4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

3185 E Stella Lane Phoenix, AZ 85016

$2,195,000 - 3Br/3Ba -  for Sale in Biltmore Greens 4, Phoenix
New
$2,195,000
3 Beds
3 Baths
3,303 SqFt
Status Active Under Contract
MLS # 6776443
Property Type Single Family Residence
Price Type --
Nestled on a private cul-de-sac bordering a lush preserve, this residence is located in the prestigious, guard-gated Biltmore Greens community. As you enter, you'll be captivated by soaring vaulted ceilings and expansive, light-filled living areas. High-end sliding glass doors create a seamless transition to the vibrant backyard, where a private pool awaits.The modernized kitchen showcases sleek cabinetry, an oversized island with waterfall-edge countertops, and top-of-the-line appliances, including a built-in coffee maker and custom ice drawers. The primary suite serves as a luxurious sanctuary, extending to a private patio, inviting you to unwind in a spa-like atmosphere. The ensuite bathroom offers a large shower, a deep soaking tub, and finishes that emphasize a refined earthy palette. Ideal for entertaining or relaxing, this home is a fantastic opportunity to personalize and elevate your Arizona lifestyle in the beautiful Biltmore community. Don't miss the chance to make this sanctuary your own!

4327 E Capricorn Place Chandler, AZ 85249

$2,195,000
5 Beds
3.5 Baths
5,638 SqFt
Status Active
MLS # 6702284
Property Type Single Family Residence
Price Type --
Welcome to your dream estate in the gated community of Vasaro in South Chandler. This luxurious home epitomizes elegance, with no detail overlooked. From the grand entrance to the stunning backyard, every feature exudes sophistication. Soaring ceilings, exposed wood beams, & custom finishes throughout. An open-concept Great Room connects seamlessly w/formal dining area, wine room, kitchen, & game room. A gallery hallway leads to the private owner's suite, featuring gas fireplace, dual closets & vanities, plus a bonus room perfect for exercise or a second office/craft room. The guest wing includes an office/library, half bath, media/playroom, & three bedrooms w/walk-in closets, one with an ensuite bathroom. Outside your backyard oasis is complete w/oversized play pool, custom rock features, & spa. Entertain on extended paver patios, under the gazebo w/built-in BBQ, or in the play area w/artificial turf. This estate is a must-see, offering unparalleled luxury & craftsmanship.

9975 E Broken Spur Drive Scottsdale, AZ 85262

$2,195,000
3 Beds
3 Baths
2,960 SqFt
Status Active
MLS # 6712549
Property Type Single Family Residence
Price Type --
Welcome to Lookout Ridge Lot 1, a luxurious retreat nestled within the prestigious Desert Mountain community. This furnished 3-bedroom, 3-bathroom home spans 2,960 square feet and features an open floor plan that perfectly frames the breathtaking panoramic views of the surrounding mountains, twinkling city lights at night, and stunning sunsets. Step inside to a freshly painted interior that exudes a light and bright ambiance, making every room feel inviting and serene. The spacious living area seamlessly flows into the outdoor patio, designed for ultimate relaxation and entertainment. The patio offers a heated spa, and a fun little putting green to practice with friends and family. This home is designed for easy living, offering a convenient lock-and-go lifestyle ideal for those . who love to travel or maintain a low-maintenance home. Membership is not available with this property, but can be purchased through the Desert Mountain Club, waitlist in place. Additional information on membership applications can be found in the document tab. Embrace the unparalleled lifestyle and luxury that Desert Mountain offers with 7 golf courses, 10 restaurants, Spa and workout facility, tennis and pickleball, 20+miles of private hiking trail and many other fun activities.

7035 E Juniper Village Drive Gold Canyon, AZ 85118

$2,195,000
4 Beds
4.5 Baths
4,125 SqFt
Status Active
MLS # 6746488
Property Type Single Family Residence
Price Type --
$100,000 PRICE REDUCTION! GORGEOUS REMODEL CUSTOM HOME. OVER $400,000 IN UPDATES! Upgrade list is included in the documents. Owner is a professional interior designer. Newly designed back patio with pool, hot tub and spacious sitting area. You will feel like you are on a permanent vacation! Four bedrooms, all ensuite. Primary bedroom has two walk-in closets. Open kitchen and great room layout. Dining area with wine closet, and separate living room area with a bar that opens to the back patio. Contemporary plaster throughout the home. Beautiful stone and wood floors. Beamed ceilings. Home is on the 13th hole of the Prospector Golf Course. Gorgeous, mature landscaping surrounding the home. 1,925 SF ROOF DECK WITH TWO FIREPLACES PROVIDES PANORAMIC VIEWS OF THE GOLF COURSE, CITY LIGHTS, SUNSETS, SUPERSTITION MOUNTAIN and Silly Mountain. TWO JACK NICKLAUS GOLF COURSES. Not a golfer? Enjoy tennis, pickle ball, bocce, hiking and many other activities. Country Club living st its best. You will love it here! Buyer and/or buyer's agent to verify all pertinent information including square footage. Club amenities under a separate agreement.

8631 E Mariposa Drive Scottsdale, AZ 85251

$2,195,000
4 Beds
4 Baths
3,152 SqFt
Status Active
MLS # 6751768
Property Type Single Family Residence
Price Type --
NEW CONSTRUCTION!! ANOTHER BRAND-NEW '2024' HOME! JUST COMPLETED! INTRODUCING THE LATEST RELEASE IN THE - LINE-UP- OF NEW BUILDS THAT ARE CURRENTLY UNDERWAY - THE NEWEST ADDITION TO THE 'RESIDENCES OF DISTINCTION COLLECTION' BUILT EXCLUSIVELY BY 'SCOTTSDALE'S MOST PROLIFIC INVESTOR, DEVELOPER, DESIGNER'... MUCH LIKE IN GREEK MYTHOLOGY - 'PROMETHEUS' BRINGS THE GIFT OF FIRE TO HUMANITY, 'SCOTTSDALE'S PREMIER LUXURY BRAND' BRINGS US CREATIVE HOMES THAT LIGHT THE FIRE WITHIN US! Located on MAGICAL MARIPOSA Drive in coveted South Scottsdale, the entire front is picture-framed by 2 majestic palm trees, enveloped in 'evergreen' turf, 2-tone geometric designed jaw dropping exterior with black 'faux' brick statement corners, a paved covered courtyard leading to floor-to- ceiling black framed entry door, all this before we have even stepped inside!! These are merely examples of the ELEMENTS OF DESIGN based on experience & expression that 'SCOTTSDALE'S PREMIER LUXURY BRAND' utilizes in creating these BRAND NEW, UNIQUE & FIRST OF THEIR KIND, 'RESIDENCES OF DISTINCTION' in SOUTH SCOTTSDALE! Once you've crossed the threshold, be prepared to be overwhelmed! Engineered Hardwood Floors guide you through the open-concept Living spaces consisting of Living Room, Family Room, Formal Dining Room amplified with large panes of glass, wall to wall sliders, 2 'over the top' Restoration Hardware' Chandeliers, skylights, recessed & coffered Ceilings, statement Wine Gallery & focal point 'multi-color' illuminating Fireplace back-splashed with black inlaid quartz & a decadent black/gold guest bathroom tucked behind custom designed Barn Doors. Waiting around the corner you'll find the picture book state-of-the-art Designer '2-tone' Kitchen, fully integrated with top-of-the-line COVE/ SUBZERO/ WOLF appliances & with 10 ft statement island, gas cooktop & overhanging white vented hood...it's a entertaining showpiece! Let's venture outdoors to the covered terrace overlooking the HEATED POOL that wraps around the home creating a LAP POOL experience adjacent to the JACUZZI with gorgeous water feature overflow all backdropped by tall trees. Create unforgettable memories from 'el fresco' dining spaces & fully equipped built-in BBQ & BEVERAGE Bar. Spiral up the stairway to the UNIQUE ROOFTOP DECK where stunning views of Camelback Mountain are seen! Retreat to the ACCOMMODATION WING down a hallway hand-laid in wood & mirrored artistry where 4 BEDROOMS (DUAL PRIMARY SUITES) & 3 BATHROOMS are perfectly positioned all reminiscent of the most luxurious hotel rooms - find 2 bedrooms en-suites with massive walk in closets & 'FourSeasons' like bathrooms. Each of the 4 bedrooms have opulent 'Restoration Hardware' chandeliers. There is a romantic fireplace in the grand primary & Ladies cosmetic corner in the 2nd primary. EVERY FEATURE is of an impressive scale including the the WALK-IN PANTRY, gorgeous LAUNDRY ROOM with floor to ceiling black cabinetry as well as the 2 CAR GARAGE with signature non-stick flooring, an electric car charger, built-in storage cabinets, designer lighting and double insulated garage doors. Add in thousands of square foot of paved off street parking, magnificent landscaping & lighting, tons of artificial turf AND THIS 'NEW BUILD' FROM UNDERGROUND-UP MAKES AN INDELIBLE STATEMENT!!

9801 N Solitude Canyon Fountain Hills, AZ 85268

$2,195,000 - 3Br/4Ba -  for Sale in Eagle Mountain Parcel 5, Fountain Hills
Open House
$2,195,000
3 Beds
4 Baths
4,615 SqFt
Status Active
MLS # 6757650
Property Type Single Family Residence
Price Type --
Welcome to this exquisite luxury home nestled within the guard-gated Eagle Mountain Golfing Community. This stunning residence boasts an impressive 4,615 sq ft of thoughtfully designed living space, offering an ideal retreat for both relaxation and entertainment. The home features 3 spacious bedrooms, including 2 guest suites and a huge primary suite, this home is perfect for hosting family and friends. The dedicated office space, complete with built-in cabinetry, provides a serene environment for work/study/extra bedroom. At the heart of this home lies a gourmet kitchen equipped with top-of-the-line appliances, perfect for culinary enthusiasts. An adjoining built-in wine closet and host bar make entertaining effortless and enjoyable. Step outside to discover your private oasis with a heated pool and spa. There is a built-in BBQ with a large covered patio to relax and enjoy your peaceful surroundings. Step out of the home and onto the front balcony to see breathtaking mountain and golf course views. It's the perfect setting for morning coffee or late afternoon, and into the evening, gatherings for entertaining. The space flows from the inside directly to the outside allowing the doors to remain open at all times for guests and family to move about freely. This home combines elegance and functionality, making it the ultimate choice for those seeking a sophisticated lifestyle in a vibrant community. Don't miss your chance to own this extraordinary property. 2022 HVAC systems (3), 2021 roof re-coating.

10952 E North Lane Scottsdale, AZ 85259

$2,190,000
5 Beds
4.5 Baths
3,656 SqFt
Status Active
MLS # 6756082
Property Type Single Family Residence
Price Type --
This sophisticated home is the jewel you have been waiting for! Easy lock n' leave, virtually maintenance free resort style living! Perfect for part time or full time enjoyment. Gated private 9 home community. Close to freeway, dining, schools, shopping and health care. Primary bed on main level with fab walk in closet!. Kitchen is beautifully appointed with stainless appliances and quartz counters.Oak Hardwood flooring throughout home. Wide open living space with soaring 15' high windows& 40' of glass on south side. Sliding doors open wide to south facing serene private backyard oasis. Custom pool with edgeless design & luminar lighting Retractable patio awnings. For more...please see feature sheet in Doc tab. Art work on back exterior wall does not convey.

9825 E Sharon Drive Scottsdale, AZ 85260

$2,190,000
6 Beds
4.5 Baths
5,555 SqFt
Status Active
MLS # 6726874
Property Type Single Family Residence
Price Type --
Located on a cul-de-sac lot in a gated collection of newer luxury homes in the heart of North Scottsdale, this 6 bedroom, 4.5 bathroom basement home features 14 foot ceilings, energy-efficient 2x6 construction, oversize garages with huge storage cabinets, and is available fully furnished and decorated, with all housewares, for a turnkey experience as a second home. Owner suite is 75 feet long and over 1,000 square feet, with huge closet, office/sitting room, and fireplace. Basement wet bar and booming Dolby Atmos 4K home theater with huge custom sectional. Private guest suite with walk-in closet and full bath. Heated pool, hot tub, waterfall, misters, gas grill, and in-ground trampoline. Dog door with 50-foot dog run. Large front courtyard with fireplace. Large Smart Home package included: Mesh Wi-Fi and wired Gigabit Fiber Internet, with App-controlled Thermostats, Pool, Garage Doors, LED Lights, and Fans. Home's exterior painted in June 2024, and entire home interior painted. Two new 5 Ton AC + Gas Furnace units in 2022. Neighborhood is adjacent to a park with lighted tennis, basketball, baseball, and sand volleyball. The elementary school (Redfield) ranks #4 out of over 1,300 Arizona K-8 schools.

7157 E Rancho Vista Drive Unit 3006 Scottsdale, AZ 85251

$2,180,000 - 3Br/2Ba -  for Sale in Optima Camelview Village Condominium Amd, Scottsdale
Open House
$2,180,000
3 Beds
2 Baths
2,312 SqFt
Status Active
MLS # 6693254
Property Type Apartment
Price Type --
Discover the pinnacle of luxury living in this stunning condo, meticulously designed with high-end features throughout. The condo exudes sophistication and style starting with white Italian flooring, artistic doors, triple coffered ceilings and designer lighting. Culinary enthusiast will delight in the gourmet kitchen which is a masterpiece of design and functionality. The Nari CotY award winning bathroom will leave you breathless. Absolutely stunning! The sellers converted two of the bedrooms into a jaw-dropping walk-in closet. This space is a fashion enthusiast's dream, offering extensive room for clothes, shoes, accessories, and more. Should your needs change, these rooms can be easily converted back into bedrooms, providing flexibility and convenience. This condo is more than just a place to liveit's a lifestyle statement, ideal for those who appreciate the finer things in life and desire a home that reflects their taste and stature. Whether you're a culinary aficionado who enjoys hosting dinner parties, a fashion lover with a sizable collection, or someone who values relaxation and luxury, this condo adapts to meet all your needs with elegance and sophistication. The outdoor living space takes this dream condo to a whole new level as an expansive space with several seating areas and beautifully landscaped. In addition, enjoy the lush botanical Optima Camelview experience with green plants and water features everywhere. 2 outdoor pools, indoor lap pool with spas, steam saunas, indoor basketball and racquetball court, putting green, pickle ballcourt, state of the art fitness facility, FULL time concierge, and on-site restaurant. All of this is within walking distance to dozens of exquisite restaurants, luxury shopping experiences and walking paths.

8634 E Clubhouse Way Scottsdale, AZ 85255

$2,175,000
3 Beds
3 Baths
3,257 SqFt
Status Active Under Contract
MLS # 6706568
Property Type Single Family Residence
Price Type --
Located in the highly sought after guard gated community of Pinnacle Peak Country Club this beautifully renovated home has been completely transformed and is ready for it's new owners. Combining style with substance, there's bespoke craftsmanship around every corner and upon entering the home you'll be wowed by the space and feel. The focal point being the stunning great room that features vaulted ceilings, all new gourmet kitchen with oversized island that's perfect for entertaining and a cozy lounge/tv area with wood burning fireplace. The primary suite is stunning and two guest bedrooms generous in size with one featuring a study nook. In addition, there's an office/flex room (that could easily be converted to a 4th bedroom) plus an additional tv/lounge room and second office space. The backyard is a dream and features a new diving pool with custom lighting, four-hole putting green, fire pit with lounge seating, mature shade trees, large turf area and gorgeous, low maintenance desert landscape. Attention to detail and quality finishes throughout. This special home is turn key and an opportunity not to be missed.

26036 N Horseshoe Trail Scottsdale, AZ 85255

$2,170,000
5 Beds
4 Baths
3,680 SqFt
Status Active Under Contract
MLS # 6739213
Property Type Single Family Residence
Price Type --
Sleek & modern luxury Scottsdale estate! Step into the bright, open floor plan showcasing wood-look tile flooring in the common areas, gorgeous real hardwood in all bedrooms, custom lighting & fixtures throughout, & a stylish butler's pantry with wet bar. The gourmet kitchen is equipped with quartz countertops, top-tier Sub-Zero & Wolf appliances, reverse osmosis, & a massive island with extra storage & a 2nd prep sink. The split floor plan ensures privacy, while the spacious primary suite offers a separate exit & an ensuite with floating dual vanities, free standing tub, & an impressive walk-in shower with carrara mosaic tile landing area. Enjoy Arizona living in your backyard oasis, complete with a sparkling Pebble Tec pool, extended covered patio, turf, & a cozy outdoor stone fireplace. Additional features include a 3-car garage with an electric car 220v outlet & MyQ app operated garage door, a water softener, & tankless hot water heater. Located in North Scottsdale, this home provides quick access to hiking/biking paths, various golf clubs, DC Ranch, & so much more. Don't miss your opportunity to experience luxury living in this prime location!

10465 E Rising Sun Drive Scottsdale, AZ 85262

$2,150,000
4 Beds
4.5 Baths
3,248 SqFt
Status Active
MLS # 6716947
Property Type Townhouse
Price Type --
Mountain Golf Membership available with NO wait! Fully furnished! Best Location in the Haciendas on the lush, grassy greenbelt leading to private Village pool and workout complex. This fully furnished Paloma plan is the largest - 4 bedrooms, 4.5 baths with designer touches, custom window coverings - Repainted throughout to lighten interiors - new neutral window treatments and auto shades in great room. Gorgeous landscape pots added to outdoor patio areas - private spa off Master. Kitchen with knotty alder cabinets and Viking appliances, granite countertops, center island with seating. Guest Suites have walk-in closets. Upper level guest casita with kitchenette. This gorgeous home is in pristine condition. 30 day application process for memb approval.