4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

63 County Road 2330 -- Alpine, AZ 85920

$897,000
3 Beds
2 Baths
1,650 SqFt
Status Active
MLS # 6764185
Property Type Single Family Residence
Price Type --
Beautiful southern view above San Francisco River. Passive solar design w/ sun on house front 9/1-4/15. Sprayed foam insulation in walls and ceiling. Drive around access to crawl space storage area below house.Standing Seam Metal Roof Design. Sloping ceiling with 14' high point in great room 360° camera system. 10' wide cement slab in crawlspace. Easy standup access to crawlspace. Crawlspace with plenty of storage. Cooks kitchen with External stove exhaust, granite counters and back splash dimable under and above counter LED lighting. Corner Pantry. Master Bath room with six foot soaking tub/shower, marble vanity with 12 drawers, two cabinets and two sinks. Mirrored cabinets on each end Guest bathroom with custom 5' shower and sliding door Second guest bedroom/office has KS bed in loft with retractable ladder access. Mirrored sliding glass closet doors in each bedroom Wrap around Trex deck with see thru cable railing. Stair access on both ends. Ceiling fans through out. Deck access door from MBR and Guest BR Sliding glass door access from both sides of great room.UTILITIES- On-demand propane hot water heater. 500 gallon propane tank. Propane emergency generator Propane stove, oven, HVAC, dryer, generator Septic system all gravity drainage All LED lighting ACCESSORIES- 12 x 18' shed Freestanding woodburning stove w/ circ. fan THREE RV pads with power and water, 2 with dump stations One RV pedestal has 240V 240 V access to spa location Large 2 car parking at property entrance Separate guest entrance parking **** Parcel # 101-23-001H to convey with purchase.

226 W Lazy K Ranch Road New River, AZ 85087

$897,000
5 Beds
5.5 Baths
4,564 SqFt
Status Active
MLS # 6731710
Property Type Single Family Residence
Price Type --
Lifestyle Is Included with this In-town/Out-of-Town NO HOA, 1 Acre Family Home. Exit just 4 miles North of the Anthem Outlet Mall. Escape to the Breathtaking Panoramic views from the Wrap Around Porch. 5 Beds, 5.5 Baths provides privacy for everyone. Working at home w/AirFiber Broadband High-Speed Star-link available. Interior Upgrades: Granite Kitchen, w/Island, SS Appliances, Double Copper Sink, Pantry, Breakfast Bar, Built-in Breakfast Nook. Master Bedroom Suite features Walk-out Private View Deck, Fireplace, Sitting/Gym Room, Walk-in Closet, Jetted Soaker Tub, Double Shower, Dual Vanities. 50 Amp RV Hookup, Well Water filled Fenced Play Swimming Pool w/Baja Deck. Access to Tonto & State Trust land for Hiking/Biking Trails just out of your backyard. Location, Location, Location.

3010 E Cedar Drive Chandler, AZ 85249

$897,000
4 Beds
3.5 Baths
3,606 SqFt
Status Active Under Contract
MLS # 6754845
Property Type Single Family Residence
Price Type --
Elevate your lifestyle with this gorgeous 4 bed/3.5 bath/ home designed to give you ultimate comfort, maximum function, and provide a private retreat in the city. Not only does this home boast 3,600 sqft, it's also on an oversize corner lot with a four car garage. Enjoy the blend of ample space with a warm and cozy interior complete with neutral tones. The round entry way is captivating and sets the tone for the rest of the home upon entry. High ceilings and large windows bring light and luxury into the gathering areas. The backyard has been transformed into a private oasis complete with a large patio with shade covering, pergola, and built in BBQ. Kick back by the huge pool or relax in the hot tub. Located in the prestigious, single-level home community of Mesquite Grove Estates Grove, you'll note that the gated neighborhood is rich with green belts and walking trails. This home won't last long!

15809 E Cholla Drive Fountain Hills, AZ 85268

$896,500
4 Beds
3 Baths
2,415 SqFt
Status Active
MLS # 6756084
Property Type Single Family Residence
Price Type --
Wow-Wow-Wow NOW IS THE TIME TO MAKE AN OFFER! Check out the curated updates, the updated and upgraded feel of a loving and cared for home! Custom features are a must see! Fountain, Parks, Downtown, Luxury, Mountains, Hiking, Adventure await! Pool is ready for the days, Veranda is perfect for those night time sunsets.

4936 E Juana Court Cave Creek, AZ 85331

$895,999
4 Beds
2.5 Baths
2,942 SqFt
Status Active
MLS # 6757313
Property Type Single Family Residence
Price Type --
Stunning, Immaculate, Gorgeous just begin to describe this beautiful Tatum Ranch TW Lewis home. Nearly 3,000 sq. ft., this spacious home has it all. Huge kitchen open to a Great room with fireplace. Additional, front living room formal dining. Plantation shutters throughout, large main bedroom with remodeled bath and customized walk in closet. The soaring ceilings add to the wonderful feel of this fabulous home along with brand new carpeting. You're invited to this amazing outdoor living backyard with Pebble Tec pool, lots of grass to enjoy & play and a full length covered patio. Trees, shade $lush landscaping surround this 11,000 sq. ft. property. In front, another relaxing front patio to enjoy this peaceful gem. A three car garage ensures that you have plenty of room for everything.

10226 N 171st Drive Waddell, AZ 85355

$895,900
4 Beds
3.5 Baths
3,012 SqFt
Status Active
MLS # 6650681
Property Type Single Family Residence
Price Type --
Welcome to this beautiful 4 bedroom, 3.5 bathroom, modern style home in Waddell with exceptional design and finishes. When you enter this home, you'll notice the elegant open concept floor plan perfect for modern living with a spacious rooms, kitchen and casual dining joined by a perfectly quartz island. High ceilings allow wonderful natural light to fill this space through a large sliding door that leads to your covered patio that is perfect for indoor-outdoor living. More...

1015 N Monarch Drive Payson, AZ 85541

$895,400
3 Beds
3 Baths
2,989 SqFt
Status Active
MLS # 6675678
Property Type Single Family Residence
Price Type --
Elegance beyond measure. A Castle on the hill with panoramic views of Granite Dells (Stewart Mtns) and Mazatzal Mts. This 3 bedroom, 3 bath exquisite home has to be seen to be appreciated. Upon entry you are greeted by a spectacular 14' ceiling great room. So many upgrades to list: Light fixtures interior and exterior, Ceiling fans interior and patio, Sinks/faucets. Toilets, Pellet stove, Window treatments HVAC. new Elastomeric Stucco/paint. Refrigerator, Dishwasher, Oven/Microwave. Smoke alarms, Flooring. LED lighting added, Solar paid, backlit recessed ceilings, Interior paint, Electric outlets/switches all changed, Custom switch plate covers, Pavers around exterior, including stairs, hot water softener, water booster, Recirculating pump. Smart plug on recirculating pump, Driveway light

5660 E Heavenly Hilltop Trail Chino Valley, AZ 86323

$895,000
3 Beds
2 Baths
2,068 SqFt
Status Active
MLS # 6771533
Property Type Single Family Residence
Price Type --
Rare opportunity to own a like new 7-acre home in desirable Haystack Ranch in the Perkinsville area of Chino Valley. Enjoy stunning panoramic views, sunsets & sunrises from your large deck. High efficiency home, low E windows, double attic insulation. Custom Granite kitchen, bathrooms, laundry room w/ soft close. High end stainless appliances w/ upgraded features. Wood burning fireplace w/ blower. 16 seer 2 stage heat pump w/ AC. Great well. 3 stage whole house water filtration system w/ softener. Large soaker tub in primary. Extra deep 27 ft 2 car garage. Chicken coop w/ runs. 9 fruit trees, berries, grapes & raised vegetable beds all on drip. Perimeter & cross fenced solar electric with cattle gates. Ride directly from your Ranch to State Land then onto the Prescott National Forest

62009 E Quartzite Road Oracle, AZ 85623

$895,000
3 Beds
4 Baths
2,739 SqFt
Status Active
MLS # 6767917
Property Type Single Family Residence
Price Type --
Vienta model with Casita 3 bedroom 3.5 bath, 2739 sq ft house built in 2021. Kitchen has quartz countertops, spacious center island, upgraded cabinets with soft close drawers and doors, rollout shelves in lower cabinets, walk in pantry, GE Advantage black stainless-steel appliances, 5 burner gas cooktop and upgraded lighting fixtures 11-foot ceilings in kitchen, dining room and great room. Ceiling fans throughout. Custom top of the line window coverings. Split bedroom floorplan on opposite sides of the house for optimum privacy. 2nd bedroom has en-suite bathroom. Large 431 square foot casita has another bathroom for extreme privacy, guests never want to leave. Master bedroom and walk-in closet extended 2 feet. Master bath has 2 vanities, make-up counter, a large soaker tub and a walk-in shower with no glass. Large den with a full wall of more custom cabinets with built in desk area. Laundry room with upper and lower cabinets and additional sink. Whole house salt free water conditioning unit, instant hot water pump and tankless gas water heater. Full 3 car garage extended by 4 feet with epoxy floors and overhead storage. Driveway is also fully epoxy coated. Back covered patio with pavers and 2 foot extension, hot tub, and sturdy electric rolling screens. Additional uncovered 16' X 21' back patio area with a firepit and nice mountain views. Low water desert landscape with drip irrigation, lots of boulders and solar lighting. All furnishings negotiable and could be a ready turnkey move in home!

2522 E Pleasant Lane Phoenix, AZ 85042

$895,000
4 Beds
3.5 Baths
2,782 SqFt
Status Active
MLS # 6706622
Property Type Single Family Residence
Price Type --
### Luxurious Corporate House in Gated Community - 15 Minutes from Sky Harbor International Airport Welcome to the epitome of luxury and comfort in the heart of Phoenix! This magnificent corporate house, ideally located just 15 minutes from Sky Harbor International Airport, offers the perfect retreat for executives #### Key Features: - **4 Bedrooms 3.5 Baths** - **Two Master Suites:** Both exquisitely furnished with high-end decor and top-of-the-line Amerisleep mattresses, ensuring unparalleled comfort. - **Office:** A well-equipped office space to cater to all your professional needs. - **High-End Furnishings:** Every corner of the house boasts quality furniture designed for comfort and style. The living areas are inviting, while the bedrooms promise restful nights with sumptuous bedding and mattresses. - **Fully Furnished:** The entire home is perfectly furnished with modern amenities and stylish decor, so you can move in without any hassle. - **Climate-Controlled Swimming Pool:** Enjoy the luxury of a climate-controlled swimming pool, providing a serene oasis to relax and unwind even during the hot Arizona summers. Perfect for evening swims or a refreshing dip after a long day. - **Spacious Kitchen:** A gourmet kitchen fully equipped with top-grade appliances, granite countertops, and everything you need to prepare a quick snack or a gourmet meal. - **Quiet and Secure:** The property is located in a serene, gated community ensuring maximum security and privacy. Perfect for executives needing a quiet and secure environment for extended stays. This home is a perfect blend of elegance and practicality, tailored to meet the highest standards of corporate living. Whether you are in Phoenix for a short business trip or an extended stay, this property promises to be more than just a houseit's a home. #### Additional Amenities: - High-speed internet and smart home features. - Laundry room with modern washer and dryer. - Two-car garage. - Landscaped gardens with outdoor seating areas. Welcome to your new home in Phoenixwhere luxury meets convenience.

1704 E Snapdragon Court Payson, AZ 85541

$895,000
4 Beds
4 Baths
3,410 SqFt
Status Active
MLS # 6734399
Property Type Single Family Residence
Price Type --
Wonderful Mountain Retreat located in prestigious gated golf community of Chaparral Pines awaits you. Beautiful wood flooring guides you through the spacious foyer into the great room featuring stone floor-to-ceiling gas fireplace. Open floor plan brings living room, dining area, and kitchen all together for many festive occasions with family and friends. Kitchen boasts Cambria Quartz countertops and cherry cabinets, breakfast island, walk-in pantry and stainless-steel appliances. Large patio doors lead to wonderful, covered porch that wraps around to the front of the home for many enjoyable outdoor evenings. Large patio captures spectacular mountain and pond views and provides plenty of outdoor living and entertaining space. Main floor has master bedroom with large walk-in closet and private bathroom with soaking tub and separate shower. Second bedroom on main floor has attached full bath. Also located on the main floor are climate-controlled wine cellar, powder room, and laundry room with ample storage. One-of-a-kind upper level has two bedrooms with walk-in closets, full bath, separate office, and large living room/game room area. Wonderful for entertaining with room for friends and extended family. Oversize garage with storage cabinets, room for two vehicles and side-by-side or golf cart.

16648 E Lone Mountain Road Scottsdale, AZ 85262

$895,000
4 Beds
3.5 Baths
3,398 SqFt
Status Active
MLS # 6767538
Property Type Single Family Residence
Price Type --
BEAUTIFUL MOUNTAIN VIEWS!!! This exquisite 4-bedroom,3.5 bath residence features a 3-car garage, extended paver driveway, a charming porch, a barn style storage shed and elegant stone accents. The living room offers high ceilings, shutters and a neutral palette. The great room includes a stone-clad fireplace and the chef's kitchen comes with granite counters, custom wood cabinetry with crown molding, sleek stainless steel appliances, subtle recessed lighting, a center island and a two-tier peninsula with a breakfast bar. The cozy main bedroom boasts backyard access, ensuite with dual vanities and a walk-in closet. This is an EPCOR WATER APPROVED PROPERTY. ADDITIONAL 1 ACRE ADJACANT LOT AVAILABLE FOR PURCHASE