4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

20597 W Walton Drive Buckeye, AZ 85396

$579,000
4 Beds
3 Baths
2,785 SqFt
Status Active
MLS # 6767346
Property Type Single Family Residence
Price Type --
Beautiful 4/3 Craftsman home in Verrado. Great location with tree lined streets and close to park. Relax on beautiful patio in this welcoming community.

9101 E Nacoma Drive Sun Lakes, AZ 85248

$579,000
3 Beds
2 Baths
2,252 SqFt
Status Active Under Contract
MLS # 6750314
Property Type Single Family Residence
Price Type --
UPDATED Extended Palacia Plus Model w/ Energy Efficient (Solar) & NEWER HVAC in the GATED, ADULT COMMUNITY of Oakwood. Featuring NEW FLOORING & GRANITE COUNTERTOPS with an OPEN kitchen & TONS of Storage. Completely REMODELED Primary Bath. Vaulted ceilings in the great room makes space feel much larger. Also wired for stereo system. New VERY Bright can lights throughout & new dimmers & ceiling fans. 2 sliding glass doors which all give great natural light to the home. The 2.5 car garage has tons of storage. The RV electric hookup is also a nice feature. Don't miss this AMAZING opportunity in Sun Lakes w/ Guarded gate entry for more security and all of its amenities including golf, tennis, pickle ball, pools, fitness center, clubs, social activities, restaurants & so much more!

2511 W Queen Creek Road Unit 425 Chandler, AZ 85248

$579,000
3 Beds
3 Baths
1,584 SqFt
Status Active
MLS # 6755740
Property Type Apartment
Price Type --
Experience true luxury living in this stunning 2-bedroom, 3-bathroom loft-style residence located in the prestigious Cays Downtown. Boasting one of the best floor plans in the entire subdivision, this spacious and stylish home offers an open, modern layout with soaring ceilings, abundant natural light, and high-end finishes throughout. Loft used as 3rd room with murphy bed. Each bedroom features its own en-suite bathroom for ultimate privacy and comfort, while the third bathroom provides added convenience for guests. The sleek, contemporary design complements the vibrant downtown lifestyle, with easy access to upscale dining, shopping, and entertainment. Whether you're relaxing in the expansive living spaces or enjoying the urban energy of downtown, this home is the perfect blend of sophistication and convenience. Don't miss your chance to live in one of the most sought-after addresses at The Cays Downtown!

17675 N Coconino Drive Surprise, AZ 85374

$579,000 - 2Br/2Ba -  for Sale in Arizona Traditions 7, Surprise
Open House
$579,000
2 Beds
2 Baths
2,393 SqFt
Status Active
MLS # 6780723
Property Type Single Family Residence
Price Type --
Absolutely stunning move-in ready home exudes elegance and comfort! This beautifully maintained, 2 bedroom, 2 bathroom residence boasts an open floor plan, perfect for entertaining and everyday living. The gourmet kitchen features granite countertops, stainless steel appliances and ample storage. The spacious living room is perfect for entertaining. The primary suite is a true retreat, offering a large walk-in closet and luxurious en-suite bathroom with dual sinks, jetted soaking tub and separate walk-in shower. This beautiful home also features a versatile bonus room perfect for a home office. The beautifully landscaped backyard is an oasis, complete with a large patio, perfect for outdoor dining and relaxation. Golf cart garage, stamped concrete drive and pathways, crown molding and mor

233 E Angela Drive Phoenix, AZ 85022

$579,000 - 3Br/2Ba -  for Sale in Desert Bell Estates 2, Phoenix
Open House
$579,000
3 Beds
2 Baths
1,808 SqFt
Status Active
MLS # 6774515
Property Type Single Family Residence
Price Type --
This charming home features three bedrooms and two bathrooms, providing ample space for family or guests. The updated kitchen boasts modern amenities, making meal preparation a joy. All the windows are energy-efficient low-E windows, complemented by new doors throughout the home. Two of the bedrooms are particularly spacious, with the master bedroom offering a large walk-in closet for plenty of storage. The master bathroom includes a beautifully tiled walk-in shower, adding a touch of luxury. For those who work from home, there's a dedicated office space, perfect for productivity. The family room is a cozy retreat, complete with vaulted ceilings and a warm fireplace for those chilly evenings. Step outside to a backyard oasis, where a sparkling pool invites relaxation. The expansive covered patio offers a fantastic space for outdoor living and entertaining, with a lush grass area and a paver front entry adding curb appeal. Additionally, art lighting highlights your favorite pieces, and a large laundry/storage room adds functionality to the home.

21263 W Sycamore Drive Buckeye, AZ 85396

$578,999
4 Beds
2 Baths
1,903 SqFt
Status Active
MLS # 6775817
Property Type Single Family Residence
Price Type --
Welcome to this beautifully designed 4 bedroom, 2 bathroom home located in the heart of Buckeye's highly sought after Verrado community. This home features an inviting open floor plan with soaring ceilings and plenty of natural light. The gourmet kitchen is perfect for the modern chef, offering granite countertops, matching appliances, a large island, and plenty of cabinet space. It flows seamlessly into the living and dining areas, making it perfect for entertaining. Step outside to enjoy the beautifully landscaped large low maintenance backyard, complete with a covered patio, perfect for outdoor dining and relaxing. Situated in the vibrant Verrado community, you'll have access to incredible amenities such as parks, community pools and spa, children's playground, walking trails, golf courses, and a bustling Main Street with shops and restaurants that is walking distance from the property! Top-rated schools and easy access to major freeways make this location unbeatable! Don't miss out on the chance to live in this highly desirable neighborhood! Buyers currently living in Maricopa or Pinal County ask about an ADDITIONAL $7,000 home buyer credit available via the Community Promise Program. Rate Relief Rebate Program: Benefit from a 2% seller credit to reduce your mortgage payments by Approximately $591/month in year 1 and $303/month in year 2. This exclusive offer makes homeownership more affordable now, while you await potential rate decreases.

16062 W Alameda Road Surprise, AZ 85387

$578,960
4 Beds
3.5 Baths
2,674 SqFt
Status Active
MLS # 6729568
Property Type Single Family Residence
Price Type --
MOVE IN READY, BRIGHT GREAT ROOM PLAN , QUICK CLOSE!! 4 BEDROOM PLUS LOFT, 3.5 BATH , 9'CEILINGS, GOURMET KITCHEN LAYOUT, UPGRADE CABINETS , GRANITE KITCHEN TOPS, SPA SHOWER, TILED FLOORING. 2'WHITE BLINDS, CEILING FANS, FRONT YARD LANSCAPING COMPLETED, ENERGY STAR QUALIFIED HOME, INDOOR AIR PLUS. A SHORT DISTANCE FROM THE COMMUNITY POOL AREA, PICNIC AREA, TOT LOTS, BASKETBALL, PICKLE BALL COURTSAND SO MUCH MORE.

3726 E Rochelle Circle Mesa, AZ 85215

$578,950
3 Beds
2 Baths
1,705 SqFt
Status Active
MLS # 6749729
Property Type Single Family Residence
Price Type --
This is a to be built home being offered at Base Price plus lot premium. Price includes a nice standard feature package and an option allowance to be used at the Design Studio to personalize the home to your tastes. Features include a heavy iron front door, 2x6 ext. framing, dual pane vinyl windows, Carrier gas furnace and AC. Price includes ceramic tile in select areas. Choice of interior door styles, iron front door styles plus choice of door hardware and bathroom fixture colors. 10' interior ceilings, front porch and rear patio included! Much more. Front view picture is of an artists rendering, pics are of a upgraded former model home. Final price is determined by any other options or upgrades added by buyer at the Design Studio. Taxes are estimated. 2025 completion

8572 W Palo Verde Avenue Peoria, AZ 85345

$578,900
5 Beds
2 Baths
2,196 SqFt
Status Active
MLS # 6731165
Property Type Single Family Residence
Price Type --
Welcome to your next business opportunity! This spacious 5 beds, 2 baths home with a sprinkler system is ideal for starting or expanding a group home business. Previously licensed for a 10-bed behavior group home, it offers ample room for residents with its professionally converted garage adding extra space. Located in a prime area with easy access to local amenities and healthcare facilities, Its turnkey nature allows for business operations, offering significant growth potential and profitability.

9236 E Sector Drive Mesa, AZ 85212

$578,814
4 Beds
3 Baths
2,410 SqFt
Status Active
MLS # 6778595
Property Type Single Family Residence
Price Type --
MOVE IN READY HOME! This WILSON plan features a Deluxe Gourmet Kitchen with a 36'' gas cooktop and a wall mounted gas range. This home features white cabinets with polished nickel pulls throughout, zinc quartz countertop and Santorini 4x12 backsplash with Oregon Rovere 8x36 wood-tile flooring throughout downstairs. One of the most popular floorplans for a reason, the Wilson is the perfect home for hosting visiting guests in the downstairs bedroom with full bath, have a designated office downstairs and a second living room in the upstairs loft where the rest of the family can hang out!

19162 S 212th Place Queen Creek, AZ 85142

$578,299
5 Beds
3 Baths
2,648 SqFt
Status Active
MLS # 6778906
Property Type Single Family Residence
Price Type --
Stunning, brand-new home in the Acclaim at Jorde Farms community! This beautifully designed single-family home features an open floor plan, seamlessly connecting a spacious great room, dining area, and a modern kitchen with granite countertops and a central island. With 5 bedrooms, 3 bathrooms, and a versatile loft, this home offers plenty of space for every lifestyle. Enjoy the charm of a neighborhood setting with planned walking trails, scenic parks, and a future community pool—a natural gathering place for residents. Conveniently close to golf courses, dining, and shopping. WELCOME HOME!

21033 E Camina Buena Vista Queen Creek, AZ 85142

$578,065 - 4Br/3Ba -  for Sale in Hastings Farms Parcel B, Queen Creek
Open House
$578,065
4 Beds
3 Baths
1,994 SqFt
Status Active
MLS # 6771915
Property Type Single Family Residence
Price Type --
Don't Miss Out on this CLOSE OUT & FINAL OPPORTUNITY to own this beautiful inventory home located in desirable Hastings Farms. BELOW MARKET RATES AVAILABLE for Fixed Rate or Rate Buydown for qualified buyers when financing with Builder's preferred Lender(s). Located close to Queen Creek Marketplace Shopping, Dining & Entertainment, this Community has Parks, Soccer Field, Basketball Courts, & 8-Mile Walking trail. This Beautiful home is located across from the park. Beautiful designer finishes including Gas Cooktop, Double Wall Ovens, 42' Upper Cabinets, Quartz Kitchen Countertop, Tiled Backsplash, Plank Tile Flooring & Window Blinds. Don't Wait, Come See This Home Today.