4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

7272 E Gainey Ranch Road Unit 101 Scottsdale, AZ 85258

$879,000
2 Beds
2 Baths
1,259 SqFt
Status Active Under Contract
MLS # 6762144
Property Type Townhouse
Price Type --
Welcome to this exquisitely updated, turnkey single-level villa located in the highly sought-after Pavilions at Gainey Ranch. This private end unit, with no one above or below, is ideally situated on a peaceful cul-de-sac with desirable N/S exposure, just steps away from the neighborhood pebble tech pool and spa. Enjoy serene fountains and picturesque lagoon views from every window, creating a tranquil retreat. PRICE INCLUDES ALL FURNITURE, ART AND CONTENTS! 2 bedrooms and 2 bathrooms, this open-concept home features soaring ceilings, skylights, and remote-controlled shades in the bedrooms for modern comfort. The gourmet kitchen showcases tasteful, timeless finishes, perfect for both everyday living and entertaining. Step outside to the lush, private patio to fully enjoy the luxurious Gainey Ranch lifestyle. As part of this prestigious community, you'll have access to the recent multimillion dollar renovated Estate Club which includes tennis and pickleball courts, pools, spa, fitness center, and a beautifully appointed clubroom, social events and more. This is an opportunity to enjoy resort-style living in one of Scottsdale's most desirable locations. Don't miss out on this exceptional property!

6688 E Duane Lane Scottsdale, AZ 85266

$879,000
3 Beds
2.5 Baths
2,159 SqFt
Status Active Under Contract
MLS # 6747289
Property Type Single Family Residence
Price Type --
Nestled on a nearly 1/2-acre corner lot in a cul-de-sac, this home offers privacy with its wash-backed property. The spacious floor plan features vaulted ceilings, large double doors, a cozy fireplace, and a three-car garage. The kitchen boasts a central island, formal dining area, eat-in space, granite countertops, and maple cabinets. The expansive backyard includes a 2-year-old Jacuzzi brand swim spa under a new pergola with an adjustable roof, a large covered patio, grassy play area, and a kids' sand pit. The new roof, installed in December 2022 by Renco Roofing, comes with a transferable warranty. Additional features include two double gates for backyard access and side yard storage parking, a whole-house soft water and filtration system, and a phone app-controlled irrigation system. Don't miss out on this exceptional property!

5960 W Via Montoya Drive Glendale, AZ 85310

$875,000
4 Beds
2 Baths
2,475 SqFt
Status Active
MLS # 6762432
Property Type Single Family Residence
Price Type --
A must see!! Stunning & spectacular sought out Arrowhead area with easy access to the loop 101 freeway. Near all the Arrowhead shopping venues, restaurants along Bell Rd, near Midwestern University, Banner Thunderbird Hospital and not far from ASU West & more! A gorgeous Arrowhead 4 bedroom home w/vaulted ceilings & with such a grand entrance with a beautiful custom door beyond spacious and a feeling of such a grand entrance, as you walk in with such openness in the living room with lots of windows in the family room for that open area and a spacious kitchen with granite and island that opens to the family room and some electric blinds in the kitchen, with a view with some beautiful mountain views in the back yard to sit and soak up some sun while swimming and or entertaining

2670 E Parkview Drive Gilbert, AZ 85295

$875,000
5 Beds
3.5 Baths
3,530 SqFt
Status Active
MLS # 6711229
Property Type Single Family Residence
Price Type --
EZ to show now with no restrictions! *Gorgeous home in the highly sought after neighborhood of Vincenz* RARE 5 BR, 3.5 BA, 3,530 sq ft home + office + loft + game room + 3 car ''Tesla ready'' garage. Newer interior paint & carpet! N/S facing with lots of windows for plenty of natural light + plantation shutters for privacy! Gorgeous backyard with mature trees, extended covered patio, pergola, heated pool/spa, BBQ gas stub, dog area & artificial turf. Fantastic kitchen with stainless appliances, tons of cabinets, 5 burner gas cooktop, slab granite counters, 2 ovens & butler's pantry. Large laundry room with sink & folding area. One BR/BA and office downstairs. The BEST location just minutes to the 202 freeway, shopping/ dining at SanTan Mall, many school choices & Mesa Gateway Airport

1932 E Brentrup Drive Tempe, AZ 85283

$875,000
5 Beds
3 Baths
3,207 SqFt
Status Active
MLS # 6782120
Property Type Single Family Residence
Price Type --
Discover this stunning tri-level home located in the highly sought-after community of Oasis at Anozira in Tempe. This friendly and quiet neighborhood features its own private 6.5-acre catch-and-release lake surrounded by a lush 0.88-acre greenbelt, offering a serene retreat right at your doorstep. This spacious home boasts a three-car garage with built-in cabinets for ample storage. The layout includes a formal dining area, a cozy family room, and a separate living room—perfect for entertaining or family gatherings. The updated kitchen is a chef's delight, featuring beautiful shaker cabinets and elegant granite countertops. With two bedrooms conveniently located downstairs, perfect for teens or in-laws. The primary en-suite offers a walk-in closet, and a large bathroom. French doors lead out to your own backyard oasis. Enjoy a refreshing pool, a covered patio for outdoor dining, and a grassy area complemented by fruit treesperfect for relaxation and entertaining. Located within the esteemed Kyrene school district, this home is also conveniently situated near schools, freeways, shopping, and dining. Don't miss the opportunity to make this beautiful property your new home!

24623 S Lakeway Circle Unit 39 Sun Lakes, AZ 85248

$875,000
3 Beds
2.5 Baths
3,166 SqFt
Status Active
MLS # 6744605
Property Type Single Family Residence
Price Type --
This PREMIUM HOMESITE with desirable SOUTHERN EXPOSURE overlooks the 7th hole of the LAKES GOLF COURSE in Oakwood, It is a very PRIVATE site separated from the golf course by a lovely lake. So, NO GOLF BALLS OR GOLF CARTS invade this oasis with gorgeous PRIVATE POOL. This 2 STORY 3 CAR Marbella has a NEW 2023 ROOF with a 20-YEAR WARRANTY, new exterior paint, new irrigation system a new pool filter and newer pump. The sizable living/dining room area has SOARING CELINGS, a gas FIREPLACE and an adjoining DEN. The GOURMET KITCHEN has a huge island, maple cabinets, and gas cooktop. The OVERSIZED MASTER has plenty of room for a sitting area, 2 walk-in closets, a soaking tub with separate shower and double vanity. The upstairs features 2 large bedrooms and bath making it a great GUEST RETREAT

11100 E Greythorn Drive Scottsdale, AZ 85262

$875,000
3 Beds
3 Baths
2,826 SqFt
Status Active
MLS # 6740242
Property Type Single Family Residence
Price Type --
Fabulous home located in high-demand North Scottsdale location close to golf, hiking, restaurant's, Cave Creek, Pinnacle Peak & much more. Scenic boulders surround quiet neighborhood which is adjacent to a wonderful children's park and dog park. Beautiful front yard with lush landscaping & view of Tom's Thumb peak. Many upgrades including new roof, custom closets, cubby drawers, motorized shades in master and plantation shudders throughout. The quiet backyard is a private resort-like oasis with exquisite landscape, covered patio, built-in BBQ bar, sparkling pool, above ground spa and fireplace. The kitchen features beautiful granite, large island, convection oven and induction cooktop. Step out into the 3-car garage that is a handyman and mechanics dream custom tool storage and hoist.

7851 E Ocotillo Road Scottsdale, AZ 85250

$875,000
2 Beds
2 Baths
1,744 SqFt
Status Active
MLS # 6756328
Property Type Single Family Residence
Price Type --
Discover the perfect Scottsdale lifestyle with this exceptional opportunity in the highly sought-after Suntree community! This beautifully maintained, single-level patio home offers modern amenities and stylish design throughout. Featuring 2 bedrooms, a spacious office, 2 full bathrooms, and a 2-car garage. This home is move-in ready and waiting for you! The property is filled with natural light, and the south-facing backyard with synthetic turf, which opens to community green space, is ideal for relaxation. The primary suite is a serene retreat, complete with a remodeled bathroom and separate exit to the covered patio, fruit trees, and yard—perfect for outdoor gatherings with friends and family. Residents enjoy access to a community pool, jacuzzi, and tennis court. Conveniently located near Paradise Valley, Fashion Square, and world-class dining and shopping, this home offers a blend of luxury and convenience. With nearby parks, hiking trails, and miles of bike paths, this rare find won't last long!

5160 E Hawthorne Drive Flagstaff, AZ 86004

$875,000
4 Beds
3 Baths
2,190 SqFt
Status Active
MLS # 6750406
Property Type Single Family Residence
Price Type --
COUNTRY CLUB STUNNER! This Gorgeous 4 Bedroom, 3 Bath Home is Situated on a Heavily Treed Oversized Lot and Priced to Sell. Completely Move in Ready and Utterly Fantastic! The Property Literally Speaks for Itself including Abundant Windows Allowing for Natural Light to Fill Each Room, Luxury Vinyl Plank Flooring, Granite Countertops, Plush Carpet, Up Dated Bathrooms, 2 Separate Living Areas & 2 Car Garage for Added Value. The Beautiful Kitchen, Dining Room, Primary Living Area and Back Patio Space are All Intertwined and Allow You to Entertain to Your Hearts Content. Whether it be Golfing in the Summer or Skiing in the Winter, You Have Got It All Covered. Don't Forget, you have Access to All of The Country Club Amenities, Golf, Fitness Center, Pickleball, 2 Pools and Recreation Center.

3327 S Felix Way Chandler, AZ 85248

$875,000
4 Beds
2.5 Baths
1,959 SqFt
Status Active
MLS # 6751694
Property Type Single Family Residence
Price Type --
A waterfront home in the Ocotillo community recently underwent a complete renovation, including a new kitchen, bathrooms, floors, and an updated swimming pool. The home's extended driveway and stone veneer accents give it excellent curb appeal. Featuring soaring vaulted ceilings, tile flooring, skylights, & an entertainment niche & 2-way fireplace, the interior features a spacious living room. This spacious primary bedroom offers direct balcony access, along with a luxurious ensuite featuring dual sinks, a soaking tub, and a mirrored wardrobe. A soothing backyard has a covered patio, lush lawn, and a sparkling pool, making it your own private paradise. Enjoy all the amenities this Community has to offer! Don't wait to see this stunning lakefront property before it's gone

3902 W Ruby Way Queen Creek, AZ 85142

$875,000
4 Beds
3.5 Baths
2,900 SqFt
Status Active
MLS # 6762536
Property Type Single Family Residence
Price Type --
Step into model-quality elegance and come see this stunning SINGLE LEVEL home in Queen Creek, AZ! This immaculate property is just over a year old and boasts 4 bedrooms, 3.5 bathrooms, and a 4-car garage. Situated on a corner lot bordering green space, this home offers the perfect blend of privacy and access to nature, with nearby hiking trails and shopping just minutes away. Inside, you'll find ceiling-height cabinetry, quartz countertops throughout, and no carpet, providing a sleek, modern look with upgraded lighting and smooth-finish drywall. The open-concept kitchen is a chef's dream with its spacious layout and modern finishes, perfect for entertaining. The large flex space offers versatility for a home office, gym, or media room. The outdoor space is an entertainer's paradise, featuring a brand new pool, outdoor kitchen, fire pit, and low-maintenance turf. Whether you're relaxing by the fire or hosting a summer barbecue, this backyard has it all. Move-in ready, this home is your opportunity to enjoy Arizona living at its finest. Don't miss out on this incredible homeschedule your showing today!

1526 E Coronado Road Phoenix, AZ 85006

$875,000
3 Beds
2 Baths
1,949 SqFt
Status Active
MLS # 6758822
Property Type Single Family Residence
Price Type --
** REFINED URBAN LIVING IN HISTORIC CORONADO PARK ** You will Love Coming Home to this Modern Masterpiece ** Exudes Comfort and Casual Elegance at Every Turn ** Built in 2019 with Block Exterior Construction and 2 x 6 Interior Framing ** Private Pool ** Detached One-Car Garage with Alley Access and Electric Charging Station ** GE Cafe Appliances ** Lutron Lighting System ** Remote Operated Window Shades ** 10 Foot Ceilings ** Interior Laundry Room with Cabinets ** Tankless Hot Water Heater ** Just Down the Street from Coronado Park ** Close to Downtown Arts & Entertainment Venues and Multiple Freeways ** A Must-See Property **