4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

4512 W Suncup Drive San Tan Valley, AZ 85144

$575,000
4 Beds
3 Baths
2,345 SqFt
Status Active
MLS # 6783153
Property Type Single Family Residence
Price Type --
Look no further! This beautiful 4 bed, 3 bath residence in San Tan Ridge is for you! Charming curb appeal, an easy-care front yard, and a 2 car garage are just the beginning. Come inside to discover a spacious open floor plan w/elegant wood-look flooring and neutral palette throughout. Prepare delicious meals in this gourmet kitchen, comprised of wood cabinetry w/crown moulding, a walk-in pantry, granite counters, subway tile backsplash, SS appliances, and an island w/a breakfast bar. You'll love the primary bedroom, boasting soft carpet, a walk-in closet, and a lavish ensuite w/dual sinks. Don't forget about the cozy den, ideal for an office or reading nook! Lastly, the expansive backyard w/its covered patio, is a blank canvas just waiting for you personal touch! Don't miss out!

33231 N 43rd Street Cave Creek, AZ 85331

$575,000
3 Beds
2 Baths
1,511 SqFt
Status Active
MLS # 6785534
Property Type Single Family Residence
Price Type --
Discover your dream home in the prestigious gated community of Dove Valley Ranch! Beautifully upgraded single-level property features a desirable great-room floor plan with a split owner's suite, vaulted ceilings, plantation shutters, 5-inch baseboards, and stunning wood-look tile flooring. A brand-new HVAC system ensures year-round comfort.Open kitchen boasts stainless steel appliances, a pantry, a breakfast bar, and an elegant subway marble tile backsplash. Both bathrooms have been thoughtfully updated with granite countertops, under-mount sinks, framed mirrors, and new lighting fixtures. The master bath is a true retreat, featuring custom tile work, an expanded layout, and a frameless glass shower. Step outside to your private, low-maintenance backyard overlooking serene NAOS land no homes behind. The tranquil setting is perfect for relaxation and outdoor enjoyment. Conveniently located near shopping, restaurants, and the Dove Valley Ranch Golf Club, this home truly has it all!

10312 N 58th Lane Glendale, AZ 85302

$575,000
4 Beds
2 Baths
2,286 SqFt
Status Active
MLS # 6783627
Property Type Single Family Residence
Price Type --
Wow Location! What a GEM! Tastefully updated last 2022, this gorgeous home with POOL will surely impress you. 4beds, 2 baths, low-care landscape, and a 3-car garage w/cabinets. The fabulous interior boasts vaulted ceilings, neutral paint, recessed lighting, archways, and wood-look floors t/out. You'll LOVE the formal living/dining room and the open-concept family room w/fireplace! The surround sound is a plus. The spotless kitchen has SS appliances, quartz counters/backsplash, ample white cabinetry, a walk-in pantry, and a waterfall island w/breakfast bar. The double-door main bedroom offers outdoor access and an ensuite with a soaking tub, dual sinks, & a walk-in closet. Enjoy the entertainer's backyard with a covered patio, artificial turf, well-laid pavers, & a fenced pool! Just Wow,

15002 W Blue Verde Drive Sun City West, AZ 85375

$575,000
2 Beds
2.5 Baths
1,825 SqFt
Status Active
MLS # 6785005
Property Type Single Family Residence
Price Type --
Beautiful Ventana model on hole 9 of Trail Ridge Golf course with Pool! Views of 3 fairways and the mountains! Landscape and pool area/patio meticulously designed. Home has 2 Bedrooms each with a bath ensuite. Enter the home to the beautiful views with a great room and office/sitting area. Kitchen has a large center island, gas stove top, upgrade refrigerator, wall oven and microwave that adjoins the family room. Powder Room for easy guest/pool access. Large finished laundry room with office. Wood Armoire in laundry room stays with home. Luxury vinyl flooring, New Roof, newly painted and finished driveway and garage flooring! Don't miss this opportunity!

20972 N Canyon Whisper Drive Surprise, AZ 85387

$575,000 - 3Br/3Ba -  for Sale in Sun City Grand Escalante, Surprise
New
$575,000
3 Beds
3 Baths
2,101 SqFt
Status Active
MLS # 6786955
Property Type Single Family Residence
Price Type --
This exceptional home with detached casita offers a perfect blend of style, functionality, and versatility. Boasting high ceilings and an open floor plan, the spacious design flows seamlessly, making it ideal for entertaining and everyday living. The expansive kitchen is a chef's dream, featuring abundant storage and plenty of counter space for all your culinary needs. The detached casita/ADU, complete with its own private full bathroom is bright and spacious. Whether you're hosting guests or providing a private space for a family member, this additional unit offers unmatched flexibility. The property is enhanced by mature, low-maintenance landscaping, creating a serene outdoor retreat. The garage features ample storage. Don't hesitate, these homes rarely hit the market.

11520 W Citrus Grove Way Avondale, AZ 85392

$575,000 - 4Br/3Ba -  for Sale in Garden Lakes, Avondale
New
$575,000
4 Beds
3 Baths
2,096 SqFt
Status Active
MLS # 6786868
Property Type Single Family Residence
Price Type --
Multi-Generational/Next Gen custom floor plan with solar! Privacy under one roof. Two primary suites with separate AC units, two hot water heaters, & two kitchens. Living spaces are separated by bonus room. Private entrance to both suites. Plantation shutters throughout. Laminate wood floors, quartz countertops, & stainless-steel appliances. Inviting courtyard that leads to extended patio leading to pool with water feature, all surrounded by lush landscaping.

2292 S 155th Lane Goodyear, AZ 85338

$575,000
5 Beds
3.5 Baths
3,169 SqFt
Status Active Under Contract
MLS # 6741299
Property Type Single Family Residence
Price Type --
Spectacular, totally move-in ready home! Every box will be checked, beginning with the amazing location! Be close to shopping, dining, schools and access to freeways! Being close to Goodyear Ballpark makes Spring Training easy to enjoy, too! Next box to check is this great floorplan! The large foyer and very impressive stairway to the second floor is only the beginning! This floorplan offers the ability to live on the main floor, beginning with the primary suite, featuring a large walk-in closet and newly remodeled bath! Also on the main floor is the large living room/den and a spacious dining room, accented with dentil molding. The upscale eat-in chef's kitchen, with high-end appliances, beautiful granite on the large island with breakfast bar, and the adjoining family room brings everyone together in the heart of the home! But wait, there is more.... Upstairs, you will find 4 additional bedrooms, 2 full baths and a huge bonus/media/game room! To top it all off, the resort-style backyard, with built-in BBQ, fridge, sink and cooktop, heated saltwater pool with waterslide and waterfall, and the heated spa, is your own private oasis! Be settled for the holidays! Freshly painted and new carpet in all bedrooms, you can move in and enjoy!! A quick close is possible!!

258 San Carlos Road Prescott, AZ 86303

$575,000
3 Beds
2 Baths
1,738 SqFt
Status Active
MLS # 6783559
Property Type Single Family Residence
Price Type --
Walk to historic downtown Prescott from this classic 1914 bungalow in the heart of the Pine Crest Historic District developed originally by the city's Chamber of Commerce which promoted it as ''close to town, benefited from clean air, offered an ideal climate and a healthful environment,'' according to the National Trust for Historic Preservation registration. Zoned multi-family medium density with wide open views of Thumb Butte and the National Forest, this home sits on .45 private acres with a large slate patio with conversation pit and fireplace, front yard with grass and seating areas and large back yard. Light and bright with a flexible floor-plan offering options for a family or second home, it features a huge living and dining room with fireplace, kitchen with vintage vibe, prima primary suite and 2 bedrooms sharing a full bath. Updates include freshly painted interior, new laminate flooring throughout, most windows, electrical and panel. Fireplace in the living room has an insert. Some hardwood under the laminate. Large workshop storage area under house. Detached one car and shed as well. Close to shops, restaurants, bars and special events, Dignity Health, Yavapai College, Prescott College, VA campus, public and charter schools, National Forest trails for hiking and biking. Property taxes could be lowered if used as a primary residence due to historic status.

14656 W Corrine Drive Surprise, AZ 85379

$575,000
3 Beds
2.5 Baths
2,506 SqFt
Status Active Under Contract
MLS # 6761008
Property Type Single Family Residence
Price Type --
Absolutely perfect home in Marley Park II! IMMACULATELY maintained and HIGHLY upgraded 3 bed/2.5 bath home, split floor plan, half bath for visitors, butlers pantry with sink and large walk in pantry, quartz counter tops, soft close cabinets with pull outs and drawers, extended cabinets and counter tops in Kitchen, large double slide arcadia door that lets beautiful natural light in, OWNED Soft Water system, RO System, Tray ceilings in entry and Owner's suite, pendant lights above island, built in bookcase/shelving in Den/Dining room, Owner's entrance to Laundry Room with sink and cabinets, key drop by entry of garage door, highly sought after 3rd car garage, epoxy flooring in garage, custom multi colored eave lighting, exquisite landscaped back yard with extended patio, pavered driveway with pavers up to zero entry front door, pavered walk ways on both sides of home and gates on both side as well for easy access around home, eave lighting/Irrigation timer/garage door openers/ring/yard lighting are all on apps and automated, home designed with almost everything in mind and not a dollar spared, too much to list, ask your agent for an upgrades list, this truly is a must see.

1260 Haisley Road Prescott, AZ 86303

$575,000
3 Beds
2 Baths
1,739 SqFt
Status Active Under Contract
MLS # 6778214
Property Type Single Family Residence
Price Type --
Nestled on an elevated homesite in the pines of Prescott's Haisley Homestead, this single-level home feels like your own private, luxurious treehouse. The open, split floor plan welcomes you into a bright and inviting living room, where vaulted ceilings and a gas fireplace with a marble surround and wood mantle create a warm, elegant focal point. The well-appointed kitchen features new granite countertops, lots of cabinets, and a 4-burner gas cooktop, along with a separate oven and microwave. Enjoy your meals in the breakfast nook, at the breakfast bar, or in the dining room, offering space for both formal & informal dining. The spacious master suite includes a large walk-in closet and a luxurious ensuite bath with a dual-sink vanity, walk-in shower, & soaking tub, perfect for unwinding. Two additional bedrooms, each with ceiling fans and ample closets, are flanked by a full bath, offering comfort and privacy for family or guests. Outdoor living is just as appealing, with a bright and airy front patio for enjoying the fresh mountain air, and a private, covered back patio for more intimate gatherings. Additional features include new carpet and wood flooring, a tile roof, a low-maintenance stucco exterior, concrete patios, and a 2-car garage. This home perfectly blends luxury, comfort, and the beauty of its natural surroundings.

15735 W Autumn Sage Drive Surprise, AZ 85374

$575,000
3 Beds
2 Baths
2,282 SqFt
Status Active Under Contract
MLS # 6778325
Property Type Single Family Residence
Price Type --
Exquisitely updated Hacienda/Stonecrest model starting from the minute you walk up to the cozy front courtyard, Stone veneer finishes & cool deck driveway & sidewalk. Entrance has custom security door & front door. Formal living room for entertainment & dining area, all open to the spacious great room with custom fireplace, media wall with stone veneer, special lighting & TV included. Huge kitchen with refinished cabinets, tiled backsplash, beautiful granite countertops, stainless appliances plus an ice making machine & a massive breakfast bar with stone finish & double pantry. Split floorplan offers great privacy. Primary suite includes large picture window, oversized walk in closet, bathroom upgrades include granite counters, double sinks, plumbing fixtures & framed mirrors, lighting, hardware, tiled shower & door, tiled soaking tub surround. 2 spacious guest rooms, 1 with built in Murphy bed & desk. The guest bath has a walk-in shower, updated vanity, granite counters, plumbing fixtures & sink, hardware, mirror & lighting. Nicely appointed laundry room with built in cabinets. Absolutely stunning back yard extended covered patio with cool decking, massive rock water feature, beautiful mature landscape, wrought iron fencing. Additional upgrades include: Baseboards, wood trim around window, 5 new Anderson windows in main areas, interior & exterior paint, custom blinds, recirculating hot water pump, security system, water softener, extended length garage with golf cart space & keyless entry system. Outside heater hardwired in & awnings.

6788 W Rose Garden Lane Glendale, AZ 85308

$575,000
3 Beds
2 Baths
1,779 SqFt
Status Active Under Contract
MLS # 6771051
Property Type Single Family Residence
Price Type --
Welcome to this charming 3-bedroom, 2-bathroom home with OWNED SOLAR, nestled in a picturesque lake subdivision! Step inside to a spacious interior featuring new flooring (2022) and abundant natural light streaming through dual-pane windows. The kitchen features white cabinets, granite countertops, stylish backsplash, stainless steel appliances and an island with breakfast bar seating. The separate den is complete with custom-made office cabinets and desk. Recent updates enhance this home, including a newly coated pebble tech pool, variable speed pump, new roof 2020, new water heater 2024, and newer A/C in 2018. The outdoor oasis boasts a large covered patio overlooking a beautifully landscaped, low-maintenance yard with synthetic grass, a sparkling private pool and above ground spa. Convenient access to the 101 freeway, a 2.5-car garage with ceilings storage racks and epoxy floors, and an RV gate complete this fantastic home!