4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

2670 E Parkview Drive Gilbert, AZ 85295

$875,000
5 Beds
3.5 Baths
3,530 SqFt
Status Active
MLS # 6711229
Property Type Single Family Residence
Price Type --
EZ to show now with no restrictions! *Gorgeous home in the highly sought after neighborhood of Vincenz* RARE 5 BR, 3.5 BA, 3,530 sq ft home + office + loft + game room + 3 car ''Tesla ready'' garage. Newer interior paint & carpet! N/S facing with lots of windows for plenty of natural light + plantation shutters for privacy! Gorgeous backyard with mature trees, extended covered patio, pergola, heated pool/spa, BBQ gas stub, dog area & artificial turf. Fantastic kitchen with stainless appliances, tons of cabinets, 5 burner gas cooktop, slab granite counters, 2 ovens & butler's pantry. Large laundry room with sink & folding area. One BR/BA and office downstairs. The BEST location just minutes to the 202 freeway, shopping/ dining at SanTan Mall, many school choices & Mesa Gateway Airport

10851 E Le Marche Drive Scottsdale, AZ 85255

$875,000
2 Beds
2 Baths
1,936 SqFt
Status Active
MLS # 6763267
Property Type Single Family Residence
Price Type --
This spectacular home is located in McDowell Mountain Ranch's desirable, gated Castle Chase subdivision. Largest floor plan in Castle Chase. Lot offers a private setting w/ upgrades featuring an automated cantilevered patio shade (pergola-like structure) w/ remote and automated shade screen on the side and extended travertine patio w/ TV mount and peek-a-boo mountain views make this a great, low-maintenance space to relax and entertain. The impressive interior has been impeccably maintained by owner and is move-in ready. Functional, split floor plan offers 2 spacious bedrooms (primary bedroom has additional closets and sitting area), plus office w/ built-in desk and shelves, formal dining area, and living room. Plantation shutters throughout! Eat-in- kitchen w/ center island and breakfast bar, open to family room. The kitchen has an RO system and cabinets have soft close cabinetry and pull-out shelving. Updated light fixtures. Screen doors both in front & back for air flow on those lovely fall days. Roof replaced 2019. Water heater replaced 2022. Garage has cabinets, sink, and storage racks. Castle Chase offers its own private heated pool and spa, private workout facilities, and ramada. Perfect for a full-time resident or someone looking for a lock and leave property. Only minutes to West World, entertainment/events, fine dining, golf, hiking trails, and much more. Award-winning McDowell Mountain Ranch has a large range of luxury amenities within the community and nearby including two community parks featuring Pickleball, heated pool and spa, splash pad, basketball court, large grass area, and tennis courts. McDowell Sonoran Preserve and Trail system, McDowell Mountain Golf Club, City of Scottsdale Aquatic Center, library & schools and so much more...! Come fall in love with this community, then fall in love with this house.

24623 S Lakeway Circle Unit 39 Sun Lakes, AZ 85248

$875,000
3 Beds
2.5 Baths
3,166 SqFt
Status Active
MLS # 6744605
Property Type Single Family Residence
Price Type --
This PREMIUM HOMESITE with desirable SOUTHERN EXPOSURE overlooks the 7th hole of the LAKES GOLF COURSE in Oakwood, It is a very PRIVATE site separated from the golf course by a lovely lake. So, NO GOLF BALLS OR GOLF CARTS invade this oasis with gorgeous PRIVATE POOL. This 2 STORY 3 CAR Marbella has a NEW 2023 ROOF with a 20-YEAR WARRANTY, new exterior paint, new irrigation system a new pool filter and newer pump. The sizable living/dining room area has SOARING CELINGS, a gas FIREPLACE and an adjoining DEN. The GOURMET KITCHEN has a huge island, maple cabinets, and gas cooktop. The OVERSIZED MASTER has plenty of room for a sitting area, 2 walk-in closets, a soaking tub with separate shower and double vanity. The upstairs features 2 large bedrooms and bath making it a great GUEST RETREAT

11100 E Greythorn Drive Scottsdale, AZ 85262

$875,000
3 Beds
3 Baths
2,826 SqFt
Status Active
MLS # 6740242
Property Type Single Family Residence
Price Type --
Fabulous home located in high-demand North Scottsdale location close to golf, hiking, restaurant's, Cave Creek, Pinnacle Peak & much more. Scenic boulders surround quiet neighborhood which is adjacent to a wonderful children's park and dog park. Beautiful front yard with lush landscaping & view of Tom's Thumb peak. Many upgrades including new roof, custom closets, cubby drawers, motorized shades in master and plantation shudders throughout. The quiet backyard is a private resort-like oasis with exquisite landscape, covered patio, built-in BBQ bar, sparkling pool, above ground spa and fireplace. The kitchen features beautiful granite, large island, convection oven and induction cooktop. Step out into the 3-car garage that is a handyman and mechanics dream custom tool storage and hoist.

7851 E Ocotillo Road Scottsdale, AZ 85250

$875,000
2 Beds
2 Baths
1,744 SqFt
Status Active
MLS # 6756328
Property Type Single Family Residence
Price Type --
Discover the perfect Scottsdale lifestyle with this exceptional opportunity in the highly sought-after Suntree community! This beautifully maintained, single-level patio home offers modern amenities and stylish design throughout. Featuring 2 bedrooms, a spacious office, 2 full bathrooms, and a 2-car garage. This home is move-in ready and waiting for you! The property is filled with natural light, and the south-facing backyard with synthetic turf, which opens to community green space, is ideal for relaxation. The primary suite is a serene retreat, complete with a remodeled bathroom and separate exit to the covered patio, fruit trees, and yard—perfect for outdoor gatherings with friends and family. Residents enjoy access to a community pool, jacuzzi, and tennis court. Conveniently located near Paradise Valley, Fashion Square, and world-class dining and shopping, this home offers a blend of luxury and convenience. With nearby parks, hiking trails, and miles of bike paths, this rare find won't last long!

5160 E Hawthorne Drive Flagstaff, AZ 86004

$875,000
4 Beds
3 Baths
2,190 SqFt
Status Active
MLS # 6750406
Property Type Single Family Residence
Price Type --
COUNTRY CLUB STUNNER! This Gorgeous 4 Bedroom, 3 Bath Home is Situated on a Heavily Treed Oversized Lot and Priced to Sell. Completely Move in Ready and Utterly Fantastic! The Property Literally Speaks for Itself including Abundant Windows Allowing for Natural Light to Fill Each Room, Luxury Vinyl Plank Flooring, Granite Countertops, Plush Carpet, Up Dated Bathrooms, 2 Separate Living Areas & 2 Car Garage for Added Value. The Beautiful Kitchen, Dining Room, Primary Living Area and Back Patio Space are All Intertwined and Allow You to Entertain to Your Hearts Content. Whether it be Golfing in the Summer or Skiing in the Winter, You Have Got It All Covered. Don't Forget, you have Access to All of The Country Club Amenities, Golf, Fitness Center, Pickleball, 2 Pools and Recreation Center.

3327 S Felix Way Chandler, AZ 85248

$875,000
4 Beds
2.5 Baths
1,959 SqFt
Status Active
MLS # 6751694
Property Type Single Family Residence
Price Type --
A waterfront home in the Ocotillo community recently underwent a complete renovation, including a new kitchen, bathrooms, floors, and an updated swimming pool. The home's extended driveway and stone veneer accents give it excellent curb appeal. Featuring soaring vaulted ceilings, tile flooring, skylights, & an entertainment niche & 2-way fireplace, the interior features a spacious living room. This spacious primary bedroom offers direct balcony access, along with a luxurious ensuite featuring dual sinks, a soaking tub, and a mirrored wardrobe. A soothing backyard has a covered patio, lush lawn, and a sparkling pool, making it your own private paradise. Enjoy all the amenities this Community has to offer! Don't wait to see this stunning lakefront property before it's gone

3902 W Ruby Way Queen Creek, AZ 85142

$875,000
4 Beds
3.5 Baths
2,900 SqFt
Status Active
MLS # 6762536
Property Type Single Family Residence
Price Type --
Step into model-quality elegance and come see this stunning SINGLE LEVEL home in Queen Creek, AZ! This immaculate property is just over a year old and boasts 4 bedrooms, 3.5 bathrooms, and a 4-car garage. Situated on a corner lot bordering green space, this home offers the perfect blend of privacy and access to nature, with nearby hiking trails and shopping just minutes away. Inside, you'll find ceiling-height cabinetry, quartz countertops throughout, and no carpet, providing a sleek, modern look with upgraded lighting and smooth-finish drywall. The open-concept kitchen is a chef's dream with its spacious layout and modern finishes, perfect for entertaining. The large flex space offers versatility for a home office, gym, or media room. The outdoor space is an entertainer's paradise, featuring a brand new pool, outdoor kitchen, fire pit, and low-maintenance turf. Whether you're relaxing by the fire or hosting a summer barbecue, this backyard has it all. Move-in ready, this home is your opportunity to enjoy Arizona living at its finest. Don't miss out on this incredible homeschedule your showing today!

1526 E Coronado Road Phoenix, AZ 85006

$875,000
3 Beds
2 Baths
1,949 SqFt
Status Active
MLS # 6758822
Property Type Single Family Residence
Price Type --
** REFINED URBAN LIVING IN HISTORIC CORONADO PARK ** You will Love Coming Home to this Modern Masterpiece ** Exudes Comfort and Casual Elegance at Every Turn ** Built in 2019 with Block Exterior Construction and 2 x 6 Interior Framing ** Private Pool ** Detached One-Car Garage with Alley Access and Electric Charging Station ** GE Cafe Appliances ** Lutron Lighting System ** Remote Operated Window Shades ** 10 Foot Ceilings ** Interior Laundry Room with Cabinets ** Tankless Hot Water Heater ** Just Down the Street from Coronado Park ** Close to Downtown Arts & Entertainment Venues and Multiple Freeways ** A Must-See Property **

16647 W Stoneridge Court Surprise, AZ 85387

$875,000
2 Beds
2.5 Baths
2,627 SqFt
Status Active
MLS # 6762525
Property Type Single Family Residence
Price Type --
Stunning 2,627 sq.ft. home in the desirable community of The Grand. 2 bdrm, 2.5 bath + office & flex/craft room. 550 sq.ft. addition to create a master bath spa-like retreat, complete with a multi-head steam shower & fireplace. This home has been upgraded to the nines. Kitchen has quartz counters, painted cabinets & a new oven (2/24). Interior ceiling & walls painted 2022. Two closets in master. 3 fireplaces. A very private Grotto like backyard with a large pergola covered patio (textured & painted 2024) with water feature & built-in BBQ. Sparkling pool & gorgeous sunsets. All landscaping on a timed drip system. Pavers on driveway and front courtyard. Oversized 1/3 acre lot. OWNED solar. Newer HVAC. See Documents tab for complete list of upgrades & features. This home is a MUST SEE!

8401 E Monterey Way Scottsdale, AZ 85251

$875,000
3 Beds
3 Baths
2,139 SqFt
Status Active
MLS # 6767330
Property Type Single Family Residence
Price Type --
Beautifully remodeled 3 bedroom 3 bath home with vaulted ceilings and curved wall features throughout. The inviting layout includes a living room and open concept family room/kitchen. The gourmet kitchen is a chef's dream with custom maple cabinets (under cabinet lighting), high end appliances including pot filler and custom quartz counters with full back splash. The stylish primary suite has custom crown molding, carpet flooring, built in dresser, and custom walk-in closet w/ security safe. The primary bathroom has dual sinks, jetted tub and walk in glass shower. Backyard features 40 foot covered patio w/pressurized misting system and outdoor kitchen which includes a BBQ grill, sink, pizza oven & fire pit. Garage has AC mini split and RV access is thru back alley. New water softener & hot water circulation pump just added. Tool shed and garage not available to see, due to owners need for storage at this time.

4450 S Rio Drive Chandler, AZ 85249

$875,000
4 Beds
3 Baths
3,437 SqFt
Status Active
MLS # 6773732
Property Type Single Family Residence
Price Type --
A Beautiful home in a gated community in South Chandler! Enter the home thru wood double doors into the vaulted ceiling entrance to include a view of the wrought iron & wood floor staircase! The wood flooring extends through the 2nd floor. This home is a true 4 bedroom w/a bonus room, 3 full bathrooms. The bonus room is a bonus-the possibilities are endless. 1 of the bedrooms is downstairs w/direct access to downstairs bath. The kitchen amenities: granite counters, 42 inch cabinets, gas stove top, built-in microwave & oven, & double door pantry. Front Living Room used as game room, formal dining, & a family room w/a fireplace rounds out the downstairs,. Plantation shutters on most windows. Upstairs bedrooms are oversized w/a LARGE Master & bath to include sitting/workout/office room. The Master Bedroom has an exit to the deck that runs the length of the back of the home, overlooking the back yard. The backyard is your oasis for entertainment. The lot is over 10,000 sq ft w/a pool, sunken patio w/outdoor fireplace, covered patio, built-in grill, and a pool with removable pool fencing. This diving pool has a built-in spa, diving rock, and waterfall. Multiple exits to the backyard from the house. There is an oversized height 3 car garage w/built-in cabinets, work bench, and wired for EV charging. A double gate w/extra parking has been added. The home sits across the street from the walkway to the greenbelt area/play area for the small community. Additional upgrades include: luxury tile and tall baseboards.