4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

1383 E Washington Avenue Gilbert, AZ 85234

$625,000
4 Beds
3 Baths
2,050 SqFt
Status Active
MLS # 6772748
Property Type Single Family Residence
Price Type --
Welcome to your new Gilbert home on an AMAZING 11,138 sqft lot with a private pool. This 4 bedroom 3 full bathroom home has a first floor bedroom and full bath, formal dining room with gas fireplace, vaulted ceilings and a walkout balcony off the primary bedroom. The home had major updates done in 2023 including new AC and furnace, new roof, LVP flooring on the main level, quartz countertops in the kitchen, and new windows. Relax in the pool during our hot Arizona summers with a huge backyard that has endless possibilities to become an entertainers dream! This perfect location is close to downtown Gilbert and Freestone Park. This home has everything you're looking for with the lot size, pool, updates, and location!

6326 E Kelton Lane Scottsdale, AZ 85254

$625,000
2 Beds
2.5 Baths
2,037 SqFt
Status Active Under Contract
MLS # 6715530
Property Type Single Family Residence
Price Type --
Amazing home with 2 huge primary suites. From the moment you enter this sweet home, you will fall in love with the open floorplan, vaulted ceilings and plenty of light. The family room leads directly to the north facing patio that runs the length of the home. Plenty of space for indoor/outdoor entertaining. This home has a bright kitchen with a morning breakfast nook with bay window overlooking the greenbelt. Updated silestone counters, microwave, dishwaher and lots of cabinets for storage. Formal dining area with a beautiful arched window and shutters. The den has built-in bookshelves, a half bath and perfect for an office or room for guests. The primary suite has a spacious sitting/dressing area with three mirrored closets and plenty of storage. The bath area has a newer shower, skylight, dual sink vanity, a separate cedar linen closet and a private toilet. This incredible suite also has a door that open to the inviting covered patio overlooking the lush green belt. The secondary suite is just as fabulous with a spacious bedroom and bathroom. The garage has built-ins, a work bench and epoxy floor. This home is in excellent condition and has been very well maintained. A perfect community with a solar heated pool and spa, great location with easy access to loop 101 and Hwy 51, and the best dining and shopping Scottsdale has to offer at Kierland, The Scottsdale Quarter, Desert Ridge and the Scottsdale Promenade. What a great opportunity to enjoy a relaxed lifestyle in a great location.

12806 W Maya Way Peoria, AZ 85383

$625,000
2 Beds
2.5 Baths
2,454 SqFt
Status Active Under Contract
MLS # 6707399
Property Type Single Family Residence
Price Type --
Motivated Seller, Recent updates include full roof replacement and new A/C Units in 2020. Welcome home to Trilogy at Vistancia. This Active Adult community has is it all, a wide variety of recreational activities, pristine pools, state of the art fitness centers and championship golf course. Relax and enjoy the spacious Accredo model that boasts 2450 square feet with 2 bed, 2.5 bath and 2 separate office, den, man cave/home theater flex rooms. Includes water softener and reverse osmosis system. 3 car garage with 3rd being a golf cart garage. Low maintenance front and back yard on auto irrigation timers. Fenced in backyard. This immaculate home has it all. Experience paradise in this beautiful home nestled within an amazing community.

22348 N 70th Drive Glendale, AZ 85310

$625,000
5 Beds
2 Baths
2,486 SqFt
Status Active Under Contract
MLS # 6730033
Property Type Single Family Residence
Price Type --
Marvelous property with a Clear blue pool in the desired Hillcrest Ranch Community! A great one-story home on an oversized lot features high vaulted ceilings with skylights in the right areas that make entertaining a breeze. spacious living room, formal dining, or intimate family room! The eat-in kitchen has a pantry, tile counters, honey oak cabinets, track lighting, and a breakfast bar for casual meals. awesome master retreat with Laminate flooring, a bay window, a bathroom with dual sinks, a garden tub, and a step-in shower. The backyard boasts a covered patio, lovely paver seating area, come seet his amazing property and make it yours.

1898 Kensington Court Prescott, AZ 86301

$625,000
3 Beds
4 Baths
2,469 SqFt
Status Active Under Contract
MLS # 6733682
Property Type Single Family Residence
Price Type --
Set within the charming development of Kensington Place, a community of only 12 homes centrally located in Prescott, lies this stunning contemporary main-level living home. Step inside and be greeted by the inviting foyer and open office/den, which can also serve as a formal dining area. The great room concept is sure to impress with its high-volume ceiling & 3-panel glass door that bathes the space in natural light. The dining area and kitchen flow seamlessly into the great room, creating an ideal layout for entertaining. The kitchen is a showstopper, featuring floor-to-ceiling dark stained cabinetry with glass-enclosed display cabinets, quartz counters, and a suite of stainless-steel appliances, including a 5-burner gas range. The spacious master bedroom offers access to the back patio and an ensuite bathroom with a walk-in shower with tile insets, double sink vanity, water closet, and walk-in closet. The main level also includes a powder room, laundry room, storage area, and access to the 2-car garage. Upstairs, the luxurious feel continues with a large bonus/family room, currently used as a game room with a pool table and access to the covered deck via a sliding glass door. Two roomy guest bedrooms share a Jack and Jill bathroom, and there's an additional powder room on this level as well. The backyard is beautifully landscaped and fenced with rock, block, and wrought iron, while beyond the fence lies terraced rock landscaping. The covered paver back patio is the perfect spot to relax with a glass of wine as the sun sets in the west. A side yard gate opens to tasteful low-maintenance landscaping with both front and back yards drip water systems on a timer. Located at the end of the street, this property borders Blooming Hills Estates park/open space directly to the north. Additional highlights include a tile roof, durable porcelain plank tile floors in the main living area, high-end carpet in the bedrooms and game room, and granite counters in the bathrooms. This property offers the style and amenities of a Prescott Lakes home without the high HOA fees. It's conveniently close to hiking trails, including the Peavine Trail and Watson Lake. The HOA, now resident-managed, has reduced dues since the takeover. Come see this exceptional home today.

16397 W Roosevelt Street Goodyear, AZ 85338

$625,000
5 Beds
3 Baths
4,166 SqFt
Status Active Under Contract
MLS # 6742317
Property Type Single Family Residence
Price Type --
Welcome your Sanctuary awaits! This 2-story home boasts an open floorplan with 5 bedrooms, 3 bathrooms and sits at 4166 square feet. Upon entrance you are greeted by high ceilings and a stunning spiraled staircase. Beautifully updated with tile flooring and granite countertops. The kitchen has an open layout which is great for entertaining. The upstairs loft creates the perfect space for a home office. Conveniently located near Pebble Creek Golf Resort, as well as shopping centers and entertainment. Assumable FHA loan at 4.75%!!

7668 E Pleasant Run -- Scottsdale, AZ 85258

$625,000
2 Beds
2 Baths
1,590 SqFt
Status Active Under Contract
MLS # 6758723
Property Type Townhouse
Price Type --
McCormick Ranch: Scottsdale's Premier Location! Located in the highly sought-after Pleasant Run subdivision, this turn-key home is ready for you—just bring your suitcase and laptop! Homes rarely come on the market in this area, and this one offers a spacious, open floor plan with NO INTERIOR STEPS. It features 2 bedrooms, 2 baths, a cozy fireplace in the living room, and a 2-car garage. The quiet, low-maintenance patio offers privacy with high walls, accessible from both the living room and the primary bedroom. The home is filled with natural light thanks to skylights throughout. All furniture is available with the home, making moving in a breeze! Enjoy the community amenities, including a pool, spa, tennis, and pickleball courts. The location is unbeatable: The garage has fresh epoxy floors. The Jacuzzi tub is sold AS IS. 20+ restaurants within walking distance Close to shopping, Diamondbacks spring training, resorts, casino, and nightlife 5 minutes from Loop 101 10 minutes to The Block, The Pavilions, Gainey Ranch, and The Entertainment District Bike to Tempe Town Lake or along the Discovery Trail (25 miles of scenic paths) Stroll around the beautiful lakes or golf at McCormick Ranch Golf Course. The possibilities are endless in this fantastic location!

7467 E Pleasant Run -- Scottsdale, AZ 85258

$625,000
2 Beds
2 Baths
1,590 SqFt
Status Active
MLS # 6766453
Property Type Single Family Residence
Price Type --
Welcome to your beautifully upgraded 2 bedroom master suite in the highly sought after community off Pleasant Run.The kitchen features new cabinets, granite counter tops, stainless steel appliances with ample pantry space. The expansive greenroom boasts vaulted ceilings and a cozy fireplace. Relax on your private patio wile overlooking lush gardens.

3884 E Dublin Street Gilbert, AZ 85295

$625,000
3 Beds
2.5 Baths
1,837 SqFt
Status Active Under Contract
MLS # 6767467
Property Type Single Family Residence
Price Type --
Looks like a model home, this popular Shea split floor plan offers over $42k post construction upgrades has n/s exposure and perfect backyard living, and LOCATED close to EVERYTHING: access to Loop 202, The Epicenter at Agritopia, Verde at Cooley Station, popular dining, hangout spots, amenities, grocery stores, schools, and so much more. Immaculate 3 bedroom/2.5 bath WITH a DEN! Recker Pointe offers a community pool, bocce & basketball court, playgrounds, & walking paths. Tons of upgrades, fresh paint, interior gas cooktop, custom interior door to den, built-in backyard bar-b-que, all tile home with no carpet, huge primary walk-in closet, extended length shower, and desert landscaping. Prewired for surround sound. Ten minutes from Mesa-Gateway airport, ASU polytechnic, an

7503 W Julie Drive Glendale, AZ 85308

$625,000
4 Beds
3 Baths
2,736 SqFt
Status Active
MLS # 6782186
Property Type Single Family Residence
Price Type --
Welcome to Arrowhead Ranch! This beautiful home has everything you need. It features a first-floor primary suite located at the rear of the house, providing privacy and a view of the pool. The second bedroom and full bath are also on the first floor, making it ideal for guests or a parent. The spacious loft overlooks a stunning staircase that leads into a great room with an inviting view of both the dining room and the eat-in kitchen. This home is carpet-free, and each bedroom upstairs includes a walk-in closet. Outside, you'll enjoy a lush green space and a large pool. A 4 foot gate on the east side of the property opens into a generous area, perfect for a dog run or recreational toys. This home qualifies for a VA LOAN ASSUMPTION and includes owned solar panels that reduce energy cost.

4657 E Matt Dillon Trail Cave Creek, AZ 85331

$625,000
3 Beds
2 Baths
1,700 SqFt
Status Active
MLS # 6778168
Property Type Single Family Residence
Price Type --
Highly sought after Dove Valley Ranch gated community in Cave Creek, this darling home enjoys views of Black Mountain to the north and a widespread wrap around desert wash out back, giving you only one direct neighbor. Idyllic privacy and peaceful views surround. A true 3-bedroom/ 2 bath, entry room can be used for a multitude of lifestyle needs. Open kitchen concept with continuous wrap around granite counters and center island. Ample cabinet storage, stainless appliances, gas range with natural light pouring in. Double French doors off the great room lead your living space to a beautiful backyard with newly laid turf and expansive paver patio. Flowing room to entertain and enjoy AZ living! Light wood floors carried throughout all bedrooms, granite counters in bathrooms, oil rubbed bronze fixtures consistent throughout the home. Ready to get outside... Enjoy trails woven throughout the community, play a round at the Dove Valley Golf Course nestled within the neighborhood at the end of the street. Designed to be player friendly and amongst the prettiest desert landscape you'll find around. Phenomenal restaurants home to Cave Creek just minutes away, incredible hiking experiences out your back door.

755 E Orchid Lane Gilbert, AZ 85296

$625,000
3 Beds
2.5 Baths
2,800 SqFt
Status Active
MLS # 6752734
Property Type Single Family Residence
Price Type --
PAID OFF SOLAR! Enjoy $50 summer electric bill with this energy efficient home. Ideal location minutes from DT Gilbert, top-rated schools, shopping in San Tan Vistas, and tons of local dining. Major upgrades include OWNED Solar, a newer roof(2022), and new quartz countertops(2024). The home offers a wonderful floorplan which is highlighted by 3 large bedrooms, multiple living spaces, den, and an enclosed AZ room. Find beautiful travertine tile in the main living spaces and plantation shutters through out the home. The large, chefs kitchen features new quartz countertops, gas range, central island, and ample storage The primary suite is spacious and is complimented by an ensuite featuring his and her vanaties, seperate shower & soaking tub, & a large walk-in closet. Both the front and backyard are on a automatic irrigation system for easy upkeep, leaving you more time to enjoy your green spaces. Don't miss an opportunity to make this yours.