4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

877 W Golden Ore Pass Apache Junction, AZ 85120

$874,251
5 Beds
4 Baths
3,656 SqFt
Status Active
MLS # 6771716
Property Type Single Family Residence
Price Type --
Extraordinary farmhouse modern home currently under construction in Blossom Rock, a community that offers biking/walking paths, a playground, clubhouse, and a pool! The LEED certified home features 5 bedrooms, 4 baths, an office, a game room, and a 2 bay front loaded garage alongside a 1 bay side turn garage. The designer selected home boasts an Executive kitchen with a 36'' gas cooktop and Della Terra Quartz countertops. Other features include a GenSmart with a kitchenette, upgraded Benton Paint White cabinets, 12' ceilings in the kitchen, great room, and dining room, plank tile flooring with upgraded carpet, and a 16' center pull glass door at the kitchen. Pavers can be found at the porch, courtyard, and driveway.

Pinetop AZ 85935

$874,000
4 Beds
3 Baths
2,914 SqFt
Status Active
MLS # 6657406
Property Type Single Family Residence
Price Type --
'ATTENTION VETERANS! THIS HOME HAS A VA ASSUMABLE LOAN OF A LOW RATE OF 5.008%! 'Woodland Hills Beauty'' nestled on .66 of an acre. This Entertains Delight boasts 2 Master Suites, 4 lg Bdrms, 3 full Baths, Gourmet Kitchen w/ high end finishes, Great Rm w/FP, Office/Study, Formal Dining, Covered Front Deck & Covered back Patio, Fully Fenced, RV parking, Oversized 2 car garage w/ tons of storage (pulldown ladder for attic storage) & bonus game room & more! Conveys partially furnished! Close to Woodland Lake with rec fields, walking trails. Close to schools. Great area for families. WOW! ATTENTION VETERANS! HAS A VA ASSUMABLE LOAN!

35213 W Van Buren Street Tonopah, AZ 85354

$874,000
3 Beds
2 Baths
1,919 SqFt
Status Active
MLS # 6670949
Property Type Manufactured Home
Price Type --
**FREE 2-1 RATE BUY DOWN** This gem of a property, located just minutes from I-10, offers just under 12.5 acres of flat, usable and buildable land, a very well laid out 3 bedroom plus a den 2 bath home with extended length covered patios and a large attached carport and storage room, BRAND NEW SHASTA POOL, covered RV parking, large covered area for feed or equipment storage, 8 covered 16x24 stalls, arena, private well, abundance of peace and quiet and a never ending supply of beautiful Arizona sunsets....even the furniture can stay so all that is missing is YOU! SLLER MAY CARRY!

2223 N Beverly Place Buckeye, AZ 85396

$874,000
4 Beds
2.5 Baths
3,248 SqFt
Status Active
MLS # 6749293
Property Type Single Family Residence
Price Type --
Experience the BEST of Verrado living! This energy-efficient home features spray foam insulation, 47 OWNED SOLAR PANELS, Tesla batteries for OFF-GRID capability, and NO ELECTRIC BILLS—just yearly credits! Ideally located across from a serene park with captivating views. Enjoy sunsets from your porch or retreat to your backyard oasis with a sparkling pool, swim-up bar, and covered BBQ area. Inside, find wood-look tile floors, stainless steel appliances, new carpet, and smart features like a Rachio watering system and updated pool equipment. The garage has epoxy floors, custom cabinets, and extra storage. Plus, a den and versatile BONUS ROOM perfect for a home office, craft room, or gym. Luxury, comfort, and sustainability in one of Buckeye's most desirable communities.

4304 W Ivanhoe Street Laveen, AZ 85339

$873,000
4 Beds
3 Baths
2,301 SqFt
Status Active
MLS # 6740362
Property Type Single Family Residence
Price Type --
Rare opportunity! Beautiful territorial home located on 2.324 acres of non-HOA land. This home is situated next to unobstructed views of the South Mountain Preserves. This property has spectacular panoramic mountain views to the East with quiet, serene privacy. You can enjoy riding horses, biking, hiking or just having coffee on the large paved backyard patio complete with a fire pit. The large home has 2,301 sq. ft. and is super clean (air conditioning ducks have been cleaned prior to listing home) and well maintained. Upon entering this home, you will notice the large open area complete with a wood-burning fireplace and the popular Coretec Plus vinyl plank flooring. This home is a must see if you are looking for a home with 2 plus acres, no HOA and privacy! Please click on more . As you continue exploring this home you cannot help but see the beautiful solid oak interior doors and oak trim throughout that boasts quality. The home emphasizes 4 bedrooms (4th bedroom off the great room could be used for an office complete with a separate entry) and 3 baths. the kitchen is complete with soft-closing cabinet door & drawers, GE Microwave, glass top range and Kenmore dishwasher, large laundry room with lots of storage and a newer a/c unit. There is a sky light in the laundry room, guest bathroom and 3 in the garage. Also included is energy efficient dual pane windows and a soft water system. The attached oversized garage has an epoxied floor, utility sink, plumbed for ice maker, R-19 insulated walls and ceiling, 2inch insulted overhead door, storage cabinets, separate entry door, 220- amp circuit, option of adding 2 more 20-amp circuits, and extra installed pavers next to concrete driveway, leading up to garage. For an extra bonus there is a detached garage/shed (estimate size 16 x 32) with an 8-foot overhead door and a walk-through door. This building has endless uses including car/truck storage, hobbies, storage just to name a few. The exterior of the home has 2-50-amp RV outlets, parking pad for small RV or 3rd vehicle. You will also enjoy the low maintenance landscaping and automatic irrigation system. Close access to Loop 202 South Mountain Freeway. Also close to 5G Verizon tower. This home is a must see if you are looking for a home with 2 plus acres, no HOA and privacy!

22592 E Alyssa Drive Queen Creek, AZ 85142

$871,485
4 Beds
3 Baths
3,555 SqFt
Status Active
MLS # 6773984
Property Type Single Family Residence
Price Type --
Last opportunity to own a Tri Pointe Home in Madera, specifically the Terrace community. Loaded with designer selections, this single-level masterpiece is a must-see. The kitchen has executive appliances with double wall ovens and a 36'' gas cooktop, light tone quartz countertops with a waterfall edge island, and more! Other features include Benton birch flagstone with black bronze hardware, a 16' center pull sliding glass door at the great room, 12' ceilings at the great room, custom tile surrounds at the primary shower, upgraded bath fixtures in stainless brilliance, and square drywall corners with contemporary baseboards and door trim. There is also a laundry sink with base cabinets, 2in faux wood blinds throughout, upgraded interior paint in snowbound, and a garage service door.

20475 E Palomino Drive Queen Creek, AZ 85142

$871,000
4 Beds
3.5 Baths
3,218 SqFt
Status Active
MLS # 6771550
Property Type Single Family Residence
Price Type --
Located in the unique and highly sought after equestrian neighborhood of Will Rogers Equestrian Ranch you are afforded amenities and opportunities unlike any other neighborhood in town! HOA offers a club house, community pool, trailer parking, and horse facilities to keep your animals close. And the home itself offers solar panels with no loan or lease payment, an expansive pool complete with waterfall, rope swing and lap lane, large, covered patio, gazebo, and plenty of space behind the RV gate to park any cars or toys you may have! The single car garage is double deep and offers an over height door to accommodate any parking needs you may have. With double master bedrooms this home is perfect for extended family needs or guests. You're going to love this neighborhood! Come see this one!

5743 N 208th Lane Buckeye, AZ 85396

$870,796
3 Beds
3.5 Baths
2,870 SqFt
Status Active
MLS # 6714356
Property Type Single Family Residence
Price Type --
MLS#6714356 Ready Now! The Shire in Victory at Verrado, a 55+ active lifestyle community, offers a great open floorplan layout with beautiful mountain views. Enter the foyer area and stop by the private study to work from home or read a book. Two private guest bedrooms are on either side of the foyer - each has its own full bath and walk-in closet. Enter the heart of the home and enjoy the open gathering room that seamlessly connects to the kitchen with center island and dining area. Perfect for entertaining! Structural options include: paver front porch, 15' x 8' multi sliding glass door, additional 2 car garage, upgraded square corners, 5 baseboards, pre-plumb for future laundry sink, and gas line for future outdoor kitchen.

19412 E Camina Plata -- Queen Creek, AZ 85142

$870,000
3 Beds
3 Baths
2,155 SqFt
Status Active
MLS # 6706767
Property Type Single Family Residence
Price Type --
**Seller will pay for a 2-1 buy down or 1% permanent rate buy down, lowering your payment nearly $1000/month!** PRICED BELOW MARKET! Winner of BEST HOME on Tour! Welcome to your dream home in Queen Creek! This beautifully renovated 3-bed, 3-bath home has undergone a complete high-end transformation. Despite the extensive $200K+ REMODEL & ADDITIONS, the home retains its original, classic architectural charm and is the perfect blend of modern luxury and serene country living. Nestled on OVER AN ACRE, this exquisite property, with NO HOA, promises both tranquility and convenience in one of the area's most sought-after locations. From the studs up, no detail has been overlooked. This home has been meticulously rebuilt with high-end finishes & amenities, as well as updates to the electrical, plumbing/fixtures, HVAC ducting, roof, insulation, a bathroom added and much, much more! The heart of this home is its gourmet kitchen. Featuring high-end custom, soft close cabinetry, SS appliances, quartz countertops, custom hood & tile backsplash & huge center island w/ lots of storage space. The open layout flows seamlessly into the dining and living areas, perfect for hosting family gatherings or dinner parties. The living spaces are bathed in natural light, highlighting the beautiful flooring and designer fixtures throughout. The spacious master suite is a true retreat, complete w/ a luxurious ensuite bathroom featuring a walk-in shower, dual vanities & massive walk-in closet w/ custom built-ins. The two additional bedrooms are equally spacious and well-appointed, each with walk-in closets, as well as access to two additional, beautifully designed bathrooms. These spaces offer comfort and privacy for family members or guests. Enjoy outdoor living at its finest, where over an acre of land offers endless possibilities for relaxation and recreation or even the addition of a pool. Bring the horses, RV, Quads...all the toys! Enjoy a cute playhouse for the kids to play in, as well as a renovated structure w/ AC that offers numerous options for use, whether it be a workshop, teen retreat, game room, gym, storage, home school space! If you're a horse lover you'll love the horse set up w/ corral offering 2 stalls, arena, tack/storage room & separate pasture w/ irrigated lot. Located close to top-rated schools, shopping, and dining, this home offers the best of both worlds - luxury & convenience. Don't miss this rare opportunity to own a fully renovated, move-in-ready home in one of Queen Creek's most desirable neighborhoods. Schedule your private tour today and experience firsthand the unmatched beauty and quality of this exceptional property. Your dream home awaits!

8989 N Gainey Center Drive Unit 108 Scottsdale, AZ 85258

$870,000
3 Beds
3 Baths
2,113 SqFt
Status Active Under Contract
MLS # 6713396
Property Type Townhouse
Price Type --
Desirable end-unit townhome in the 72 unit, gated community of 8989 Gainey Center. This residence features three bedrooms, three bathrooms and second-floor bonus room. The Owner's Suite offers a private balcony. For outdoor entertainment, the inviting patio provides the perfect setting for gatherings with friends and family. Additional highlights of this home include a two-car garage, ensuring ample parking and storage space. While the property is in its original condition, it presents an exceptional value and a unique opportunity for you to personalize and make it your own. Discover the potential and lifestyle that await you in this exceptional townhome. See the attached floor plan for more details. Don't miss out on this rare find!

2142 W Enfield Way Chandler, AZ 85286

$870,000
5 Beds
3 Baths
3,448 SqFt
Status Active
MLS # 6715819
Property Type Single Family Residence
Price Type --
Discover this beautifully remodeled 3,455 sq. ft. single-story gem in Chandler's prestigious Pecos Vistas! Apologies for the earlier availability limitations. This property is now ready to impress after a full refresh. Recently remodeled with refinished cabinets, new baseboards, elegant design walls, whole-house paint, new faucets, upgraded door hardware, garage paint, and refreshed landscaping, this 5-bedroom, 3-bathroom home radiates modern charm and functionality. The open, single-story floor plan offers expansive living spaces that adapt to your lifestyle needs. Highlights include a stunning eat-in kitchen equipped with included appliances, an oversized center island and breakfast bar, a cozy breakfast nook, and a formal dining area. The kitchen flows seamlessly into the spacious living area - ideal for entertaining friends and family. A separate formal family room and versatile bonus space offer even more flexibility. Featuring neutral decor, tile flooring in high-traffic areas, and added conveniences like ceiling fans, this home provides both style and comfort. The split floor plan ensures privacy, with 5 generously sized bedrooms, including a luxurious primary suite complete with a full bath and walk-in closet. A laundry room with an included washer and dryer adds convenience. Step outside to enjoy the oversized backyard, where a covered patio and lush landscaping create a perfect outdoor oasis for relaxation or gatherings. Located in a prime Chandler neighborhood, this home combines elegance, function, and modern upgrades. Don't miss this opportunity.

7012 N 22nd Street Phoenix, AZ 85020

$870,000
4 Beds
3 Baths
2,368 SqFt
Status Active
MLS # 6730100
Property Type Single Family Residence
Price Type --
Escape to a 4-bed, 2.5-bath home nestled among Phoenix's scenic mountains. This home features a versatile kitchen with two ovens, two dishwashers + a prep sink. Located just East of the 51 you're just minutes from Piestewa Peak trail and have fantastic mountain views from the front and backyard. With close proximity to Madison Elementary School and steps away from Chabad of Phoenix, this neighborhood is HIGHLY coveted. Enjoy a desert backyard oasis with a sparkling pool, perfect for relaxation or entertaining. Located minutes from downtown Phoenix and the vibrant Biltmore area. Embrace the Arizona lifestyle in this amazing mountain retreat!