4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

10757 N 74th Street Unit 2012 Scottsdale, AZ 85260

$639,000
3 Beds
2 Baths
1,932 SqFt
Status Active
MLS # 6707453
Property Type Townhouse
Price Type --
Over 100k in upgrades, listed below market value!! Complete remodel. Recent comp in same complex sold July 2024 for 691k with no upgrades. 3 bedroom, 2 bath, 2 car garage in the perfect location. Newly updated with new plank and tile floors, new cabinets with soft close doors and drawers, all new light fixtures including LED can lights, new faucets, new sinks, updated showers with glass doors, new freestanding tub. This is a master bedroom split floorpan, open kitchen with dining area, great room with electric fireplace and electrical on wall for your flat screen TV. New 18 bottle wine fridge in kitchen, large island with navy cabinets with gold hardware, extra storage and waterfall countertops. Click for more. 2 car garage has upgraded metallic epoxy floors. New paint everywhere. Large bedrooms to fit king beds and furniture. Big fans in each bedroom with remote controls. Each bedroom has a walk-in closet with shelves, the master has and drawers with locks. Each bathroom has new cabinets, new light fixtures with new black framed mirrors. White wood shutters on the dual pane insulated windows along with insulated walls for dramatically sound reduction. There is a separate large laundry room with front load washer and dryer with new cabinets and more storage behind the door. There are 2 balconies, one is a large covered balcony big enough for a comfortable patio seating set and the other balcony is uncovered. Close to the 101 freeway, great restaurants, grocery stores and entertainment. Townhome is north south exposure. You'll love this! Community has a private community pool and common areas are always clean. Please come see and enjoy. open to offers Recent comps 6712827, no upgrades for $691k at $358.22 per sqft. 6761912, no upgrades for $550k at $388.97 per sqft.

1111 N High Point Drive Prescott, AZ 86305

$639,000
1 Bed
1 Bath
960 SqFt
Status Active
MLS # 6776096
Property Type Single Family Residence
Price Type --
Escape to this beautifully remodeled cabin in the serene pine setting of Highland Pines, where tranquility awaits. This charming one-bedroom, one-bath retreat offers an open floor plan, making the most of its cozy footprint. Inside, you'll find the tongue and groove beamed ceiling complemented by new wood flooring throughout, creating a warm and inviting atmosphere. The top-of-the-line chef's kitchen includes quartz counters, built-in shelf microwave and a professional KUCHT range with double ovens and. The great room opens to the deck through three glass folding doors, allowing natural light to pour in. The bathroom, completely renovated with a new bidet featured toilet and high-end marble subway-tile wainscotting and shower surround. The expansive deck provides amazing, sweeping views. The unobstructed views of the Prescott National Forest and Thumb Butte, offers the perfect spot for outdoor relaxation and entertaining. The home also boasts a newer roof for added peace of mind. A major bonus is the newly installed alternate septic system, which is designed to accommodate an additional two bedrooms and another bath. Whether you choose to expand with a single-level addition or explore a split-level or multi-level design, the spacious homesite offers flexible options for future growth. This property is easily accessible via paved roads and is served by a private water company, eliminating any concerns about water supply. For the right buyer, this is an incredible opportunity to own a piece of paradise with endless potential to make it your own.

4010 S Big Horn Place Chandler, AZ 85249

$639,000
4 Beds
3 Baths
2,569 SqFt
Status Active
MLS # 6777912
Property Type Single Family Residence
Price Type --
If you're in search of a home that combines a fantastic location inside the beautiful tree lined community of Old Stone Ranch, you're in luck! This loved home features 4 beds 3 full baths,+ den w/glass French doors. Cozy upstairs loft (w/full bed & bath up). Inviting kitchen opens to great rm Newer Samsung refrigerator, large island with granite counters and tons of storage through out. The oversized laundry rm has both upper and lower cabinets & even space for crafting. Low maintenance desert landscape front yard, private backyard backing greenbelt boasts artificial lawn, mature trees offer evening shade + sitting area. Equal distance to downtown Chandler and Gilbert with quick access to the 202 San tan freeway & outdoor shopping mall. Welcome home to your sanctuary!

1903 E Ayden Court Payson, AZ 85541

$639,000
3 Beds
2 Baths
1,610 SqFt
Status Active Under Contract
MLS # 6757095
Property Type Single Family Residence
Price Type --
Nestled in the highly sought-after, newer subdivision of Chaparral Vista, in a peaceful cul de sac located off Tyler Parkway. This stunning brand-new all electric home boasts 3 spacious bedrooms and 2 luxurious bathrooms, designed with modern elegance and functionality in mind with too many upgrades to list here. To see a full list see documents. The wrap-around deck is a standout feature, providing an ideal setting for outdoor entertaining or simply relaxing while enjoying the serene surroundings. Inside, every detail has been meticulously curated with high-end upgrades that elevate the living experience. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating a perfect space for both everyday living and special gatherings. The kitchen is a chef's delight, featuring state-of-the-art KitchenAid appliances, sleek quartz countertops, and custom cabinetry. The master suite is a tranquil retreat, complete with a beautifully appointed en-suite bathroom featuring premium fixtures and finishes. The additional bedrooms are generously sized, offering comfort and versatility for family, guests, or a home office. With its blend of contemporary design, thoughtful upgrades, and a picturesque wrap-around deck, this home in Chaparral Vista offers an exceptional living experience. Buyer to verify property taxes with Gila County.

22520 E Rosa Road Queen Creek, AZ 85142

$639,000
4 Beds
2 Baths
2,139 SqFt
Status Active
MLS # 6786228
Property Type Single Family Residence
Price Type --
**Upgrades throughout** in A dream home in the highly sought-after Spur Cross subdivision! This stunning 4-bedroom, 2-bathroom residence showcases an open floor plan with expansive living spaces and a breathtaking kitchen perfect for entertaining. Step outside to your private oasis featuring a custom pool equipped with the advanced QuickPure3 system and lush AstroTurf for low-maintenance beauty. The home boasts spacious, light-filled bedrooms, upgraded lighting, and custom finishes throughout. The epoxy-coated garage floor adds durability and style. Enjoy the community's top-notch amenities, including a pool and sports courts, all while being conveniently close to dining, shopping, and entertainment. This home embodies luxury, comfort, and convenience—don't miss out!

10498 E Cochise Avenue Scottsdale, AZ 85258

$639,000
2 Beds
2 Baths
1,781 SqFt
Status Active
MLS # 6735402
Property Type Townhouse
Price Type --
This 55+ neighborhood is in a fantastic location with proximity to Via Linda Senior Center, Scottsdale Ranch Park Tennis Club, 101 and shopping! This 2 bedroom 2.5 bath home has vaulted ceilings and skylights everywhere! There is so much natural light! The totally split floorplan makes it great for guests and the additional room could be converted to a third bedroom! There is a large inside laundry with room for folding and two car garage with built -in cabinets for your collectibles! The community has two beautiful pools and tennis courts for your enjoyment. This home is priced to sell and ready for all your personal touches. Come see this home today!

2801 E Osborn Road Phoenix, AZ 85016

$639,000
3 Beds
2.5 Baths
2,110 SqFt
Status Active
MLS # 6761770
Property Type Single Family Residence
Price Type --
This cute home is located in the vibrant Arcadia Lite neighborhood of Phoenix! This property sits on a large lot with ample on-site parking behind a secure remote-controlled gate. Inside, the home feels cozy and inviting with a large living room, featuring an updated kitchen with modern finishes and convenient bar seating, perfect for casual dining or entertaining guests. The extended garage has AC & includes a built-in workbench area, ideal for car enthusiasts or hobbyists. Enjoy the convenience of being in the heart of Arcadia Lite, just minutes from popular dining, shopping, and entertainment. This property offers the perfect blend of comfort, functionality, and prime location!

8608 E Mariposa Drive Scottsdale, AZ 85251

$639,000
3 Beds
2 Baths
1,688 SqFt
Status Active
MLS # 6769267
Property Type Single Family Residence
Price Type --
LOCATION LOCATION LOCATION, This couldn't be better. High demand neighborhood with no HOA. Move in ready, freshly painted, lovely flooring, large bedrooms, facing north/south. Grassy area in backyard, RV Gate for all your toys. Close to Chaparral Park with lake, walking and bike paths dog park. Minutes to Scottsdale Fashion Square as well as Old Town Scottsdale, and EASY ACCESS to 101.

1700 E Lakeside Drive Unit 58 Gilbert, AZ 85234

$639,000
3 Beds
3 Baths
2,517 SqFt
Status Active Under Contract
MLS # 6753691
Property Type Townhouse
Price Type --
Spacious home with courtyard entry in gated resort community of Val Vista Lakes! TWO PRIMARY SUITES plus another bedroom and LOFT! One primary suite w/remodeled bathroom downstairs and other primary suite w/ bathroom upstairs. 3rd bdrm is downstairs next to remodeled hall bath. Vaulted high ceilings as you enter with a spacious living area and views to the back patio. Luxury vinyl wood flooring throughout the downstairs, carpet on stairs and upstairs area. Fresh looking kitchen with white cabinetry & countertops, and farm sink with views to courtyard. Large eat in kitchen area too! This home is ideally located just steps away from the clubhouse and you can walk to the ramada and enjoy views of the lake! Living in Val Vista Lakes is resort style living with all the amenities it offers!

11846 N 93rd Street Scottsdale, AZ 85260

$639,000
3 Beds
2 Baths
1,192 SqFt
Status Active
MLS # 6773400
Property Type Townhouse
Price Type --
Discover the charm of this delightful 2-bedroom townhome in Scottsdale Vista! Starting with a 2-car garage & a lovely courtyard. The inviting interior features designer paint, tons of natural light, recessed lighting, and wood-look tile flooring. You'll LOVE the large living room with vaulted ceilings & sliding doors to the back! The impressive kitchen boasts SS appliances, granite counters/backsplash, a breakfast nook, and wood cabinetry w/crown molding. Cozy den for an office! Main bedroom has outdoor access & a private bathroom. Check out the private backyard with a covered patio to relax or enjoy BBQ! It also includes access to the Community pool behind, promising year-round enjoyment. PLUS! Conveniently close to schools, shopping, dining, & more. Easy access to 101 Fwy! Welcome home!

17410 N Country Club Drive Sun City, AZ 85373

$639,000
2 Beds
2 Baths
2,527 SqFt
Status Active
MLS # 6776222
Property Type Single Family Residence
Price Type --
Absolutely stunning home located on Union Hills Golf Course! Private front courtyard leads to double entry doors with views of the course and best of all: a water view! Enjoy your new carefree Sun City lifestyle in this home packed with updates! Newer kitchen, windows, master bath and owned solar! Commanding views of the golf course will inspire you to relax and entertain on your custom patio with outdoor kitchen. Enjoy the chill of the evening while chatting with your guest around the custom firepit patio table. The expansive living space indoors features a unique open concept design yet caters to those that are desiring smaller more intimate spaces. Updated custom kitchen with beautiful finishing detail! Master suite will wow with immense walk in closet & doors to patio! Don't miss this List of improvements: Outdoor Kokomo Kitchen, Island and Patio cover $24,000 Complete remodel of Master Bath & Closet $26,000 Ceiling Fans throughout home $2,000 New Dining Room lighting $2,000 Added Temperature control (AC) in Garage $800 Extended Patio Pavers $4,000 Expanded concrete driveway $4,500 Kitchen Remodel, New Countertops & backsplash $8,400 New Vinyl Flooring throughout $15,000 Expanded openings & doorways $2,500 Interior painted in 2024 $3,200 Fenced in backyard (metal) $4,200 New pavers in front courtyard $8,000 _________ Total $104,600 Features: Fully owned and paid up Solar (39 Solar Panels) -Banking Credits during Fall, Winter, Spring. Avg APS bill $10.00 Golf Course lot between 12th Green & 13th Tee on Union Hills Golf Course Updated windows, Stucco, New Roof (2021) Private Patio in front and privacy on Back Patio with Golf Course Views and Plenty of mature trees. Spa on front patio negotiable Back Yard Xeriscaping - does not require water Updated front watering system

12940 N Northstar Drive Fountain Hills, AZ 85268

$639,000
2 Beds
2.5 Baths
1,502 SqFt
Status Active
MLS # 6748159
Property Type Single Family Residence
Price Type --
High ceilings and plantation shutters give this 2-bedroom, 2.5 bath open-concept condo a spacious feel. You'll love the large screen porch with sun-blocking shades, patio, colorful landscaping, and beautiful view of the mountains beyond. The primary bedroom is spacious and both bedrooms feature an ensuite bath and walk-in closet. The kitchen and large laundry room/pantry provide plenty of storage. A gas fireplace separates living and dining areas. And the powder room is plus! Centrally located in the heart of Fountain Hills, The Enclave is a gated, dog-friendly community with a pool - walkable to ''everything downtown.''