4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

31207 N 124th Drive Peoria, AZ 85383

$920,000
3 Beds
3.5 Baths
2,149 SqFt
Status Active
MLS # 6761995
Property Type Single Family Residence
Price Type --
BEAUTIFUL PROPERTY IN THE PRESTIGIOUS BLACKSTONE COUNTRY CLUB. THIS PROPERTY OFFERS PRIVACY WITH ITS PRIME CORNER LOT IN THE GREENS LOCATION. YOU WILL BE AMAZED BY THIS WELL MAINTAINED PROPERTY. THE DESERT LANDSACPE IS LOW MAINTENANCE YET INVITING AND WELL MANICURED. THE FIRST FEW STEPS INTO THE HOME FEELS SPACIOUS WITH HIGH CEILINGS AND NATURAL LIGHT. YOU WILL FALL IN LOVE WITH THE GOURMET KITCHEN AND LARGE ISLAND. THE SPACE IS PERFECT FOR ANYONE WHO LOVES TO COOK OR HOST EVENTS. EACH BEDROOM IN THIS HOME HAS ITS OWN BATHROOM WITH A HALF BATH IN THE HALL FOR GUESTS. DON'T MISS THIS OPPORTUNITY TO GET INTO THE HOME OF YOUR DREAMS WITH ALL THE AMENITES. ITS YOUR CHANCE TO INDULGE IN A LUXURIOUS LIFESYLE.

17640 W Guthrie Street Surprise, AZ 85388

$919,995 - 3Br/4Ba -  for Sale in Toll At Prasada Unit H Phase 3, Surprise
New
$919,995
3 Beds
3.5 Baths
2,200 SqFt
Status Active
MLS # 6784499
Property Type Single Family Residence
Price Type --
Your dream home is waiting. Located comfortably in a 55+ neighborhood this Carmet floorplan has everything you need. The bright foyer sets the perfect mood, offering plenty of natural light that flows effortlessly into the rest of the home. The great room is the perfect setting for relaxation with its cozy fireplace that is highlighted by gorgeous tile floors and convenient access to the covered outdoor patio accompanied by 20' glass sliding doors. The stylish kitchen features beautifully finished grey cabinets, Kitchen Aide appliances, and immense counter space with a large central island. Nearby within the community are the resort-style amenities with a full 18 hole golf course, clubhouse activities, pools, sport courts, professional spa, and an on-site restaurant and bars.

32535 N 135th Drive Peoria, AZ 85383

$919,990
4 Beds
3.5 Baths
2,985 SqFt
Status Active
MLS # 6747166
Property Type Single Family Residence
Price Type --
4 bedrooms + study, 3.5 baths, and 3 car garage, this great room design is flush with natural light...perfectly capturing those Arizona sunsets. With large picturesque, energy-efficient windows, 10' flat ceilings and 8' tall doors, this home offers tremendous sight lines and just feels like 'home.' Perfect for entertaining, the Gourmet kitchen boasts an oversized island, stainless GE appliances, and designer-appointed backsplash - be the envy of your family and friends. Inside the owner's retreat, personal relaxation is achievable with a spa-like bath boasting a tiled walk-in shower and gorgeous quartz countertops. 2x6 construction and Extensive NEW HOME WARRANTY = peace of mind. Welcome home.

2963 Iron Horse Street Wickenburg, AZ 85390

$919,900 - 3Br/3Ba -  for Sale in Wickenburg Ranch, Wickenburg
New
$919,900
3 Beds
2.5 Baths
2,078 SqFt
Status Active
MLS # 6783069
Property Type Single Family Residence
Price Type --
Impressive IRONWOOD model with Amazing Views! Perched on an elevated lot with no neighboring homes to the south or east sides. Featuring 3 spacious bedrooms, 2.5 bathrooms, wood flooring, extended front bedroom suite and 4ft extended garage w/220V. Gorgeous kitchen is fully equipped w/abundant white cabinetry w/ crown moulding, honed matte finish granite counters, large island, gas stove & top of the line stainless appliances. Just off the kitchen is a large laundry room with cabinets, tile flooring & walk in pantry. Multi pane glass sliders lead to the covered patio where you will experience the perfect outdoor living with stunning views and landscape upgrades of 170k, featuring a pool with electric heating & cooling, jets & beautiful water feature, gas fire pit, synthetic grass areas, putting green, stone pavers, misting system, view fencing, BBQ area & raised garden. A few more upgrades include - an Aqua Sauna water filter system throughout, Extra-large propane tank, Custom front security door, Electric line along eaves for easy lighting install. Enjoy all the Amenities & Lifestyle Wickenburg Ranch has to offer - 2 Golf Courses, Pickleball, Tennis, Community Pool, Spa, Restaurants and more! Make this gem your dream home today!! *All furniture available for sale outside of escrow.

13451 N 93rd Way Scottsdale, AZ 85260

$919,900
5 Beds
3 Baths
2,953 SqFt
Status Active
MLS # 6689364
Property Type Single Family Residence
Price Type --
Amazing Home within Encantada Subdivision. This Home offers 5 Bedrooms and 3 Full Baths with a Sparkling Pool. Separate Living Room and Great Room Areas. Large Kitchen area for entertaining! Plenty of Storage throughout! Large Backyard cooking and serving island by the Pool. Close to Schools, Shopping and Freeway. Also, Seller is offering 3% concessions towards Sellers closing costs or interest rate buy down. Seller is currently remodeling home.

200 W Portland Street Unit 927 Phoenix, AZ 85003

$919,900
2 Beds
2.5 Baths
1,498 SqFt
Status Active
MLS # 6739050
Property Type Apartment
Price Type --
UNICORN ALERT! Rarely does this floor plan come available and it is easy to understand why! Perched on the 9th floor as an end cap unit with no shared walls giving you views South/North and sunset's from your balcony looking over the downtown skyline! Inside you will find the perfect floor plan, split bedrooms with large walk in closets and stylish bathrooms. The island kitchen overlooks the large loving room with floor to ceiling windows. Bosh appliances, quartz counters and laminate wood floors accent this unit beautifully. Best part of this plan is the extra 1/2 bath! The community boasts rooftop BBQ, fire pits, grass and amazing views. Don't miss the gym. pool. dog washing station, local art and more. Walk to everything including the parks and light rail! You will love it here!

13022 N Crystal Hills Drive Fountain Hills, AZ 85268

$919,900 - 4Br/2Ba -  for Sale in Crystal Ridge, Fountain Hills
Open House
$919,900
4 Beds
2 Baths
2,436 SqFt
Status Active
MLS # 6771499
Property Type Single Family Residence
Price Type --
A fantastic 4 bed, 2 bath property located in Fountain Hills is now available! Corner lot features views and desert landscaping with a 3 car garage and much more, you simply have to come see it to believe it! Inside you will find vaulted ceilings, large dining/living areas, and a luxurious kitchen that would make any chef jealous, with its ample cabinetry, pantry, granite countertops, tile backsplash, double wall oven, charming island, and breakfast bar. The grandiose master bedroom is ideal with its spacious walk-in closet, private exit, and bath with double sinks. The stunning backyard sits on a nearly 15,000 s.f lot and includes a covered patio along with a sparkling blue pool perfect for the hot summer days! By the way, kiss those high electric bills away with the owned solar system!

7452 W Remuda Drive Peoria, AZ 85383

$919,900 - 5Br/4Ba -  for Sale in Terramar Parcel 10b, Peoria
Open House
$919,900
5 Beds
3.5 Baths
3,938 SqFt
Status Active
MLS # 6776617
Property Type Single Family Residence
Price Type --
Welcome to your dream home! This stunning 5-bedroom, 3.5-bathroom home, is nestled on a premium lot in a highly sought-after location, offering rare greenbelt and mountain views with unparalleled privacy. The well-designed open floor plan provides spacious living with two additional lofts, perfect for entertainment, work, or relaxation. The master suite, conveniently located on the first floor, boasts a newly remodeled bathroom for a touch of luxury. Step outside to enjoy a private, heated pool and hot tub, along with a cozy outdoor fireplace—ideal for year-round gatherings. Plantation shutters add elegance and functionality throughout, and a 4-car garage provides ample storage and parking space. This home truly combines comfort, style, and an unbeatable setting—come see it for yourself! Marvel at stunning sunsets and mountain views in the enchanting backyard, complete with a covered patio, a built-in BBQ, an outdoor fireplace, a spa, and a sparkling pool for endless summer fun. This gem will sell fast!

3823 W Lodge Drive Laveen, AZ 85339

$919,795
4 Beds
3.5 Baths
3,476 SqFt
Status Active
MLS # 6774341
Property Type Single Family Residence
Price Type --
Gorgeous new single-level home nestled in the private and gated Atlas at Whispering Hills Community. The spacious 4-bedroom home is loaded with designer selections such as an Iron front door, an executive GE café appliance package, Aristokraft Landen Maple Burlap Cabinets, Champagne kitchen cabinet hardware and faucet, and so much more. The office boasts double French glass doors and the home also includes a flex dining space. The bathrooms have black matte cabinet hardware and plumbing fixtures. Other highlights include Quartz Bianco Pearl in the kitchen and primary bath, Marazzi Merona 8 x 40 tile everywhere but the secondary bedrooms which have upgraded carpet and pad.

13642 W Buckskin Court Peoria, AZ 85383

$919,500
5 Beds
4 Baths
3,330 SqFt
Status Active
MLS # 6722494
Property Type Single Family Residence
Price Type --
PRICE DROPPED!! BRAND NEW '& READY FOR YOU! $20,000 towards closing costs with preferred lender! Nestled within the gates of ''The Retreat'', this exquisite home by Scott Communities boasts 5 Bedrooms +Den, 4 baths, and 3.5-car garage. Bask in Arizona's eternal sunshine on the expansive patio, accessible through multiple sliding glass doors. Revel in the opulent kitchen featuring contemporary wood cabinets, herringbone backsplash, and creamy white & taupe quartz. Equipped with two ovens, a gas cooktop, microwave drawer, oversized island, and walk-in pantry, this kitchen is a must! Luxuriate in the spa-like owner's bathroom with an oversized soaking tub, walk-in shower, and mosaic tile flooring. Matte black fixtures add a touch of sophistication throughout. Wood-look tile. Closing cost assistance available! A 10ft side gate ensures easy backyard access.

127 E Sabrosa Drive New River, AZ 85087

$919,000
4 Beds
3 Baths
3,496 SqFt
Status Active
MLS # 6760472
Property Type Single Family Residence
Price Type --
Discover luxury living in this stunning custom-built single-story home, offering 4 bedrooms, 3 bathrooms, and a spacious 3,496 square feet of meticulously designed living space. Nestled on a serene, fenced lot with breathtaking views of the Circle and Daisy Mountains, this property offers both tranquility and elegance. Step inside to find high-end finishes, including gleaming granite countertops and exquisite travertine tile flooring in the main living areas. The open kitchen is a chef's dream, featuring a large breakfast bar, stainless steel appliances, and a stylish tiled backsplash. The living areas boast 10+ foot ceilings, creating an airy and inviting atmosphere. The primary bedroom is a private retreat with direct access to the expansive backyard, where you can unwind in the... the luxurious ensuite bath, complete with granite countertops, a separate tub, and a walk-in snail shower. The secondary bedrooms are equally impressive, with plush carpeting and a convenient Jack-and-Jill bathroom. Outside, you'll find a huge, fenced backyard with endless possibilities to create the outdoor space of your dreams. A covered patio offers the perfect spot for al fresco dining or simply enjoying the stunning mountain views. Additional features include a 3-car garage, RV gate, and plenty of space for all your outdoor needs. This custom home truly has it allstyle, space, and spectacular views!

17740 E Bismark Lake Court Rio Verde, AZ 85263

$919,000
2 Beds
2.5 Baths
1,679 SqFt
Status Active
MLS # 6755687
Property Type Single Family Residence
Price Type --
WAKE UP TO SPECTACULAR SUNRISES AND WATCH THE MOUNTAINS CHANGE COLORS EVERY EVENING FROM THIS SOUGHT-AFTER ELEVATED LAKEFRONT HOME AT TRILOGY VERDE RIVER. This gorgeous Valletta resort home has been meticulously maintained; comes equipped with dozens of builder and designer upgrades throughout. Beautiful kitchen w/ upgraded Monogram Appliances, Quartz Counters, upgraded Cabinetry & custom Pendant Lights. Spacious great room w/ stunning Tile Floors, floor outlet & wall-mounted TV audio/video sleeve. Walk out of the sliding glass doors to the upgraded extended patio w/ Pergola & privacy screen to enjoy one of the best views in the entire community. An extraordinary & rare opportunity to own one of the premier mountain view resort homes to ever become available. Move-In Ready!