4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

10438 S 45th Place Phoenix, AZ 85044

$585,000
4 Beds
2 Baths
1,507 SqFt
Status Active
MLS # 6766982
Property Type Single Family Residence
Price Type --
Welcome home! This amazing property features 4 bedrooms 2 baths and has been completely remodeled. Brand new kitchen including cabinets, counter tops, and appliances. All the bathrooms have been tastefully updated, stained concrete flooring throughout, and fresh exterior paint. Brand new high quality windows and sliders for efficiency including owned solar which will ensure low monthly utilities costs. Garage is equipped with a 220 volt outlet for your electric charging station. Located near the beautiful South Mountain preserve perfect for hiking and mountain bike riding, restaurants and shopping near by only 20 mins to the airport for your convenience. Ahwatukee's hidden gem awaits. Don't' hesitate to see this one today!

8870 E Greenview Drive Gold Canyon, AZ 85118

$585,000
2 Beds
2 Baths
1,850 SqFt
Status Active
MLS # 6765808
Property Type Townhouse
Price Type --
Welcome To Gold Canyon's BEST Views % A STUNNING Remodeled Single Level Townhome In Premier Gated Fairway Views! Golf & Mountain Vistas In The Rear Greet You From The MOMENT You Enter The Front! GORGEOUS Travertine Flooring T/O, Including Front & Back Exterior, Vaulted Ceiling, Fireplace, Great Room Design, Granite Slabs in Kitchen & Corian Slabs In Baths, Skylights, Stainless Steel Apps, Custom Closet, Expanded Laundry/Pantry & More! NEW Roof in 2018, NEW H2O Heater in 2023 and NEW Softener in 2024! Patio Includes More Beautiful Travertine, Sparkling Fountain, Built In Bar & BBQ And The VIEWS That Go On Forever Showcasing #11 Green Of Gold Canyon Sidewinder Course, Dinosaur Mountain & Superstition Mountain! Home Offered Turnkey Furnished & 1 Year Home Warranty Provided To Buyer!

2425 W Red Range Way Phoenix, AZ 85085

$585,000
3 Beds
2 Baths
2,131 SqFt
Status Active
MLS # 6777834
Property Type Single Family Residence
Price Type --
Welcome to Carefree Crossing...your serene desert retreat in North Phoenix, where convenience meets tranquility. Perfectly situated near Norterra shopping and dining, freeway access, hiking trails for outdoor enthusiasts, and just 4 miles from TSMC. Step into this well maintained home with an airy, open-concept layout and 10' ceilings. Top that off with a split primary suite with patio access. The third bedroom offers flexibility as a home office or additional guest space. And a bonus room, which is just that, a bonus with a multitude of uses! With coveted N/S exposure, a private pool and spa and a covered patio, this home is designed for year-round enjoyment of Arizona's beautiful weather. Freshly painted inside and out and move-in ready, make Carefree Crossing your new home today!

25623 S Sossaman Road Queen Creek, AZ 85142

$585,000
3 Beds
2 Baths
1,904 SqFt
Status Active
MLS # 6772086
Property Type Manufactured Home
Price Type --
Here it is! Your desert dream! Whether you want farm life or an oasis, this has it all! 3 bed, private den/office, 2 bath, open kitchen and formal dining area. Stainless steel appliances, new blinds, new fans, light fixtures, brand new flooring throughout, exterior/interior paint. Completely remodeled master bath with a large closet, custom walk in shower, LED mirror with several light options and defogging options, fan connects to bluetooth to play music! Fireplace remodeled and custom barn door installed in living room to provide storage. BRAND NEW ROOF! All work done 2022/2023. Fabulous fenced in sparkling pool, 2 custom stalls for any animal built behind pool. Custom walk across bridge built to back land featuring another stall with entire property fenced in.

2355 N Cabot -- Mesa, AZ 85207

$585,000
3 Beds
2 Baths
1,738 SqFt
Status Active
MLS # 6780778
Property Type Single Family Residence
Price Type --
Desert mountain views await you in this desirable gated community in NE Mesa. Great schools, easy access to freeways, shopping, hiking, biking, and water sports. This 3br plus office/den is detailed with beautiful Travertine stone flooring in all but 3 bedrooms with new carpet. Brand new quartz countertops, sinks and faucets in kitchen and both bathrooms along with refinished cabinets. New window blinds throughout. Six inch crown molding top and bottom in all rooms. Features living/dining room plus family room open to kitchen. Enjoy this corner lot with a lovely heated pool and spa with easy maintainable landscape. Garage with custom floor to ceiling cabinets, work bench and epoxy flooring.

8445 E Aloe Vera Circle Gold Canyon, AZ 85118

$585,000
2 Beds
2 Baths
2,340 SqFt
Status Active
MLS # 6779682
Property Type Single Family Residence
Price Type --
Welcome To This STUNNING & Completely REMODELED&REDONE GEM Filled w/High End Finishes & Gorgeous Surprises Around Every Corner!Entry Charms w/Porcelain Plank Floors, Designer Accent Paint&Vaulted Ceilings Which Beckon Through 2 Immaculate Kitchen Feat. Granite Slab Counters, Chocolate Glaze Cabs w/Brown PinStripes, Quartz Sinks,Cstm Travertine BackSplash, Cstm Lighting&Beamed Ceiling, Highly Upgr.Stainless App Package (F/W/D ALL Incl)&Brushed Nickel Hardware!Updated Baths Feat. Granite, Quartz, Brass&Mother Of Pearl Hardware, Cstm Fixtures&More! Mstr Suite Feat. Ext. Att.Sitting Room, Beautiful Barn Door Wall 2 Patio, Cstm Shower&Tub w/Water Proof ShipLap Wall! Ext.Patio Incl. Cstm Wrought Iron Gate,No Homes Directly Behind&Artificial Turf Sideyard!New Paint 2024!INCREDIBLE Front MTN VWS!

13518 W Sola Drive Sun City West, AZ 85375

$585,000
2 Beds
2 Baths
2,095 SqFt
Status Active
MLS # 6782063
Property Type Single Family Residence
Price Type --
The Encanto is a favored floor plan in Corte Bella Country Club. Uniquely designed for that entertainer's lifestyle. This home has so many upscale extras that you will enjoy. Features include designer front door, updated lighting, soft welcoming paint, smooth surface tiled flooring, 10' ceilings, great room, shutters, recessed lighting, 8 ft. Island in kitchen & 2 bedrooms plus Den. Split floorplan. Primary bathroom has a remodeled walk-in shower, oversized walk-in closet & two sinks. Great room includes cozy fireplace & open view into kitchen. The kitchen has high-end cabinets, granite counters, induction cooktop, breakfast bar & casual dining. Extended length garage. Exterior features include fenced bk yard w/covered patio, front covered patio & centrally located w/in Corte Bella.

337 N Redrock Street Gilbert, AZ 85234

$585,000
5 Beds
3 Baths
2,494 SqFt
Status Active
MLS # 6782724
Property Type Single Family Residence
Price Type --
Move in Before the Holidays! Welcome to this fantastic tri-level home with versatile living spaces, ideal for multi-generational needs. With 5 bedrooms and 3 bathrooms, there's room for everyone. Enjoy the front patio by the fire pit, a perfect spot to unwind. Step inside to freshly painted walls, newer carpet, a welcoming eat-in kitchen with a breakfast bar, and new appliances. Newer water heater and an AC unit that's only a few years old. The lower level features a bedroom, office or yoga studio. A full bathroom, and a huge flex space, ideal as a mother-in-law or teen suite, playroom, or second family room. Enjoy the backyard with a sparkling diving pool and spa. Outdoor enthusiast will appreciate the Western Canal path offering a multi-use trail, perfect for biking, jogging& dog walks Prime Location: Minutes from Downtown Gilbert and an array of fantastic shopping and dining options. Ample Parking: Includes a two-car garage and a widened driveway with extra space for 3 cars.

5595 W Mercer Lane Glendale, AZ 85304

$585,000
5 Beds
3 Baths
3,348 SqFt
Status Active
MLS # 6784014
Property Type Single Family Residence
Price Type --
Welcome to your dream home! Nestled in a tranquil cul-de-sac with no HOA, this property has everything you need and more. Step inside and be greeted by an open-concept entertaining floor plan with vaulted ceilings and new LED can lighting that illuminates every corner with warmth and style. The fully remodeled kitchen is a chef's delight, featuring brand-new cabinetry, modern appliances, and a convenient pot filler that makes cooking a breeze. New laminate flooring flows seamlessly throughout the home, offering both beauty and durability. Cozy up by the fireplace in the spacious living room, or enjoy the peaceful view of the mature trees from the large windows with elegant plantation shutters. You'll find ample storage space throughout, perfect for keeping things organized and tidy. Outside, the good-sized yard is a blank canvas just waiting for your creative touch. Imagine the possibilitiesa garden, play area, or custom outdoor oasis. With a lemon tree ready to provide fresh fruit, you'll love the potential this space offers for entertaining and relaxation. This beautifully updated home is move-in ready and waiting for you to make it your own. Don't miss outon this home!

6351 W Saddlehorn Road Phoenix, AZ 85083

$585,000
4 Beds
2.5 Baths
2,542 SqFt
Status Active
MLS # 6783990
Property Type Single Family Residence
Price Type --
Exceptionally clean and lovingly maintained poolside home with 4 BR and 2.5 BA. HVAC 2020. Granite counters in kitchen and baths, travertine backsplash and FP accents. Freshly painted inside and out with new Lighting and Fans, New Carpet. Stay and play in your own backyard resort play pool (pool fence available) and mostly private. Look at the size of the bedrooms! 28x15 master has sitting room and lux bath with soaking tub and sep shower. Easy access to shopping, great restaurants, hiking and commute by way of 303, 101 and 17.

1711 Leisure World -- Mesa, AZ 85206

$585,000
3 Beds
2 Baths
2,011 SqFt
Status Active Under Contract
MLS # 6775404
Property Type Single Family Residence
Price Type --
AMAZING, Sparkling POOL and Resort Style Backyard, perfect for Entertaining. Enjoy this Beautiful FULLY REMODELED 3 Bedroom, 2 Bath, 2 Car Garage Home! The Delightful Pavered Entry and Patio are a welcome greeting! Enter into an Open and Spacious Great Room with vaulted ceilings and Fantastic Feature Wall with Fireplace. Your Dream Kitchen w/large island, quartz countertops, induction stove, under the counter microwave & much more! The Airconditioned Arizona Room is perfect for an office, game room or craft room with views to the pool! Newer Windows, New Front Door and Sliding Glass Doors, New Paint Interior and Exterior. All this in the Premiere Active Adult Community of Leisure World with 36 holes of private golf, tennis, pickle ball, swimming pools, fitness center & much more!

1018 E Acoma Drive Phoenix, AZ 85022

$585,000
3 Beds
3 Baths
2,218 SqFt
Status Active Under Contract
MLS # 6781431
Property Type Single Family Residence
Price Type --
Fall in love with this two-story home in Phoenix that effortlessly combines comfort and style! Inside, you'll find an inviting living room, an open den/office, and a formal dining room complete with a cozy fireplace. The kitchen displays plenty of cabinetry, built-in appliances, fluorescent lighting, and a breakfast bar. Sizable primary boasting plush carpet, direct outdoor access, a walk-in closet, and a private ensuite comprised of dual sinks and a make-up desk. As a bonus, this house includes a 2nd main bedroom with balcony access and a bathroom. Enjoy mountain views from the balcony. Spacious backyard showcases a covered patio, storage shed, and a sparkling pool for year-round enjoyment. New A/C and garage door installed this year! Don't miss this one-time opportunity