The spacious 3-car extended garage features custom cabinets, perfect for storage. Inside, vaulted ceilings create an open, airy feel. Situated on a large lot with a fenced-in yard, this home offers ample space for outdoor activities. Located near Usery Park and Tonto National Forest, this home combines comfort and convenience. Don't miss out on this exceptional property!

1 Easy Street Unit 25 Carefree, AZ 85377

$925,000
3 Beds
3.5 Baths
2,283 SqFt
Status Active
MLS # 6757312
Property Type Townhouse
Price Type --
Amazing, Contemporary Townhome that is walkable to everything Carefree. Finished in late 2023, this home has exquisite finishes, not to mention spectacular views of Black Mountain. 2 primary suites, one on MAIN FLOOR. Porcelain plank flooring, Quartz Counters with Waterfall Island, Built-In Bosch stainless appliances, tankless gas water heater and backlit mirrors create a fresh interior finish. Tongue & Groove Cedar ceiling treatments and 14' Vault at upper-level display thoughtful structural design.

5732 N 25th Street Phoenix, AZ 85016

$925,000
3 Beds
3 Baths
2,044 SqFt
Status Active
MLS # 6758488
Property Type Townhouse
Price Type --
Spacious townhome with welcoming courtyard entry in guard-gated Heights of Biltmore at Taliverde. Bright neutral paint and wood flooring throughout with tile in two of the baths. Kitchen features warm cabinetry, granite, stainless steel appliances, and eat-in breakfast area with coffee bar. Great room living/dining has a wet bar, built-in cabinets, soaring fireplace with stone surround, and a wall of French windows and French door to the balcony. Primary suite has a floor-to-ceiling fireplace, full bath with double sinks and separate step-in shower, walk-in closet with organization, patio and atrium access. Two secondary bedrooms and an office with bookcase. 2-car garage has built-in storage and epoxy floors. A/C's 2023/24. Enjoy Biltmore area dining, entertainment, shopping and more!

22938 S 193rd Street Queen Creek, AZ 85142

$925,000
4 Beds
3 Baths
3,234 SqFt
Status Active
MLS # 6773260
Property Type Single Family Residence
Price Type --
A remarkable find of uncompromising quality is yours in this sophisticated home. Custom built-in 2003, the home is 3,235 SF, a one-of-a-kind custom and renovated home. The house is flooded with natural light and sits on a 35,005 sq. ft. homesite in the heart of Queen Creek. Beautiful, minimal maintenance landscape with a lighted bridged pathway entry from the street to your new front door makes this home a genuine opportunity for the discerning buyer. Enjoy the grand entrance, with 12-to-14-foot ceilings and an open split floor plan adorned with architectural accents throughout the home. This floor plan is perfect for entertaining and enjoying your daily life, in addition to the substantial storage space throughout the house. The incredible Gourmet double Island kitchen awaits you

30526 N 116th Lane Peoria, AZ 85383

$925,000
3 Beds
2.5 Baths
2,773 SqFt
Status Active
MLS # 6768983
Property Type Single Family Residence
Price Type --
Beautiful one of a kind David Weekley Home situated in the master planned community of Vistancia. Striking beams in the living room and a spacious open floor plan. A chef's dream kitchen with top of the line appliances such as the Monogram 48'' professional 6 burner gas range with griddle, Thermador dishwasher (new April '24), Sub-Zero Pro Series refrigerator/freezer, built in beverage fridge, white cabinets with iron forged custom handles. Large Island is perfect for gatherings. Master bedroom has a no step super shower, dual sinks and large walk in closet. On the other side of the home you will find 2 bedrooms, full bath, flex room and laundry with built in cabinets and sink. Stepping out on the patio you will be in awe with the beautiful, relaxing gardens, fountain and built in gas fireplace. During the warmer months you can still enjoy sitting outside with the commercial misting system. This is the only home that has custom beams and an outdoor built in fireplace on the patio.

28811 N 45th Street Cave Creek, AZ 85331

$925,000
4 Beds
2 Baths
2,186 SqFt
Status Active
MLS # 6775598
Property Type Single Family Residence
Price Type --
This quiet, corner lot home is completely renovated and reimagined and ready to be your forever home. NEW AC, NEW roof, NEW paint & garage epoxy, CUSTOM closets, shutters, pool resurfaced, high-end fixtures throughout. Over $150k in renovations and upgrades. Tatum Ranch is known for its family-oriented, yet peaceful way of life, whether you seek private solitude or bustling activity, your story can be told here. Allow yourself to discover your forever lifestyle in this turnkey property. List of just some of the impressive improvements and features this updated property has to offer are included in the Documents Tab.

16639 W Longview Drive Surprise, AZ 85387

$925,000
2 Beds
2.5 Baths
2,483 SqFt
Status Active
MLS # 6773403
Property Type Single Family Residence
Price Type --
Enjoy gazing down the 13th Fairway to view the WHITE TANK MOUNTAINS, capturing the famous AZ sunsets Overlooking the 13th green on the CIMARRON GOLF COURSE, the view is spectacular. ASHBURY model, loaded with upgrades, having both a Guest House (CASITA) and extended 3-CAR GARAGE make this offering one you surely won't want to miss. Classic White Kitchen features granite counters, and back-splash, SS appliances, convenient center island, and bayed dining nook. Patio features a rock waterfall flowing into the heated SPOOL. Natural gas BBQ grill island. Remote controlled sun awning plus remote shades allows for either sun or shade when you're entertaining. Both bedrooms are suites, so you actually have 3 BR's and 3.5 Baths. Double leaded glass doors for private Office/Den.

11206 N Partridge Place Fountain Hills, AZ 85268

$925,000
3 Beds
2.5 Baths
2,591 SqFt
Status Active
MLS # 6778706
Property Type Single Family Residence
Price Type --
Beautifully remodeled, nestled in a serene cul-de-sac. This modern Spanish residence features 3 beds, 2.5 baths, offering the perfect blend of comfort & style. You'll be greeted by a custom-designed kitchen featuring elegant cabinetry, Pottery Barn lighting, and Rejuvenation hardware, all contributing to a sophisticated ambiance. The open layout flows seamlessly into the living areas, showcasing walnut-stained wide plank French oak flooring and gracefully arching walls, creating a warm and inviting atmosphere.Natural light pours in through multiple windows, revealing breathtaking 180-degree views, including a spectacular vantage point of the iconic Fountain Hills fountain. Whether you're entertaining guests or savoring a quiet evening. These stunning views will leave a lasting impression!

21642 N 59th Street Phoenix, AZ 85054

$925,000
4 Beds
3 Baths
2,024 SqFt
Status Active
MLS # 6776475
Property Type Single Family Residence
Price Type --
Charming New Home in Gated Desert Ridge Community Step into this stunning 2022-built residence where modern luxury meets comfort. This light-filled home features a gourmet kitchen equipped with Quartz countertops, a large island perfect for entertaining, and a classic tile backsplash. The elegance extends with plank tile flooring throughout, enhancing the clean and airy ambiance. Comfort is paramount in this home, offering spacious walk-in closets, walk-in showers, and a tankless water heater ensuring endless hot water supply. Each detail is meticulously designed for convenience and style. Outside, the backyard is a crafted oasis upgraded with travertine pavers, a cozy gas fireplace seating area, and low-maintenance artificial grass, making it an ideal retreat for relaxation or hosting gatherings. Located in the highly sought-after area of Desert Ridge, this home offers convenience at your fingertips with easy access to shopping, dining, Mayo Clinic, and the 101 freeway. Within the secure confines of a gated community, residents enjoy top-notch amenities including a heated pool and spa, state-of-the-art fitness center, a 10-acre park, charming pocket parks, and a serene yoga lawn. This property promises a blend of sophistication and ultimate comfort, making it the perfect haven for anyone looking to indulge in a luxurious lifestyle with all conveniences close by.

6725 N 160th Drive Litchfield Park, AZ 85340

$925,000
3 Beds
2 Baths
1,720 SqFt
Status Active
MLS # 6778032
Property Type Manufactured Home
Price Type --
Prominent 303 Corridor location with amazing developmental potential. The fast growing 303 Corridor boasts industries such as Amazon, Walmart, Best Buy, FedEx, & UPS. This esquestrian property is located less than a mile from state route 303 and currently is being used as a boarding & lesson facility with an established client base. Three bedroom/two bath manufactured home. Property includes 29 large, covered stalls, multiple turnouts with shades, large lit round pen, four horse motorized hotwalker, two tack rooms, & a five-ton pellet bin. No HOA

685 N Horseshoe Trail Wickenburg, AZ 85390

$925,000 - 3Br/2Ba -  for Sale in N/a, Wickenburg
New
$925,000
3 Beds
2 Baths
1,785 SqFt
Status Active
MLS # 6783533
Property Type Single Family Residence
Price Type --
EVERY COWBOYS DREAM PROPERTY 1,785 SQ FT HOME 3 BEDROOMS 1.75 BATHS *NEW LAMINATE FLOORING THROUGHOUT *PAINT AND NEW AIRCONDITION * GREAT USABLE HORSE PROPERTY ON ALMOST 3 ACRES * 2 COVERED STALLS 12X12 WITH POWER AND WATER * LARGE TURNOUT W/ WATER & POWER & SHADE* ROOM FOR SEVERAL MORE HORSES * LARGE PORTION OF PROPERTY IS LEVEL GOOD ROCK FREE GROUND * RV COVERED SHED * PANORAMIC VIEWS OF THE MOUNTAINS & PROPERTY IS PARTIALLY FENCED * SURVEYED AND ALL CORNERS MARKET ON 10/2023 * A LIST OF ALL UPGRADES CAN BE PROVIDED *