4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

9290 E Thompson Peak Parkway Unit 444 Scottsdale, AZ 85255

$2,700,000
4 Beds
4.5 Baths
4,538 SqFt
Status Active Under Contract
MLS # 6750976
Property Type Single Family Residence
Price Type --
Full of character and grace this desirable custom estate boasts mountain views with amazing indoor outdoor living spaces. Situated perfectly on a private corner lot in the heart of guard gated DC Ranch Country Club, the inviting front porched entry with water feature welcomes you to a spacious open living area and kitchen. Sprawling outdoor living area to the east boasts a heated diving pool and spa, covered outdoor living area with extended dining space perfect for entertaining, fireplace/sitting area, and built in BBQ. On the North side of the property enjoy a generous artificial turfed area with beautiful mature landscaping. This well-designed split bedroom plan, with a private large guest suite and bathroom offers a covered patio and is split from two ensuite bedrooms. Additional refrigerator is located in the laundry room

461 Rockrimmon Circle Prescott, AZ 86303

$2,700,000
4 Beds
6 Baths
6,125 SqFt
Status Active
MLS # 6745528
Property Type Single Family Residence
Price Type --
Luxurious Living!This exquisite home nestled in The Ranch of Prescott designed with meticulous attention to detail.Greeted by a grand entry,flows into an open concept living area perfect for entertaining.Gourmet kitchen is a chefs dream,w/high end appliances,custom cabinetry,large island.Great Room w/expansive windows,offers breathtaking views of the surrounding landscape,creating a serene&peaceful ambiance.Luxurious primary suite is a private retreat,complete with spa-like bathroom&spacious walk-in his&herclosets,sitting room.Additional bedrooms are generously sized,w/en-suite bathroom, ensuring privacy&comfort for guests or family.State of the art home theater,spacious family room,full kitchen,for entertainment&family get togethers,expansive deck, where you can enjoy panoramic views Step outside onto the expansive deck, upstairs and the lower level where you can enjoy panoramic views of the lush, rolling hills and stunning natural beauty. The outdoor space is perfect for hosting gatherings or simply unwinding with a glass of wine as you take in the spectacular sunsets or relax in the hot tub and enjoy the warmth of the firepit. Every detail of this home has been thoughtfully designed to offer the finest in luxury living. Amenities List is available upon request. Don't miss the opportunity to make this your dream home

4949 E Lincoln Drive Unit 13 Paradise Valley, AZ 85253

$2,700,000
4 Beds
4.5 Baths
3,748 SqFt
Status Active
MLS # 6697345
Property Type Single Family Residence
Price Type --
Nestled at the base of Camelback Mountain, in the exclusive Montelucia Resort guard gated community, Villa 13 offers Arizona's famed lifestyle w/a low maintenance vibe. French doors open out from the great room to the patio allowing a true indoor/outdoor feel. Recent thoughtful updates include sealed limestone countertops in the kitchen/butler pantry w/a refreshed contemporary tile backsplash & redesigned fireplace surround. An open floor plan enhances casual or formal entertaining. All bedrooms are ensuite. Second level is accessible by a paneled elevator. The Omni Montelucia's amenities assure true resort style living: fitness center, 3 pools( in addition to a private pool for Villa residents), restaurants & special events. A true lock & leave lifestyle awaits!

14438 E Shadow Canyon Drive Fountain Hills, AZ 85268

$2,700,000 - 4Br/4Ba -  for Sale in Shadow Canyon At Sunridge Canyon, Fountain Hills
Open House
$2,700,000
4 Beds
4 Baths
4,486 SqFt
Status Active
MLS # 6710679
Property Type Single Family Residence
Price Type --
Contemporary SW with panoramic views of the Superstition Mtns, Red Rock & the McDowells from your own mountaintop sanctuary. Sunrises over 4Peaks Mtn and its colorful end to your day will spoil you for anything else. Enter a gated courtyard with multi-level water feature and Koi Pond, to a massive entry with iron doors. The interior structure was artfully engineered so that views are unimpeded, with a 20' center-point ceiling and beams. The focal point of the living area is an ASID award winning media wall built on a radius that seamlessly incorporates the stone fireplace, custom lighting and media storage. An electronic, 20' x 10', 4-panel door fully pockets to feature the views, the massive patio, outdoor fireplace, grilling area, pool and spa for seamless indoor-outdoor enjoyment. SOPHISTICATED INTERIORS: The Carcacol design of the iron doors is repeated in a pattern on the floor and is known as Circles of Love. ASID award-winning media center is of Zebra Wood in a radius design that ties seamlessly into a stacked stone gas fireplace with special art lighting High-end Entertainment System is easily accessed to rear equipment room and includes Pioneer, Integra, JVC, Harmon/ Karden, Contour, NHT Contemporary art chandeliers and fans 20' ceilings in great room with massive beams Soaring 12' - 20' ceilings throughout 8' Interior solid wood doors Custom Maple cabinetry in specialty finishes throughout the entire home Plenty of wall space for art with tons of directional lighting to highlight every piece Travertine style tile flooring with Granite accents 10' x 20' mechanical, fully pocketing slider doors at the great room patio with clerestory windows Elegant guest bath features Palladio Granite counters, a Rajah Slate wall, art glass bowl, natural stone, and glass W/I shower as well Toto commode DINING AND ENTERTAINING: Stunning Dining Room offers two sets of French doors to outdoor dining/kitchen space Butler pantry with a dishwasher - tuck the dishes away and shut the door Perfect size table for large groups or a better party Sunny breakfast nook KITCHEN FOR THE MOST CREATIVE CHEF: Dacor 6-burner cooktop with oversized Thermador double ovens, warming drawer, and built-in microwave Sub-Zero side-by-side refrigerator/freezer Bosch dishwasher Presentation-style kitchen features a massive center island of Uba Tuba Granite Murano Glass pendants light the islands and peninsulas There is a convenient relationship between the open kitchen and the adjacent bar and breakfast nook, all featuring granite peninsulas perfect for hosting a large crowd Wet bar area has plenty of glass and bar storage, Uline wine cooler, Uline beverage cooler, GE Monogram ice maker plus tons of counter space Double kitchen sink and two bar sinks, each with Grohe faucets Butler's pantry has tons more cabinetry with Granite counters sink and a Bosch dishwasher Walk-in pantry room with floor-to-ceiling shelving MASTER BEDROOM AND GUEST SUITES: Primary Suite features 10' x 15' double sliding doors to a private patio sculptured into the native rock. * Double vanity features custom cabinetry with Verde Fuoco Granite counters * Towel warmer * Jetta tub with slate surround and picture window to enjoy the beauty of the rock surroundings * Slate walk-in shower offers multiple shower heads and sprays * Huge closet features custom rod space with plenty of shelving and drawers * Two private toilet rooms, each with Toto commodes Two Additional Guest Suites * Guest suite one - offers a large walk-in closet, full bath, clerestory windows, and patio access * Guest suite 2 - offers a bath with natural stone and glass W/I shower with seating Two Additional Flex Rooms for Office/Den/ Guest Rooms * Front Den/Exercise Room overlooks the front courtyard * The rear office is convenient to the primary suite and makes a perfect den with access to a private patio. The built-in cabinets have replaceable doors for a full closet if desired OUTDOOR SPACES: Serene, gated courtyard offers a multi-layer rock water feature and beautiful Koi Pond Uniquely designed Carcacol style iron doors feature a 10' radius top iron and provide a stunning entry statement The home is artfully tucked into the natural rock walls of the hill-top site There are multiple outdoor dining and seating areas Outdoor Kitchen features a Viking Grill with side burner Heated pool and spa feature an automated cover Seamless indoor/outdoor living space w/fire pit ADDITIONAL QUALITY TOUCHES: Three-bay garage with cabinets, epoxy flooring, additional storage closets, and a GE Monogram refrigerator/freezer. Laundry/utility room has access from the hallway into the primary closet and features an Electrolux washer/dryer, Granite counters, tons of cabinetry, hanging space, and a media screen Central vacuum Motorized external sunshades

8563 E Tumbleweed Drive Scottsdale, AZ 85266

$2,700,000 - 3Br/4Ba -  for Sale in Sierra Boulders, Scottsdale
Open House
$2,700,000
3 Beds
3.5 Baths
4,116 SqFt
Status Active
MLS # 6760560
Property Type Single Family Residence
Price Type --
Immaculately stunning Rosewood home in gated Sierra Boulders of North Scottsdale, atop an acre of pristine land nestled within the natural desert surround. This premium homesite is located at the end of the community offering immense privacy while accentuating the homes open and bright design, soaring ceilings, hardwood floors, custom window treatments, impressive gourmet kitchen with opulent granite island coupled with a dine-in tabletop, custom wood cabinetry, craftsman range hood, stainless steel appliances and gas range. The open & elegant formal dining room lends an essential touch to family gatherings, daily living and planned events. A 20' pocketed-sliding-glass-door frames the majestic desert-by-design backyard inviting you to experience the warm sunrises, mountain views, sparkling heated pool & spa, water feature, modern-fire-flame, built-in BBQ, ramada and expansive covered patio. The spa-like primary suite offers a large oversized walk-in shower, soaker tub, his and her custom-closets, dual vanity, makeup vanity, separate water closet and an abundance of beautiful natural daylight. Adjacent you'll find a relaxing and well organized library/den with custom Stone Creek built-in cabinetry, tray ceiling with crown molding and retractable sliding glass wall allowing for a serene and pleasant retreat. Just down the hall you'll find two large ensuite bedrooms with walk-in closets. The powder room is appropriately located off the foyer near the storage and coat closet. The walk-in pantry offers a well organized space with plenty of visible shelving for storing and accessing necessities. You're sure to appreciate the spacious laundry room with custom cabinetry, wash basin and ample storage. The temperature controlled, oversized 3 car garage abuts the expansive paver driveway with additional parking and turn around area. This luxury residence is conveniently located near the Boulders Golf Resort and Spa. The Carefree Town Center is just minutes away, making it an appealing option for those seeking a special property with resort-like amenities, excellent dining and shopping nearby.

8225 W Frier Drive Glendale, AZ 85303

$2,700,000 - 6Br/7Ba -  for Sale in Auburne, Glendale
Open House
$2,700,000
6 Beds
6.5 Baths
5,147 SqFt
Status Active
MLS # 6774208
Property Type Single Family Residence
Price Type --
TWO HOUSES on ONE ACRE in a GATED COMMUNITY with a NEW HEATED POOL! Main house built in 2013 is 4,047 SF with 4 bedrooms and a den/office. All bedrooms are ensuite with dedicated bathrooms. Great Room features pocket doors opening to the enormous backyard for indoor/outdoor living. Expansive kitchen has granite counters, large walk-in pantry, stainless appliances, gas cooking, breakfast bar island & lots of room for seating. 4 car epoxy garage! Guest house built in 2023 is 1,100 SF with 2 bedrooms & 2 bathrooms. Separate from the main house with its own entrance & 2 car garage with charger. Contemporary kitchen & bathrooms. Perfect for a multi-generational family or lucky guests! Heated pool & spa built in 2023 with waterfalls, stools & fire pit. Irrigated lot. Tons of parking. Terrific!

11717 E Estrella Avenue Scottsdale, AZ 85259

$2,699,000 - 5Br/5Ba -  for Sale in Arabian Park Manor 1, Scottsdale
New
$2,699,000
5 Beds
4.5 Baths
4,910 SqFt
Status Active
MLS # 6772481
Property Type Single Family Residence
Price Type --
Top Scottsdale Location! Absolutely gorgeous 6-bedroom 5.5-bathroom home. With an almost 5000 square feet with a separate 850 sf Guest house with its own entrance and garage, this is the one that checks all the boxes for family living at its finest. Garage parking for 7 Cars Kitchen equipped with 6 gas burner stoves, double ovens, and double door Sub Zero fridge. With 3 master suites. The home is situated on an acre lot with a massive yard equipped with seating, dining, pool, spa and entertaining. All the best schools, access to entertainment, Freeway 101 No HOA, so perfect for a turnkey rental (Short or long term).

3905 Doc Raymond -- Flagstaff, AZ 86005

$2,699,000
4 Beds
3.5 Baths
4,063 SqFt
Status Active
MLS # 6626676
Property Type Single Family Residence
Price Type --
Spectacular True Log Home in one of the most serene areas of Forest Highlands. Masterfully designed with impressive log beams and tons of windows and natural light. Be welcomed to this amazing log cabin by the large covered front patio and Porte Cochere. As you walk in the front door, you will be mesmerized at every angle by the quality construction and impressive log beams, stone fireplace and open great room. With 2 master suites and a total of 4 bedrooms, plus a loft, there is plenty of room for both large or intimate gatherings. Enjoy the cool nights on the expansive covered back deck. The garage is oversized and has a large storage area and workshop space. This home is impressive and you owe it to yourself to see it. Tucked away amidst 1,100 acres of pristine alpine beauty, Forest Highlands exudes an unparalleled sense of exclusivity and serenity. With two championship golf courses designed by Tom Weiskopf and Jay Morrish, Forest Highlands sets the stage for unforgettable golf experiences. The community offers an array of exceptional amenities, including two clubhouses, multiple dining options, tennis courts, swimming pools, and miles of hiking and biking trails. Forest Highlands is a retreat where luxury meets nature, ensuring a harmonious lifestyle for its residents.

10865 W Golddust Drive Queen Creek, AZ 85144

$2,699,000
5 Beds
4.5 Baths
4,615 SqFt
Status Active
MLS # 6725555
Property Type Single Family Residence
Price Type --
SPORTS COURT*CASITA*DETACHED GARAGE*POOL - Nestled in the exclusive, gated community of Santo Vallarta in the foothills of the San Tan Mountains, this custom home is a true gem. Boasting five bedrooms, 4 1/2 baths, and a dedicated office, the main residence offers spacious and elegant living. Additionally, there is a guest house complete with its own 2 car garage, separate bedroom, spacious kitchen and living area with private entrance - perfect for visitors or extended family. The interior offers a chefs kitchen with large island, stainless appliances, lots of cabinetry and opens to the family room. The split floorplan allows for privacy and plenty of room for any size family. Enjoy the AZ sunsets on the patio while in the pool or playing on the sports court.... The newly installed turf, built in grill area and the fire pit are added bonuses as you entertain your family and friends. Owned solar, additional parking pad, almost an acre of land and an additional 30ft behind the home make this a rare find!

6023 E Turquoise Avenue Paradise Valley, AZ 85253

$2,698,000
4 Beds
3 Baths
4,308 SqFt
Status Active
MLS # 6747782
Property Type Single Family Residence
Price Type --
Spacious Contemporary Santa Fe Home. Seize the opportunity to live in the sought-after Three C Scottsdale Unified School District with this stunning 4-bedroom 3 bath, 4,309 sq ft home located on cul-de-sac, which also features a dedicated office space. The open layout is bathed in natural light, highlighting the elegant natural stone and wood flooring throughout. One of the bedrooms, along with an adjacent room, is perfect for a teen retreat or an additional living area. The expansive 36,204 sq ft south-facing lot offers breathtaking views of Mummy Mountain and endless possibilities for outdoor living. Whether you're dreaming of creating an adult oasis or a children's playground, there's ample space for a pickleball court, batting cage or any other outdoor activity you can imagine. This is a rare chance to craft your perfect lifestyle in a home that combines modern comfort with classic Santa Fe charm.

37200 N Cave Creek Road Unit 2120 Scottsdale, AZ 85262

$2,695,900
2 Beds
3.5 Baths
2,702 SqFt
Status Active
MLS # 6554592
Property Type Townhouse
Price Type --
New Construction! The Pinnacle floor plan, upper middle unit has 2 beds plus study, 3.5 baths, 2 car garage w/storage area. This home has the largest covered patio of all three plans offered at the Retreat. The expansive, sliding pocket doors off the great room let the outdoors in. There is a cozy outdoor fireplace on patio. South facing unit with jaw dropping views of Pinnacle Peak and Black Mountains. All this while overlooking the Seven golf course . Steps away from the Seven Clubhouse and Pro Shop. Membership to Desert Mountain Club is required. All properties in the Seven Desert Mountain community are deed restricted to include the requirements of Membership to Desert Mountain Club. Membership application required along with approval.

41915 N 111th Place Scottsdale, AZ 85262

$2,695,000
4 Beds
3.5 Baths
4,579 SqFt
Status Active
MLS # 6710926
Property Type Single Family Residence
Price Type --
This stunning contemporary home, inspired by Frank Lloyd Wright, features a great room plan with seamless indoor/outdoor living and breathtaking views of the McDowell Mountains, Pinnacle Peak, sunsets, and city lights. The expansive outdoor area boasts a large covered patio, perfect for entertaining or relaxing by the lap pool. Inside, you'll find top-of-the-line kitchen appliances, hardwood and travertine floors, vaulted ceilings in the living room, a home office, his and her closets in the master bedroom, and ample storage throughout the home and garage. Some furniture available by separate agreement. Fenced backyard is perfect for pets. Owner has a Lifestyle Membership.