4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

12384 W Hazelwood Street Avondale, AZ 85392

$574,900
8 Beds
4 Baths
3,900 SqFt
Status Active
MLS # 6746885
Property Type Single Family Residence
Price Type --
Welcome to this spacious 8-bedroom, 4-bath home with a 3-car garage, featuring the quality craftsmanship of a DR Horton floor plan. The heart of this home is the enormous kitchen, complete with cherry cabinets, stainless steel appliances, granite countertops, and a large island—perfect for cooking and entertaining. The master suite offers a luxurious retreat with dual vanities, a separate garden tub, shower, and a huge walk-in closet. Step outside to the spectacular private backyard, where a covered patio spans the entire width of the home, ideal for outdoor gatherings. With dual AC units and a desirable North/South exposure, you'll enjoy comfortable indoor temperatures year-round while keeping utility costs low. Don't miss out on this exceptional property!

33395 N 132nd Drive Peoria, AZ 85383

$574,900
4 Beds
2.5 Baths
1,940 SqFt
Status Active
MLS # 6748045
Property Type Single Family Residence
Price Type --
MOVE IN NOW! Welcome to your brand NEW HOME in Villages at Vistancia, North Peoria. With a premium oversized lot and a north-facing view, you are surrounded by the natural beauty of the Sonoran desert and the mountains. Step inside this elegant Shiloh Model by Beazer Homes. 1942 sq.ft. of living space, 4 BED + 2.5 BATHS + 2 CAR Garage with a Double RV Gate! Open concept main living area with classic herringbone-natural wood look porcelain tile floors, 12' great room double sliding doors, LED recessed canned lighting, oil rubbed bronze fixtures and hardware, upgraded designer wood shutters, blinds, trim, and doors throughout. The open-concept kitchen features beveled edge warm-tone granite countertops and an island, rich walnut cabinets, under-cabinet lighting,... stylish smoked glass pendant lighting, stainless steel Whirlpool appliances with double ovens, and a pantry for all your storage needs. Spacious master suite with wood shutter and can-lighting, master bath features porcelain tile floors, executive height granite vanity, double sinks, oil rubbed bronze fixtures, large walk-in shower with dark trim, and a walk-in closet. 3 additional bedrooms, a full bathroom, and a convenient powder room offer plenty of space throughout the home. Pre-wired for cameras, security flood lights, electric car, solar, and ceiling fans. Step out back and enjoy the scenic mountain views, bring your decorating ideas, and create your perfect Arizona oasis on this premium oversized lot. Neighborhood mountain views, close proximity to 303 freeway access, 20 minutes to TSMC, shopping, dining, entertainment, health care, and less than 20 min. away from beautiful Lake Pleasant Regional Park. Full list of updates available.

870 W Shellfish Drive Gilbert, AZ 85233

$574,900
3 Beds
2.5 Baths
2,035 SqFt
Status Active
MLS # 6751826
Property Type Single Family Residence
Price Type --
Centrally located in the highly desirable Gilbert Islands community, this home offers both modern amenities and an eco-friendly lifestyle. Equipped with solar panels and an EV charging station, it's perfect for the environmentally conscious homeowner. This charming residence features a spacious layout with 3 bedrooms plus a loft/den, a large family room, and a well-appointed kitchen with stainless steel appliances and new granite countertops. Enjoy the serene ambiance of a quiet street across from the lake, with a private backyard that backs to a treed park—no neighbors directly behind. The resort-like outdoor space includes a large pool, ample gardening area, and side-yard storage for your toys. Great access to local amenities, schools and shopping.

406 E Glenhaven Drive Phoenix, AZ 85048

$574,900
4 Beds
3 Baths
2,303 SqFt
Status Active
MLS # 6762786
Property Type Single Family Residence
Price Type --
Come see this beautiful, upgraded 4 bed, 3 full bath home in a quiet section of The Foothills. The kitchen features custom upgrades including Wellborn cabinets, quartz countertops, island, and pendant lighting. The guest bedroom is downstairs, with full bath. The owner's suite features vaulted ceilings, shutters, and a private balcony to enjoy the gorgeous mountain views. The attached bonus room can be used as an office, nursery, or workout room. The owner's bath has a custom tile shower, huge vanity with quartz countertop, dual sinks, and upgraded flooring. The custom closet has a built-in dresser and shelves. Both secondary baths have been updated with new vanities, quartz countertops, fixtures, and paint. The private north-facing backyard is perfect for entertaining or unwinding while taking in the gorgeous mountain views. New refrigerator and dishwasher installed this year. Roof and HVAC are less than 6 yrs old and will give you years of enjoyment without worry or cost.

9136 E Plata Avenue Mesa, AZ 85212

$574,900
5 Beds
2 Baths
2,167 SqFt
Status Active
MLS # 6764130
Property Type Single Family Residence
Price Type --
Better than New!! Welcome to this Stunning Fully Remodeled 5-Bedroom 2-bathroom Home with100k in Quality Upgrades you wont find in a new build! This beautiful residence is meticulously updated. Home features appliances, custom cabinetry, Barndoor, lighting, and generous counter space perfect for both cooking and entertaining. Spacious living area flows into 5 well maintaned bedrooms, 5th bedroom used as a bedroom but could be a den, provides a great space for family and guests. Bathrooms have been beautifully updated, with modern finishes and fixtures. New landscaping in both front and back yards include sleek pavers. The backyard is designed for entertaining with welcoming lush synthetic grass complete with an above-ground pool, ideal for summer. See doc tab for generous list of upgrades

2545 E Vista Bonita Drive Phoenix, AZ 85024

$574,900
4 Beds
2.5 Baths
2,094 SqFt
Status Active
MLS # 6768128
Property Type Single Family Residence
Price Type --
Welcome to this beautifully remodeled 4-bedroom, 2.5-bathroom home in the highly sought-after Crescent Butte neighborhood (perfect for an AIRBNB or personal residence). As you approach, you'll be greeted by a charming exterior with stunning curb appeal, setting the tone for what lies inside. Step through the front door and into a light-filled space, featuring large arched windows that flood the home with natural light. The newly remodeled kitchen is a showstopper, complete with crisp white shaker cabinets, elegant quartz countertops, stainless steel appliances, and under-cabinet lighting. Luxury vinyl plank flooring flows throughout, offering both style and durability. The spacious primary suite offers a peaceful retreat, boasting a spa-like bathroom with modern finishes and a large walk-in closet. The additional three bedrooms provide ample space, perfect for a growing family or those who need a home office or guest room. The backyard is a true oasis, with lush green grass that's perfect for relaxing evenings or entertaining friends and family. With a newer HVAC system (2021), this home is move-in ready, ensuring your comfort year-round. Located in the heart of Crescent Butte, you'll enjoy the best of both worlds: a serene neighborhood with easy access to local amenities, parks, and schools. Don't miss the opportunity to make this stunning home yours!

2218 W Curry Street Chandler, AZ 85224

$574,900
4 Beds
2 Baths
2,040 SqFt
Status Active
MLS # 6774650
Property Type Single Family Residence
Price Type --
Welcome to Your Dream Family Home! Fall in love with this stunning North Chandler residence featuring 4 Bedrooms, 2 Baths, and a Sparkling Pool—perfect for Family Fun and Relaxation! This beautiful Home boasts impressive Curb Appeal with a Spacious 2-Car Garage and an RV Gate for all your toys and adventures. Step inside to discover a Bright and Inviting Interior, highlighted by a completely remodeled Chef's Kitchen. Enjoy Upgraded Premium Cabinetry, a large Kitchen Island, Granite Countertops, and a cozy Eat-in Dining area, all complemented by elegant Tile Flooring and Soft Carpet in just the right places. The welcoming Living Room features French doors that lead to your own oasis—a Crystal-Clear Pool surrounded by a Covered Patio. The Oversized Main retreat is a true sanctuary, offering His and Hers Closets, a resort-style Ensuite Shower, and easy access to the backyard patio through more French Doors. Additional highlights include a Soft Water System, Dual-Pane Windows, recent Attic Insulation, and a Drop-Down Ladder in the Garage for extra storage. Both front and backyards are equipped with a Sprinkler System, and the New Turf creates a low-maintenance, green space. Enjoy modern conveniences with a 3-Stage Efficient Pool Motor, an Outdoor Hot and Cold Shower by the Pool, and Wi-Fi-controlled A/C thermostat and Garage Door. Located in a peaceful neighborhood, this home is surrounded by Parks and Common Areas, perfect for family outings and community fun. Don't miss this incredible opportunity....this gem is priced to sell!

12827 S Hermit Road Buckeye, AZ 85326

$574,900
4 Beds
2 Baths
2,161 SqFt
Status Active Under Contract
MLS # 6729702
Property Type Single Family Residence
Price Type --
Welcome into your beautiful spacious horse property with a pool located on just over an acre! The property is fully fenced and has a 2 car garage. You'll love this spacious floor plan, with 4 bedrooms, 2 bathrooms and has tons of natural light throughout with vaulted ceilings. The gorgeous kitchen has custom cabinets, stainless steel appliances and a breakfast bar. The owner's suite features tons of space, with a large master bathroom that has a separate tub and shower and double sinks. Out back you'll find a fenced pool with a large baja step and is surrounded with travertine decking. The extended covered patio makes for great entertaining space. This oversized lot has tons of space to build horse stalls, storage sheds etc. Home is located in a non HOA community. Come out to see it!

4570 S Felix Place Chandler, AZ 85248

$574,900 - 3Br/3Ba -  for Sale in Parkview Place, Chandler
Open House
$574,900
3 Beds
2.5 Baths
1,983 SqFt
Status Active
MLS # 6757381
Property Type Single Family Residence
Price Type --
Welcome to Parkview Place, a beautiful GATED Ocotillo community. This home has been meticulously maintained by original owner and shows like a model! Fabulous floor plan features 3 bedrooms, 2.5 baths PLUS a large open LOFT and 2 car garage. Modern Craftsman design features 42'' white cabinetry, stainless steel appliances, quartz kitchen countertops, wood plank style tile, upgraded carpet in bedrooms, white blinds, satin nickel fixtures and finishes, 8' four panel sliding patio door and much more. Artificial turf in yard and sparkling community pool with BBQ area.. At Parkview Place, convenient, low maintenance living meets exceptional design & innovation. Snedigar Park and the Fulton Ranch walking paths and lakes just steps away. Fabulous lock and leave opportunity!

19001 W Desert Mirage Drive Surprise, AZ 85388

$574,500
3 Beds
2 Baths
2,010 SqFt
Status Active Under Contract
MLS # 6756108
Property Type Single Family Residence
Price Type --
Welcome to your dream home in Surprise! This stunning 3-bedroom, 2-bath residence with a den boasts impressive curb appeal, featuring a tranquil front porch. Inside, you'll find a meticulously maintained space, highlighted by a gourmet kitchen with custom cabinets, a pantry, an oversized island, and stainless-steel appliances. The open-concept design seamlessly flows to an inviting outdoor area with dual sliders, a covered patio equipped with ceiling fans and TV hookups, and a self-cleaning, heated, and cooled saltwater pool with a beautiful water feature. The owner's suite is a spacious retreat, featuring a spa-like bathroom and a custom closet. Additional highlights include plantation shutters, solar, sun screens, and an oversized garage with built-in cabinets. Come see it today!

18313 E Spring Valley Court Rio Verde, AZ 85263

$574,449
2 Beds
2 Baths
1,678 SqFt
Status Active
MLS # 6758949
Property Type Single Family Residence
Price Type --
Welcome to this beautiful home in the Resort Collection at Trilogy at Verde River. The Valletta offers a well thought-out layout with 2 bedrooms, 2 bathrooms, and an office. Enjoy Beautiful Gold Landscape Package which Includes Pavers and upgraded window covering package. The kitchen is stunning with Barcelona Granite Countertops and a spacious kitchen island with a breakfast bar. The great room boasts a 12 foot multi-slide door that open to the covered patio. The primary suite has a lavish ensuite with a huge tiled shower and walk-in closet. Do not miss out on this home The amenities at Verde River are World Class with Tom Lehman inspired eighteen-hole Golf course, tennis courts, pickleball courts, and bocce ball, heated lap pool and Resort style swimming pool, hot tub, Afterburn fitness center, Helen's demonstration Kitchen for cooking classes and a 7.5 acre dog park. The community center has casual poolside dining at Eddy's Diner and gourmet dining at award-winning Needle Rock Kitchen and Tap, Alvea Spa with full-service Salon and Spa amenities, Art Loft and events center. Trilogy at Verde River is adjacent to the Tonto National Forest and is situated in the middle of miles and miles of hiking and biking trails.

14226 W Parkland Drive Sun City West, AZ 85375

$574,400
2 Beds
2 Baths
2,103 SqFt
Status Active
MLS # 6761226
Property Type Single Family Residence
Price Type --
Welcome to this spectacular home-resort style living with a serene interior atmosphere! Meticulously updated San Carlos model featuring private, heated pool and amazing views of the 18th fairway of the Grandview Golf Course-situated on a large lot in a low tax area with no HOA fees! Come inside this luxurious dream home that features custom granite countertops throughout, upgraded GE Profile S/S kitchen appliances & updated spa-inspired bathrooms, plantation shutters T/O, popcorn ceilings removed, wall corners bullnosed, int/ext neutral paint, OWNED SOLAR BLANKET HEATING SYSTEM FOR POOL, automatic Remote-Controlled Misters on rear patio, Culligan water softener system & mature fruit trees, beautifully landscaped, Oversized utility room w custom utility sink-storage & pull-out faucet.