4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

1342 W Bartlett Way Chandler, AZ 85248

$549,900
3 Beds
2 Baths
1,807 SqFt
Status Active
MLS # 6775193
Property Type Single Family Residence
Price Type --
Welcome to this beautifully updated 3-bedroom, 2-bath single-story home in the highly sought-after Ocotillo Lakes community of Chandler. This spacious 1,800 square foot home boasts a fresh, modern feel with new interior paint, brand-new carpet, and stainless steel appliances. The kitchen and bathrooms are highlighted by elegant granite countertops, adding both style and functionality. The vaulted ceiling in the main living area enhances the open, airy feel, while new ceiling fans and light fixtures throughout provide added comfort and ambiance. Step outside to a large covered patio, which spans the width of the home and offers private access from the primary bedroom—a perfect space for outdoor relaxation or entertaining. Additional features include a cozy fireplace, central vacuum system, water softener, and a 2-car garage. Situated in a prime location within Ocotillo Lakes, this home offers a balance of modern upgrades and community charm, making it the ideal place to call home. Don't miss out on this move-in-ready gem!

37736 N Bridlewood Lane San Tan Valley, AZ 85140

$549,900
5 Beds
3 Baths
1,960 SqFt
Status Active
MLS # 6775469
Property Type Single Family Residence
Price Type --
New Build in Combs Ranch on the last HUGE LOT is now available! This new home that has never been lived in and features an open floor-plan, amazing kitchen with Shaker Style cabinets, Stainless Steel Appliances with gas range and Quartz counter-tops with decorative tile back-splash, this new build has 5 bedrooms and 3 Full bathrooms, primary bedroom is large and the primary bathroom has dual sinks with 2 linen closets with large walk-in shower and a HUGE walk-in closet, new tile flooring, new paint, new carpet, new LED lighting throughout and much much more. The lot is HUGE with endless options for a pool, grass area, sitting area and more. Location is ideal with shopping, restaurants and the LG manufacturing plant only 2 miles away! This one will sell fast!

6353 S Adobe Drive Chandler, AZ 85249

$549,900
3 Beds
2 Baths
2,054 SqFt
Status Active
MLS # 6777869
Property Type Single Family Residence
Price Type --
Meticulously cared for 3 bedroom 2 bath home on a spacious corner lot! Formal dining area/den, exceptionally large great room with skylights and spacious kitchen with upgraded cabinets, corian countertops, oversized island, pantry, R/O system, and large eat-in-dining area with breakfast bar. Generous sized primary suite with updated shower, separate tub, private toilet room, dual vanity and a huge walk-in closet with built-ins. Oversized garage with built-in cabinets. BEAUTIFUL low maintenance backyard complete with a Pebbletec pool, covered patio, and small grassy area. HVAC unit replaced in 2022. Priced to sell!!

6236 Barn Owl Avenue Prescott, AZ 86305

$549,900
3 Beds
2 Baths
1,697 SqFt
Status Active Under Contract
MLS # 6733061
Property Type Single Family Residence
Price Type --
This stunning home is turnkey ready... with the entire existing complement of furniture, appliances and furnishings (interior and patio) going to the buyer. The home has outstanding curb appeal, features an OPEN floor plan, Upgraded baths, a Wow kitchen, and a Wow back yard! It is a meticulously maintained & beautifully upgraded home, arguably surpassing new construction in every way! The Montana floor plan's open, spacious, split-bedroom design is perfect for modern living. The kitchen features granite & quartz counters, stainless steel appliance package, & upgraded cabinetry. The backyard is a retreat featuring a stunning floral garden, view of Granite Mountain and backs to a beautiful park. Great location: 3 min to Antelope Hills Golf, and 7 min to Willow Creek Beneful Dream Dog Park. The master suite is a retreat with a custom barn-door that separates the master bedroom from the luxurious spa-like master bath... which includes dual raised-height vanities with quartz counters, stylish tile-inset walk-in shower, and a walk-in closet. The home features vaulted ceilings, beautiful lighting throughout and plantation shutters on all windows. The home has wood plank tile floors throughout, with the exception of the bathrooms which both feature Santa Barbara tile floors. Additional features include added storage in the hallway leading to the guest wing, custom upper cabinets in the laundry room, along with a washer and dryer, and an extra deep utility sink. The backyard has been completely customized with an extended paver patio, remote controlled extendable awning, artificial turf, and a beautiful floral garden-scape featuring Desert Willow, Crape Myrtle, Orange Trumpet, Rose of Sharon, Buddleia, Butterfly, Honeysuckle, Lavender and more - stunning! This home is situated on a prime homesite, backing to a coveted common area park for added privacy and a view of Granite Mountain. This stunning home has outstanding curb appeal, with custom stack stone accents on the facade, an elegant paver walkway leading to the front door, and beautiful mature foliage. An enclosed porch with a security screen door welcomes you into this inviting home. The garage has been updated with epoxy flooring, an 8' insulated overhead door, a WiFi-enabled opener, and added extensive custom storage cabinets.

17810 W Straight Arrow Lane Surprise, AZ 85387

$549,900
3 Beds
3 Baths
2,379 SqFt
Status Active
MLS # 6776042
Property Type Single Family Residence
Price Type --
**ASSUMABLE 3.5% LOAN** Located in the dynamic 85387 zip, this home is perfect for RV lovers, featuring an oversized garage for vehicles and equipment. Enjoy an open layout with a large kitchen that boasts granite countertops, a breakfast bar, 42'' cabinets, a gas range, and a walk-in pantry. The private primary suite offers a walk-in closet and an ensuite with dual sinks and a spacious shower. The great room features a decorative wall and opens to the dining area with access to the backyard, equipped with artificial turf for easy maintenance. The home also includes a versatile room currently used as a den with garage access. Experience the burgeoning community of 85387, known for its tranquility and access to local amenities, combining modern living with natural charm

26006 S Brentwood Drive Sun Lakes, AZ 85248

$549,900
3 Beds
3 Baths
2,329 SqFt
Status Active
MLS # 6752976
Property Type Single Family Residence
Price Type --
The ultimate golf course property for hosting friends and family! This spacious 3-bed, 3-bath + loft, 2-story home on the 14th green, walking distance to Cottonwood Country Club offers stunning views. Enjoy access to three HOAs, six restaurants/bars, pools, golf, tennis, pickleball, bocce ball, fitness centers, and lively entertainment calendars. Features include a synthetic lawn, screened patio, enclosed yard with view fencing, BBQ area off the kitchen, a 2-car garage, and a separate golf cart garage. With new carpet, appliances, an entertainer's kitchen, and a loft with a built-in desk, Murphy bed, and privacy screen, your guests will feel right at home. Upgraded baths and windows complete this dream home!

16375 S 180th Drive Goodyear, AZ 85338

$549,900 - 2Br/2Ba -  for Sale in Cantamia Parcel 31 Replat, Goodyear
Open House
$549,900
2 Beds
2 Baths
1,913 SqFt
Status Active
MLS # 6783636
Property Type Single Family Residence
Price Type --
Don't miss this rare chance to own a stunning Portato floor plan on a premium east-facing waterfront lot in the vibrant, active adult community of CantaMia! Imagine waking up each morning to panoramic views of the breathtaking Estrella Mountains, right from your fully enclosed backyard. This serene oasis features an extended paver patio and low-maintenance landscaping, perfect for relaxation, entertaining, and enjoying peaceful sunsets with a glass of wine. Inside, every detail speaks to modern elegance and convenience. Light neutral plank flooring flows throughout, creating a cohesive, airy feel. The chef-inspired kitchen is truly a highlight, with its grey maple staggered cabinets, striking granite countertops, and a stylish tiled backsplash. Stainless steel appliances, pendant lighting, and a spacious island overlooking the great room make this kitchen both functional and beautifulideal for hosting friends and family. The great room itself invites you to savor those mountain views, thanks to a multi-sliding door that fills the space with natural light. The generous primary suite is a haven of comfort, featuring a huge walk-in shower, dual granite-topped vanities, and a spacious walk-in closet. For added convenience, you'll love the 2.5-car garage with ample storage space, an upgraded custom glass front door, an instant hot water heater, and French doors on the office. In CantaMia, you're not just buying a homeyou're joining a community that thrives on social connections, active living, and embracing the Arizona lifestyle. Make this dream home yours and start living the life you've been waiting for!

1027 S Nancy Lane Gilbert, AZ 85296

$549,900 - 3Br/3Ba -  for Sale in Cooley Station North, Gilbert
Open House
$549,900
3 Beds
3 Baths
2,292 SqFt
Status Active
MLS # 6781531
Property Type Single Family Residence
Price Type --
MODEL PERFECT HOME FEATURES OPTIONAL 4TH BEDROOM AND FULL BATHROOM DOWNSTAIRS! This FULTON HOME is The Best Floorplan in the Neighborhood and features 9-Foot Ceilings on 1st & 2nd Floor with 8-Foot Tall Doors Throughout. There are Amazing Features & Upgrades Throughout! The Spacious Open Floorplan is Perfect for Family & Entertaining! The Gourmet Kitchen includes Gas Range, 48-inch Tall Timberlake Espresso Cabinets, Granite Countertops, Huge Kitchen Island, All Premium Appliances, and Huge Walk-in Pantry! Large Family Room features 4-Panel Sliding Door that look out to Big Backyard w/Professionally Designed Landscaping and Built-in Stainless Steel BBQ. Upstairs features a Huge Loft that can be 2nd Family Room. You are absolutely going to Love the Features & Upgrades of this Luxury Home!

6756 W Morrow Drive Glendale, AZ 85308

$549,900 - 3Br/3Ba -  for Sale in Arrowhead Ranch 3 Amd, Glendale
Open House
New
$549,900
3 Beds
2.5 Baths
2,058 SqFt
Status Active
MLS # 6785138
Property Type Single Family Residence
Price Type --
Seller Offering Up to $9,900 Toward Buyer's Closing Costs, Buydown, or Warranty with Acceptable Offer! Welcome to this stunning home situated on a premium golf course lot with breathtaking views from both levels. Whether you're relaxing on the patio or enjoying a glass of wine on the balcony, you'll love the serene surroundings. This beautifully upgraded home boasts energy-efficient features, including Anderson dual-pane windows with custom frames and low solar lease payments, helping to keep utility costs low. Major upgrades include a new roof installed in 2021, newer water heater, and both air conditioners have been replaced for optimal comfort. The exterior was freshly painted in 2018, ensuring the home maintains its curb appeal for years to come. Inside, you'll find a thoughtful combination of tile, wood, and carpet flooring throughout. The expansive 3-panel sliding door creates a seamless connection between the indoors and out, perfect for entertaining. Other notable features include: Newer tall toilets and a remodeled hall shower All appliances are included Water softener stays with the home Updated fixtures and finishes Don't miss this opportunity to own a beautiful home with all the right upgrades! Imagine yourself living in this gorgeous, move-in-ready property. Close to Arrowhead mall, hospital, major stores and loop 101. One of the lowest HOA fee's you will find.

12964 W Plum Road Peoria, AZ 85383

$549,900 - 2Br/2Ba -  for Sale in Trilogy At Vistancia Parcel C22, Peoria
Open House
New
$549,900
2 Beds
2 Baths
1,682 SqFt
Status Active
MLS # 6786957
Property Type Single Family Residence
Price Type --
Fantastic Location! 3 block walking distance to Kiva. Popular MONTIS floor plan. Unusual oversized lot with privacy and very lush vegitation and trees. Beautiful back paver patio and charming large front courtyard. Eat-in kitchen with sliders to courtyard. New stainless appliances, and roll out cabinets. Bathrooms include new tile, plumbing fixtures, lighting, and sliding shower doors. Plantation shutters throughout, charming fireplace, luxury new plank flooring in den. 2car garage with 4 ft. extension. 2 car garage with 4-foot extension. This home is in award-winning gated, 55+ Trilogy at Vistancia with 5-star-resort style amenities at the 35,000 SF Kiva Club with indoor & outdoor pools, fitness center, day spa, cafe, billiards, meeting rooms, library, tennis courts, pickle ball, bocce ball, events & a plethora of activities to choose from. Outstanding Gary Panks-designed golf course is woven throughout the original part of the neighborhood. The Mita Club has additional outstanding community amenities. Easy access from Trilogy to the 303, shopping, restaurants, entertainment, Lake Pleasant & Paloma Park, Peoria's huge community park loaded with amenities. Move-in ready!

2332 W Arroyo Way San Tan Valley, AZ 85144

$549,900 - 4Br/3Ba -  for Sale in Morning Sun Farms Unit 4c 2013067837, San Tan Valley
Open House
$549,900
4 Beds
2.5 Baths
2,976 SqFt
Status Active
MLS # 6737790
Property Type Single Family Residence
Price Type --
Grand 4-bed, 2.5-bath home with a brand-new POOL. ''appx $50k Backyard Oasis '' Enjoy the extended Paved driveway that leads to the RV gate. Downstairs features low maintenance tile flooring, den/office space, the formal dining room & a desirable great room! The kitchen boasts built-in appliances, granite counters, mosaic tile backsplash, a walk-in pantry, recessed lighting, staggered cabinetry, and an island w/breakfast bar. For added functionality, this gem offers an upstairs loft! Main bedroom has an ensuite with dual sinks & a walk-in closet. Enjoy the large backyard, featuring an extended paver-covered patio, Ramada, putting green, & a sparkling pool w/travertine decking and water feature

6034 E Hillview Street Mesa, AZ 85205

$549,900 - 3Br/2Ba -  for Sale in Golden West 2, Mesa
Open House
$549,900
3 Beds
2 Baths
1,896 SqFt
Status Active
MLS # 6763869
Property Type Single Family Residence
Price Type --
This beautifully unique 3 bd/2 bath home has brand new energy efficient windows, including the huge arcadia doors leading to a spacious extended patio, brand new carpet and blinds in the South bedrooms, new water heater which is connected to electric water heaters, which in turn consumes less power! Two top of the line new Trane AC units, a value of over $10,000 savings to any home of this era! Step down into the open floor plan with a gorgeous stone wood burning fireplace. The kitchen has a huge walk in pantry with a new stove and dishwasher. No need to buy a refrigerator, Sellers are leaving it!! Beautiful plantation living room shutters. Upgraded extended 3 car garage bonus, which was designed by the Seller as a workshop. The 3rd car garage was permitted by the City of Mesa! Step out into your serene oasis, which includes an extended covered patio and secluded swimming pool area, and a spacious play area. The large lot is an upgraded N/S facing cul-de-sac lot. Close to the 202 and the 60 freeway.