4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

11513 E Utah Avenue Mesa, AZ 85212

$619,990
3 Beds
2.5 Baths
2,506 SqFt
Status Active
MLS # 6708212
Property Type Single Family Residence
Price Type --
''Stunning Suntone floorplan - 3 bedrooms with seperate Den and 2.5 Baths, located in the East Valley's newest community, Destination at Gateway. Discover this inviting home featuring a 4 Panel Center siding glass door off the great room, seamlessly connecting indoor and outdoor living. The kitchen boasts stainless steel appliances, including a 36-inch gas cooktop, built-in wall oven and microwave, along with white and gray shaker cabinets adorned with satin nickel hardware and a convenient trash pull-out. The quartz countertops and tile kitchen backsplash add a touch of elegance to the space. Throughout the home, 8-foot interior doors with upgraded satin nickel door hardware create a modern, cohesive feel. The main areas are adorned with 8 x 36'' wood-look tile and 4 1/4-inch baseboards, providing a stylish foundation for the home. Bathrooms feature upgraded vanity lights and brushed nickel bath faucets, while the primary bathroom offers an enlarged shower and a separate soaking tub for relaxation. With 10-foot ceilings, an oversized laundry room, a separate valet area at the garage entrance, and a paver driveway, this home is designed to offer both luxury and practicality, providing a comfortable and stylish living space for you and your family.

20105 W Pinchot Drive Buckeye, AZ 85396

$619,990
3 Beds
3 Baths
2,835 SqFt
Status Active
MLS # 6715566
Property Type Single Family Residence
Price Type --
Ask about special financing with preferred lender. This single-level home is host to two secondary bedrooms situated off the foyer with a convenient game room in between them, ideal for younger family members. At the back of the home, a generous open floorplan is shared between the Great Room, kitchen and dining room, offering access to a covered patio. The owner's suite and a fourth bedroom can be found in a private wing off the living and dining space. Photos are the actual home along with staged renderings. A public report is available on the Arizona Department of Real Estate website.

1918 N 22nd Place Phoenix, AZ 85006

$619,990
4 Beds
3 Baths
1,950 SqFt
Status Active
MLS # 6782248
Property Type Single Family Residence
Price Type --
BRAND NEW BUILT!!! with NO HOA. This home features 2 MASTER SUITES and a Large Open floor plan with 9ft ceiling height with a large Living Room and Dinning area. Kitchen with White Cabinetry, Granite Counter Tops and STAINLESS STEEL APPLIANCES. Tile throughout the high traffic areas of the house and new carpet in the bedrooms. The house layout provides an open space feeling from the moment you enter the door. All bedrooms are of pretty good size and the bathrooms are upgraded with tile. RV gate on the backyard. The Best of all is that you are moving into a BRAND NEW HOME with NO HOA!

19611 W Marshall Avenue Litchfield Park, AZ 85340

$619,990
4 Beds
3.5 Baths
2,640 SqFt
Status Active Under Contract
MLS # 6769605
Property Type Single Family Residence
Price Type --
Looking for a new home that is move in ready? You've found it! This beautiful 4 bed, 3.5 bath residence in Canyon Views boasts over 165K in upgrades, it has great curb appeal, paid off Solar, Gourmet Kitchen, 2nd ensuite, Surround Sound, Pool, Large Lot, EV Charging station & Double Gates. Discover a spacious open floor plan w/elegant wood-look tile flooring and neutral palette throughout. The gourmet kitchen is comprised of upgraded cabinetry w/quartz counters, a pantry, tile backsplash, stainless steel appliances, pendant lighting, and an island complete w/a breakfast bar. You'll love the primary bedroom, showcasing soft carpet, a walk-in closet, and a pristine ensuite w/dual sinks. You'll also find a large den ideal for an office or reading nook! Lastly, the spacious backyard includes a covered patio with built in BBQ Grill, exterior double fridge, artificial turf and a refreshing pool with water feature.

669 N Madison Street Wickenburg, AZ 85390

$619,900
3 Beds
2 Baths
2,530 SqFt
Status Active
MLS # 6765573
Property Type Single Family Residence
Price Type --
This beautiful home offers majestic views and a host of modern updates. Step inside to find fresh interior paint, laminate floors, and an open floor plan with split living areas. The formal living room and sunken family room provide spacious entertainment options. The kitchen boasts a butcher block island, new appliances, and a huge pantry for ample storage. Additional features include a two-car garage, carport, tri-zone air system, and newer windows throughout. The master suite is a wonderful retreat with a walk-in shower. Vaulted ceilings create a sense of openness, and the home is surrounded by charming courtyards. Perfect for and style, this home combines practicality and elegance.

2310 W Kachina Trail Phoenix, AZ 85041

$619,900
3 Beds
2.5 Baths
2,406 SqFt
Status Active
MLS # 6769338
Property Type Single Family Residence
Price Type --
Beautiful Home in the popular Southern Highland gated community with spectacular mountain views. This home is move in ready with all appliances including fridge , washer & dryer and 1 newer AC unit. Featuring 3 Large Bedrooms, 2.5 Bathrooms, an Office or Den and a 3 car split garage. Spacious rear yard with artificial turf, newer pool built in 2018 with custom tile and stone finishes, additional cool decking, spa, fabulous water feature with remote app control. This home has large diagonal set tile in all the living areas, walkways and kitchen with very nice Hunter Douglas window shades throughout. Gourmet Kitchen is nicely done with Upgraded Cabinets, Lots of Granite Countertops, a Walk-in Pantry, Gas Stove, Stainless Steel Appliances, Water filter system + RO drinking water and a Large Island. The Kitchen is open to the Family Room so that you can be part of the entertainment. The Master Bedroom is large and split from the other bedrooms. In addition, there are dual Walk-in Closets, an On-Suite with Dual Sinks, a Separate Shower and Tub, and lots of Counter Space. All the other bedrooms are good sized with large closets. Venture outdoors steps away from South Mountain Park and Preserve and enjoy the great Arizona weather. This home does not have any neighbors across the back providing an open private space to enjoy.

478 N Jackson Street Gilbert, AZ 85233

$619,900
5 Beds
3 Baths
2,732 SqFt
Status Active
MLS # 6774181
Property Type Single Family Residence
Price Type --
Wow !!! What a wonderful chance of buying a great home on the Golf Course with a Gorgeous Swimming Pool. Exterior was Just Painted this year, Great Floor Plan with 4 Bedrooms Up & 1 Down with it's own Bath. Perfect for Guest. Priced to sell. This home will need some updating but the seller has spent over $ 60,000 to repair the house foundation which comes with a Life Time Warranty from Ram Jack of Arizona. Gorgeous Spindle Staircase. North/South Exposure.

8953 E Yucca Street Scottsdale, AZ 85260

$619,900
3 Beds
2.5 Baths
1,611 SqFt
Status Active
MLS # 6780255
Property Type Single Family Residence
Price Type --
LOCATION, LOCATION, LOCATION & STYLE, STYLE, STYLE! This 3 bed 2 1/2 bath home is situated near freeways and amenities while being tucked away from traffic. This designer home will make the perfect place to come relax at after a day's work. Seller has taken care to add the perfect design details while keeping an inviting and warm environment. Downstairs features a number of places to entertain- from the open kitchen to the dinning area/family room to the backyard with greenery and BBQ to enjoy the amazing weather this time of year. In addition to all the design details, the seller has also done the following upgrades: new garage motor (5 months ago), all new irrigation lines & sprinkler timer in 2023, all new kitchen appliances, - new A/C unit in 2023, and custom garage cabinets installed 2023. This turn key ready home will not last long so don't wait, come see it today!

4131 E Cathedral Rock Drive Phoenix, AZ 85044

$619,900
4 Beds
2.5 Baths
2,450 SqFt
Status Active Under Contract
MLS # 6750221
Property Type Single Family Residence
Price Type --
Back on market after full-price cash buyer had to walk! Welcome to your dream home! This stunning 4-bed, 2.5-bath home boasts 2,450 square feet of beautifully updated living space. Situated on an oversized corner lot, the property offers both privacy and ample space for outdoor living. Inside, you'll find tasteful updates throughout, including new flooring, light fixtures and faucets (and interior/exterior paint from 2019). Major updates (roof, both AC units, water softener, extra attic insulation) have also been done in the last 5 years providing peace of mind. Enjoy the community's top-notch amenities with access to pools, parks, and tennis courts plus great schools and shopping nearby. This home is the perfect blend of comfort, style, and convenience you will love!

13418 W Almeria Road Goodyear, AZ 85395

$619,900
3 Beds
2.5 Baths
2,712 SqFt
Status Active
MLS # 6780947
Property Type Single Family Residence
Price Type --
Gorgeous single-level Palm Valley home on just shy of 1/3AC lot. Enjoy the 2712 sf home with a pool and water feature. Both AC units just replaced in 2024, roof replaced in 2020, new variable speed pool pump replaced 2024, and entire interior of home and garage repainted November 2024. Spacious split floorplan that opens up to family and dining room area. Backyard boasts an outdoor kitchen with built in grill and sink, covered patio with custom shades, garden area on the North side of home, dog run on the South side of home, synthetic turf with planters and giant diving pool with water feature. Corner lot so one only has neighbors to the West and North. True pride of ownership. You get to enjoy a gorgeous, well established neighborhood with all the high dollar items already updated.

8014 E Plata -- Mesa, AZ 85212

$619,900
4 Beds
2 Baths
2,532 SqFt
Status Active
MLS # 6732961
Property Type Single Family Residence
Price Type --
Single story home on a corner lot that offers a split floor plan, with large open kitchen which features stunning soft glide cabinets, top of the line stainless appliances with built-in oven and microwave, large island, pendent lighting. The spacious master suite overlooks the backyard with a walk-­in closet that is truly larger than most bedrooms. RV Gate. Solar swimming pool panel owned. Located across the street from the park & walking trails & just minutes from the 60 & 202 fr-ways and San Tan Village.

3019 E Marilyn Road Phoenix, AZ 85032

$619,900
3 Beds
2 Baths
1,832 SqFt
Status Active
MLS # 6733523
Property Type Single Family Residence
Price Type --
Nestled in the highly sought-after neighborhood of Cimarron Ridge, this wonderful entertainment home offers the perfect blend of comfort and luxury. Enjoy the serene ambiance of a quiet cul-de-sac, complemented by a spacious yard. The property features a stunning Pebble Tec pool and spa, ideal for relaxation and entertaining. Don't miss the opportunity to own this gem in a prime central location!