4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

12164 N 120th Way Scottsdale, AZ 85259

$2,149,999
5 Beds
3.5 Baths
3,750 SqFt
Status Active
MLS # 6753467
Property Type Single Family Residence
Price Type --
The best views in the community can be yours! This gated 5 bedroom, 3.5 bathroom custom home is elevated on the most spectacular lot in the cul-de-sac. The stunning vaulted great room features floor to ceiling windows which flood the home with natural daylight. The tongue and groove ceiling feature extends from the great room, outside to your covered patio. Creatively re-designed by artist Bari of Bari J. Designs, these rooms have been featured in local publications including The Spruce and One Room Challenge. Every corner of this house has been thoughtfully designed in its own unique way, from the modern kitchen to the recently updated bathrooms and one of a kind garage. The sprawling backyard captures stunning pink Arizona sunsets, city lights and desert mountains. The cozy, outdoor fire pit and multiple covered patio spaces, make this home perfect for entertaining. With the desert wash behind you, enjoy privacy and uninterrupted panoramic views which may also be appreciated from your rooftop view deck. This home is within one of the most sought after school districts, Mayo Clinic, Lost Dog Wash Trail, restaurants and more. Please see documents tab for Seller Improvements.

11827 S Tuzigoot Court Phoenix, AZ 85044

$2,149,000
5 Beds
5.5 Baths
5,586 SqFt
Status Active
MLS # 6712624
Property Type Single Family Residence
Price Type --
Discover the epitome of Luxury Living in the prestigious Ahwatukee Custom Estates! Located in a Cul-de-Sac, this stunning Custom-Built Home was meticulously designed to blend elegance and functionality. Surrounded by the breathtaking mountains of South Mountain, this 5,586 sq. ft. residence offers an unparalleled living experience with hiking and mountain biking right out your front door to the Trails of South Mountain Park. Enjoy amazing Mountain Views from the Front Yard, Living Room, Game and Family Room, and Upstairs Bedrooms. With 2 Stories, this home boasts mature ash trees, an expansive lawn, and a prestigious front door leading to a sweeping landing and stairs. Perfect for formal entertaining, it features an elegant dining area, fireplace, and wet bar, all with views and access to the beautifully landscaped grounds. The kitchen, the heart of the home, is finely appointed with a massive island, pantry, spacious dining area, coffee port, baking center, ample counter space, and only the best appliances - Sub-Zero, Wolf & Dacor - making it ideal for entertaining and convenience. The Primary Suite, with City Light Views from the Bedroom & Balcony, includes a luxurious bathroom, a huge walk-in closet, a Toto Washlet Toilet and even a secret door for safe and easy access to the secondary bedrooms. The Family Room off the Kitchen is complete with an adjoining game room, cozy fireplace, TV setup, and easy access to the backyard, perfect for gatherings. The lush front and backyard are adorned with mature ash and beautiful palm trees, creating a Resort Style atmosphere. Located in a serene cul-de-sac, this home ensures peace and tranquility on a very quiet street. The backyard is a haven for fun and relaxation, featuring a built-in BBQ, lap & play pool, spa, outdoor shower, treehouse, trampoline, and ample seating and dining areas. An upstairs back patio with a circular staircase leads down to the main patio, enhancing the outdoor experience. This home is a paradise for sports and fitness enthusiasts. Enjoy a lap pool for swimming or water aerobics, a sport court for basketball, and a workout room with a full bath that opens to the lush yard. The expansive 4-car garage and RV gate provide ample storage and convenience. This home includes en-suite bedrooms for privacy, built-in office spaces for work-from-home or study needs, and thoughtful details like a laundry chute from the upstairs, wrapping area, and dog door, ensuring ease and comfort for all lifestyles. Experience the best of Ahwatukee living with these exceptional features!

6240 E Ironwood Drive Scottsdale, AZ 85266

$2,149,000
5 Beds
4.5 Baths
5,005 SqFt
Status Active
MLS # 6731369
Property Type Single Family Residence
Price Type --
5000 sq. ft. luxury home in N. Scottsdale with 5 large bedrooms, office and rec room. Nature areas on 3 sides. Gated community. Sub-Zero fridge, Wolf cooktop and 2 Dacor ovens. Ramada with grill and burners, sink, fireplace, and music. Whole-house stereo system, 8-foot solid core doors. Security system with 8 4K cameras. Flooring in excellent condition (hardwood, travertine & carpet). Seller will grant buyer an allowance of $60,000 to make all flooring the same or use for other things. Must close by October 31, 2024 to get the allowance. Great value with lot that cost 200K more than others nearby, more square footage, fully-equipped ramada, brickpaver circular drive, and large pool. Highest rated school system (CCSD) in the state and K-6 school 1/2 block away. Nearby golf & hiking

451 N Sky View Street Flagstaff, AZ 86004

$2,149,000
5 Beds
4.5 Baths
4,831 SqFt
Status Active
MLS # 6771505
Property Type Single Family Residence
Price Type --
Experience the best of Flagstaff living in this stunning 5-bedroom, 4.5-bathroom retreat on 3.09 acres, perfectly situated within city limits and the desirable Continental Country Club. Offering rare panoramic views, including breathtaking vistas of the San Francisco Peaks, this home showcases the beauty of Northern Arizona with sunsets that will leave you in awe. Step outside to enjoy the brand-new Trex decking on three expansive decks—perfect for taking in the fresh mountain air and serene surroundings. Adventure is at your doorstep with numerous forest trails for hiking, biking, and walking your dog right out the front door. Inside, the spacious 4,831 sq. ft. layout offers a split floor plan, ensuring privacy for every bedroom. Experience the heart of Flagstaff living in this stunning & spacious 5-bedroom, 4.5-bathroom retreat on over 3 acres of beautiful pines, situated perfectly in the desirable Continental Country Club. This home gives that middle-of-nowhere feel in the middle of it all, offering rare panoramic scenery from the new 3-tiered Trex deck, including breathtaking views of the San Francisco Peaks & Lake Elaine (coming soon). Inside, the 4,831 SF layout offers a split floor plan, ensuring privacy for every bedroom. On the main level, the large primary suite includes a fireplace, His/Her private bathrooms with a shared shower & direct access to the hot tub room surrounded almost entirely by floor-to-ceiling windows, framing incredible views, a perfect spot to relax & soak in the scenery under the stars. The gourmet kitchen is an entertainer's dream with plenty of storage, large center island, panel front appliances, coffee station, multiple pantries, double dishwashers & double ovens, plus a built in ice maker. And let's not forget the loft upstairs that provides fun & entertainment for everyone - a great place to take the party after dinner. You & your guests can watch a movie, play pool, poker or board games. Plus, the captivating views from the floor-to-ceiling windows often include sightings of wildlife. Those are only a few of the favorite features in this home... there's much more! A second main-level ensuite is a perfect place for guests to stay with great views & beautiful acacia live-edge countertop in the full private bathroom. Upstairs, find 3 more oversized bedrooms with great views & another full bathroom. If slow & peaceful is more your style, you can unwind in the library, bathed in natural light from the huge windows & skylights. Currently a turn-key vacation rental, this home offers an incredible opportunity for investment or a personal mountain retreat. You & your guests will never want to leave!

8014 E Del Tesoro Drive Scottsdale, AZ 85258

$2,149,000
3 Beds
4 Baths
2,581 SqFt
Status Active
MLS # 6776375
Property Type Single Family Residence
Price Type --
Welcome Home to your custom 4 bedroom, 4 bath dream home in the highly sought-after area of McCormick Ranch! This stunning single level property has been fully re-imagined by the design talents of 555 Angel Designs and is now in immaculate, like-new condition. As you enter the home, you'll be greeted by a spacious and open floor plan. The living area features soaring ceilings, custom wood work and French Doors that flood the space with natural light, creating a warm and inviting atmosphere. The kitchen is a chef's dream with brand new top of the line appliances, beautifully appointed and honed countertops and custom cabinetry that provide ample space for cooking and entertaining. Adding to this thoughtfully designed home, where sophistication, convenience and comfort come together beautifully the home features a dedicated mudroom that provides a perfect drop-zone, keeping the rest of the home pristine, while the separate laundry room streamlines daily chores with ease. For those who love to entertain, the built-in bar offers a stylish space to serve drinks and create memorable gatherings. Each feature has been crafted to elevate your lifestyle, blending functionality with elegance. The luxurious primary bedroom is a true retreat, boasting a spacious bedroom with plenty of natural light, a stunning ensuite bathroom with a walk-in shower, freestanding tub, double vanity and a large walk-in closet. Three additional well sized bedrooms (or a private and secluded quiet office) and three full bathrooms provide plenty of space for family and guests. A private oasis backyard, with a new pool, covered patio and new landscaping provide the perfect space for outdoor living and entertaining. This home is just minutes away from shopping, dining, and entertainment, as well as top-rated golf courses, schools (the three Cs) and parks. Don't miss this opportunity to own a completely updated and move-in ready home in one of the most desirable areas of the city!

7120 N Clearwater Parkway Paradise Valley, AZ 85253

$2,149,000
3 Beds
4.5 Baths
3,204 SqFt
Status Active
MLS # 6617694
Property Type Single Family Residence
Price Type --
Rare offering in coveted Clearwater Hills! Find an unexpected pocket of natural beauty and safety in this mountainous guard-gated community. Clearwater Hills is a refuge from the traffic and sound of city life, where you are more likely to hear a coyote howl than a honking horn - yet it is just minutes from Arcadia and Biltmore restaurants, and less than 20 minutes from Sky Harbor. From the pool, look up at a ring of mountains. From the picture windows in the home, enjoy a view of distant city lights. This location is truly unique, and the home offers so many possibilities. This mid-century home offers 3 bedroom suites - a very spacious master with jetted tub and split shower, and two guest bedrooms with full bathrooms. (Continued in supplement...) Two powder rooms serve the main living areas. The master bedroom has a westward view of Piestewa, sitting area, dual closets, and opens to a balcony room enclosed by sliding doors. This flexible space is currently set up as a gym, but is just as easily used as a conservatory, a workspace or private lounge. This room overlooks a thriving natural wash area. The kitchen is updated with shaker cabinets, beautiful granite and newer appliances, including an induction cooktop and professional range hood. There is a seated peninsula and a kitchen table area. The formal dining area has a southward view which captures city lights at night; it is a dedicated space yet open to the large living area. From the front entry, you can look out on to two living spaces separated by back-to-back brick gas-burning fireplaces. The living areas are spacious with high ceilings and great natural light. The far side of the main living area a nice wet bar area for entertainment purposes, complete with beverage fridges. Large sliding glass doors open out on to a full-length covered veranda from every space along the back of the home, so you never lose view of your beautiful surroundings. Motorized roller shades offer privacy on the north facing windows at night. The powder room in the living area doubles as a pool bathroom as it opens onto the patio. The spacious pool deck is a step down from the home itself, offering privacy to swimmers while still feeling very open. A large pantry, laundry and utility room are right off of the kitchen, leading to the 2 -car garage. A large storage room runs along the back of the garage. The home has a newer roof as of 2019, and new flooring, stucco, & paint as of 2020. More recent upgrades include new HVAC units, new gas tankless water heater, plumbed gas to two fireplaces with remote fire controls, upgraded dishwasher, & new pool pump. While the character and quality of this home are lovely as-is, it would also be a great candidate for expansion or remodel. Buildable lots in the community garner high pricing and and a square footage addition or even a scrape and rebuild would be profitable in this location for a buyer with the right resources. 2nd story views from this location are easy to imagine by standing in the driveway looking out over the home - incredible!

4632 N Regent Street Buckeye, AZ 85396

$2,100,000
4 Beds
4.5 Baths
4,394 SqFt
Status Active
MLS # 6682296
Property Type Single Family Residence
Price Type --
This is your opportunity to build an exquisite custom home in Verrado. Either design your own custom dream home with us, or build this home already specifically designed for this unique property, boasting a captivating great room floor plan and situated on an expansive, 2/3 acre lot, providing the perfect canvas for your vision of luxury living. With the unique opportunity for the buyer to choose all finishes, this remarkable residence promises an unparalleled level of customization and sophistication. Step into the heart of this home, and be greeted by a kitchen that is as functional as it is beautiful. The buyer has the freedom to select their desired stone for the island, countertops, and backsplash, creating a kitchen that reflects their personal style and taste. Every cabinet in this culinary haven is equipped with slow-close drawers and doors, embodying the seamless blend of convenience and refine craftsmanship. Viking appliances and a pot filler adds an elegant touch to the culinary experience, while the presence of a butler pantry with a separate food prep area allows for seamless organization and efficiency. With 42 upper cabinets and 30 lower cabinets, ample storage space is provided, ensuring a clutter-free environment. The 3cm countertop edge profile adds a luxurious finishing touch to this stunning kitchen. The elegance continues throughout the home with a choice of 12x24 or 24x36 tiles in all wet areas, creating a cohesive and visually pleasing aesthetic. The 8 baseboards and solid core doors add an extra layer of sophistication and durability. Step outside and discover an oasis of relaxation and entertainment. The outdoor space boasts a fully equipped kitchen with a grill, icemaker, and dual burner gas cooktop, offering the perfect setting for al fresco dining and culinary adventures. An outdoor wood-burning fireplace sets the stage for cozy gatherings on cool evenings. The centerpiece of the outdoor area is the stunning 25x50 swim-up beach pool with a separate spill-over hot tub, providing a luxurious retreat for relaxation and recreation. Every bathroom in this custom home features custom stone and tile showers, exuding opulence and sophistication. The master shower is equipped with dual body systems, ensuring a spa-like experience in the comfort of your own home. Satin nickel Moen fixtures add a sleek and modern touch throughout. For effortless entertaining, a wet bar area is thoughtfully incorporated, complete with a sink, refrigerator, and icemaker, ensuring that refreshments are always close at hand. Indulge in the opportunity to create your dream home with this exceptional custom residence. From the meticulously designed kitchen to the luxurious outdoor oasis, every detail has been carefully considered to provide the ultimate in comfort, style, and functionality. Embrace the chance to curate a space that reflects your unique vision and experience the epitome of elegance and refinement in this remarkable custom home. This amazing custom builder offers ICF construction and a Tesla Solar Roof System as affordable options to ensure your. home is net zero

12411 N 133rd Place Scottsdale, AZ 85259

$2,100,000
4 Beds
4.5 Baths
4,596 SqFt
Status Active
MLS # 6758712
Property Type Single Family Residence
Price Type --
Panoramic views of majestic McDowell Mountains surround this luxurious custom home with soaring 11' ceilings and oversized windows. Nestled in the exclusive enclave of Scottsdale Mountain Summit, the double-gated, extensively updated home is an entertainer's paradise with wrap-around balconies and heated salt-water pool. Formal living room, dining room, and family room with fireplace flow from a gourmet kitchen to complete this contemporary floorplan. All four bedrooms offer private ensuites, including a lower-level suite with kitchenette and pool access. Bonus office or bedroom. Designer light fixtures and curated landscaping add to this home's mountainside elegance. Community perks include pickleball, tennis, a spa and 24-hour security. Fine dining, golf, and top-rated schools!

27799 N 67th Way Scottsdale, AZ 85266

$2,100,000
4 Beds
6 Baths
4,220 SqFt
Status Active
MLS # 6737500
Property Type Single Family Residence
Price Type --
Original owner of this beautiful custom home on a corner lot in prime North Scottsdale is ready for your personal touches. From the gated entry into the private courtyard, you will be surprised to see two additional attached casitas with one bedroom and bath each allowing privacy for family and guests. Enter into the large living room combination dining room with fireplace, wet bar and bar refrigerator. Fabulous kitchen with granite counters, a breakfast bar, two built in ovens and a microwave, gas cooktop and huge refrigerator. The master suite has its own private courtyard, his and hers walk in closets, separate shower with two heads, a jetted soaking tub and two separate vanities. Bedroom 2 has an ensuite bath while Bedrooms 3 and 4 share a full bathroom between them Bedroom 4 is huge and you may consider using this room for a home theatre, family entertainment area, and it is large enough for a pool table or exercise equipment. The laundry room has lots of storage, complete with washer, dryer and a laundry sink..even a built/in ironing board. The two car garage faces the street and the third garage is side entry . So many extras in this home, you really have to see it for yourself and make it your new home.

37 W Sierra Vista Drive Phoenix, AZ 85013

$2,100,000
4 Beds
3.5 Baths
4,173 SqFt
Status Active
MLS # 6747449
Property Type Single Family Residence
Price Type --
Discover the epitome of luxury living in this 4 BR+office custom home, perfectly situated in a tranquil cul-de-sac in the heart of North Central. Spanning 4,173 SF, this residence boasts a gracious and airy layout that flows effortlessly from room to room. The split primary suite features an oversized closet and a spacious bath, creating a serene retreat. The outdoor space is designed for relaxation and entertainment, complete with a pool, in-ground spa, BBQ, and fireplace, making it perfect for year-round enjoyment. A wine cellar adds a touch of sophistication, while high-end finishes and superior craftsmanship are evident in every detail, creating a home of unparalleled quality. Located off the famed Murphy Bridle Path, you'll enjoy easy access to the best that Phoenix has to offer.

11402 E Desert Troon Lane Scottsdale, AZ 85255

$2,100,000
3 Beds
3.5 Baths
4,004 SqFt
Status Active
MLS # 6753600
Property Type Single Family Residence
Price Type --
Enjoy breathtaking and unobstructed views of the majestic Troon Mountain, complemented by beautiful vistas of boulder formations and stately saguaros, all from the privacy of this stunning home situated on a premium, elevated corner lot. This tastefully modernized Southwest retreat is a single-level gem with no interior steps, nestled within the prestigious, guard-gated enclave of Boulder Pass at Troon Village. As you step inside, notice the thoughtful artistry and craftsmanship that permeate every corner of this exceptional residence.The heart of this home is the meticulously remodeled kitchen, a true culinary masterpiece where form meets function. Custom-built alder wood cabinetry adorned with glass fronts and unique stainless steel designs offer ample storage options, complemented by a reverse osmosis system, dual Wolf wall ovens, a separate Wolf steam oven, a Wolf gas cooktop, and a Subzero refrigerator. The mosaic glass tile backsplash adds a layer of elegance, enhancing the kitchen's visual appeal. Gaze upon views of Troon Mountain as the kitchen flows seamlessly into the breakfast nook and family room areas, all of which share an authentic, meticulous crafted latilla and beamed ceiling that exudes Southwestern charm. Adjacent to this inviting space, a well-appointed wet bar features Paperstone counters, bar seating, a beverage fridge, and a wine storage area with a custom iron decorative door. Travertine and walnut wood flooring sweep through the home, adding warmth and sophistication. As you enter the home, the formal living room offers a captivating view of the serene back patio, boulders and fountain, while the front entryway and dining room boast exquisite latilla ceilings that glow from the light and views of beautiful sunsets that can be captured through their surrounding windows. This residence offers three luxurious bedrooms, including a primary suite that boasts a spacious sitting area with direct patio access. The primary bath is a spa-like retreat with travertine and granite finishes, dual vanities, a separate shower, and a sumptuous soaking tub. Two additional bedrooms, one ensuite with a walk-in closet and exterior access to the charming entry courtyard, provide comfort and privacy for family and guests. The dedicated office is adorned with double entry doors and offers a refined workspace with peaceful views of the front courtyard, while the laundry room, which is adjacent to the garage, includes a sink and additional refrigeration space. The entry courtyard is a welcoming oasis featuring a gas fire pit, twinkling north city light views, and an elegant paver hardscape. A half-circle drive ensures convenient parking for visitors. The backyard is a tranquil, private paradise designed for relaxation and entertainment, with multiple secluded areas, a boulder waterfall fountain and pond, a built-in barbecue with pull-up bar, a gas kiva fireplace, a commercial-grade misting system, and a sparkling pool area with unobstructed views of Troon Mountain, Tom's Thumb and the McDowell Mountains. Multiple covered spaces provide year-round comfort. Additional features include a three-car side-entry garage with epoxy floors, a freshly recoated flat roof in 2023, a water softener, and newly painted interiors.

4639 E Mountain View Court Phoenix, AZ 85028

$2,100,000
4 Beds
3.5 Baths
3,563 SqFt
Status Active
MLS # 6750469
Property Type Single Family Residence
Price Type --
Experience the height of luxury in this stunning Arizona estate, perfectly positioned across from prestigious Paradise Valley. Step into a beautifully crafted home with rich wood floors and an open layout ideal for both grand events and cozy gatherings. The gourmet kitchen features premium Wolf appliances, including double ovens and a griddle, alongside a Subzero Refrigerator and Freezer. The elegant quartz island, white cabinetry, and spacious walk-in pantry create a chef's paradise. The dining room is elegant and open, and the home includes three generous bedrooms in one wing, including a guest suite with a private bath. primary suite, located in its own wing, features a sophisticated office and a convenient half bath. Additional versatile spaces include a second office and playroom. The well-appointed laundry room provides ample storage and a practical drop zone.Embrace the ultimate in Arizona luxury, where elegance, comfort, and prime location create your dream home. The sunlit great room offers panoramic views of Camelback Mountain through 10-foot sliding doors, leading to an exquisite outdoor space. Misting System on patio to cool you off in the summer heat! There's even room for a sports court or additional seating. Enjoy a patio with a bar, built-in barbecue, and refrigerator, overlooking a sparkling poolperfect for embracing Arizona's indoor-outdoor lifestyle. Close to golf courses and can walk to shopping and restaurants.