4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

16454 W Alvarado Drive Goodyear, AZ 85395

$859,000
2 Beds
2.5 Baths
2,538 SqFt
Status Active
MLS # 6782721
Property Type Single Family Residence
Price Type --
CONTEMPORARY FLAIR offering open floor plan with 9'+ ceilings, lots of natural light, Situated on large lot overlooking common area, heated pool with water feature and built-in table to sit at and enjoy your favorite refreshment while cooling off in the pool! Built-in BBQ area w/fridge. The white/black palette compliments the contemporary flair. All kitchen GE Profile appliances will convey as well as the washer/dryer and extra fridge in laundry room. Kitchen offers phelthora of cabinets w/soft close drawers/doors/ Granite counters. Opens to the great room with built-in media center and easy access to the out-door living area and pool. 2 bedroom suites, the primary bedroom was extended 4'. Home also comes with water softener/RO System & Paid Solar, assisting in your energy costs!!

1066 E Oakland Court Gilbert, AZ 85295

$859,000
5 Beds
3 Baths
4,102 SqFt
Status Active
MLS # 6783141
Property Type Single Family Residence
Price Type --
Welcome to this exceptional 5-bedroom, 3-bathroom home, where luxury and comfort blend seamlessly to offer the ultimate living experience! Boasting over 4,100 sq. ft. of meticulously designed space, this residence opens into a bright, airy layout featuring a spacious den ideal for a home office and a welcoming loft that provides a cozy retreat. The bonus room doubles as a private home theater, setting the stage for memorable movie nights. Perfect for entertaining, the gourmet kitchen is a chef's dream, with abundant counter space, sleek modern appliances, and a generous island that flows effortlessly into the family room. Step outside to your personal oasis, complete with a heated pool & spa for year-round relaxation, & a large covered patio w/ a new mister system—perfect for gatherings! Located in the sought-after 85295 area of Gilbert, this home is close to shopping, dining, parks & top-rated schools!

9008 E Friess Drive Scottsdale, AZ 85260

$859,000
3 Beds
2.5 Baths
2,068 SqFt
Status Active
MLS # 6771086
Property Type Single Family Residence
Price Type --
Location Location Location. Great Scottsdale home near all the sights and attractions this city has to offer. Westworld, TPC, Kierland Commons, Old Towne, Scottsdale Airport, hiking trails, freeway access just to name a few benefits. Backyard can be your own private oasis, whether it's admiring the sunset from one of many seating areas or floating in the large pool. Pool features new pump & filters, HVAC & Roof are also newer. NO HOA and Thunderbird Park at the end of the street. Inside find 3 spacious bedrooms, travertine flooring, sky lights that allow natural light, a built-in wet bar and more.

7854 E Nestling Way Scottsdale, AZ 85255

$859,000
3 Beds
2 Baths
1,814 SqFt
Status Active
MLS # 6775723
Property Type Single Family Residence
Price Type --
Welcome to your dream home in Grayhawk Village of North Scottsdale! The perfect blend of comfort, style & convenience. As you step inside, you'll be greeted by an open and inviting floor plan, with wood-look tile floor throughout and abundant natural light. A separate living & dining room is perfect for entertaining, while the updated eat-in kitchen is a chef's delight. A large primary suite features a walk-in closet & large primary bathroom. The 3rd Garage Bay has been converted to living space and is ideal for a workshop, hobby or storage room or can be converted back to a garage. Enjoy the Arizona sunshine in your private backyard oasis, perfect for relaxing or hosting gatherings. Mature landscaping, garden beds, artificial turf & an oversized hot tub/spa. The Grayhawk... ...Village community offers a wealth of amenities, including walking trails, parks, and close proximity to top-rated schools, shopping, and dining. Don't miss this incredible opportunity to own a piece of paradise in North Scottsdale. Experience all that this exceptional home has to offer!

6811 W Monona Drive Glendale, AZ 85308

$859,000
4 Beds
3 Baths
2,327 SqFt
Status Active
MLS # 6686368
Property Type Single Family Residence
Price Type --
RARE! COMPLETELY UPDATED! PREMIUM WATERFRONT HOME! Right around the corner from COMMUNITY VOLLEYBALL, BASKETBALL COURT, PLAYGROUNDS, AND 1+MILE GREENBELT/WATERFRONT PAVED TRAIL! Home features open concept split floor plan with updated flooring, quartz countertops through out, stainless appliances, paint, hardware, light fixtures, bathroom shower and tubs, and primary bedroom walk in closet! 16.4KW owned solar, almost $0 electric bill! Covered patio, pool, hot tub, artificial turf, and palm trees makes this an entertainers dream with incredible indoor/outdoor living! Kayaks included in sale. Just minutes to shopping, restaurants, Westgate Entertainment District, State Farm Stadium, MLB Spring Training Stadium, 10+ golf courses, ASU West Campus, and more! Available fully furnished.

8100 W Orangewood Avenue Glendale, AZ 85303

$859,000
3 Beds
4.5 Baths
3,100 SqFt
Status Active
MLS # 6730894
Property Type Single Family Residence
Price Type --
Step into this one of a kind beautiful home. This home boast pride of ownership with 1 owner who designed and built this home 42 years ago. Attention to detail went into every space of this home. A few details to note, it is located on almost 1 acre of irrigated land. Kitchen offers sub zero built in refrigerator, trash compactor and coffee bar with ins-ta hot. Central vacuum system throughout. 2 full master suites with built in tiled tubs and showers. Cedar lined closets with built in drawers and cabinets. Beautiful backyard with lap/diving pool with a built in spa, and built in BBQ. Guest house/pool house to be used as you desire. 2 RV gates with RV parking. The list goes on and on. Come see for yourself all this property has to offer.

3735 Ridgeview Terrace Wickenburg, AZ 85390

$859,000
2 Beds
2.5 Baths
2,211 SqFt
Status Active
MLS # 6755905
Property Type Single Family Residence
Price Type --
A charming, former model single-story home in Wickenburg Ranch gated community with decorator touches and spectacular mountain views equivalent to resort views. Step into the foyer with den/office and powder room. Generously-sized second bedroom has an en-suite bathroom and built-ins. The Primary Suite is spacious with walk-in closet, upgraded bathroom with large tub and oversized walk-in shower. 3 private patios to enjoy the serenity and exotic cacti. Custom wooden shutters throughout. Three car tandem garage with built-ins. Located approximately 1 mile from the Golf and Social club. Two golf courses: Lil Wick- 9 hole, Par 3, and Big Wick- 18 hole, Par 71. Inquire for Golf Membership Information. The social membership allows you to enjoy dining and a variety of classes offered.

10020 E Strobe Avenue Mesa, AZ 85212

$859,000
5 Beds
4.5 Baths
3,650 SqFt
Status Active
MLS # 6759222
Property Type Single Family Residence
Price Type --
Gorgeous and stylish Woodside single-story home in the center of amenity rich Eastmark Community! This 5 bed, 4.5 bath complete with study offers an extended 3 car garage and is the perfect layout! Numerous stylish and structural features from 10' ceilings, 8' doors, extended external patio with matching pavers and a private gated courtyard! Upgraded cabinetry in this gourmet chef's kitchen with upgraded quartz countertops, an oversized island, accent lighting and matching stainless appliances with abundant storage in the inspiring walk-in pantry. Spacious great room concept perfect for gathering and entertaining. The Spa inspired oversized master suite has been extended 2', complete with an impressive master wall-to-wall glass shower, an 8' soaking tub, upgraded counters and lighting a pass-through door to laundry! Generous secondary bedrooms with individual and jack 'n jill bath options! Conveniently placed extended private den with glass doors! May extras include an Essential 2 Foot Garage Extension, Plantation Shutters, plenty of storage, upgraded windows, ceiling fans, carpets and much more! A must see! Show and Sell!

6859 E Orion Drive Scottsdale, AZ 85257

$859,000
4 Beds
2.5 Baths
2,206 SqFt
Status Active
MLS # 6761033
Property Type Single Family Residence
Price Type --
This gorgeous home is now offered at a Reduced Price! Welcome to luxury living in this highly desirable South Scottsdale gated community. This IS the model with the ROOFTOP TERRACE upgrade providing panoramic views! This 4 BR 2.5 BA residence offers a spacious and modern open floor plan with 10 ft ceilings and 8 ft doors throughout. These are single family detached homes - no shared walls. Gourmet kitchen features custom backsplash, soft closing cabinets, SS appliances, gas range, hood, upgraded granite counters, R.O. and water softener system. Sophisticated tile surfaces and upgraded plush carpet freshly installed upstairs. Freshly painted throughout and professionally cleaned, immaculate and move-in ready! All appliances included, tankless hot water heater, custom plantation shutters throughout, UV screens on south side bedrooms, and prewired for surround sound. The 2-car garage features EV charger and epoxy floors. Dual large multi slide doors in living room lead to a covered rear outdoor patio featuring beautiful landscaping with irrigation and maintenance free turf. Upstairs you will find a large master bedroom with fully tiled owners shower, dual sinks, and walk in closet. Three additional bedrooms are located across the loft and private from the master. A staircase from the loft leads you to the expansive rooftop terrace ready for entertaining guests or to relax and enjoy the cooler temps with stunning views of the valley, surrounding mountains and renowned Arizona sunsets. This is indoor/outdoor living at its finest! Community features sparkling pool and spa to enjoy year-round plus a covered outdoor grill/kitchen area and a fitness center. Located just minutes from Oldtown Scottsdale's exquisite restaurants and vibrant shops, an ideal spot for those who enjoy a lively urban lifestyle while still embracing the comfort of home. Nearby attractions just a short drive/walk/bike from this residence include Papago Park, Phoenix Zoo, Desert Botanical Gardens, Hole in the Rock, and so much more. Located less than 6 miles from Sky Harbor airport and just 4 miles from ASU campus. Don't miss your opportunity to own this remarkable home in a location that truly has it all!

1694 E Azafran Trail San Tan Valley, AZ 85140

$859,000 - 2Br/3Ba -  for Sale in Encanterra, San Tan Valley
Open House
$859,000
2 Beds
2.5 Baths
2,667 SqFt
Status Active
MLS # 6744546
Property Type Single Family Residence
Price Type --
Is an oversized, park-view lot on your list of must-haves? This Tarragona floorplan home in Encanterra Country Club is a rare find. Situated on one of the larger premium lots, it boasts spectacular park views and a sense of privacy that's hard to match. The spacious backyard retreat is a true oasis, featuring lush landscaping, gorgeous tile work, a water feature, and striking fire columns and brand new BBQ! Inside, the home offers 2 bedrooms and a den with a Murphy bed that can easily serve as a third bedroom. The master suite includes a unique multi-purpose 'smart room' that functions as a laundry room and a secret room, offering additional flexibility as a potential bedroom. The home is designed with storage in mind, providing full cabinetry throughout. The gourmet kitchen is a chef's dream, complete with two gigantic kitchen islands. The great room is perfect for entertaining, featuring a built-in bookcase and TV stand. The spacious courtyard with a fireplace provides a cozy outdoor space with park views, perfect for relaxing or entertaining. Adding to the home's appeal, it includes owned solar panels and an air-conditioned garage with EV charging! Home features surround sound and commercial grade redone landscape lighting. The Encanterra community itself offers an amazing lifestyle with a top-notch golf course, community center with gym resort-style pools, restaurants, and a wine bar. Experience one of the finest lots for privacy and magnificent views in this exclusive community. This Tarragona home truly offers the best of luxury living in Encanterra.

1946 E Everett Drive Phoenix, AZ 85022

$858,000
3 Beds
2.5 Baths
3,187 SqFt
Status Active
MLS # 6764045
Property Type Single Family Residence
Price Type --
Lookout Mountainside Jewel. This meticulously maintained home is designed to impress. A grand Tuscan style arch entryway, with elegant 8' solid oak door lead you to an airy open floor plan, soaring 14' vaulted ceilings, and luxury custom details. The formal dining and living rooms boast plantation shutters & recessed alcove lighting. The gourmet kitchen features custom granite countertops, generous cabinets, a spacious island flowing to the family room, media wall, fire place, and curved bay window casual dining area. Enjoy the primary bedroom suite, with reading area, and garden access. Both additional large bedrooms have walk in closets. The picturesque backyard is the perfect place to take in the breathtaking mountain sunsets. Don't miss your chance to own this stunning lifestyle home

16436 S 1st Avenue Phoenix, AZ 85045

$858,000
3 Beds
2.5 Baths
2,742 SqFt
Status Active
MLS # 6775208
Property Type Single Family Residence
Price Type --
Stunning single level UDC home in Foothills Club West! NEW roof in 2023! NEW A/C in 2021! Split floorplan has 3 bedrooms & large office/den with built-ins! Cherry hardwood flooring in all the right places & porcelain tile in guest bedrooms & bath! Spacious kitchen with 42 inch cabinets & under mount lighting as well as luxurious granite counters & huge center island! Gas range/oven, built-in wine cooler & R/O system! Spacious backyard offers huge 16X25 ''L'' shaped covered patio, natural gas fire pit, built-in BBQ. low maintenance landscaping with faux grass + landscape lighting! The Club West Community includes a clubhouse, covered playground, tennis & volleyball courts! Award winning Kyrene Schools & Desert Vista High! South Mountain Preserve for year round hiking & mountain biking!