4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

10050 E Jopeda Lane Scottsdale, AZ 85255

$3,899,000 - 4Br/5Ba -  for Sale in Sonoran Highlands Phase 1, Scottsdale
Open House
$3,899,000
4 Beds
4.5 Baths
5,040 SqFt
Status Active
MLS # 6759938
Property Type Single Family Residence
Price Type --
Skyfire - a custom residence designed by former Frank Lloyd Wright apprentice Vernon Swaback. Special Features: famous architect, 2.7 acre private lot, guest house with kitchen, 4 car garage, paid off SOLAR power, SMART home automation, heated pool and spa, electric vehicle chargers, sunset views, city lights, 4 gas fireplaces, lush desert garden, executive office, gourmet kitchen, media room, game room, ample storage, Skyfire entry arch, new exterior paint, new canvas awnings, organic vegetable garden, near world-class golf, shopping, dining. Skyfire blends exposed steel beams, copper accents, cantilevered rooflines, and tinted concrete with vaulted ceilings, clerestory windows, and canvas-covered terraces. 4440 SQFT main home plus 600 SQFT guest house plus 1992 SQFT 4 car garage/storage Primary suite features custom-built millwork, dual walk-in closets and vanities, gas fireplace, and direct access to pool and hot tub. Two additional bedrooms, each with a full bathroom and walk-in closet, provide comfort and privacy for family or guests. Gourmet kitchen features a spacious walk-in pantry, gas cooktop, double ovens, warming drawer, Sub-Zero refrigerator/freezer, wine fridge, casual dining area and a butcher block island with seating. Executive office offers panoramic views toward the gardens, mountains and Swaback signed original stained glass sculpture, plus gas fireplace, beverage center and a custom-designed desk, all providing the perfect workspace for today's executive. Detached guest house has a full kitchen and bathroom and includes clerestory windows, gas fireplace and private terrace, great for guests, multigenerational living, an art studio or a home gym. Entertainment loft with pool table is connected to a rooftop terrace with breathtaking views. Spacious media room offers large place to watch TV but could also be renovated into a fifth bedroom. Outdoor entertaining features heated infinity-edge pool with hot tub with cascading waterfall, framed by dual copper gas cauldrons and perched over the natural desert landscape with skyline views. Entertain on the extended pool deck, barbecue area, elevated viewing deck, and a lower garden with irrigated organic raised veggie beds and citrus trees. A wood-burning chiminea and a spacious canvas-covered lounge area enhance the ambiance. The 2.7 acre property includes fenced areas while leaving usable land for new owner to create their own vision. Expansive four-car garage and storage area, totaling nearly 2,000 square feet, is a car enthusiast's dream. In addition to a cedar-lined storage/server room and a separate storage area, a dedicated car pad has been added for extra exterior storage, with room for further expansion. Positioned at the top of the property, the garage provides seamless access to the paver driveway, motor court, and entry gardens, all offering ample parking for additional vehicles. Additional recent upgrades include fully paid solar power with battery storage, dual EV chargers, commercial-grade Wi-Fi, whole-home water filtration, new BBQ, smart home automation for security, audio and comfort and new canvas awnings.

6616 E El Sendero Road Carefree, AZ 85377

$3,895,000
4 Beds
4.5 Baths
7,085 SqFt
Status Active
MLS # 6768686
Property Type Single Family Residence
Price Type --
STUNNING HILLSIDE HOME w/Mountain & City light views. Relax in peaceful surroundings to experience the pure magic of this very special home. This chic & stylish Southwest home is truly one of a kind offering a harmonious blend of elegance with a relaxed feel. Grand entryway leads into welcoming foyer w/ rustic wood vaulted ceilings w/heavy beams which continue t/o the home. Abundance of natural light creates an inviting ambiance in the Formal Living Rm w/cozy wetbar. Recent main level flooring update; Living Rm, Family Rm and Master/Guest EnSuite...all have been leveled for seamless transitioning throughout. Lovely European Kitchen is culinary delight w/huge island, quartz counters, Wolf Appls & walkin pantry. Dining area w/easy access to patio for exceptional outdoor entertaining...Cont All Four bedrooms are en-suite, offering unparalleled comfort and privacy. Two of the bedrooms are master suites, each with their own unique character & luxurious features. The Upper level Primary Master Retreat is a sanctuary unto itself, complete with spacious living area, custom built-in king platform bed, large spa-like bath with double sinks, large shower, free standing tub, custom walk-in closet, mini-bar w/sink, multiple balconies to relax and enjoy an amazing sunrise & sunset. The second master bedroom is located on the main level of the home w/cozy living area & gas fireplace, full bath w/soaking tub, separate walk-in shower, walk-in closet & access to back patio. The remaining two bedrooms each offer their own distinct charm, each being en-suite. The outdoor spaces of this home have been meticulously re-hardscaped and landscaped, creating a resort-like oasis and truly a paradise, offering multiple seating areas with Pergolas that can be opened and closed to control sunlight, gas fireplace, wood-burning fire pit and built-in BBQ area with refrigerator. The heated pool and spa complete this outdoor haven, providing a perfect place to relax and soak in the stunning surroundings. This extraordinary home is a rare find that seamlessly combines the essence of the Southwest. From the elegant finishes and spacious living areas to the enchanting outdoor spaces with absolutely the most breathtaking majestic views, this residence offers a lifestyle of unparalleled luxury and tranquility. Don't miss the opportunity to make this masterpiece your own. Come experience the magic of this exceptional home.

3550 S Balsawood Court Unit 112 Flagstaff, AZ 86005

$3,890,000
5 Beds
4.5 Baths
5,014 SqFt
Status Active
MLS # 6738539
Property Type Single Family Residence
Price Type --
This 5,014 sqft, 5 bedroom, 4.5 bath mountain custom home sits on a quiet cul-de-sac, offering great privacy, and is the ideal escape for friends and family. This home is perfectly positioned at the edge of a serene pond surrounded by Aspens and Ponderosa Pines overlooking the 8th green and 9th tee box. The large partially covered deck has a built-in BBQ, surround sound, a fire table and a gas fireplace. The main level is great for entertaining with an open floorplan concept, large windows, surround sound, tongue and groove ceilings, and a large wood burning Malapai rock fireplace. The gourmet kitchen is complete with granite countertops, an island with a vegetable sink, bar seating, oversized refrigerator and freezer, walk-in pantry, 6-burner range with griddle and full granite backsplash, two ovens, and a trash compacter. Off the living room is the formal dining area and a custom bar that is inviting and functional for entertaining. The primary bedroom is located on the main level overlooking the pond and has a private entrance to the deck. The suite has a gas fireplace, and opens to the main level with beautiful French doors. The bath has a large walk-in closet, dual vanities, a separate floor to ceiling tile shower, and a Jacuzzi soaking tub. The upper level has views of the San Francisco peaks from the office area. The office has built-in bookshelves and just off the office area is a guest bedroom with access to the shared guest bath. Located on the lower level are three additional guest rooms, including one bunk room. The lower level also features a theatre/family room with slate flooring, a projector screening area, surround sound, a wet-bar and access to the covered patio which has a hot tub an additional firepit and breathtaking views of the nearby lake. Other features of the home include a large laundry room on the main level, a 3-car garage with built-in cabinets and metal wall finishes, and beautiful landscaping surrounding the home. This home is the perfect family mountain retreat.

39081 N Crested Quail Run Carefree, AZ 85377

$3,860,000
5 Beds
4.5 Baths
6,920 SqFt
Status Active
MLS # 6670266
Property Type Single Family Residence
Price Type --
It's one thing to live in the desert. It's another to experience living in the Sonoran Desert. Welcome to Ocotillo Ridge Estates! This beautiful, John Schultz custom home is surrounded by mountain views, high desert vegetation and a variety of wildlife, that gives one the sense of communing with nature. The home is nestled on a 4.4 acre lot with numerous ocotillos, saguaros and other types of native plants and cacti. The driveway guides you past a 2 BR casita to the main house. Along the way, artisan crafted wood gates mark the entry points to the front patio and mesquite entry door. Once inside, you immediately notice that this is not your normal boxy home design. You'll also discover that every room is oversized. Distinctive elements, such as custom-built Alder cabinets throughout, provide the warmth needed to make this house a home. An open design allows hosts to entertain large gatherings without feeling cramped. There are 4 large sliding glass panels in the Great Room that hide into a pocket and allow the party to flow outside into an expansive covered patio. Turn up the sound system and enjoy! The main house has 2 MBRs and 1 Ensuite BR. The MBR wing boasts an oversized MBA, a huge walk-in closet, a separate exercise room (with exit to an outdoor spa) and another door leading to a private outdoor shower. On the opposite side of the house, the other MBR has a sunken area perfect for reading, studying, working or just plain relaxing. A private exit to the large backyard and infinity pool can be found there as well. The main house also includes a chef's kitchen with a large island, walk-in pantry and breakfast nook. Stroll around to locate the laundry (with built-in ironing board), an office with 2 book closets, a Powder Room and a separate media closet to 'hide' all your audio/visual technology. The casita, while under the same roof as the main house, has its own private entry and outdoor parking space. The design of interior is fashioned after a charming Mexican...casita, with a large family room, full kitchen and washer/dryer closet. The 2 bedrooms share a bathroom with a large walk-in tiled shower. Guests can access the pool, spa and back patio through a delightful side yard. All you'll need to begin enjoying your new home in Carefree is there. After all, the town is not named Carefree for nothing...and neither is Ocotillo Ridge Estates!

4955 E Arroyo Verde Drive Paradise Valley, AZ 85253

$3,850,000
3 Beds
3.5 Baths
3,511 SqFt
Status Active Under Contract
MLS # 6775696
Property Type Single Family Residence
Price Type --
Location, Location, Location... Welcome to this enchanting Paradise Valley home, ideally situated on an expansive flat lot with stunning south-facing views of Camelback Mountain. This rare gem boasts 3,511 square feet of single-level living, 3 bedrooms, 3.5 bathrooms, plus den with no interior steps and a large 3 car garage. The property features beautifully landscaped outdoor spaces, tranquil fountains, and a cozy fireplace. The gourmet chef's kitchen is equipped with Wolf and Subzero appliances, a butler's pantry, and a spacious great room with a massive fireplace. The dining room showcases a striking groin ceiling, while the private primary suite includes an oversized closet that conveniently opens to the laundry room. Just a 5-minute walk to the Montelucia Resort or the Camelback Mountain Trailhead. Don't miss outthis home is a must-see!

7101 E Berneil Lane Paradise Valley, AZ 85253

$3,850,000
5 Beds
4 Baths
4,702 SqFt
Status Active
MLS # 6761121
Property Type Single Family Residence
Price Type --
Welcome to your very own paradise! This luxury, move-in ready home offers 5 oversized bedrooms and 4 bathrooms with the 5th bedroom currently being used as an office. This Control4 smart home features a newly remodeled kosher kitchen with a large walk-in pantry. The spacious formal living area, cozy lounge/game room, and the grand dining room that can accommodate at least 20 guests makes for an entertainer's dream. The expansive backyard is home to citrus trees, a fresh herb garden, fire pit, spa, and a newly redone pool. Paradise Valley living at its finest!

6211 N 51st Place Paradise Valley, AZ 85253

$3,850,000
3 Beds
3.5 Baths
3,891 SqFt
Status Active Under Contract
MLS # 6772824
Property Type Single Family Residence
Price Type --
Incredible downsize or lock and leave property located in a prime Paradise Valley location. Nestled between Mummy and Camelback Mountains and within walking distance of the Montelucia, this extremely secluded home offers resort style living without the HOA's! This charming home features a great room with telescoping doors and stunning views of Camelback Mountain, gourmet kitchen and a primary suite with a cozy fireplace, intimate sitting area, spacious closets and luxurious primary bath. Six intimate patios including a pool, gazebo, outdoor fireplace and barbecue encompass the back yard with dramatic views of Camelback Mountain. A fully detached one bedroom guest house and 4 car garage complete this special property.

5241 E Calle Ventura -- Phoenix, AZ 85018

$3,850,000
4 Beds
3.5 Baths
3,957 SqFt
Status Active Under Contract
MLS # 6748216
Property Type Single Family Residence
Price Type --
The epitome of Arcadia charm! Crafted by Rafterhouse and located on a quiet, peaceful cul-de-sac, this spectacular home has everything you've been dreaming of. You'll be captivated by the curb appeal and fall in love with the detailing such as exposed brick, custom mill work, wood floors, marble countertops, reclaimed wood mantle and vaulted ceilings. This 4 bedroom, 3.5 bathroom home also boast a private office, huge family room and oversized mudroom with built-in work station. Come take a dip in the recently added pool/spa or host a BBQ with the outdoor kitchen and lush vegetation in the backyard. Don't blink, this home won't last long!

7501 E Cholla Lane Scottsdale, AZ 85250

$3,850,000
5 Beds
4 Baths
4,356 SqFt
Status Active Under Contract
MLS # 6723664
Property Type Single Family Residence
Price Type --
Located on a quiet cul-de-sac in the vibrant heart of Old Town, this exquisite residence offers a thoughtfully designed open floor plan that masterfully blends indoor comforts with outdoor delights. The expansive primary suite is designed as a private retreat, featuring a cozy fireplace and a separate sitting area. The chef-inspired kitchen is a highlight, centered around a striking cascading island and outfitted with stainless steel appliances, well equipped for both intimate family dinners and large gatherings.The dining space accommodates up to 12 guests and flows beautifully into a spectacular backyard through massive 20-foot pocket doors. This outdoor paradise boasts a putting green, several inviting fireplaces, a pergola and a swimming pool, creating a perfect setting for -- entertaining or relaxation. Further enhancing this home's appeal is the extensive 4-car garage along with an RV pad, offering plentiful space for parking and additional storage. This property stands as a beacon of sophisticated and elegant living within Old Town, with easy access to Sky Harbor Int'l Airport, Fashion Square mall, dining, golf courses, major freeways & much more!

8599 E Tecolote Circle Scottsdale, AZ 85266

$3,825,000
6 Beds
5.5 Baths
6,960 SqFt
Status Active
MLS # 6776719
Property Type Single Family Residence
Price Type --
Welcome to the Bowman House, a breathtaking architectural masterpiece crafted by award-winning designer Bob Bacon. Set on 3.4 acres within the prestigious gated Windmill neighborhood at the Scottsdale/Carefree border, this home is the first of eight exclusive residences. Combining warmth with spacious elegance, it offers the perfect blend of luxurious living and entertainment. The main house features 4 bedrooms, 4.5 baths, and a 5-car garage, including an RV bay. The gourmet kitchen boasts quartzite countertops, a Wolf dual-fuel range, dual Asko dishwashers, and dual Sub-Zero refrigerators. The home includes a formal dining room, kitchen, living room, and family room, providing ample space for gatherings. Upstairs is designed for entertaining with a game room and multiple outdoor patios showcasing magnificent high Sonoran desert views. The outdoor living space is ideal for hosting, with a large pool patio for ultimate relaxation. Additionally, a 2-bedroom casita offers privacy and comfort for guests. This property is an entertainer's dream, blending luxury with the beauty of the desert.

8635 N Tatum Boulevard Paradise Valley, AZ 85253

$3,800,000
6 Beds
4.5 Baths
4,817 SqFt
Status Active
MLS # 6774272
Property Type Single Family Residence
Price Type --
Breathtaking Paradise Valley retreat that has been meticulously transformed into a modern sanctuary, epitomizing the essence of contemporary elegance. This residence has undergone an extensive renovation, seamlessly blending sophistication with the allure of Arizona's outdoor lifestyle. The home is designed to captivate with its emphasis on clean lines, abundant natural light, and a layout crafted to optimize the joy of indoor/outdoor living. The property boasts a newly added heated pool, spa, and a pristine white travertine deck, creating a picturesque oasis perfect for entertaining as well as a new roof added in 2023. Meticulously landscaped surroundings, which include a barbecue area, hardscaping, in-ground trampoline, bocce ball, and a putting green. Modernized interior includes custom artistic wall coverings, sensational matte black flat-panel kitchen cabinets with warm wood elements and stainless steel appliances along with no grout lines metallic stained concrete floors. Primary bedroom with exit to relaxing spa is an utopian escape with zen spa-like bathroom and grand closet. Total 6 bedrooms 4.5 bathrooms plus an office, 3 car garage with Tesla electric charger, RV gate, plus plenty of additional parking. Straight line 10 miles to Phoenix Sky Harbor Airport. Across the street from hiking/biking trail! Perfect for Airbnb or VRBO! NO HOA! No short-term rental restrictions in CC&R's. Can be sold turnkey!

7425 S Joshua Tree Court Queen Creek, AZ 85142

$3,800,000
5 Beds
7 Baths
7,707 SqFt
Status Active
MLS # 6697613
Property Type Single Family Residence
Price Type --
NEW HOME! Step into a world of refinement with an open floor plan that seamlessly integrates spacious living areas. Kitchen with all upgraded appliance, space, & functionality. Entertain in style with a gorgeous backyard, pool, & large hot tub. Ramada with BBQ Grill & fridge, spacious pool house with bedroom & full bath. An extraordinary double RV garage with AC & bright lighting also used for recreational activities. Basketball hoop and pickleball net already installed. Escape to the luxurious master suite featuring a large walk in shower with double heads & a stand alone tub. Or let the cares of the world melt away in a private outdoor hot tub nestled in it's own private alcove conveniently off of the master bath, offering a spa like retreat.