How Technology Is Creating an Easier Mortgage Approval Process

From saving up for a down payment to sussing out the ideal lender, there are so many things involved in purchasing a home that can make it seem like a rather complicated undertaking. However, like a lot of things in our lives, technology has streamlined the process in recent years. If you’re currently searching for a home on the market, here are some new technological advancements that may make buying a little easier for you.

The Smart Phone Advantage

The paperwork and requirements associated with a mortgage may not have changed much in recent years, but smart phones have provided us with the instant ability to see all the necessary documents from anywhere. While there was once a time it required a lot of time in front of a computer, smart phones have enabled people to fill in, review and reply to documents on the go, which makes for a much more efficient – and mobile – process.

The Implementation Of The E-Signature

It may seem like something that has been around for a while, but up until recently an approving signature on a document had to be provided in person. With all the mortgage documents that are needed to get the ball rolling, this type of approval took up a lot of extra time. Nowadays, instead of having to rush out to sign a paper, our mobility and legal laws enable anyone applying for a mortgage to be able to provide an e-signature, which means there is no waiting around on the backend.

Consult My Website

While there is still a lot of paper and information required in order to get approved, checking my website and using my mortgage calculator tools enables you to instantly determine how much your monthly payments will be and what the real cost of your home is when it’s all added up. Instead of the guesswork, these calculators can help you answer the question of whether or not a home is the right price.

The mobility and ubiquitous nature of today’s technology has made a lot of things much easier, and the mortgage process is no exception. From online calculators and tools that can better manage your mortgage to the use of e-signatures, there’s no reason getting a mortgage loan has to be rife with stress. If you’re looking into buying a home, please contact me for more information.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

17572 W Polaris Drive Goodyear, AZ 85338

$599,000

5 Beds

3 Baths

3,011 SqFt

Status Active

MLS # 6750396

Property Type Single Family Residence

Price Type --

RARE 4 CAR GARAGE. Nestled at the base of the Estrella Mountains is the highly desired community of Estrella Mountain Ranch. This is where you'll find this rare 5 bedroom, 3 bath home with a 4 car garage, and pool. As you enter, you'll love the vaulted ceilings that provide ample natural light that fills the rooms, not to mention the plantations shutters. This will lead into the open concept kitchen - family room that features lovely views to the backyard that boasts a sparking pool, grass areas, large covered patio, tasteful landscaping and, your very own: two 30+ foot palm trees. The kitchen features stainless appliances, Corian counter tops along with 42'' cabinetry. You'll also love that there's a bedroom and adjacent bathroom on the main floor which is perfect for guests: see more Or multi-general living. Upstairs is where you'll find a large loft space along with 3 nice sized bedrooms serviced by a full bathroom with shower and dual sinks. The primary bedroom sports terrific views and a large en suite bathroom featuring separate tub and shower, dual vanities, private toilet room, and a large walk-in closet. You're just a short walk or bike ride to the lakes here in Estrella. This amazing home is just a couple minutes drive to Mountain Ranch Marketplace which is home to Safeway, Starbucks, Subway, medical and dental care and a list of many more services. By the way, you can cancel your gym membership as Estrella offers two residence clubs both with state-of-the-art workout facilities. These clubs also feature swimming pools, banquet facilities, restaurants and more. The community boasts two elementary schools and a highly touted high school. This home is a rare find in a vibrant community, offering the perfect combination of convenience, comfort, and style. Don't miss the opportunity to make this your dream home!

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13827 N 41st Place Phoenix, AZ 85032

$599,000

6 Beds

3 Baths

2,235 SqFt

Status Active Under Contract

MLS # 6759305

Property Type Single Family Residence

Price Type --

Rare 6 bedroom home in sought after North Phoenix neighborhood. Close to Desert Ridge, High Street and new Paradise Valley Mall Development. Large covered patio and cozy gazebo for entertaining. Freshly painted exterior and low maintenance desert landscaping. All furniture included.

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902 E Le Marche Avenue Phoenix, AZ 85022

$599,000

4 Beds

2 Baths

2,124 SqFt

Status Active Under Contract

MLS # 6765470

Property Type Single Family Residence

Price Type --

WELCOME to your beautiful 4 bed, 2 bath home with a pool and stunning mountain views, located in a desirable neighborhood with no HOA. This immaculate property features a renovated kitchen and bathrooms, with the additional playroom, perfect for families. The home is equipped with owned solar panels for energy efficiency. Conveniently located close to shopping, restaurants, and more. The perfect family home, offering comfort, space, and breathtaking views. Don't miss out on this move-in ready gem!

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5851 E Singletree Street Apache Junction, AZ 85119

$599,000

3 Beds

2 Baths

1,350 SqFt

Status Active Under Contract

MLS # 6774610

Property Type Single Family Residence

Price Type --

Lovely family or retirement home,with gorgeous mountain views and all the peace & quiet you want. Sip your cocktails on the back patio while watching the birds and the squirrels and the occasional deer that wander through the property. Awesome city light views are a bonus from your outdoor kitchen pad. Inside is a spacious kitchen & dining area combined for the perfect entertaining space. Beautiful desert views from every window! Detached garage and separate storage shed are part of the package.

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9305 W Calle Lejos -- Peoria, AZ 85383

$599,000

3 Beds

2 Baths

1,865 SqFt

Status Active Under Contract

MLS # 6775737

Property Type Single Family Residence

Price Type --

The American dream has always been classified as owning your very own property... and this home certainly has A LOT of it! This 1865 sqft home sits on an acre of land with countless possibilities: horses, homesteading, room for expanding or building a workshop, you name it! Come and personalize this 3 bedroom 2 bath home (complete with two living spaces)! When you make this home your own you'll be less than thirty minutes away from Lake Pleasant, so bring your boat! You'll also have access to great food and shopping just four minutes away at Lake Pleasant Towne Center. Don't miss out on this rare opportunity to own so much land for a great price.

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2760 E San Tan Street Chandler, AZ 85225

$599,000

3 Beds

2 Baths

1,913 SqFt

Status Active Under Contract

MLS # 6778218

Property Type Single Family Residence

Price Type --

Beautiful, Upgraded 3 Bedroom, 2 full bath home, in the popular and centrally located Dobson Place subdivision. Split bedroom floor plan, Large Great Room open to Kitchen and Breakfast room, Separate formal dining area. Backyard is Beautifully designed for entertainment, with Covered Patio and Heated Pebble-Tech Pool, with Rocks Waterfall. Home has been kept well and maintained, with many upgrades and updates. All New Roof (jan/24), all New windows throughout the house, Recently remodeled Kitchen Counters, Cabinets and appliance, updated bedrooms (Master and guest), updated Tile floor through out the entire house. Other Features: Natural Gas hook up for Gas Grill. Natural Gas Heated Pool, Additional Storage above Garage, Natural Gas Fireplace.

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29817 N 223rd Avenue Wittmann, AZ 85361

$599,000

4 Beds

3 Baths

2,561 SqFt

Status Active Under Contract

MLS # 6778300

Property Type Single Family Residence

Price Type --

Fantasic custom home that is priced to sell. The open floorplan has split master with 2nd guest quarter or master on opposite side. The two other bedrooms are split off and have a jack and jill bathroom with private vanities. The back yard has a block wall around the perimeter with an RV Gate on both sides. Extra large back patio has tongue and grove ceilings. Beautiful upgraded quartz cover the countertops. Beautiful Custom wood cabinets throughout make this home extra special. Kitchen island is 4X9 w breakfast bar overhang. Exterior was just painted. This is on a 4 part shared well w huge storage tank. The surrounding homes are excellent custom homes. Bring your horses and your toys. No HOA

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959 N 97th Way Mesa, AZ 85207

$599,000

4 Beds

2 Baths

2,050 SqFt

Status Active Under Contract

MLS # 6786673

Property Type Single Family Residence

Price Type --

BRAND NEW Construction with Custom-Quality Upgrades throughout! This beautiful Modern Farmhouse is located on a 1/4 ACRE FENCED YARD with NO HOA. FRONT YARD LANDSCAPING INCLUDED. Gourmet Kitchen w/ high-end Cabinets w/ 42'' uppers, White Quartz Countertops, Stainless Steel Appliances & Wood Plank Tile Floors. Stunning Master Bathroom w/ Freestanding Soaking Tub & a BEACH ENTRY Glass Shower. Exceptional Energy Efficient - boasting Spray Foam Insulation, Premium AC unit & High-end Windows. Superior Construction and Craftmanship includes Premium Roofing System, Premium Synthetic Stucco & much more! COMPLETED in April/May 2025.

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25409 N 40th Lane Unit 0 Phoenix, AZ 85083

$599,000

4 Beds

3 Baths

2,134 SqFt

Status Active

MLS # 6786652

Property Type Single Family Residence

Price Type --

DROP DEAD GORGEOUS PERFECT FOR ENTERTAINING ...A LARGE FAMILY...WORKING FROM HOME...CLOSE TO MANY AMENITIES

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10696 S 297th Avenue Palo Verde, AZ 85343

$599,000

4 Beds

3.5 Baths

2,317 SqFt

Status Active

MLS # 6771316

Property Type Single Family Residence

Price Type --

Welcome to your dream home in Buckeye, AZ! This luxury residence sits on a one-acre lot with an efficient irrigation system, ensuring a lush green landscape year-round. Inside, enjoy a grand foyer leading to an open-concept living area, featuring four spacious bedrooms and three and a half elegant bathrooms with high-end finishes.The gourmet kitchen boasts top-of-the-line stainless steel appliances and a large island, flowing into the dining area and inviting great room, where large windows frame breathtaking mountain views. Step outside to a private patio, perfect for outdoor dining, overlooking the expansive yard. Surrounded by other luxury ranch homes, this peaceful neighborhood offers the ideal blend of tranquility and exclusivity. Experience the best of Arizona living in this home!

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7709 W Boca Raton Road Peoria, AZ 85381

$599,000

4 Beds

2 Baths

1,642 SqFt

Status Active

MLS # 6698687

Property Type Single Family Residence

Price Type --

Welcome to your fully renovated, modern oasis! This stunning four-bedroom, two-bathroom home has been thoughtfully updated from top to bottom. Step inside to discover a light, bright, and open floor plan with all-new flooring that flows seamlessly throughout the space. The heart of the home is the gorgeously remodeled kitchen, featuring sleek cabinetry, high-end countertops, and brand-new appliances. Prepare to be amazed by the stunning limestone backsplash and the focal point of the kitchen, a breathtaking waterfall island that offers both beauty and functionality. The kitchen also boasts an eat-in area with tons of seating, making it the perfect spot for casual meals or entertaining guests. The vaulted ceilings add to the sense of space and grandeur, creating a truly luxurious feel. Both bathrooms have also been meticulously updated to provide a spa-like experience, with modern fixtures and finishes. Gather around the new fireplace in the spacious living area, perfect for cozy evenings with loved ones. Outside, a brand-new RV gate provides convenient access to the oversized corner lot, offering ample parking, including space for an RV. Enjoy the outdoors in the newly landscaped front and back yards, providing the perfect backdrop for entertaining or simply relaxing in the Arizona sun. NO HOA!!! For those interested, all the furniture is available for purchase on a separate bill of sale. Please see the list of updates in the documents tab. Don't miss the opportunity to make this beautifully renovated home your own!

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1436 N Bernard -- Mesa, AZ 85207

$599,000

4 Beds

2.5 Baths

3,556 SqFt

Status Active Under Contract

MLS # 6784104

Property Type Single Family Residence

Price Type --

''Investors here is the opportunity you've been waiting for. This Incredible 2 story home is perfectly situated in the sought after community of Sierra Estates. A fantastic floor plan with spacious living area and vaulted ceilings throughout. Great use of the over 3500 sq ft featuring 4 bedrooms 2.5 baths and gorgeous vaulted ceilings. The Back yard has outdoor kitchen, with pool and open space. Bring your vision and skills to a home that is ready for you to make it shine. Mostly cosmetic repairs needed and will be an incredible investment opportunity for some sweat equity.

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