4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

25838 N 104th Place Scottsdale, AZ 85255

$2,450,000
4 Beds
3.5 Baths
3,662 SqFt
Status Active
MLS # 6763821
Property Type Single Family Residence
Price Type --
Newly renovated luxury home nestled in the prestigious Troon Fairways community is the pinnacle of modern elegance & timeless sophistication, designed with meticulous attention to detail & finishes including new European wide plank oak flooring, new wide baseboards, new lighting, new fireplace, new hardware, new fixtures & more. Embracing the natural beauty of the surrounding Arizona vistas, including stunning views of Pinnacle Peak, & close proximity to one of Scottsdale's most prestigious golf courses, this property provides a tranquil respite with seclusion & privacy. From the moment of arrival, this home makes a statement with the contemporary design of the freshly painted exterior harmonizing with the desert surroundings. A new gated front courtyard opens to a tranquil covered patio & invites you to step inside to discover a home where modern luxury meets comfort. The open concept design maximizes natural light with new oversized windows & doors, showcasing stunning views of Pinnacle Peak. The living room is a haven of relaxation with captivating mountain views, floor-to-ceiling tile surround linear fireplace & easy access to a new custom glass wine cellar & new bar with quartz counters, beverage refrigerator & icemaker. Perfect for entertaining, the bar has seamless access to outdoor living with an accordion window. The heart of the home, a newly designed gourmet kitchen, combines functionality with style featuring a large waterfall quartz island, custom floor-to-ceiling flat panel cabinetry, modern custom tile walls, floating shelves with undermount lighting, premium stainless steel Thermador appliances including gas range, custom hood & dual ovens. Whether you're preparing a casual meal or hosting a dinner party, the thoughtful design allows for effortless entertaining. The primary suite is a private retreat, offering a serene escape from the demands of everyday life. With its own private sitting area & patio, this expansive room offers panoramic views of the surrounding mountains. The spa-like primary bathroom features a freestanding soaking tub, glass surround walk-in shower with rain showerheads, & custom double floating vanities with undermount lighting, backlit mirrors & quartz countertops. The outdoor living space has been renovated as well with newly refinished pool with waterfalls, travertine pavers & manicured turf creating an inviting oasis, complete with built-in barbeque, new fire pit & fresh landscaping. Relax in breathtaking views of iconic mountains & entertain in style. This home is perfect for those seeking an elevated lifestyle in North Scottsdale.

9290 E Thompson Peak Parkway Unit 257 Scottsdale, AZ 85255

$2,450,000
4 Beds
4 Baths
3,742 SqFt
Status Active
MLS # 6770797
Property Type Single Family Residence
Price Type --
Nestled in the prestigious guard-gated community of DC Ranch, this stunning home is perfectly situated on a serene golf course lot at the end of a cul-de-sac. This home boasts a desirable split floor plan featuring 4 bedrooms (one versatile as a den/office) and 4 bathrooms. A gourmet kitchen, and open living spaces make this home ideal for entertaining. Step into the tranquil backyard, complete with a heated spool and built-in BBQ, offering the perfect setting for relaxation and outdoor dining.

6515 N 29th Street Phoenix, AZ 85016

$2,450,000
3 Beds
3 Baths
3,008 SqFt
Status Active
MLS # 6699697
Property Type Single Family Residence
Price Type --
Welcome to the Biltmore Hillside Villas, known for its exclusivity and elegance, nestled in the vibrant heart of Phoenix. As you enter, you're greeted by a single level interior with neutral finishes and light oak hardwood floors throughout the spacious living areas. The chef's kitchen is outfitted with custom cabinetry, Wolf appliances, and stunning Taj Mahal countertops. The expansive master suite offers a serene retreat and a bathroom crafted for utmost relaxation. With an additional bedroom, a dedicated office, and a detached casita, this home provides ample flexibility. Your private backyard oasis features a refreshing plunge pool with mountain views. The Biltmore area extends a lifestyle filled with luxury amenities such as world class golf, shopping, dining and hiking.

414 Peace Garden Path Clarkdale, AZ 86324

$2,450,000
5 Beds
5 Baths
3,787 SqFt
Status Active
MLS # 6737569
Property Type Single Family Residence
Price Type --
Welcome to your serene and modern retreat with five well-appointed apartment suites nestled in the heart of Clarkdale and within walking distance of the charming shops and restaurants of Old Town Cottonwood. This exquisite five-acre property offers breathtaking views of the Verde River and the stunning red rocks of Sycamore Canyon, providing a picturesque backdrop for an unparalleled living experience. Step outside onto the expansive portico and immerse yourself in the beauty of nature, while enjoying outdoor living at its finest. Host unforgettable evenings under the starlit sky with friends and family, or take a leisurely walk down the trail to the river.

2536 E Wood Place Chandler, AZ 85249

$2,450,000
5 Beds
4.5 Baths
5,045 SqFt
Status Active
MLS # 6746925
Property Type Single Family Residence
Price Type --
This newly updated home is a rare find within the prestigious neighborhood of Circle G. Offering 5 bedrooms and 4.5 baths, there is room for everyone to enjoy their privacy and still spend time together in the large game room or office/den. The kitchen has new stainless appliances, quartz countertops and beautiful, modern fixtures. It opens to the family room w/ fireplace and overlooks the backyard. The spacious master suite has his/her closets, walk in shower and double vanities. If you enjoy outdoor living, you will love the covered patio, built in BBQ, large grass area, sparkling pebble tec pool, pergola seating area, above ground spa and a RV gate with concrete slab. Add a large circular driveway, 3 car garage w/ epoxy flooring and built in storage cabinets to make this home a 10+

3702 E Camelback Road Phoenix, AZ 85018

$2,450,000
5 Beds
5.5 Baths
5,249 SqFt
Status Active
MLS # 6752769
Property Type Single Family Residence
Price Type --
A stunning mid-century home located in one of Phoenix's most coveted neighborhoods, this beautifully maintained residence merges classic architectural elements with contemporary comforts, offering a sophisticated blend of style and functionality. Located in the prestigious Camelback Corridor, this property boasts stunning mountain views and is conveniently located near upscale shopping, dining, and top-rated schools. Just over an acre, the meticulously landscaped grounds feature a vibrant array of ficus, fruit trees, jacaranda, Chinese elms, and rose shrubs. The home's private, resort style oasis is complete with a crystal clear saltwater pool, relaxing hot tub and oversized pergola that provides plenty of shade, creating an outdoor space perfect for unwinding or hosting gatherings. The thoughtfully curated interior reflects a seamless blend of diverse design elements, creating an environment that is unique and personal. The spacious living areas and parlor are designed for both grand entertaining and intimate gatherings, while the five ensuite bedrooms ensure privacy and comfort for family and guests. The primary suite is a perfectly designed space for relaxation and serenity, featuring a spa-like bathroom with a generously sized shower, beautiful Carrera marble and an oversized soaking tub situated near the bathrooms private french doors. Schedule a private tour to experience this extraordinary property today.

12230 N 78th Place Scottsdale, AZ 85260

$2,450,000
4 Beds
4.5 Baths
3,397 SqFt
Status Active
MLS # 6756507
Property Type Single Family Residence
Price Type --
Calling all CAR ENTHUSIASTS, this home is a true ''CAR COLLECTOR'S DREAM'' with a detached 2400 square-foot RV garage with 14 foot doors to accommodate a motorhome and additional cars. The garage even has a loft and its own bathroom for added convenience. This luxurious 4-bedroom, 4.5-bathroom ranch-style home in Scottsdale, offering 3,397 sq. ft. of beautifully designed living space. With a freshly painted exterior and a timeless ranch-style architecture, this property offers both elegance and functionality. Step outside to the enormous yard, where you'll find a sparkling pool, perfect for Arizona summers. The backyard offers plenty of space for gatherings and outdoor fun. Located in a desirable Scottsdale community, this home offers the perfect blend of luxury living and convenience. PRE-INSPECTION W/ MOST REPAIRS ALREADY COMPLETED. Don't miss your opportunity to own this one-of-a-kind property!

7462 S Mccormick Way Queen Creek, AZ 85142

$2,450,000
5 Beds
4.5 Baths
5,158 SqFt
Status Active
MLS # 6758272
Property Type Single Family Residence
Price Type --
Experience luxury living in this stylishly upgraded 5 bedroom/4.5 bath home set on a spacious ¾-acre lot within the highly coveted community of San Tan Lakeside Estates community. Prepare to be impressed by the home's sophisticated design elements, customized wallpaper, exquisite light features & ceiling beams, all complemented by SMART TECHNOLOGY throughout. The chef's kitchen combines elegance with practicality inclusive of an oversized granite island, high-end appliances, 6-burner gas stove w/ pot filler. Enjoy the convenience of both formal and casual dining areas, providing flexibility for various occasions and moods. The primary master retreat offers an inviting foyer entrance, a private exit to the backyard, an oversized walk-in shower, a stand-alone tub, dual sinks, bonus room & an expansive walk-in closet. The floorplan is thoughtfully designed to showcase the outdoor living spaces, three ensuites and is situated on a generous ¾ acre lot. The original owners have transformed the backyard into an entertainer's paradise, featuring a sparkling lap pool/spa/built-in table/bench perfect for relaxing evenings and lively weekends. Enhance your leisure time with a five-hole putting green for practicing your short game or enjoying friendly competitions. The entertaining backyard is adorned with breathtaking mountain views, lemon and lime trees, and mature landscaping. Whether you're unwinding at the outdoor BBQ/bar area, sitting by the built-in fire pit, or soaking in the hot tub, there's something magical about admiring the majestic mountains from the comfort of your own home. Be sure to check out the document section for additional details on home. This property is truly a must-see!

20354 N 83rd Place Scottsdale, AZ 85255

$2,450,000
4 Beds
2.5 Baths
3,744 SqFt
Status Active Under Contract
MLS # 6742927
Property Type Single Family Residence
Price Type --
Welcome to this stunning residence featuring exquisite details and luxurious amenities, starting with the courtyard. Encircled by mature landscaping, a haven of tranquility unfolds with raised iron planter boxes and a statement gabion wall. A custom iron bench invites repose under the ambient glow of outdoor hanging pendant lights, while a meticulously designed exterior light scheme illuminates the iron courtyard privacy gate. Ivory tumbled Travertine floors pave the way, complemented by the gentle radiance of globe string lights. The house boasts a seamless blend of modernity and elegance, beginning with a new roof and a striking custom iron front door. LED lights adorn both interior and exterior spaces, enhanced by UV-filtering solar shades. In the kitchen, DaKar Polished Quartzite...

15229 E Whisper Draw -- Fountain Hills, AZ 85268

$2,449,999
5 Beds
7 Baths
5,360 SqFt
Status Active
MLS # 6772173
Property Type Single Family Residence
Price Type --
A rare opportunity to live in the guard gated community of Eagle Mountain! Breathtaking views overlooking miles of protected desert and sparkling city lights. This premium half acre lot sits at the end of a cul-de-sac, featuring 5 bedrooms, 7 bathrooms, a wrap around patio with built in BBQ and personal putting green below. The gourmet chefs kitchen features premium appliances and custom alder cabinets. The backyard offers complete peace and privacy. It is perfectly designed for entertaining with pool, spa, waterfall feature and multiple covered dining areas. Located just minutes from Scottsdales best golf, dining and shopping. Adjacent to Firerock Country Club and two miles from top ranked BASIS School and Mayo Clinic. Some improvements include, new roof 2020, new AC 2022, new epoxy, pool heater 2023, pool filter pump, new sliders in living room and basement, expanded putting green to name a few!

8396 E Sunnyside Drive Scottsdale, AZ 85260

$2,449,000
4 Beds
4.5 Baths
3,900 SqFt
Status Active
MLS # 6767129
Property Type Single Family Residence
Price Type --
Discover the ideal family floor plan in this beautifully remodeled 4-bedroom, 4.5-bathroom home, featuring an office. Each bedroom includes its own ensuite for added privacy. Enjoy stunning golf course and mountain views from this corner lot, with high ceilings enhancing the spacious feel. The inviting layout includes a large family room and oversized living/dining area, perfect for gatherings. A standout feature is the 16-foot folding patio door, seamlessly connecting indoor and outdoor spaces, leading to pavered yards. The newly renovated pool boasts a pebble sheen finish, while a resurfaced basketball court adds to entertainment options. Key updates include fresh paint, an epoxy garage floor, and new lighting. The gourmet kitchen is a chef's dream with custom cabinets, high-end appliances, and a large quartz island. The luxurious master suite features a glass-enclosed shower and custom vanity. Additional highlights include a custom wine bar, elegant flooring, and solid wood doors. This home is truly move-in readydon't miss out!

3091 E Morrison Ranch Parkway Gilbert, AZ 85296

$2,435,000
6 Beds
3.5 Baths
4,765 SqFt
Status Active
MLS # 6708102
Property Type Single Family Residence
Price Type --
A single story home with 5 Bedrooms, Den and casita on nearly an acre of land off the tree lined street, Morrison Ranch Pkwy. One of Morrison Ranch's largest lots. This home has all the requisites. Spacious split floorplan with huge living and family rooms. Resort like zero edge pool with sunken bar and ramada. 4.5 Car Garage spaces. Approved for RV/Boat gate access. This home has been thoughtfully designed and meticulously cared for inside and out. It's waiting for you to enjoy or add to this dream home.