4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

19545 E Domingo Road Queen Creek, AZ 85142

$883,995
4 Beds
3 Baths
2,180 SqFt
Status Active
MLS # 6729005
Property Type Single Family Residence
Price Type --
MUST SEE! This beautiful home is located on a corner lot in the community of West Park Estates. Inside you will find; 4 oversized bedrooms, 3 full bathrooms, an oversized chef's kitchen and a spacious layout boasting with 10' ceilings! Front yard landscape is included as well as paver walkway/driveways. The backyard is a clean slate for the buyer to install a pool or whatever they choose

19571 E Domingo Road Queen Creek, AZ 85142

$883,995
3 Beds
2.5 Baths
2,580 SqFt
Status Active
MLS # 6730574
Property Type Single Family Residence
Price Type --
Discover the Hanson, a thoughtful ranch plan with three generous bedrooms—including a lavish owner's suite with a private bath—and an open, airy layout for entertaining. Highlights include a quiet study, an expansive great room and an impressive kitchen with a walk-in pantry, center island and optional gourmet features. You'll also appreciate a large covered patio, a 2-car garage with a third tandem space and a convenient RV garage. RV garage is 43' and ready to accommodate all of your toys. Paver walkway, driveway included as well as a double gate!

20971 E Starflower Drive Queen Creek, AZ 85142

$882,390
3 Beds
3.5 Baths
3,550 SqFt
Status Active
MLS # 6768214
Property Type Single Family Residence
Price Type --
Wonderful Corner Lot property, with North South Exposure. 3 Car Garage. Awesome Great Room with HUGE island.

19360 N 73rd Street Scottsdale, AZ 85255

$880,000
2 Beds
2.5 Baths
1,570 SqFt
Status Active
MLS # 6772652
Property Type Apartment
Price Type --
Belgravia Group presents Atavia, a private gated community featuring a collection of 88 luxury condominiums coming soon to North Scottsdale. Atavia blends the breathability of single-family living, featuring private entries and attached two-car garages, with the carefree convenience of condominium ownership. Designed by award-winning international architecture firm KTGY, Atavia redefines modern luxury living and includes a clubhouse inspired by Frank Lloyd Wright's iconic Taliesin West. Atavia is perfectly situated at the Loop 101 and Scottsdale Road and within the One Scottsdale masterplan development. Each exceptional home features a spacious outdoor terrace, Italian kitchen cabinetry, Sub-Zero and Wolf appliances, 1 ¼'' quartz counters, and wood floors throughout main living areas.

1501 N Miller Road Unit 1012 Scottsdale, AZ 85257

$880,000
3 Beds
2.5 Baths
2,080 SqFt
Status Active Under Contract
MLS # 6773662
Property Type Townhouse
Price Type --
NEW HOMES DELIVERING NOW. Primely located END UNIT with incredible roof deck views. Vistas is a boutique Enclave of only 16 private, luxury homes in the Heart of Scottsdale. Open spaces, clean lines & abundant glass create a design experience to merge the indoors and outdoors. Vistas of Scottsdale are curated with a discerning eye using warm, organic tones and natural textures focusing on the personal nature of the home as a retreat. Sweeping Mountain Vistas are captured from the 580sf roof terrace and unique floating overlook to rival a hotel/restaurant environment. The 30ft wide main living area provides unparalleled openness and light. The builder's vision from the inception was to focus on incorporating premium materials to create an innovative Scottsdale lifestyle.

2301 E Osborn Road Phoenix, AZ 85016

$880,000
4 Beds
2 Baths
2,220 SqFt
Status Active
MLS # 6780416
Property Type Single Family Residence
Price Type --
This property was meticulously renovated in 2022, this 4 bedroom 2 bath home offers 2,200 sq ft of luxurious living in the highly sought after Chestly Park neighborhood. The home features new cabinets and flooring, elegant marble slab counters and wide wood plank flooring, ensuring every single detail has been thoughtfully chosen for both style and comfort! Gourmet kitchen includes a farm sink, butlers pantry with marble counters, wine refrigerator and an additional oven. The backyard is a retreat featuring an outdoor kitchen and covered living space and beautiful pool and spa! Not a detail missed, this home is perfect for entertaining and living with modern finishes and located in the heart of it all!

5655 W Karla Court Pine, AZ 85544

$880,000
3 Beds
2 Baths
2,908 SqFt
Status Active
MLS # 6771379
Property Type Single Family Residence
Price Type --
An amazing property with 1.4 acres of beautiful Ponderosa Pines featuring a 2,236 sq. ft. 3BR, 2BA, upgraded, customer home with attached garage. There is also a separate guest house (approx. 672 sq. ft.) built in 2006. Lovely home in the tall pines. Surrounded by forest and at the end of a quiet cul-de-sac. Guest house is far enough away to feel private, and large enough to host a couple of guests.

7395 E Buena Terra Way Scottsdale, AZ 85250

$880,000
3 Beds
2 Baths
2,010 SqFt
Status Active
MLS # 6774115
Property Type Single Family Residence
Price Type --
*Gorgeous unique semi custom Patio Home located in the Beautiful Gated Community of La Jolla Blanca. Popular Split Floorplan, Cathedral ceiling Entry With Natural Light. Wet Bar with Wine Cooler. Spacious Great-room with wood burning Fireplace, Tasteful Rustic Arizona Ambiance with a industrial flare-Highly Functional kitchen with Breakfast Area and Patio Exit. Split Bedrooms With a enclosed Den / 3rd bedroom & outside exit. Spacious Primary Suite exits to a Private patio. Large Walk-in Closet *Walk-In shower-Vanity area, Garage Cabinets, This is your classic easy care Patio Home located Minutes from the Best of Scottsdale. Beautiful Place for your Dream Home-

2442 E Drake Street Gilbert, AZ 85234

$880,000
5 Beds
3 Baths
3,251 SqFt
Status Active
MLS # 6780756
Property Type Single Family Residence
Price Type --
Experience luxury living with this stunning home nestled in the highly desirable Carriage Parc Estates. This 5 bed, 3 bath home sitting on just under a half acre, features high end bamboo flooring with plantation shutters in the front room, a remodeled kitchen with quartz countertops, reverse osmosis and water filtration system, and island w/a built-in dining table. There is tile and carpet throughout, remodeled guest bathrooms, a newer Trane HVAC system, and built in multi-room and outdoor speaker system. The newly remodeled master bathroom boosts a custom walk-in closet. The master bedroom leads to an extended balcony overlooking your backyard oasis, featuring a saltwater pool and pergola, that are perfect for entertaining. You'll love the other customizations that have been done too!

56701 N Cope Road Wickenburg, AZ 85390

$880,000 - 3Br/2Ba -  for Sale in 8.1 Acres, Wickenburg
New
$880,000
3 Beds
2 Baths
2,411 SqFt
Status Active
MLS # 6784931
Property Type Single Family Residence
Price Type --
This is a beautiful, Ranch style, one story home with UNSTOPABLE VIEWS! Sitting on 8.1 acres. No HOA! Remodeled, 3 bedrooms, 2 bath + a 648 sq ft guest quarters attached by a breezeway. Main home has open floorplan w/ large picture windows. Master suite w/full bath & walk-in closet. Beautiful kitchen with lots of cabinets, granite counters, Stainless steel appliances & large walk-in pantry. Relax in your livingroom by the dual sided, custom rock fireplace. Enjoy your space outside. Lots of room for your arena, barn, stalls and much more. Haycover & tack room. RV hookup. Garden/greenhouse. Large outdoor enclosed area for extra entertainment. Easy access to Hwy 93. Minutes from numerous arenas.-Rancho Rio, Downtown and Simpson. Come take a look ! You will not be disappointed.

7131 E Rancho Vista Drive Unit 4007 Scottsdale, AZ 85251

$880,000
2 Beds
2 Baths
1,304 SqFt
Status Active
MLS # 6663352
Property Type Apartment
Price Type --
2 PARKING SPOTS & Spectacular views of Camelback Mountain from your PRIVATE (not shared patio). Great floorplan 2 bedrooms + DEN. Gorgeous TRAVERTINE FLOORING with floor to ceiling windows brings in the natural light. Open spacious CHEF'S KITCHEN with stainless steel appliances, Slab GRANITE COUNTERS & BACKSPLASH! Stylish CHERRY WOOD cabinets in kitchen extended into both baths. GRANITE BATH VANITIES with DUAL SINKS in the master bath. WALK-IN CLOSETS with shelving. An EXTRA ROOM could Office/Den. Optima offers HEATED POOLS with SPAS both indoor and outdoor. BBQ areas. Workout facilities & gym equipment are TOP-OF-THE LINE! Various SPORTS COURTS for PICKELBALL, Basketball, etc. Metropolis is a great local restaurant/bar & YOUR NEW HOME in Optima is in the MIDDLE OF IT ALL

11453 E Mark Lane Scottsdale, AZ 85262

$880,000
2 Beds
2.5 Baths
2,143 SqFt
Status Active
MLS # 6689773
Property Type Single Family Residence
Price Type --
Welcome to your dream retreat in the prestigious Desert Crown community of North Scottsdale's Troon North. This residence offers panoramic mountain views. Step into luxury with this meticulously crafted 2-bedroom, 2.5-bathroom home, boasting a versatile dining area that could easily be converted into a third bedroom to suit your needs. The expansive 3-car garage enhances the home's convenience and functionality. Enter the heart of the home, where an open-concept living room and kitchen await, adorned with soaring 12-foot ceilings that amplify the sense of space and grandeur. Enjoy the perfect blend of functionality and style, ideal for casual living and entertaining guests. The home features state-of-the-art Lenox AC units, ensuring comfort and efficiency year-round. Step outside into your private oasis, where an infinity-edge pool beckons for leisurely dips beneath the Arizona sun, offering unparalleled relaxation and tranquility. Experience the epitome of desert living in this Troon North gem. Don't miss the opportunity to make this exceptional property your own.