4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

10348 E Tupelo Avenue Mesa, AZ 85212

$659,900
3 Beds
2.5 Baths
2,319 SqFt
Status Active
MLS # 6759378
Property Type Single Family Residence
Price Type --
Spacious home! Unique circular entrance with an open split floorplan. This is a must see 3 bedroom + den, roomy owners suite with dual vanities & bench shower. The 2 guest bedrooms share a Jack n' Jill bath with each bedroom having their own private vanity. Home also features a den, powder room, granite island kitchen and full wall granite backsplash with seating and upgraded cabinets, dining area, separate laundry and a 3 car garage. Floor upgrades and barely lived in, on an oversized lot with room for a pool, this home is located in a desirable location and walking distance to the Encore Club. (WHEW!!!) All this could be yours!

1413 W Coral Reef Drive Gilbert, AZ 85233

$659,900
4 Beds
2.5 Baths
2,490 SqFt
Status Active
MLS # 6769275
Property Type Townhouse
Price Type --
This stunning waterfront villa is situated in the highly sought-after Coral Reef subdivision at The Islands. Featuring 4 bedrooms and 2.5 baths, the home offers breathtaking lake views from the master bedroom, family room, and dining room. The first floor and all bathrooms are adorned with elegant Travertine flooring. Enjoy your morning coffee or evening sunsets on the patio, located right by the water's edge. The community pool is just steps away, making this home not only a place to live, but a lifestyle to embrace.

2071 E Remington Place Chandler, AZ 85286

$659,900 - 4Br/3Ba -  for Sale in Arizona Estates, Chandler
Open House
$659,900
4 Beds
2.5 Baths
2,378 SqFt
Status Active
MLS # 6778065
Property Type Single Family Residence
Price Type --
Charming Chandler home with 4 spacious bedrooms, 2.5 bathrooms, a den, & a loft, there's plenty of room for everyone. The kitchen is complete with a granite island, ideal for entertaining. The spacious master suite features a private gas fireplace, laminate wood flooring, his-and-hers built-in dressers, and a large walk-in shower. Step into your resort-style backyard with a covered patio, separate ramada, built-in gas BBQ, firepit, specialty lighting, planters, and a play pool with a waterfall. Low-maintenance synthetic grass keeps it easy year-round. The property also includes a 3-car garage, RV gate, and extra parking slab. Located on a quiet cul-de-sac near parks and greenbelts!

1295 E Elysian Pass San Tan Valley, AZ 85140

$659,900 - 2Br/2Ba -  for Sale in Encanterra Shea Homes At Johnson Farms, Neighborhood 3 201209, San Tan Valley
Open House
$659,900
2 Beds
2 Baths
1,949 SqFt
Status Active
MLS # 6780498
Property Type Single Family Residence
Price Type --
Step into luxury with this stunning ''Nice'' plan home, designed to impress. The gourmet kitchen boasts top-of-the-line appliances, custom light fixtures, and a beautiful backsplash. Enjoy the rolling wall of windows that open to an expansive backyard oasis with a spacious patio, cozy fireplace, lush turf grass, extended travertine pavers, mature trees, and a fenced yard—perfect for entertaining or relaxing. The den, with its custom-built bookcase, is ideal for a home office. The large laundry room offers ample cabinet space and an additional desk area. Located at Encanterra Golf & Country Club Resort, this well-maintained home offers world class amenities at your doorstep. Enjoy dining at La Casa, stay fit at the state-of-the-art fitness center, or unwind in the indoor pool and spa.

44811 N 12th Street New River, AZ 85087

$659,800
3 Beds
2 Baths
2,072 SqFt
Status Active
MLS # 6768506
Property Type Single Family Residence
Price Type --
Acre+ Private Santa Fe Territorial Home with 10 ft soaring ceilings. Awesome mountain and desert views with a private setting to enjoy and relax in the AZ Climate. Home features 3 bedrooms 2 baths, fireplace, 2.5 car garage, den, and fireplace. Spacious primary bedroom with large walk in closet. Primary bath has large garden tub, Huge Seperate shower, and double vanity sinks. Open floorplan with Great Rm concept featuring large picture windows, fireplace, and 10ft + beamed ceilings. Loads of sspace for all your toys and vehichles. No hoa.

25137 N 171st Avenue Surprise, AZ 85387

$659,535
4 Beds
3 Baths
2,065 SqFt
Status Active
MLS # 6776933
Property Type Single Family Residence
Price Type --
MLS# 6776933 March Completion! Choose the exterior that speaks to you! Then, head through the porch and into the foyer to find three bedrooms and one bathroom on this side of the home. Across the foyer is a laundry room, an additional bedroom and bathroom, and the entry to your two-car garage. Keep going to discover beautiful open concept living: a great room flows to a casual dining area, kitchen with an island, and covered outdoor living, the perfect spot for hosting! Tucked away is a serene primary suite with a spa-inspired bathroom and spacious walk-in closet. Structural options include: paver front porch, 12' x 8' 8' multi-slide door at gathering, super shower at primary bathroom, gourmet kitchen, and study in lieu of bedroom 2.

20574 S 194th Place Queen Creek, AZ 85142

$659,500
4 Beds
2.5 Baths
2,596 SqFt
Status Active
MLS # 6679596
Property Type Single Family Residence
Price Type --
This stunning single level home features a large eat in kitchen, walk-in pantry, great room, and flexible bonus/den/dining room. The luxurious primary suite includes a large bathroom with separate vanities, soaking tub and a huge walk-in closet. The laundry room has access from the primary closet and secondary bedrooms hallway. The main living areas have wood-look tile, with cozy carpet in the bedrooms. This home is beautifully appointed with double ovens and granite counters in the kitchen, raised vanities in the bathrooms, double sinks in the 2nd bath and plantation shutters throughout. Easy maintenance back yard and desert landscaped front yard. Backyard is plumbed for natural gas - perfect for a BBQ. 3 car tandem garage is plumed for water softener. Washer/dryer included.

20677 N 16th Way Phoenix, AZ 85024

$659,100
3 Beds
2.5 Baths
2,488 SqFt
Status Active
MLS # 6738436
Property Type Single Family Residence
Price Type --
Amazing opportunity in Phoenix, AZ. Single level home with approximately 2,488 square feet. Includes a three-car attached garage. The home sits on a lot of approximately 11,976 square feet. Buyers check with City, County, Zoning, Tax, and other records to their satisfaction. AS-IS Sale.

15716 W Sierra Street Surprise, AZ 85379

$659,000
5 Beds
3.5 Baths
4,035 SqFt
Status Active
MLS # 6725319
Property Type Single Family Residence
Price Type --
Discover luxury living in this well maintained home built in 2007, nestled in the heart of Greer Ranch North. Boasting 5 bedrooms and 3.5 bathrooms, this residence offers ample space for both relaxation and entertaining. Step inside to find a versatile den, ideal for a home office or study, complemented by a formal living and dining area. The family room provides a cozy retreat, perfect for gatherings. Upstairs, a generous bonus loft offers additional flexibility, whether used as a play area, media room, or second family room. The heart of this home lies in its lovely kitchen, with granite countertops, and a convenient island for casual dining. Adjacent is a spacious breakfast nook, overlooking the tranquil backyard oasis.

11620 S 217th Avenue Buckeye, AZ 85326

$659,000
4 Beds
3.5 Baths
2,467 SqFt
Status Active
MLS # 6762379
Property Type Single Family Residence
Price Type --
Be the proud owner of this residence sitting on a 1-acre lot with amazing mountain views! The double custom ironwork doors open to a semi-open layout featuring vaulted ceilings, durable tile flooring, neutral paint, and gorgeous light fixtures. Entertain your guests in the living area or host a feast in the formal dining! The kitchen showcases quartz counters, SS appliances, a stylish backsplash, cabinetry w/crown moulding, and a center island w/breakfast bar. The main bedroom is a true retreat, with its ensuite boasting dual sinks and a walk-in closet. Discover an expansive backyard that provides a covered patio, artificial turf, well-laid pavers, a Ramada w/built-in BBQ, an additional pergola, and a barn/stalls for your horses. This is the one for you! Don't wait!

21320 N 56th Street Unit 2163 Phoenix, AZ 85054

$659,000
2 Beds
2 Baths
1,843 SqFt
Status Active
MLS # 6764820
Property Type Townhouse
Price Type --
Fantastic location next to Desert Ridge, golf course, community pool, spa, green belts and loop 101 & 51 freeways. This townhome is one level with plantation shutters, crown molding and designer colors throughout. The kitchen has beautiful cherry raised panel cabinetry, dark columbo granite countertops, stainless steel appliances and an open great room. The bathrooms have Kona beige silestone countertops, tiled showers and tub surrounds. The oversized 2 car garage has shelving, water softener and a super quiet I-drive garage opener. The large back patio looks out across a greenbelt to the community pool & spa area.

1205 E Tradewind Drive Gilbert, AZ 85234

$659,000
4 Beds
2 Baths
1,975 SqFt
Status Active
MLS # 6765192
Property Type Single Family Residence
Price Type --
Dreaming of lakeside living? For the right offer, enjoy $5,000 in seller's concessions! This stunning 4-bedroom, 2-bathroom home has it all. With a 3-car garage and a beautiful PebbleTec pool, relaxation awaits. The interior boasts fresh paint, new master bedroom carpet, modern light fixtures, and ceiling fans. The kitchen features updated hardware, a gas stove, and all new faucets throughout the house. Enjoy mesmerizing lake views from your boat dock and open floor plan, perfect for entertaining. The master suite offers a separate tub and shower, with vaulted ceilings in all bedrooms adding elegance. Located within walking distance to Gilbert High School and minutes from Downtown Gilbert, restaurants, shopping, and entertainment. Don't miss out on this gem!