4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

2664 E Sherri Drive Gilbert, AZ 85296

$549,000
4 Beds
3 Baths
1,796 SqFt
Status Active Under Contract
MLS # 6749540
Property Type Single Family Residence
Price Type --
Discover the allure of this immaculate 4 bed 3 bath two-story home now available in Greenfield Lakes! ! It has been fully remodeled with a pleasing color palette and is ready for you! You'll love the generous living room enhanced with soaring vaulted ceilings, recessed lighting, freshly painted walls throughout, expansive windows, and wood-style flooring. The gourmet eat-in kitchen features sleek new stainless appliances, recessed lighting, quartz counters, and white cabinetry. Guest baths have new vanities, mirrors and fixtures. Venture upstairs to find the grand main suite offering soft carpeting, dual walk-in closets and a pristine ensuite with dual sinks and a glass tile shower. New fixtures as well in the main suite. The tranquil backyard invites you to relax and have fun with a covered patio and a refreshing pool. New Pebble sheen finish and new pool equipment. The front of the home displays stone accents, a 2-car garage, and an extended driveway. Don't let this one get away! This gem is move-in ready

2791 S Sailors Way Gilbert, AZ 85295

$549,000
4 Beds
2.5 Baths
2,314 SqFt
Status Active Under Contract
MLS # 6762368
Property Type Single Family Residence
Price Type --
This gorgeous upgraded home has 4bd, 2.5bath's and offers an amazing split floorplan with the master suite, guest bath, laundry, living and dinning rooms on the lower level. Upstairs is 3 bedrooms and 1 bath plus large loft/game room area. The renovations include upgraded bathrooms, kitchen, ceramic plank tile floor, carpet, fixtures throughout, window coverings, sunscreens, interior / exterior paint, garage storage, epoxy flooring, AC units and whole house water filtration system. The backyard has an extended paver deck leading to a firepit and grass area. The home is in a great location no neighbors on 3 sides, next to a green belt and close to the community center with park, playground, tennis/pickleball and basketball courts . Close to San Tan village for dinning and entertainment. The sellers are related to the listing agent.

6229 E Pinchot Avenue Scottsdale, AZ 85251

$549,000
2 Beds
2 Baths
1,658 SqFt
Status Active Under Contract
MLS # 6767757
Property Type Townhouse
Price Type --
Discover this rare 2-bedroom, 2-bath mid-century townhome in Scottsdale's iconic Golden Keys community! Ideally situated near the pool and clubhouse designed by Ralph Haver, this gem welcomes you with a bright entry and a cozy living area featuring classic tongue-and-groove ceilings—perfect for entertaining. The second bedroom boasts a built-in office, bookshelves, and twin hideaway beds for guests or workspace. Enjoy the updated dining area and kitchen, along with well-maintained plumbing and mechanics. Step outside to your private backyard oasis, showcasing spacious covered patio space, flagstone-like flooring, Tuff Turf, and a soothing water feature. This home offers the perfect blend of seclusion and central convenience—don't let this opportunity slip away! The updated dining area and kitchen are complemented by well-maintained plumbing and mechanics, ensuring a move-in ready experience. Step outside to a private backyard oasis that embodies Arizona Living, featuring a spacious covered patio, flagstone-like flooring, Tuff Turf, and a tranquil water feature. This home offers an exceptional balance of seclusion and central accessibility. Seize this opportunity today!

20238 N Canyon Whisper Drive Surprise, AZ 85387

$549,000
3 Beds
2 Baths
1,950 SqFt
Status Active Under Contract
MLS # 6777755
Property Type Single Family Residence
Price Type --
If you want peace and quiet this is the home for you! Desired and Top Selling Borgata Model with NO neighbors in Front or Back! Sunny breakfast bay nook overlooks park like setting across the street adding to the overall appeal of this home. Large attractive front courtyard. 1950 sq ft, 3 bedrooms, 2 baths, split plan. Great room style home! EXTENDED garage! Large kitchen, maple cabinets, granite counter tops, stainless appliances, skylight, bay window, pantry. Owner's Suite has bay window. Large bath wt dual sinks, walk in closet. Laundry rm with cabinets. W/D Included. Enjoy gorgeous sunsets on the extended private patio with cozy fireplace, pergola, built in grill. Media wall in great room, shutters on most windows, built ins at guest, coach lights, ceiling fans, 2x6 construction. Raised Panel Doors, Security Door, Coated Front Sidewalk, Courtyard, Extended Patio and Garage. Homes like this Seldom Come Available! COME JOIN THE FUN AT SUN CITY GRAND, AMERICA'S PREMIER ACTIVE ADULT COMMUNITY. FOUR GOLF COURSES, 22 PICKLEBALL COURTS, 11 TENNIS COURTS, TWO FITNESS CAMPUSES, BOCCE, LAWN BOWLING.

4972 N 206th Lane Buckeye, AZ 85396

$549,000 - 2Br/3Ba -  for Sale in Verrado Victory District Phase 2, Buckeye
Open House
$549,000
2 Beds
2.5 Baths
1,881 SqFt
Status Active
MLS # 6761487
Property Type Single Family Residence
Price Type --
Gorgeous home at Victory at Verrado showcases great curb appeal, a tandem garage with paver driveway, and mature front yard. Inside, you'll find a dining room & a large open living room with multi-sliding glass doors that seamlessly connect the home. The single-level home features an open floor plan with a neutral palette. Cooks kitchen features gray subway tile backsplash, ample white cabinets, granite counter, and SS appliances. The owner's suite hosts an ensuite with a granite dual vanity & a walk-in closet. The bonus room works as an office or an extra bedroom. Enjoy year-round resort-style living watching the sunset while dining under the covered patio. Or gather around the gas firepit and take in the mountain views.

9505 E Cherrywood Drive Sun Lakes, AZ 85248

$549,000 - 3Br/2Ba -  for Sale in Sun Lakes, Sun Lakes
Open House
$549,000
3 Beds
2 Baths
2,123 SqFt
Status Active
MLS # 6778738
Property Type Single Family Residence
Price Type --
GORGEOUS Palacia Plus model w/ 3 Bedroom, 2 Bath & DEN in GATED ADULT COMMUNITY of OAKWOOD featuring: 2022 ROOF, 2018 AC, vaulted ceilings, freshly painted interior, SHUTTERS, WOOD-LOOK TILE FLOORS & NEW carpet. Beautiful EAT-IN kitchen has CORIAN counters, professionally painted cabinets, GAS STOVE & is open to the FAMILY ROOM. SPACIOUS MASTER w/ a LARGE WALK-IN CLOSET, double sinks & sliding door to the patio. Two guest bedrooms, DEN & Full guest bathroom. Large, 10,000sf lot w/ expansive PAVER PATIO, ARTIFICIAL TURF & beautifully landscaped yard. EXTRA STORAGE SPACE in the laundry Room & EXTENDED 2-CAR GARAGE. COME ENJOY THE GOOD LIFE IN SUN LAKES w/ community amenities like: Golf, Tennis, Pickleball, Pools, Spas, Fitness Center, Clubs, Social Activities & Restaurants!

7710 E Gainey Ranch Road Unit 202 Scottsdale, AZ 85258

$549,000 - 2Br/2Ba -  for Sale in Gainey Ranch The Courts, Scottsdale
Open House
$549,000
2 Beds
2 Baths
785 SqFt
Status Active
MLS # 6706024
Property Type Apartment
Price Type --
the Perfect ''Lock & Leave'' or Primary Home for EASY LIVING. Nestled within the Heart of Scottsdale, in the Desirable Guard-Gated Community of Gainey Ranch. Tastefully Renovated Top to Bottom to include Two Full Bathrooms, Beautiful Carrara Marble throughout, Brand New Paint, Flooring, Lighting & Fans, Custom Roman Shades, Soft Water, Rev Osmosis, Refrigerator, Water Heater, Garage w/ Epoxy Floor & Extra Storage. Primary Bdr includes Custom Closets, Washer/Dryer, Full Bath & 2nd Private Patio. Enjoy State-of-the Art Gym & Workout Center, Olympic-Sized Pool, Tennis/Pickle Ball, Walking Paths, Restaurants, Shops. Dues cover water/sewer/trash /pest cable/internet & more plus full use of this fabulous Community Center to enjoy events, wine tastings, & Resort Style Living. A MUST SEE! The Clubhouse offers Many Events & Wine Tastings, making for Resort-Style Living at its Finest. Minutes to everything you need, Major Freeways & Sky Harbor International Airport.

10857 E Decatur Circle Mesa, AZ 85207

$549,000 - 4Br/2Ba -  for Sale in Adobe Estates, Mesa
Open House
$549,000
4 Beds
2 Baths
2,278 SqFt
Status Active
MLS # 6749316
Property Type Single Family Residence
Price Type --
Welcome to this Spacious 4bed/2 bath, single story home in Mesa's Adobe Estates! Nestled at the end of a peaceful cul-de-sac, this 2,278 sq ft gem sits on a generous 9,071 ft lot and features a split floor plan and 3 car garage! Kitchen is a chef's dream with gas range, quartz, SS appliances & large island. Kitchen opens to the living room with a cozy electric fireplace, 10 ft ceilings and tons of natural light. Primary suite has a separate entry to the back yard. Primary bathroom has separate shower & soaking tub with two different vanities & a large walk-in closet. Enjoy outdoor living in the private yard with a cozy fire pit, large covered patio with extended pavers and a variety of fruit trees. Property also includes a separate workshop ideal for hobbies or additional storage!

1530 E Roosevelt Street Phoenix, AZ 85006

$549,000 - 3Br/2Ba -  for Sale in La Tourrette Place, Phoenix
Open House
$549,000
3 Beds
2 Baths
1,580 SqFt
Status Active
MLS # 6777565
Property Type Single Family Residence
Price Type --
Exceptional Remodel in the heart of Historic Garfield, blending modern finishes with timeless charm and SOLAR OWNED system included. This beautifully reimagined home offers a spacious master suite with French doors leading to the private backyard, an ensuite bathroom with dual vanities, a large walk-in closet, and premium finishes throughout. NEW Trane high quality HVAC system(2022), new water softener and hot tub. The gourmet kitchen features quartz countertops, custom cabinetry, a tile backsplash, and high-end appliances. Throughout the home, you'll find 5-panel doors, adding to its refined style. For garden lovers, this property is a Certified Wildlife Habitat with over 10 varieties of fruits and edibles, creating a unique outdoor oasis. The backyard offers complete privacy, a fire pit, night landscape lighting, and one of the best hammock spots in Garfield! Additionally, the home boasts a private spa, owned solar system, and desirable north-south exposure. Don't miss this rare gem in the vibrant Downtown Phoenix area!

27052 W Oraibi Drive Buckeye, AZ 85396

$548,950
2 Beds
2 Baths
2,099 SqFt
Status Active
MLS # 6692947
Property Type Single Family Residence
Price Type --
Step inside this inviting modern farmhouse-style Pursuit model home, ideally situated in Sun City Festival! As you enter, the painted white wood accent walls in the foyer and great room create a warm and welcoming atmosphere, complemented by beautiful, engineered wood floors that flow throughout the living space. Large windows adorned with white wood shutters fill the home with natural light, accentuating the airy and open layout. The thoughtfully designed kitchen features dark wood cabinets with some glass fronts, sleek granite countertops, and premium stainless-steel appliances, makes for a chef's delight and a focal point for gatherings. The primary suite is a peaceful retreat with a luxurious bathroom with a large walk-in shower for ultimate relaxation. The additional bedroom Step inside this inviting modern farmhouse-style Pursuit model home, ideally situated in Sun City Festival! As you enter, the painted white wood accent walls in the foyer and great room create a warm and welcoming atmosphere, complemented by beautiful, engineered wood floors that flow throughout the living space. Large windows adorned with white wood shutters fill the home with natural light, accentuating the airy and open layout. The thoughtfully designed kitchen features dark wood cabinets with some glass fronts, sleek granite countertops, and premium stainless-steel appliances, makes for a chef's delight and a focal point for gatherings. The primary suite is a peaceful retreat with a luxurious bathroom with a large walk-in shower for ultimate relaxation. The additional bedroom offers ample space for guests or family. Additionally, a flex room allows space for a home office or hobbies. Step outside through the two sliding doors, one in the great room and the other in the primary suite, to discover a landscaped private backyard oasis. Whether hosting gatherings or enjoying quiet evenings under the stars, the brick patio and pergola offer the perfect setting amidst lush greenery. This home is more than just a place to live - it's a sanctuary where modern comfort meets timeless charm. Don't miss the opportunity to make this your own private haven.

1618 E Greenway Street Mesa, AZ 85203

$548,900
3 Beds
2 Baths
2,326 SqFt
Status Active
MLS # 6741820
Property Type Single Family Residence
Price Type --
This stunning home features a complete remodel with raised ceilings, newer wood-look tile flooring, and an open floor plan. NO HOA. The home boasts two fireplaces, adding warmth and charm. The kitchen offers a timeless and clean look with white cabinets and butcher block countertops, while a custom kitchen island adds valuable counter space and storage. Recent upgrades include a new roof, HVAC duct work, and new windows, ensuring comfort and energy efficiency. New driveways and walkways enhance curb appeal and accessibility. An additional driveway with an RV gate provides easy access to the huge backyard, perfect for recreational vehicles or additional parking. This opens up possibilities for outdoor activities. With a sparkling pool and a new oversized custom pergola.

9238 E Spiral Avenue Mesa, AZ 85212

$548,543
4 Beds
3 Baths
2,036 SqFt
Status Active
MLS # 6749747
Property Type Single Family Residence
Price Type --
BRAND NEW MOVE IN READY HOME! This HOLDEN plan includes a gourmet kitchen, white cabinets, quartz counter tops, upgraded tile and carpet flooring, and Apple Pod Smart Home Kit.